英文瑞士养老制度课件

PensionSysteminSwitzerland

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1.BriefintroductionofSwitzerland2.ThreesupportpillarsforpensionsysteminSwitzerland3.Whythepensionsystemissuccessful?4.Conclusion/Outline1.Briefintroduction2//3SwitzerlandThereare7.5millionpeopleAveragelifeexpectancyis81.17yearsoldAngola(anAfricacountry):38.76yearsoldWorldaverage:67.07yearsold(theUSAPopulationCentre,2012)Themostsuitableplacetospendtwilight/SwitzerlandThereare7.5milli4//5FirstPillarFederalOld-ageInsuranceSurvivor’sInsuranceInvalidityInsuranceAimstocoverbasiclivingexpenses/FirstPillarFederalOld-ageI6Financedby1.employee(4.2%)&self-employed(7.8%)2.authoritieswhopaydirectmoneybycollecttaxMoneyusedforOld-agepension,widowersandorphans//7SecondpillarOccupationalpensionschemeFinancedbybothemployerandemployee$employer>$employeeCanbeusedbeforeretirementforhousingandotherindividualactivities/SecondpillarOccupationalpens8//9ThirdpillarPrivatepensionschemethethirdpillarofsocialsecuritytakestheformoftax-shelteredprivateinvestments.(Hepp,1998)Privatesavingandcommercialinsurances/ThirdpillarPrivatepensionsc10Whythepensionsystemissuccessful?Ensureindividual’sbasicliving/Whythepensionsystemissucc11Balancepensionincome(in%)/Balancepensionincome(in%)/12Usethemoneytomakeinvestment

SafetyRisksufficientreturns/Usethemoneytomakeinvestme13Makesupplementarymeasures/Makesupplementarymeasures/14ConclusionPensionsystemisimportantforacountryandevenhaveeffectonthewellbeingofpeople’slife.PensionsysteminSwitzerlandissuccessfulnotonlyrelyontheirsuppereconomyenvironmentbutalsotaketheirnationalintoconsideration.Fordifferentcountries,whatthegovernmentdotoimprovepeople’spublicserviceisnecessarytoprovideeverycitizenaperfectlife./ConclusionPensionsystemisim15referencesHepp,S.(1998).MandatoryOccupationalPensionSchemesinSwitzerland:TheFirstTenears.

AnnalsofPublicandCooperativeEconomics,

69(4),533-545.TheSwissoccupationalpensionsystem

.ezproxy.is.ed.ac.uk/main/view_talk.php?t=2267&r=670&c=250/referencesHepp,S.(1998).Man16Thankyouforlistening!Anyquestions?/Thankyouforlistening!17PensionSysteminSwitzerland

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1.BriefintroductionofSwitzerland2.ThreesupportpillarsforpensionsysteminSwitzerland3.Whythepensionsystemissuccessful?4.Conclusion/Outline1.Briefintroduction19//20SwitzerlandThereare7.5millionpeopleAveragelifeexpectancyis81.17yearsoldAngola(anAfricacountry):38.76yearsoldWorldaverage:67.07yearsold(theUSAPopulationCentre,2012)Themostsuitableplacetospendtwilight/SwitzerlandThereare7.5milli21//22FirstPillarFederalOld-ageInsuranceSurvivor’sInsuranceInvalidityInsuranceAimstocoverbasiclivingexpenses/FirstPillarFederalOld-ageI23Financedby1.employee(4.2%)&self-employed(7.8%)2.authoritieswhopaydirectmoneybycollecttaxMoneyusedforOld-agepension,widowersandorphans//24SecondpillarOccupationalpensionschemeFinancedbybothemployerandemployee$employer>$employeeCanbeusedbeforeretirementforhousingandotherindividualactivities/SecondpillarOccupationalpens25//26ThirdpillarPrivatepensionschemethethirdpillarofsocialsecuritytakestheformoftax-shelteredprivateinvestments.(Hepp,1998)Privatesavingandcommercialinsurances/ThirdpillarPrivatepensionsc27Whythepensionsystemissuccessful?Ensureindividual’sbasicliving/Whythepensionsystemissucc28Balancepensionincome(in%)/Balancepensionincome(in%)/29Usethemoneytomakeinvestment

SafetyRisksufficientreturns/Usethemoneytomakeinvestme30Makesupplementarymeasures/Makesupplementarymeasures/31ConclusionPensionsystemisimportantforacountryandevenhaveeffectonthewellbeingofpeople’slife.PensionsysteminSwitzerlandissuccessfulnotonlyrelyontheirsuppereconomyenvironmentbutalsotaketheirnationalintoconsideration.Fordifferentcountries,whatthegovernmentdotoimprovepeople’spublicserviceisnecessarytoprovideeverycitizenaperfectlife./ConclusionPensionsystemisim32referencesHepp,S.(1998).MandatoryOccupationalPensionSchemesinSwitzerland:TheFirstTenears.

AnnalsofPublicandCoope