保险专业英语常用词汇大全

不得用于商业用途

acceptancepolicy核保政策

accountingperiod结算期

aggregatelimit累积限额

aggregatedloss累积损失

antiselection逆选择

ART(AlternativeRiskTransfer新型风险转移

balance所欠款项

barrages堰坝

captivepools自保组合

catastropherisk巨灾风险

ceidingcompany分出公司

cessionlimit分保限额

claim-prone容易出险

claimsassistance理赔协助

cleancut结清方式

coinsurance共保

commencementandtermination起讫

cover承保

cover责任额

depositpremium预付保费

destroyed毁坏

healthinsurance疾病保险，健康保险

sicknessinsurance疾病保险

insuranceduringaperiodofillness疾病保险

insuranceformedicalcare医疗保险

"majormedical"insurancepolicy巨额医药

费保险

lifeinsurance人寿保险

endowmentinsurance养老保险

insuranceonlastsurvivor长寿保险socialinsurance社会保险

personalpropertyinsurance个人财产保险

insuranceofcontents家庭财产保险险别

FreefromParticularAverageF.P.A.平安险

WithParticularAverageW.P.A.水渍险

AllRisks一切险

riskofbreakage破碎险

riskofclashing碰损险

riskofrust生锈险

riskofhookdamage钩损险

riskofcontamination(tainting污染险

earthcaves土坏房屋

EPA

eventlimit事件限额

exgratiapayments通融赔款

excessloss超额赔款

exclusion除外责任

exposedareas风险承受区域

facultativereinsurance临时分保

faultzone断层区

finiterisk有限制的风险

flashfloods骤发洪水

floodingofrivers洪水泛滥

framestructure框架结构

fullcoverage全额承保

fullinsurancevalue足额保险价值

fullliability全部责任

GeophysicsInstitute地球物理研究所

GNPI总净保费收入

hailstorm雹暴

heavydamage严重破坏

hollowbrickwall空斗砖结构

insuranceagainsttotallossonly(TLO全损险

riskofdeterioration变质险

riskofpackingbreakage包装破裂险

riskofinherentvice内在缺陷险

riskofnormalloss(naturalloss途耗或自然损耗险

riskofspontaneouscombustion自然险

riskofcontingentimportduty进口关税险

insuranceagainstwarrisk战争险

AirTransportationCargoWarRisk航空运输战争险

overlandTransportationInsuranceWarRisk陆上运输战争险

insuranceagainststrike,riotandcivilcommotion(SRCC罢工，暴动，民变险

insuranceagainstextraneousrisks,

insuranceagainstadditionalrisks附加险

riskoftheft,pilferageandnondelivery

(TPND盗窃提货不着险

riskoffreshand/ofrainwaterdamage(wetting淡水雨淋险

riskofleakage渗漏险

riskofshortageinweight/quantity短量险riskofsweatingand/orheating受潮受热

hourclause小时条款

hurricane飓风individuallosses单一损失insurability可保性insuredlosses保险损失intensity烈度layering层次lessexposed损失可能性小liability责任lightdamage轻度破坏lineslips分保条loading附加费lossoccurrence损失发生lossoccurringbasis损失发生基础lossparticipation分担损失losssettlement损失赔付magnitude震级

maliciousdamage恶意损害moderatedamage中度破坏multi-storybuilding多层建建筑MunichRe慕尼黑再

险

5保险英语翻译

riskofbadodour(changeofflavour恶味险，变味险

riskofmould发霉险

ondeckrisk舱面险

6保险英语翻译

保险业词汇

Termsusedininsuranceindustryaccident意外事故险

actuarialmethod

精算法

AdvanceLossProfits(ALOP

预期利润损失险，利损险

Advanceprofit

预期利润

broker

经纪人

BusinessInterruptionInsurance(BI营业中断险

captive

netretainedlines净自留额

自保公司

netretainedlosses损失净自赔额

casualty

noprofitcommission无纯益风险

意外伤害险

non-proportionalreinsurance非比例再保险

catastrophe

notification告知

巨灾险

object标的

cedingcompany

obligatoryreinsurance固定分保

分出公司

originaldeductibles原始免赔额

claim

originalrate原始费率

索赔

paid-upcapital已付资本

claimsettlement

peakaccelerator峰值加速度

理赔

peril危险

combinedratio

PICCRe中保再

综合赔付率

placement安排

ConsequentialLoss(CL

PML可能最大损失

7保险英语翻译，保险专业词汇。

policyholder保单持有者

后果损失

pool共保组合

Contractor'sAllRisks(CAR

portfolioentry未满期责任的出帐

建筑工程一切险建工险

portfoliooutgo未满期责任的入帐

cover

premium保费

保障

previouslosses既往损失

Delayincompletion

priority分保自留额

priority自付责任

3保险英语词汇表

proportionalreinsurance比例再保险rainstorm雨暴

rating费率

reinforcedconcretebuilding钢筋混凝土建筑reinstatement恢复保额

reinsured分出公司

reinsurer再保险人

retention自留额

retentionareas滞洪区

returnperiod重现期

revokelicense吊销营业执照

seaquake海震

secondeventcover第二事件承保securitization证券化seismicdemage震害

set-off抵销

shearwallstructure剪力墙结构

single险位超赔

完工延误

EEI

电子设备险

engineeringinsurance

工程保险

ErectionAllRisks(EAR

安装工程一切险安工险

excessoflosscover

超额赔偿

EXLprotection

超赔保障

facultativebusiness

临分保

IBRN

Incurredbutnotreportedlosses已发生但未报的损失

IBRNreserve

IBRN储备金

indemnityperiod/limit

赔期/期限

inflatedclaim

超额索赔

spreadloss分散风险

insurancecapacity

stoploss赔付率超赔

承保能力

stormsurges风暴潮

8保险英语翻译

susceptibilityofgoodstowater易受水浸性

insuredproperty

tarrif费率表

参保物业

TG拐点周期

Kobe

tidalwave海啸

神户

topographicmap地形图

Lloyd

tornado龙卷风

劳合社

totalsuminsured总保额

long-tail

treaty-limits合约限额

长尾

tubestructure筒体结构

Lossofprofit

underwritingpolicy承保政策

利损险

windstorm风暴

Machinery(BreakdownInsurance

2保险英语词汇翻译

机器损坏〕险，机损险

mail/sub-contractor

hourclause小时条款

主/分承包商

hurricane飓风

maintenance

individuallosses单一损失

保证期

insurability可保性

multipleclaim

insuredlosses保险损失

多次重复索赔

intensity烈度

layering层次

lessexposed损失可能性小

liability责任

lightdamage轻度破坏

lineslips分保条

loading附加费

lossoccurrence损失发生

lossoccurringbasis损失发生基础

lossparticipation分担损失

losssettlement损失赔付

magnitude震级

maliciousdamage恶意损害

moderatedamage中度破坏

multi-storybuilding多层建建筑

MunichRe慕尼黑再

netretainedlines净自留额

netretainedlosses损失净自赔额

noprofitcommission无纯益风险

non-proportionalreinsurance非比例再保险

notification告知

non-life

非寿险

officer&directorliability

雇主保险

outstandingclaimreserve

未决索赔准备金

PCindustry

property&catastropheindustry

peril

危险

policy

保单

9保险英语翻译

pool英语翻译：联营

possiblemaximumloss英语翻译：可能的最

大损失

premium英语翻译：保费

primaryinsurancecompany英语翻译：原保

公司、主保险商

principal/employer英语翻译：业主

professional英语翻译：专业险

profitmargin英语翻译：利润边际

object标的

property英语番

obligatoryreinsurance固定分保

proportionalcover

originaldeductibles原始免赔额

比例分保

originalrate原始费率

punitivedamage

paid-upcapital已付资本

惩罚性损害

peakaccelerator峰值加速度

rate

peril危险

费率

PICCRe中保再

reinsurer

placement安排

分保人分保公司

PML可能最大损失

reinsurer

policyholder保单持有者

再保人

pool共保组合

reserve

portfolioentry未满期责任的出帐

准备金

portfoliooutgo未满期责任的入帐

retention

premium保费

10

previouslosses既往损失

自留

priority分保自留额

returnperiod

priority自付责任

巨灾间隔期

3保险词汇翻译

short-tail

proportionalreinsurance比例再保险

短尾

rainstorm雨暴

solvencymargin

财产险

rating费率

赔偿能力

reinforcedconcretebuilding钢筋混凝土建筑

standingcharges

reinstatement恢复保额

维持费用

reinsured分出公司

subjectinsured

reinsurer再保险人

风险标的

retention自留额

suminsured

retentionareas滞洪区

保额

returnperiod重现期

tarrifzone

revokelicense吊销营业执照

险区

seaquake海震

ThirdPartyLiability(TPL

secondeventcover第二事件承保

第三者责任险

securitization证券化

treatiesbusiness

seismicdemage震害

合同分保

set-off抵销

turnover

shearwallstructure剪力墙结构

营业额

single险位超赔

underwriting

spreadloss分散风险

承保

stoploss赔付率超赔

workingexpenses/cost

stormsurges风暴潮

营业费用

susceptibilityofgoodstowater易受水浸性

writing

tarrif费率表

承保

TG拐点周期

tidalwave海啸

topographicmap地形图

tornado龙卷风

totalsuminsured总保额

treaty-limits合约限额

tubestructure筒体结构

underwritingpolicy承保政策

windstorm风暴

Forpersonaluseonlyinstudyandresearch;notforcommercial

use

保险Insurance

保险法LawofInsurance

保险公司InsuranceCompany

Forpersonaluseonlyinstudyandresearch;notforcommercial

use

保险合同InsuranceContract

保险单Policy

保险条款InsuranceClauses

保险标的InsuranceSubject

保险金额InsuredAmount

保险期限InsurancePeriod

保险费InsurancePremium

保险人Insurer

被保险人Insured

保险代理人InsuranceAgent

保险经纪人InsuranceBroker

财产保险PropertyInsurance

产品责任保险ProductLiabilityInsurance

劳工保险和雇主责任保险

WorkersCompensationandEmployerLiabilityInsurance年金保险AnnuitiesInsurance

人寿保险LifeInsurance

两全保险EndowmentAssurance

现金价值CashValue

终身寿险WholeLifeInsurance

再保险Reinsurance

保险基本英语术语

累积结余(accumulatedvalue)

全险(allrisks)

年金(annuity)

比例计算法(average)

「比例分担」条文(averagecondition)

受益人(beneficiary)

改善(betterment)

盗窃罪(burglary)

现金价值(cashvalue)

保险凭证(certificateofinsurance)

赔偿(claim)

损害赔偿合约(contractofindemnity)

间接损失(consequentialloss)

分摊(contribution)

互有疏忽(contributorynegligence)

参与供款计划(contributoryplan)

可转换定期寿险(convertibleterminsurance)

冷静期(cooling-offperiod)

保障范围(cover)

承保单(附条文收据)(covernote(conditional

receipt))

客户保障声明书(customerprotectiondeclarationform)

递减定期寿险(decreasingterminsurance)

自付额/免赔额(deductible)

界定福利计划(definedbenefitplan)

重复补偿(doubleindemnity)

批单(endorsements)

储蓄保险(endowmentinsurance)

不受保项目(exceptions)

自付额(excess)

不受保项目(exclusion)

见exclusions

起赔额(率)(franchise)

不可争议条款(incontestabilityprovision)

可保权益(insurableinterest)

中间人(intermediary)

儿童保险单(juvenileinsurancepolicy)

定额定期寿险(levelterminsurance)

雇员征费(levy)

有限责任(limitsofliability)

理赔师(lossadjuster)

恶意破坏(maliciousdamage)

重大转变(materialchanges)

重要事实(materialfact)

期满(maturity)

期满日(maturitydate)

指定风险保险(namedperilpolicy)

疏忽(negligence)

缴清保单(paid-uppolicy)

终身寿险(permanentlifeinsurance)

个人责任(personalliability)

保单(policy)

保单附加条款(policyrider)

保单现金提取条款(policywithdrawalprovision)

保费(premium)

第受益人(primarybeneficiary)

公众责任(publicliability)

附加保障(rider)

标准风险(standardrisks)

次标准风险(substandardrisks)

自杀不保条款(suicideexclusionprovision)

投保额(suminsured)

退保手续费(surrendercharge)

定期寿险(termlifeinsurance)

第三者(thirdparty)

第三者责任(thirdpartyliability/publicliability)

完全及永久伤残(totalandpermanentdisability)

投保不足(under-insurance)

核保人(underwriters)

核保(underwriting)

最高诚信(utmostgoodfaith)

投资人寿保险(variablelifeinsurance)

无效(void)

保费豁免/伤残权益(waiverofpremiumfordisabilitybenefit)

保费豁免/支付**益(waiverofpremiumforpayerbenefit)

终身寿险(wholelifeinsurance)

每年续保定期计划(yearlyrenewableterm)

InsurancePolicy(orCertificate)保险单(或凭证)

Risks&Coverage险别

freefromparticularaverage(F.P.A.)平安险

withparticularaverage(W.A.)水渍险(基本险)

allrisk一切险(综合险)

totallossonly(T.L.O.)全损险

warrisk战争险

cargo(extendedcover)clauses货物(扩展)条款

additionalrisk附加险

fromwarehousetowarehouseclauses仓至仓条款

theft,pilferageandnondelivery(T.P.N.D.)盗窃提货不

着险

rainfreshwaterdamage淡水雨淋险

riskofshortage短量险

riskofcontamination沾污险

riskofleakage渗漏险

riskofclashing&breakage碰损破碎险

riskofodour串味险

damagecausedbysweatingand/orheating受潮受热险

hookdamage钩损险

lossand/ordamagecausedbybreakageofpacking包装破裂险

riskofrusting锈损险

riskofmould发霉险

strike,riotsandcivilcommotion(S.R.C.C.)罢工、

暴动、民众骚乱险

riskofspontaneouscombustion自燃险

deteriorationrisk腐烂变质险

inherentvicerisk内在缺陷险

riskofnaturallossornormalloss途耗或自然损耗险

specialadditionalrisk特别附加险

failuretodelivery交货不到险

importduty进口关税险

ondeck仓面险

rejection拒收险

aflatoxin黄曲霉素险

fireriskextensionclause-forstorageofcargoatdestinationHongKong,includingKowloon,orMacao出口货物到香港(包括九龙在内)或澳门存仓火险责任扩展条款

surveyincustomsrisk海关检验险

surveyatjettyrisk码头检验险

institutewarrisk学会战争险

overlandtransportationrisks陆运险

overlandtransportationallrisks陆运综合险

airtransportationrisk航空运输险

airtransportationallrisk航空运输综合险

airtransportationwarrisk航空运输战争险

parcelpostrisk邮包险

parcelpostallrisk邮包综合险

parcelpostwarrisk邮包战争险

investmentinsurance(politicalrisks)投资保险(政治风险)

propertyinsurance财产保险

erectionallrisks安装工程一切险

contractorsallrisks建筑工程一切险

金融英语(feet):保险业英文术语(二)

thestipulationsforinsurance保险条款

marineinsurancepolicy海运保险单

specificpolicy单独保险单

voyagepolicy航程保险单

timepolicy期限保险单

floatingpolicy(oropenpolicy)流动保险单

oceanmarinecargoclauses海洋运输货物保险条款

oceanmarineinsuranceclauses(frozenproducts海洋运输冷藏货物保险条款

oceanmarinecargowarclauses海洋运输货物战争险条款

oceanmarineinsuranceclauses(woodoilinbulk海洋运输散装桐油保险条款

overlandtransportationinsuranceclauses(train,trucks)陆上运输货物保险条款(火车、汽车)

overlandtransportationinsuranceclauses(frozen

products)陆上运输冷藏货物保险条款

airtransportationcargoinsuranceclauses航空运输货物保险条款

airtransportationcargowarriskclauses航空运输货物战争险条款

parcelpostinsuranceclauses邮包保险条款

parcelpostwarriskinsuranceclauses邮包战争保险条款

livestock&poultryinsuranceclauses(bysea,landorair)活牲畜、家禽的海上、陆上、航空保险条款

…risksclausesoftheP.I.C.C.subjecttoC.I.C.根据中国人民保险公司的保险条款投保……险

marineinsurancepoliciesorcertificatesinnegotiableform,for110%fullCIFinvoicecoveringtherisksofWar&W.A.asperthePeople'sInsuranceCo.ofChinadated1/1/1976.withextendedcoveruptoKualaLumpurwithclaimspayablein(at)KualaLumpurinthecurrencyofdraft(irrespectiveofpercentage)作为可议付格式的海运保险单或凭证按照到岸价的发票金额110%投保中国人民保险公司1976年1月1日的战争险和基本险，负责到吉隆坡为止。按照汇票所使用的货币在吉隆坡赔付(无免赔率)

insurancepolicyorcertificatesettlingagent'snameistobeindicated,anyadditionalpremiumtocoverupliftbetween10and17%maybedrawninexcessofthecreditualue保险单或凭证须表明理赔代理人的名称，保险费如增加10-17%可在本证金额以外支付

insurancepolicy(certificate)--NameofAssuredtobeshowed:A.B.C.Co.Ltd.保险单或凭证作成