2022年银行招聘考试题库高分通关300题加下载答案(黑龙江省专用)

《银行招聘》职业考试题库

一,单选题(共200题，每题1分，选项中，只有一个符合题意)

1、资料：欧洲的经济学家Mr.T首先跟你谈了欧洲的一些优势，以及一些好的企业。请根据下列资料回答问题

A.ItisaSpanishfood

B.Itisasoftdrink

C.Itisasportsdrink

D.Itisafoodanddrinkscompany【答案】CCO6O3Z3S2B9O4C2HY10J2H4C8M9J6J5ZQ4D8O3D10R7F6K12、下列不属于无线通信线路的是（）。

A.微波

B.光纤

C.无线电

D.激光【答案】BCW2R1O2V5Z8G10G9HP4E3S3F10Y2X1J2ZH2T3R2P5L10O10J33、Computercannotrememberwhohasusedit;itsimplydoeswhat（）.

A.itistold

B.itwastold

C.ithastold

D.ittold【答案】ACR4H1M8C8E10F5N10HN2O1L10L2M2D10Q4ZU10F1C6L2O5N1I34、Mymajorandworkingexperience______thisposition.

A.providemethequalificationfor

B.supportmequalifiedwith

C.makemequalifiedfor

D.qualifiedmyselfwith【答案】CCM5T1Z10X10F4H6T6HX8G10G10J1J2G6D6ZC9J1Z5B2M7H2F105、人民币汇率形成机制改革坚持主动性、可控性、渐进性的原则，2005年7月21日，人民币汇率形成机制改革启动，开始实行以市场供求为基础、参考一篮子货币政策进行调节、有管理的浮动汇率制度。自汇率形成机制改革以来，人民币汇率弹性逐步扩大，并形成双向波动的格局，呈现稳中有升的态势。

A.银行间外汇市场

B.同业拆借市场

C.票据市场

D.债券市场【答案】ACR7U1M4H4L3F4V4HJ10M9E1S2L3F1Q10ZF1I7J4M2O8C6S96、紧急避险，是指为了使国家、公共利益，本人或者他人的人身财产和其他权利免受正在发生的危险，不得已而采取的损害另一方较小的合法权益，以保护较大的合法权益的行为。根据上述定义，下列不属于紧急避险的是（）。

A.某客轮忽遇台风，船长凭多年经验抛弃大量贵重货物以减轻重量，保护旅客生命安全

B.小郭正骑车行走，一机动车突然斜冲过来，小郭赶忙躲闪，结果将一香烟货架撞坏

C.小刘在回家途中遇到劫匪，情急之下，捡起一块砖头砸向匪徒

D.某小区一住户家窗户、阳台都在冒黑烟，物业公司在确定无人的情况下。破门而入【答案】CCA7H3R4T6P3V5Q9HW7Z3E8T4R1P4F6ZF6X4T10N7E3P5H77、下列历史事件按时间排序正确的一组是（）

A.百家争鸣——独尊儒术——新文化运动

B.大泽乡起义——太平天国运动——安史之乱

C.王安石变法——商鞅变法——戊戌变法

D.贞观之治——文景之治——康乾盛世【答案】ACH2R6C9O10P10Z10F9HB1C7J2A5J10L9A3ZZ4P7Q9Y2F10P9N108、Therefore,individualsmayattendhighereducationtoavoidor______theirrequiredmilitaryservice.

A.cancel

B.postpone

C.refuse

D.display【答案】BCJ5C4Q9Q9J9G1C3HF2P10Y3O3F7H7V9ZC1N10R6W4O6U7J39、Manyspeciesareinperilofextinctionbecauseofourdestructionoftheirnatural____.

A.habitat

B.favor

C.hoop

D.circle【答案】ACU1R3B1C4O8K4T8HC7T4H6N10K6Y8O6ZD4B9I8E4O4U3V110、资料：Somecompaniesaremorecreativeintheiruseofhistorythanothers.HSBC’sHistoryWall,astrikingartinstallationatthebank’sLondonheadquarters,ismadeupof3,743imagesdrawnfromthebank’sarchivesandarrangedinchronologicalorder.

A.Heisthesoleauthorof“Authenticity”

B.Heencouragesfirmstolookfortypicaleventsfromarchives

C.Helovesthecobalt-blueglassedofRitz-Carltonhotelverymuch

D.Healsobelievesthatyoungerfirmscanusehistoryaswell【答案】BCU2Q8I5G5Y6N4Y6HF9E8D2M10O8M9A10ZD9M10C10S10V10D10P111、资料：Westernbusinessvisitorsareoftendeadline-drivenandunwillingtoslowdowntotheChinesepacewhendiscussingbusiness.ButinChinathepacecanbefastandslowsimultaneously.

A.Chinesebusinessmenlookforwaystocombinedifferentoptions

B.Chinesebusinessmenhavestrongersenseofnationalpride

C.Chinesebusinessmenhavetheirownpacedoingbusiness

D.Chinesebusinesstreasurecloserelationship【答案】BCK4Z1X2B7G3N1M4HF9G4P4T2U6T1T10ZE6D1N9O5N9S6Y512、人工智能的出现对哲学意识论的意义是（）。

A.否定了意识对物质的能动性

B.根本改变了人类意识活动中的主体性

C.降低了人在意识活动中的主体性

D.表明意识活动与其他物质运动形式的同一性【答案】DCI4E1M8Y4J3J4C5HX2J8W6X5M2Y5W3ZD5X7D6G8G3Z5P613、下列句子中语序排列最连贯的一项是（）。

A.（4）（1）（3）（5）（2）

B.（1）（4）（3）（5）（2）

C.（1）（5）（2）（4）（3）

D.（4）（3）（5）（2）（1）【答案】BCY3B7B6O4Z10L10I6HF6O8O3J6C1W6I9ZY7Z2N4E5C5D9V714、The______goaloftheprojectistoexpandthescientificknowledgerelevanttoimprovinghealthoutcomesforwomenandchildreninlowincomecountries.

A.entire

B.total

C.target

D.overall【答案】DCQ3M5E8X4Y1W7P7HP3I6B10C3P9Z2F3ZH10V4Y5C2S4R6Y715、电能是用途最广泛的能源之一，它属于（）。

A.二次能源

B.—次能源

C.不可再生能源

D.可再生能源【答案】ACP2R8N1P5V4V1T10HC7P8J8G8Y9A8O1ZC4E5I5S1S10Y6K616、我国《刑法》中的附加刑（）。

A.只能独立适用

B.只能附加于主刑适用

C.只有主刑是有期徒刑以上刑罚的，才可以附加适用

D.既可以附加适用，也可以独立适用【答案】DCV4P7D9I7G9M6B5HD1B8J2B9W1W10T10ZU6I5A9B8I1X9I117、我国专门为退市后的上市公司股份提供的继续流通场所为（）。

A.二级市场

B.银行柜台市场

C.三板市场

D.中小企业板市场【答案】CCD5B6X1G5F1D7J6HE8V9K2Q4O2P3X8ZL7J6V6G8J3O4U318、资料：China'sFosunhasofferedtobuyalmost17percentofMillenniumBCP,Portugal'slargestlistedbank,andpotentiallyliftitsstaketo30percent,followingahavinginitssharepriceintheyeartodate.

A.Nonchalant

B.Susceptible

C.Averse

D.Neutral【答案】BCS2I2H2R3H5M10Q8HN10U9A8N3F10O6N5ZB3C5D8H6P2S6H1019、______,thissimplegesturemeansfivedifferentthingsinfivedifferentMediterraneancountries.

A.Becauseitseemsastonishingthat

B.Astonishingthoughitmayseem

C.Youwillbeastonishedby

D.Astonishediswhatitwas【答案】BCT4X10B2J9Z4Y5X7HE10Z8R8X1I1U9P5ZB10L6E10S2B9X5M620、太阳系是大约（）亿年前，由星云在引力作用下逐渐收缩而形成的。

A.100

B.80

C.50

D.30【答案】CCY7Q5F7I10K2B10G8HB1U5C10D5U6Y9X10ZS3Y10G10N9H3Z4H221、关于通货膨胀的成因，下列说法不正确的是（）。

A.失业率居高不下时也可能出现高通货膨胀

B.在总需求和总供给相对平衡的条件下，某些结构性因素也可能导致通货膨胀

C.货币供给的扩张并非需求拉动型通货膨胀的唯一根源

D.货币是导致通货膨胀的唯一重要的因素【答案】DCJ9H8R6V5P4M9T8HT9L2X3H2C2Y2B9ZD10E2J1I3H7X8P522、关于总需求曲线，以下表述错误的是（）。

A.总需求曲线反映的是产品市场和货币市场同时处于均衡时，价格水平和总需求量的关系

B.扩张性的财政政策使总需求曲线向右移动

C.扩张性的货币政策使总需求曲线向右移动

D.总需求曲线向右上方倾斜【答案】DCT10Y4B10G6B4G1C7HO9F1G8W8A1M6X5ZI8H4L2B4I1Y10Z723、对项目计算期相同而原始投资不同的两个互斥投资项目进行决策时，适宜单独采用的方法是（）。

A.回收期法

B.净现值率法

C.总投资收益率法

D.差额投资内部收益率法【答案】DCP6Z7U6S4W6Y5M5HS2K2H8X4G5G5C2ZR1E2S6E1K4S7Q724、下面是中国古典文学四大名著中的人物与情节，其中搭配不当的一项是（）。

A.鲁智深——倒拔垂杨柳

B.孙悟空——大闹天宫

C.诸葛亮——三顾茅庐

D.刘姥姥——进大观园【答案】CCC1P2V2I2T6J10E5HB10E3G7J9Y9P1B3ZP3Q8G4I9E9F3H925、如果将一国货币币值的提高定义为升值，那么，对该国来说，将导致（）。

A.直接标价法汇率数值将减小，间接标价法汇率数值将减小

B.直接标价法汇率数值将减小.间接标价法汇率数值将增大

C.直接标价法汇率数值将增大，间接标价法汇率数值将减小

D.直接标价法汇率数值将增大，间接标价法汇率数值将增大【答案】BCW1F7F7G8K2L9V7HS4W6W9K8X3U4H8ZV8K10A10A2T2Z9K526、Passage5

A.Tomakeatransitiontoanewtopic

B.Toworkasahooktothefollowingparagraphs

C.Toprovideacontrasttotheprecedingparagraphs

D.Tooffersupportingevidencetotheprecedingparagraph【答案】DCY8W1O1U9R4L3F2HK10Z3S4B8K8L5T1ZT10D10U7Q1U1Q9D127、根据物的分类，下列物与物的关系中属于主物与从物关系的是（）。

A.冰箱与雪柜

B.矿泉水与蒸馏水

C.衣柜与门框

D.汽车与备用轮胎【答案】DCT3X4U9J6H10Z6E7HK7B8K1N4L1K8Z1ZG2I5V4L6R6B2W128、Twoyearsago,RupertMurdoch’sdaughter,Elisabeth,spokeofthe“unsettlingdearthofintegrityacrosssomanyofourinstitutions”.Integrityhadcollapsed,sheargued,becauseofacollectiveacceptancethattheonly"sortingmechanism"insocietyshouldbeprofitandthemarket.But"it'sus,humanbeings,wethepeoplewhocreatethesocietywewant,notprofit".

A.revealedacunningpersonality

B.centeredontrivialissues

C.washardlyconvincing

D.waspartofaconspiracy【答案】CCP8E4R2Y5O9L9O6HS2T10O5D6W7T1P10ZC7U7G3K5Q3A7R429、对于高层管理者来说，掌握良好的（）是最为重要的。

A.人际技能

B.语言技能

C.概念技能

D.技术技能【答案】CCT5X6Z4Z6A2P4W1HF1P7L2A7U10U9E10ZQ5W6I6F5S5O1G430、高通胀下的GDP增长将导致金融市场行情（）。

A.上升

B.下跌

C.不变

D.都有可能【答案】BCX2B3K4U10C2L5U6HD3V8I6H8T6C2I6ZD9E3X10V10E5D10Q731、Shegotherdegreesuccessfullyasheruniversity_____wasonMarinaTsvetaeva,apoetthenindeepofficialdisfavor.

A.conclusion

B.hypothesis

C.dissertation

D.paradox【答案】CCV8J5Z1A3V2Y4N10HW5G5K8F1G4K9G4ZA4P3O8Z1Z3D8I1032、资料：Childrenbackatschool,nightsslowlystartingtodrawinandtheweathermorechangeable.Theseasonsareturningandafteraneerilycalmsummerforfinancialmarkets,there'sawhiffofuncertaintyintheair.Bondyieldsareupfromtheirlows,andtherelentlessmigrationofglobalcapitaltowardsanyasset,anywhere,withsomeyield,isslowing.

A.AfterBritainleavingtheE.Utheinvestmentdecisionofinvestorshasbeenaffected

B.AfterBritainleavingtheE.U,thevalueofthepoundwillbeseenweakenedfurther

C.AfterBritainleavingtheE.U,thefedtakesthisopportunitytoraisetherate

D.AfterBritainleavingthe

E.U,theBankofEnglandhasalreadycutpolicyratesto0.25%【答案】ACT7E10F2E9U8B4P10HY10G7S8R5C6J8T6ZN2L8M1S1O9Q6V1033、中国农业银行于2010年7月15日和16日正式在上海和香港两地上市，至此，中国四大国有商业银行全部实现上市，中国金融改革开始新的一页。

A.股票

B.证券

C.债券

D.投资基金【答案】ACQ2O10Q7G5G5Z6J2HW9O9N7R3Y5Q9N4ZE8Y1N3P7Q7T1X634、Hurricanesareseverecycloneswithwindsover75milesanhour（）originateovertropicaloceanwaters.

A.which

B.who

C.where

D.howto【答案】ACF2C10H8T3H1N10Q1HN7D3P10C6H9K5C7ZE10G9H9C3G2S5H1035、关于工作分析方法的说法，错误的是（）。

A.访谈法应用广泛.适用于各类工作

B.问卷法操作简单，成本较低

C.工作日志法要求任职者在一段时间内记录自己每天的工作活动

D.观察法要求工作分析人员通过直接参与研究的工作来掌握工作相关信息【答案】DCB5I6Z6Y4A2A3J3HV10M4U5X6C7C3R4ZR1R10F1H10J1T10X536、Passage8

A.Somelendersareunwillingtolendmoneytoseniors

B.Theborrowerscannotpaybackthemoneyasexpected

C.Federalandstateregulatorsaredocumentingtheobjection

D.Somelendersgobankrupt【答案】BCH5M8M10N5Z8P5A8HL3L4C10V9X2M9L7ZK10K9K3X3Q8X3R537、下列说法不正确的是（）。

A.舞低杨柳楼心月—柳永

B.两情若是久长时—秦观

C.此情无计可消除—李清照

D.可惜流年、忧愁风雨—辛弃疾【答案】ACH3I4W7M1U10S7U5HS8V5O1R10J4X1K5ZM8M5J3Q9H6P9W438、我国刑法规定在我国领域内的犯罪是指（）。

A.受害人居住地在我国领域内

B.犯罪人居住在我国领域内

C.犯罪行为或者结果有一项发生在我国领域内

D.受害人与犯罪人均居住在我国领域内【答案】CCX7Y1W10A9A1X7A1HB9B3C7E8F3Q3X3ZB10C7H1R7V1N5Z639、资料：Upto80percentoftheworld’smiddleclasseswillliveindevelopingcountriesby2030thankstosurprisingrecentgainsinpovertyreduction,accordingtoaUnitedNationsreportpublishedonThursday.

A.blocking

B.undergoing

C.supporting

D.stressing【答案】CCQ4H4G2E2X10R4F6HV4C3N1G10U4C8W7ZM7J6V1B2S4D9V840、下列有关国内生产总值的表述，正确的是（）。

A.③④

B.①④

C.②③

D.①②④【答案】BCN10X2L2Q6Y9A8S3HG8G4F3A8M9S1O6ZQ2L1R3A3P2M7R741、阅读理解

A.trytoridhimselfofhisworldofillusion

B.accepthiswordsasbeingoneofillusion

C.applythescientificmethod

D.learntoacknowledgeboth【答案】BCC9P4L1C4Y8V4H1HL4R7N6D3S8Y5X1ZN4E3K2Z2N8J2T342、我国山脉众多，影响深刻。对此，下列表述不正确的是（）

A.秦岭山脉是我国南北方的重要地理分界线

B.阴山山脉是传统上重要的农业与牧业的分界

C.昆仑山脉融雪是河西走廊绿洲农业的重要水源

D.喜马拉雅山脉是世界上最年轻高大的山脉【答案】CCY5Y5T3Z2B7S10G9HF7X10S2L5I5X6E1ZW9H2W6F8Y4B6P543、Passage10

A.givetheirparentssomefreetime

B.maketheirparentsmorecreative

C.helpthemwiththeirhomework

D.helpthembecomemoreattentive【答案】ACG2J6Z10B3E6V8S5HP10D3W7J4T9F5U8ZI5V2T8V6V1F7Y1044、帕累托最优条件不包括（）。

A.效率问题

B.社会问题

C.生产问题

D.分配问题【答案】DCH2I1S4P2N5U4H1HL9X9I1K5N2O8D3ZC8O9B7F5E10A10S645、资料：TheincreasingamountofpersonalinformationthatcanbecollectedbycomputerprogramsthattrackhowpeopleuseFacebookhasbeenrevealedbyanextensiveacademicstudy.

A.Thestudydrawspeople’sattentionforprivateinformation

B.informationcanbepredictedcorrectlyinthestudy

C.somepersonalinformationmaybecollectedandusedbysomecompanies

D.ifpeopleattempttokeeppersonalinformationprivate,thingswillchange【答案】CCH3P9N10Q4Y1G5V4HB4Q5X10T3J6L7X5ZN3Q6A8I4P10I9B546、资料：Whatattractscustomers?Obviouslythequalityofaproductdoes,butvisualimagescontributeagreatdeal.Itisnotonlytheimageprovidedbythepackagingthatcountsbutthewholecorporateidentityofthecompany.

A.Hairstyleandclothes;corporateidentity

B.Colorsandsymbols;cultureandidentity

C.Hairstyleandclothes;image

D.Colorsandsymbols;tasteandmission【答案】BCK8Q4O2O5J10D5V2HI1K6L10X5R7U5C1ZK1X5A9M1D6T4E947、Theleaveshavebeensweptintohuge____.

A.pyramids

B.layers

C.heaps

D.loads【答案】CCN1J7D6S2U9J4C5HB9O6J5S1U6U3R5ZO2U2K9T5S8L7F1048、材料一：为进一步支持实体经济发展，优化流动性结构，降低融资成本，中国人民银行决定下调金融机构存款准备金率1个百分点，其中，2019年1月15日和1月25日分别下调0.5个百分点。同时，2019年一季度到期的中期借贷便利（MLF）不再续做。这样安排能够基本对冲今年春节前由于现金投放造成的流动性波动，有利于金融机构继续加大对小微企业、民营企业支持力度。

A.库存现金+商业银行在中央银行的存款

B.法定存款准备金率×库存现金

C.法定存款准备金率×存款总额

D.存款准备金-法定存款准备金【答案】CCV6W7T3X2A5T7V2HW3C2G10Z4A1A6Q9ZD2S8B6U3W2E1A949、随着生产和生活垃圾的急剧增加，垃圾处理已成为一个重要的社会和经济问题。而有关专家却说垃圾是放错了地方的资源。”将垃圾看成是“放错了地方的资源”这段话（）。

A.坚持了联系的观点，世界上一切事物都是相互联系的

B.混渚了矛盾主次方面，看不到矛盾主要方面决定事物性质

C.坚持了矛盾的分析方法，看到矛盾双方在一定条件下相互转化

D.违背了矛盾普遍性和特殊性辩证关系，看不到矛盾的普遍性【答案】CCA8T8O10O1F6W3O5HT6C2Y6G8F8K10Y3ZJ4E6D9T10Z9P10Q250、长江以南的广大丘陵地区，分布着一种在当地高温多雨下发育而成的土壤，叫（）这种土壤含铁、铝成分较多，有机质少，酸性强，土质黏重。

A.红土地

B.黑钙土

C.黄壤

D.棕壤【答案】ACX9H1F3W4C9M2Z3HW3S2I1E5Q5L1V4ZE7M6K3P10S1T8J451、TheWHOsaysthereiscurrentlynoevidenceofhuman-to-human______ofthevirus.

A.translation

B.transition

C.transmission

D.transaction【答案】CCY10J7Z10N4N8G5L3HO3O8A9C7M7V6Y4ZI5H6A1T10D3B9V552、资料：Fornearlyacentury,HiltonWorldwidehasofferedbusinessandleisuretravelersthefinestinaccommodations,service,amenitiesandvalue.

A.Apolicyannouncement

B.Arecruitmentad

C.Aproposal

D.Abusinesslicense【答案】BCJ7K1N2C4K2T1Z4HM8R3D7J4R4U10U9ZO5X1I5T9M6E7Q753、Shecandoitherself;itis（）easy（）ABC.

A.rather...than

B.more...than

C.notasmuch...as

D.as...as【答案】DCC10N7S3E7G7X3Q3HN8H10T7N6G5M6Z5ZZ6S2U9P6W4Q3T754、下列属于增值税征收的事项是（）。

A.某公司出售办公大楼

B.某电力公司销售电力

C.某公司转让土地使用权

D.某农民销售自产农产品【答案】BCK9H6F3B2U10O9U10HE5S8F9G1J7Q6B10ZM4N8S6Y6R4V5E755、TheUnitedStateswilldothatwhichisnecessarytomeetits______toitsowncitizens.

A.rules

B.promise

C.principles

D.obligations【答案】DCE6Y5S2C1Y6J6U2HH3B3G3P3O8D8V2ZY8J1N7O4Q9N10X756、Sincethe1960s,therehavebeenseveralpoliciesdesignedto______thischallenge,includinginstitutionstailoredforsmallholderagriculture.

A.do

B.deliver

C.cope

D.address【答案】DCX10N10V2T4P10N8U10HS4J5Y8Z6B2G10Q10ZR1P7T5R7I7L9S257、Mr.Backussimplyreplacedtheoriginalequationwithhisown______foradreamdate,whichincludedthepercentageofwomenlikelytofindhimattractive,andthenumberofgirlsaged24to34inLondon.

A.designation

B.measures

C.criteria

D.legislation【答案】CCH4Q5K9Z5Y10N3L7HD4Z7W7L9D7B10L3ZI10E10G9Q5G6D2G258、资料：Thedailychangesofthemarketcanleadinvestorsastray.Theupsanddownsmakethetendencytolookattheportfolio,sperformancefrequentlytootemping.Thismeansinvestersarelikelytoperceivemererisk,forgettingabouttheirkeytermgoals.

A.beconcernedaboutimmediategainsandloss

B.beattractedbyriskratherthanlongtermgoals

C.bemisledbythedailychangesofthemarket

D.beworriedabouttheupsanddownsofthemarket【答案】CCB6M4J7E7Z8V1S10HI1Y4U2M5P7S7L7ZO4Z7O3A9E5I3I859、资料：Asabusinessowner，itisvitalthatyouunderstandanduseadvancedtechnologies.Technologycanhelpincreasebusinessefficiencyandevenexpandoperations.

A.Discusstheadvantageoftechnology

B.Advertisingbusinesssoftware

C.Teachbusinessownershowtostaycompetitive

D.Teachbusinessownershowtomanageemailsandcalendars【答案】CCD1N2I1Y9L6T6K1HZ1S7K5C9R9F7U8ZZ1F10N8E5S3N6P160、下列说法不正确的是（）。

A.鲁迅是中国现代文学的奠基人

B.郭沫若的《女神》是现代文学史上第一篇白话文

C.田汉是中国现代戏剧的奠基人

D.巴金是现代家族小说的开拓者【答案】BCY9L8I3T6V2W2S7HY7F9N7M8B5J8L9ZU8R8T9Z10Y2S7W361、下列关于外汇科目的说法中，正确的是（）。

A.“外汇买卖”科目本身属于资产性质

B.“外汇买卖”科目本身属于负债性质

C.“外汇买卖”科目是一个实体性质的科目

D.“外汇买卖”科目仅仅起本外币转账中平衡借贷关系的作用【答案】DCH2S6N1K10S8X6E1HP2E1R5K4T3R7N10ZM9F9U8D6J8O5G762、Theunpleasantmemoryofthedespairingshriekoftheprincessatthetrial（）inmymindfordays．

A.prolonged

B.insisted

C.rested

D.lingered【答案】DCD6R4Q10J1P2V8G2HM10V1M10U4D9W2S6ZR5T10O3I9Q4Y8L1063、资料：There'sagoodchancethatspicycrunchytunarollyouorderedforlunchdoesn'tactuallycontainanytunaatall.

A.Toemphasizetheimportanceofseafoodproviders'responsibilities

B.Toshowthattheproblemoffakeormislabeledfishhasalreadybeensolved

C.Tointroduceanewtechnologyofscanning

D.Toillustratethatseafoodprovidersalsotakeactionstoreducefraud【答案】DCG8U2V9C3Y5L9J7HD8F2V8D10H2J10O5ZR3L8S9D5O1N4M864、从融资角度看，下列属于间接融资工具的是（）。

A.银行承兑汇票

B.企业债券

C.商业票据

D.公司股票【答案】ACJ8I10A8K9V7O4F9HT7Y5C7C5B1D8Y9ZX8P4J5Y6Q10N1O965、资料：BankCDistheinstrumentuniformlyfiguringintheinvestmentoptionsofmostinvestors.BankofIndiaCDsaresafe,FDICinsured&offerdecentreturns.Thereisnobrokerage,nofeesorhiddencosts.However,theBankmayimposeafeeforadministrativeexpensesinvolvedinanylegalactioninconnectionwiththeCD.Lookatour‘StarCD’planbelow.

A.TheminimumamounttoinvestisUSD2000

B.Youmaychooseanymaturitydateasyouwish

C.Theratesoncertificateofdepositsmayvarydaytoday

D.Separatecertificatesofdepositswillbeissuedforadditionaldeposits【答案】BCL8D8R4X4Y1U9S7HO5E4E3J4Q7W3J2ZY1B5K9D7D9U5Y866、资料：Thinkforamomentofyourdefinitionofpersuasion.IfyouarelikemostbusinesspeopleIhaveencountered,youseepersuasionasarelativelystaightforwardprocess.First,youstronglystateyourposition.Second,yououtlinethesupportingarguments,followedbyahighlyassertive,databasedexposition.Finally,youenterthedeal-makingstageandworktowarda“close.”Inotherwords,youuselogic,persistence,andpersonalenthusiasmtogetotherstobuyagoodidea.Therealityisthatfollowingthisprocessisonesurefirewaytofailatpersuasion.

A.Whenthespeakerisveryconfidentandassertive

B.Whenthespeakerisverylogicanddata-supported

C.Whenthespeakerisopen-mindedandflexible

D.Whenthespeakerisknowledgeableandauthoritative【答案】CCH7A5Y3R2U1Y4U10HW10E7S5F10J9K10V8ZZ6G5H5N4F1I8S167、财政收入最主要的组成部分是（）。

A.转移支付

B.再分配收入

C.税收

D.罚款【答案】CCV1Y2N1K10P1G5J8HZ10X2J9H9T4P5O7ZJ4H3T5G10I9B8P568、资料：Procrastinationcomesinmanydisguises.Wemightresolvetotackleatask,butfindendlessreasonstodeferit.Wemightprioritizethingswecanreadilytickoffourto-dolist-answeringemails,say-whileleavingthebig,complexstuffuntouchedforanotherday.Wecanlookandfeelbusy.whileartfullyavoidingthetanksthatreallymatter.Andwhenwelookatthoserolling,longuntoucheditemsatthebottomofourto-dolist,wecan'thelpbutfeelalittledisappointedinourselves.

A.Weprioritizetheto-dolistandfinishthetaskintime

B.Weprioritizeandonlydothingsthatcanbedoneeasilyandquickly

C.Welookbusybutavoidthetaskthatreallymatters

D.Wefindendlessreasonstodeferatask【答案】ACD9B6C1B7E10H10S5HV4S1V6V6Y6I6E2ZM4A8T8L9J9P8C369、在Exce12003中，每一张工作表最多可拥有（）个单元格。

A.256×65536

B.256×1024

C.255×65536

D.256×256【答案】ACB9K2J10L9L9S6X7HN6M3S6E7A9Y2R4ZC10E5U3M6O5D2H170、资料：Imagineyouwenttoarestaurantwithyourgirlfriend,hadaburger,paidwithacreditcard,andleft.Thenexttimeyougothere,thewaiterorwaitress,armedwithyourprofiledata,greetsyouwith,“HeyJoe,howareyou？Maryisoverthereintheseatyousatlasttime.Wouldyouliketojoinherfordinneragain？”Thenyoufindoutthatyourburgerhasbeencookedandplacedonthetable.Forgetthefactthatyouarewithanotherdateandareonadietthatdoesn’tincludeburgers.

A.ItwascreatedbyMrs.Field

B.Itcollectsinformationonyouusuallywithoutyourknowingit

C.Itisahardwareneededtoaccesstoyourcomputer

D.Itisthelatestintechnology【答案】BCZ1E4D8B4C6V10C3HH2K8Y5T5C7N3X2ZZ10G3Z5Z4F9F6U871、Itwasveryimportant（）allprojectsbeforetheendofthefiscalyear.

A.complete

B.completed

C.completing

D.tocomplete【答案】DCP7J10O7P2S1P9X5HS3W6V4V3Z2L1J8ZG3W4C6C3Y4J8G572、Itissaidthathe（）forseveralyears.

A.haddied

B.hasbeendead

C.died

D.hasdead【答案】BCD3M8M1E4Y8A4O3HC2M8Y7H7R5E4S8ZF10B7P6P8T8W1U973、资料：Thedataabankhasstoredonitsserversismorevaluablethanthegoldinitsvaults.Banksenjoyamonopolyoverdatathathashelpedthemgetawaywithpoorservicesandfendoffcompetitors.InEurope,atleast,thatisallabouttochangewithanewsetofregulations,namedPSD2.

A.ChallengesfacingEuropeanregulators

B.AnewregulationinEuropethatopensbankstocompetition

C.ThesolutionstotheflawedbankingsysteminEurope

D.Aloomingthreattocustomers'privatebankdata【答案】BCB3P6X9V7R2M8Q8HX1B8W3I1J1I4P5ZF4U1N9X4R8G4A274、在国际银行监管史上有重要意义的l988年《巴塞尔协议》规定，银行的总资本充足率不能低于（），核心资本充足率不得低于（）。

A.4%8%

B.6%8%

C.8%4%

D.10%4%【答案】CCY6F9V1Z9T10G5R6HS9Q8E7K9K9G4J6ZD2D6I10K2U6G3E775、资料：Itseemssimpleenough.Takealltheline-formingandpaper-fillingbusyworkofthegovernment,andputitallupontheInternet.Now,inordertoreportapot-hole,payyourpropertytax,complaintoanofficialorcastavote,justlogonandhitafewbuttons.Goodbyebureaucracy,helloe-cracy?

A.E-governmentisontheincreaseandwellfunded

B.Theinvestmentone-governmentisadequate

C.Governmentofficials’interestine-governmentisdeclining

D.E-governmentisconvenientandflexible【答案】DCY8T6G6Z9D2L1M1HQ8J8H8F2W9F2D4ZH7Q7V3R4Z8M5T676、下列关于历史典籍，表述正确的是（）。

A.《春秋》是我国第一部国别体史书

B.《史记》是我国第一部编年体通史

C.《汉书》是我国第一部纪传体断代史

D.《资治通鉴》是我国第一部纪传体通史【答案】CCB4R10K6Z9L7P2P7HY1X5L4Z6D4S2C2ZD6O3Z3Z8N9B6O877、TheUnitedStates,whichisa____oftheMiddleEastpeacetalks，saysIsraelisettlementsareanobstacletopeace,andtheissuehasstrainedrelationswithIsrael’sright-winggovernment.

A.volunteer

B.investor

C.contributor

D.sponsor【答案】DCH10B4Z6W1N2Y5J10HD6Q2T6F10S10A2X10ZP8C4C5Q7N5M4S878、Uponcompletinghisexamination___thepatient,thedocterofferedhisjudgmentofhercondition.

A.of

B.off

C.about

D.around【答案】ACH2K2T4B4R5C1V10HS7V2T8B5H3A1A3ZU1N1C6N3O7F2H879、审计证据的()是指审计证据能如实反映客观事实。

A.可靠性

B.及时性

C.相关性

D.谨慎性【答案】ACU9D9O4F7X10Y3X8HI6W3A3S5R6J5G6ZK10P10U8A4K9T8G680、下列各类计算机程序语言中，不属于高级程序设计语言的是（）。

A.Visual

B.sicBFORTRAN语言

C.Pascal语言

D.汇编语言【答案】DCT1M5T10V10B4X5V7HV9S3M10Q2P6V10P10ZU2O9R2J8G7D10U981、2020年3月30日，联合国发表新闻公报，宣布（）将为联合国成立75周年活动提供视烦会议及数字通信工具。

A.阿里巴巴

B.华为公司

C.百度公司

D.腾讯公司【答案】DCM9L4N3M6R4T4R3HB1P5V6K9V5K7T7ZG10M3R1F9A4X10Z382、维护文件的高度严密性是指（）。

A.公文的保密性

B.公文语言结构的严密

C.公文行文文字_严密

D.施行办法的严密【答案】BCV3K6G1K9G3D7P3HY3W10Z4T1J6J4O10ZQ3B6Z2K9J9L6D683、资料：ElizabethBlackwellwasborninEnglandin1821,andmovedtoNewYorkCitywhenshewastenyearsold.Onedayshedecidedthatshewantedtobecomeadoctor.Thatwasnearlyimpossibleforawomaninthemiddleofthenineteenthcentury.Afterwritingmanylettersaskingforadmission（录取）tomedicalschools,shewasfinallyacceptedbyadoctorinPhiladelphia.Shewassodeterminedthatshetaughtschoolandgavemusiclessonstogetmoneyforthecostofschooling.

A.wasthefirstwomandoctor

B.andseveralotherwomenfoundedthefirsthospitalforwomenchildren

C.becamethefirstwomanphysician

D.setupthefirstmedicalschoolforwomen【答案】ACC8K5X5N8T8C4U2HG10G1V4H8X9P5P4ZK2W7D4T8V5Z3A684、资料：Westernbusinessvisitorsareoftendeadline-drivenandunwillingtoslowdowntotheChinesepacewhendiscussingbusiness.ButinChinathepacecanbefastandslowsimultaneously.

A.Westernersmayestablishlong-termcooperationwithonesupplier

B.Chinesepaneltendstolookingforclearalternatives

C.Chinesenegotiatorisillogical

D.WesternersarestraightforwardinChinesebusinessmen'seyes【答案】ACA6D4R2V8Q5E3Q3HA10I1L10E8F6C10O10ZH4A3Y4X4B6C1F685、绩效评价中运用的评价标准属于比较法的是（）。

A.等级择一法

B.行为锚定量表法

C.排序法

D.行为对照表法【答案】CCB6A1J8N4L10C4K3HV7I4W8I8J8M6A2ZI7B1O4K1P2H6Y686、He’sastrangechildandhisteachersfinditdifficultto______him.

A.scold

B.reach

C.play

D.seize【答案】BCY5L9X4F1M6Q2Y6HN9K6Q4W8Q5S7I10ZU9R4L8B7B5U9A987、关于法定利率与市场利率关系的说法。错误的是（）。

A.法定利率对市场利率有重要的影响

B.市场利率随法定利率的变化而变化

C.市场利率与法定利率变化完全一致

D.市场利率是确定法定利率的重要依据【答案】CCQ3D5O7K7H4G10G10HC7H6E1D10M5N4M1ZA8X3W10L3P5Q4Z488、资料：“Iwouldn’tbeheretodayifnotforthegenerosityofstrangers,”saidMichaelMoritz,whileannouncingamajordonationtoOxfordUniversity.AformerTimeMagazinereporter,Mr.MoritzleftjournalismtobecomeoneofthemostsuccessfulventurecapitalistsinSiliconValley.ThroughSequoiaCapital,thefirmhejoinedin1986andhasledformanyyears,Mr.MoritzwasanearlyinvestorinGoogle,Yahoo,PayPalandLinkedIn.Hispersonalfortuneisestimatedatwellover$1billion.OxfordUniversityannouncedlastWednesdaythatheandhiswife,thenovelistHarrietHeyman,donated￡75million,or$115million,tofundanewscholarshipprogramaimedatprovidingfinancialaidtostudentsfromlow-incomebackgrounds.Behindtheheadlinesaboutthesizeofthegiftwasafamilystoryofimmigration,educationandasenseofobligationthattranscendedgenerations.

A.Objective

B.Indifferent

C.Suspicious

D.Supportive【答案】DCM2C7R8P6X10B2P10HY8D4P1V5J7Z9C3ZR3J1L1Q2T1H4Z689、2020年4月16日电，商务部会同中央网信办、工业和信息化部联合认定了首批12家国家数字（），这将有利于加快数字贸易发展和数字技术应用，培育贸易新业态新模式，实现服务贸易高质量发展。

A.贸易示范区

B.经济创新发展试验区

C.服务出口基地

D.经济产业区【答案】CCY7T5X10Z4T3J5P3HW1K8K1X6A8L1U6ZU7N9Z6V2E5X5E490、对同一借款客户的贷款佘额与商业银行资本余额的比例不得超过（）。

A.5%

B.8%

C.10%

D.15%【答案】CCH3P3Y7Z6B3T6K6HT6S7J2I5D9N4K9ZO5Z3Z4K2C4H8U191、根据蒙代尔的国际收支政策配合理论，当某国处于国际收支顺差、国内经济膨胀的经济状态时，应搭配财政政策和货币政策。（）

A.紧缩性的；扩张性的

B.扩张性的：扩张性的

C.扩张性的；紧缩性的

D.紧缩性的；紧缩性的【答案】ACS9M7Z10R7Z2B5N5HJ7Z6S6Q6H8A2G1ZN6T3S1J10C10M5R292、资料：Imagineyouwenttoarestaurantwithyourgirlfriend,hadaburger,paidwithacreditcard,andleft.Thenexttimeyougothere,thewaiterorwaitress,armedwithyourprofiledata,greetsyouwith,“HeyJoe,howareyou？Maryisoverthereintheseatyousatlasttime.Wouldyouliketojoinherfordinneragain？”Thenyoufindoutthatyourburgerhasbeencookedandplacedonthetable.Forgetthefactthatyouarewithanotherdateandareonadietthatdoesn’tincludeburgers.

A.showthegoodservicesofferedinsomewebrestaurants

B.criticizesomerestaurantsforthepoorservices

C.showtheInternet’sabilitytocollectdataonyou

D.provetheincrediblepoweroftheInternettochangeyourdiet【答案】CCH10I7Y8P2I5H5H1HW9D4Z7Y2A3E2F1ZK2G6V1T8L1A8F993、资料：ThefollowingpassageistheintroductionaboutoneoftheMonsellinternationalfinancialproducts.Accordingtothepassage,therewillbe5questions.Youshouldreadcarefully,thenselecttherightanswer.

A.TogetherwithPrimaryChequing,youcanown20accounts

B.Ifyoumake32transaction,afeeof$1.4willbecharged

C.Youwillbeabletosaveupto$240.5amonthonfees

D.YoucansellU.S.cash（upto$5,000U.S.pertransaction）atpreferredexchangerate【答案】CCH5O4Z7P5O9I6F2HH9E9W5A8B9Y5E1ZX9T9P9X2V1B1R594、资料：Memo

A.Toassignatask

B.Tointroduceaclient

C.Toannounceapublishingmerger

D.Tochangethetieofameeting【答案】ACL8I1D8Q6W10H8O5HC8L9Y4L5A5H10D7ZM9K1U5C7L10L10L995、太阳系是大约（）亿年前，由星云在引力作用下逐渐收缩而形成的。

A.100

B.80

C.50

D.30【答案】CCV6H3I3J9Z2U7Q3HY4E6V6R8H9Q10C6ZY9V8G3F1M8N7M1096、Itisdifficulttoknowwhyaworkofartproducessomeemotions，butithasbeenknownforaverylongtimethatpaintings，musicandpoetryhavethepowertotouchus，torepelusandto______intensepleasureordispleasure.

A.rise

B.arise

C.raise

D.arouse【答案】DCV5C10E10U6V10C8B5HP2G3K4X5P9U3M10ZA4U1L5U5C10W7H997、Thestudentsexpectedthere______morereviewingclassesbeforethefinalexam.

A.being

B.havebeen

C.is

D.tobe【答案】DCD4W6W6U3O10K8G5HU4O6E3C2T3B10S1ZF1Z8I9V7I4V4B998、Wecouldbeslidingintoanextraordinaryrecessionunlesswe______theeconomyimmediately.

A.inspire

B.stimulate

C.tempt

D.distract【答案】BCR9I7D3Y2L1D10D3HK2D9C7F4Z5V6Q4ZW5R1P6L10Z10K4K899、阅读下列短文，从短文后各题所给的四个选项中，选出可以填人空白处的最佳选项。

A.binding

B.convincing

C.restraining

D.sustaining【答案】ACG8J6Q1J10T9X1A1HK3L9Q4K6L7S2B5ZB6P2P6K1L2E6C5100、资料：Asabusinessowner，itisvitalthatyouunderstandanduseadvancedtechnologies.Technologycanhelpincreasebusinessefficiencyandevenexpandoperations.

A.TheAgeofAdvancedTechnology

B.HowtobeaGoodBusinessOwner

C.UsingTechnologytoStayCompetitive

D.TheConvenienceofTechnology【答案】CCH6P8E6V9E5D3L9HQ1O1B6M4I7M2X7ZS4C1V7B1K6C3T9101、资料：NewYorkandLondonmayruletheroost,butotherfinancialhubsinAmericaandEuropehavemanagedtocarveoutusefulspecialistnichesforthemselves.Chicago,forinstance,hasconsolidateditspositionastheworld’sderivativescenter,andHouston,thelargestcityinTexas,ishometoAmerica’sbiggestenergyfirmsandhasspawnedanactiveclusterofenergy