常用金融英语词汇汇总

1、常用金融英语词汇汇总S三角债 chain debts; inter-enterprise arrears善政廉政 good governance商业贷款 commercial loans上市公司 publiclylisted corporations设备利用 capacity utilization社会保障 social safety net; social security insurance深层次矛盾 deep-rooted structural imbalance审批金融机构 to license financial institutions审慎监管 prudential supervi

2、sion生产能力闲置unutilized capacity生息资产 interest-bearing assets实际利用外资 disbursement of foreign capital;actual inflow of foreign investment实际有效汇率 real effective exchange rate实时 real time实收资本 paid-in capital实现利润 realized profit市场分割 market segmentation市场经济 market economy市场占有率市场份额market share市场准入market access指

3、商品和劳务的进入;market entry指机构的审批市价总值 market capitalization适度从紧 appropriately tight适时调节 timely adjustment收回对金融机构贷款 to recall central bank loans to financial institutions税后还贷 amortizationrepayment of loansafter tax税收流失tax erosion税源不足weak tax base私营经济私人经济the private sector私有制 private ownership所有者权益owner* s

4、equityT逃税请见“避税” tax evasion套汇 1 指合法：currency swap;arbitrage2 指非法：illegal purchase of foreign exchange剔除季节性因素seasonally adjusted调节流动性 to influence liquidity level贴现窗口 discount window同比 on year-on-year basis ;over the same period of the previous year同业拆借放 inter-bank borrowinglending同业拆借市场利率中国 CHIBORCh

5、ina inter-bank offered rate同业融通票据 inter-bank financing bills同业往来 inter-bank transactions透支 overdraft退税 tax refundrebate头寸 position吞吐基础货币 adjustment of monetary base脱媒现象 disintermediationW外部审计 external audit外国直接投资 foreign direct investment FDI夕卜匚储备 foreign exchange reserves夕卜匚调剂 foreign exchange swap

6、外汇占款 the RMB counterpart of foreign exchange reserves;the RMB equivalent of offcial foreign exchange holdings外向型经济 export-oriented economy外债 external debt夕卜资企业 foreign-funded enterprises完善现代企业制度 to improve the modern enterprise system完税凭证 tax payment documentation违法经营 illegal business委托存款 entrusted

7、deposits稳步增长steady growth稳健的银行系统a sound banking system稳中求进 to make progress while ensuring stability无纸交易 book-entryor paperless/scriptlesstransaction物价监测 price monitoringX吸纳流动性 to absorb liquidity稀缺经济 scarcity economy洗钱 money laundering系统内调度 fund allocation within a bank系统性金融危机 systemic financial cr

8、isisb |j I：人 laid-off employees下游企业 down-stream enterprises现场稽核 on-site examination现金滞留居民手中 cash held outside the banking system乡镇企业 township and village enterprisesTVEs消费物价指数 consumer price indexCPI消费税 exciseconsumptiontax消灭财政赤字 to balance the budget; to eliminate fiscal deficit销货款回笼 reflow of corp

9、orate sales income to the banking system销售平淡 lackluster sales协议外资金额 committed amount of foreign investment新经济增长点 new sources of economic growth新开工项目 new projects;newly started projects新增贷款 incremental credit; loan increment; credit growth; credit expansion新增就业位置 new jobs;new job opportunities信贷规模考核

10、review the compliance with credit ceilings信号失真 distorted signals信托投资公司 trust and investment companies信息不又寸称 information asymmetry信息反馈 feedbackinformation信息共享系统 information sharing system信息披露 information disclosure信用扩张 credir expansion信用评级credit rating姓 “资 还是姓 社 pertaining to socialism or capitalism;

11、 socialist orcaptialist行d文措施 administrative measures需求膨胀demand expansion; excessive demand虚伪存款 window-dressing deposits削减冗员 to shed excess labor force寻租 rent seeking迅速反弹quick reboundY养老基金pension fund一刀切 universal app 1 ication;non-discretionary implementation一级市场 primary market应收未收利息overdue interest

12、银行网点 banking outlets嬴利能力 profitability营业税 business tax硬贷款商业贷款commercial loans用地审批 to grant land use right有管理的浮动汇率 managed floating exchange rate证券投资 portfolio investment游资热钱hot money有市场的产品marketable products有效供给 effective supply诱发新一轮经济扩张 trigger a new round of economic expansion逾期贷款 overdue loans ;

13、past-due loans与国阴朋例才妾轨 to become compatible with internationally accepted与国际市场接轨 to integrate with the world market预算外支出收入 off-budget extra-budget ary expenditurerevenue预调 pre-emptive adjustment月划、比 on a month-on-month basis; on a monthly basisZ再贷款 central bank lending在国际金融机构储备头寸 reserve position in

14、 international financial institutions在人行存款 deposits at with the central bank在途资金fund in float增加农业投入 to increase investment in agriculture增势减缓 deceleration of growth;moderation of growthmomentum增收节支措施 revenue-enhancing and expenditure control measures增长平稳steady growth增值税 value-added tax VAT涨幅偏高 highe

15、r-than-desirable growth rate ; excessive growth账夕卜账 concealed accounts折I日 depreciation整顿 retrenchment;consolidation政策工具 policy instrument政策性业务 policy-related operations政策性银行policy banks政策组合policy mix政府干预 government intervention证券交易清算 settlement of securities transactions证券业务占款 funding of securities

16、purchase支付困难 payment difficulty支付能力 payment capacity直接调控方式向 to increase the reliance on indirect policy instruments间接调控方式转变职能转换transformation of functions职业道德 professional ethics指令性措施 mandatory measures指令性计戈U mandatory plan;administered plan制定和实施货币d攵策 to conduct monetary policy;to formulate and impl

17、ement monetary policy滞后影响lagged effect中介机构 intermediaries中央与地方财政 delineation of fiscal responsibilities分灶吃饭重点建设 key construction projects ;key investment project周期谷底 bottomtroughof business cycle周转速度velocity主办银行main bank主权风险 sovereign risk注册资本 registered capital逐步到位 to phase in;phased implementation

18、逐步取消to phase out抓大放小 to seize the big and free the smallto maintain close oversight on the large state-ownedenterprises and subject smaller ones to market competition专款专用use of funds as ear-marked转贷 on-lending转轨经济 transition economy转机 turnaround转折关头turning point准财政赤字 quasi-fiscal deficit准货币 qua si-money资本不足 under-capitalized资本充足率 capital adequacy ratio资本利润率return on capital资本账户可兑换 capital account convertibility资不才K债 insolvent;insolvency资产负债表balance sheet资产负债率 liability/asset ratio;ratio of liabilities