全国职称英语等级考试试题(财经类)二

1、全国职称英语等级考试试题(财经类)二第三部分阅读理解(80分) Passage1 Onephaseofthebusinesscycleistheexpansionphase.Thisphaseisatwo-foldone,includingrecoveryandprosperity.Duringtherecoveryperiodthereisever-growingexpansionofexistingfacilitiesandnewfacilitiesforproductionarecreated.Morebusinessesarecreatedandolderonesexpanded.Im

2、provementsofvariouskindsaremade.Thereisaneverincreasingoptimism(乐观主义)aboutthefutureofeconomicgrowth.Muchcapitalisinvestedinmachineryorheavyindustry.Morelaborisemployed.Morerawmaterialsarerequired.Asonepartoftheeconomydevelops,otherpartsareaffected.Forexample,agreatexpansioninautomobilesresultsinanex

3、pansionofthesteel,glass,andindustries.Roadsarerequired.Thusthecementandmachineryindustriesarestimulated.Demandforlaborandmaterialsresultsingreaterprosperityforworkersandsuppliers(供应商)ofrawmaterials,includingfarmers.Thisincreasespurchasingpowerandthevolumeofgoodsboughtandsold.Thusprosperityisdiffused

4、(扩散)amongthevariousportionsofthepopulation.Thisprosperityperiodmaycontinuetoriseandrisewithoutanapparentend.Howeveratimecomeswhenthisphasereachesapeakandstopspiraling(盘旋地移动)upwards.Thisistheendoftheexpansionphase. 21.Wemayassumethatinthenextparagraphthewriterwilldiscuss_. A.uniondemands B.thestatuso

5、fthefarmer C.thehighercostofliving D.therecessionperiod 22.Thetitlebelowthatbestexpressestheideaofthispassageis_. A.TheBusinessCycle B.TheRecoveryStage C.AttainingProsperity D.ThePeriodofGoodTimes 23.Prosperityinoneindustry_. A.reflectsitselfinmanyotherindustries B.willspiralupwards C.willaffectthes

6、teelindustry D.willendabruptly 24.Whichofthefollowingindustrieswillprobablybeagoodindicatorofaperiodofexpansion? A.Toys. B.Machinetools. C.Foodstuffs. D.Farming. 25.Duringtheperiodofprosperity,peopleregardthefuture_. A.cautiously B.inaconfidentmanner C.opportunely D.indifferentlyPassage2 Thevalueofm

7、oneyisgoingdown.Whatyoucouldbuyin1970for20,now,in1979costs56.40.Thatsinflationandnobodylikesit,leastofalltheBankofEngland.Oneoftheresultsofinflationisthatpeopleneedcoinsandnotesofhighervalue.Atthemoment,thenoteofthehighestvaluewhichisgenerallyincirculation(流通)isthe20note.Now,theBankofEnglandplanstoi

8、ntroduceanew,50note.AndtheBankistryingtodecidewhichfamousEnglishmanorwomantoputonthebackofthenewnote. Quiteaproblem.TheBankusuallychoosessafe,historicalpersonalities.WealreadyhaveSirIsaacNewton,thescientist,thefirstduckofWellington,thefamoussoldierwholedtheBritisharmyatWaterloo,FlorenceNightingale,f

9、ounderofEnglishnursingand-ofcourse-Shakespeare.Sofar,thelistofpossiblechoicesforthe50noteisquitepredictable(可预测的).TheresSirFrancisDrake,torepresenttheachievementsofEnglishexplorersinthesixteenthcentury.ThenwehaveLordNelson,anothersailorandthemanwhowonthebattleofTrafalgarin1805forEngland.IsambardKing

10、domBrunel,theengineer,isalsoonthelistbecauseofthemagnificentbridgeswhichhebuilt.TheBankwillnotforgetmusicthistimeeither-sirEdwardElgar,oneofourmostfamouscomposersofthenineteenthcenturyisapossiblechoice.Iftheychooseawoman,thefaminist(女权主义者)movementhastworepresentatives;Boadicea,QueenoftheearlyEnglish

11、tribesofthefirstcentury,whofoughtagainsttheRomans,orEmilyPankhurst,whofoughttogetthevoteforwomenearlyinthiscentury. Whatdoyouthinkofthisselection?Theresnoonewhowasaliveinthelastfiftyyearsonitandnopoliticalleader.Whynot?WhydoesnttheBankchoosepopularheroes-liketheBeetles,forexample?WriteandtellBBCMode

12、rnEnglishwhoisonyourlistforthisbanknote.Imagineyouhavetochoosesomepersonalitytogoonabanknoteinyourowncountry.Whoisyourchoice? 26.Inflationinthisstorymeans_. A.riseinpricesresultingfromanincreaseinthemoney,credit,etc. B.theriseandfallofthevoiceinspeaking C.theprocessofinflatingorbeinginflated D.anill

13、nessbroughtbyinfection 27.Whodislike(s)inflationmost? A.Ordinarypeople. B.Merchants. C.Officials. D.TheBankofEngland. 28.Whyisthereno-onewhowasaliveinthelastfiftyyearsintheselectionandnopoliticalleader? A.BecausetheBankofEnglanddoesnotlikecontemporaryfiguresandpoliticalleaders. B.Becauselivingperson

14、alitiesandpoliticalleadersarenotasinfluentialasanyoneinthisselection. C.BecausetheBankofEnglandusuallychoosessafeandhistoricalpersonalities. D.Becauselivingpersonalitiesandpoliticalleadersarenotallowedtobeputonthebackofthenewbanknote. 29.TheBritisharmyatWaterloowasfightingagainst_. A.theIndianarmy B

15、.theFrencharmy C.theSpanisharmy D.theRussianarmy 30.BBCModernEnglishis_. A.abook B.aTVprogram C.aTVguide D.amagazineforstudentsofEnglishasaforeignlanguage第四部分概括大意(20分) 给下面一篇文章的每一段概括大意。每一段的主题用一个或几个单词表示，空出的词已给出了第一个字母，请把其余字母补全。 31.FabundanceandPriceRising Thelongyearsoffoodshortageinthiscountryhavesudd

16、enlygivewaytoapparentabundance.Storesandshopsarechokedwithfood.Rationing(定量供应)isvirtuallysuspended(暂停),andoverseassuppliers(供应商)havebeenaskedtoholdbackdeliveries.Yet,insteadofjoy,thereiswide-spreaduneasinessandconfusion.Whydofoodpriceskeeponrisingwhenthereseemstobesomuchmorefoodabout?Istheabundanceo

17、nlytemporary,orhasitcometostay?Doesitmeanthatweneedtothinklessnowaboutproducingmorefoodathome?Nooneknowswhattoexpect. 32.Rea Therecentgrowthofexportsurplusesontheworldfoodmarkethascertainlybeenunexpectedlygreat,partlybecauseastrangesequenceoftwosuccessfulgrainharvestsinNorthAmericaisnowbeingfollowed

18、byathird.MostofBritainsoverseassuppliersofmeat,too,areofferingmorethisyearandhomeproductionhasalsorisen. 33.EofFoodSituation Buttheeffectofallthisonthefoodsituationinthiscountryhasbeenmadeworsebyasimultaneousriseinfoodprices,duechieflytothegradualcuttingdownofgovernmentsupportforfood.Theshopsareover

19、stocked(存货过多)withfoodoutonlybecausethereismorefoodavailable,butalsobecausepeople,frightenedbyhighprices,arebuyinglessofit. 34.FaofWorldPrices Moreover,theriseindomesticpriceshascomeatatimewhenworldprieshavebeguntofallwiththeresultthatimportedfood,withtheexceptionofgrain,isoftencheaperthanthehome-pro

20、ducedvariety.Andnowgrainprices,too,arefalling.Consumersarebeginningtoaskwhytheyshouldnotbeenabledtobenefitformthistrend. 35.TheResofFarmersFear Thesignificanceofthesedevelopmentsisnotlostonfarmers.Theoldergenerationhaveseenitallhappenbefore.Despitethepresentpriceandmarketguarantees,farmersfeartheyar

21、eabouttobesqueezedbetweencheapfoodimportsandashrinkinghomemarket.Presentproductionisrunningat51percentabovepre-warlevels,andthegovernmenthascalledforanexpansionto60percentby1956;butrepeatedMinisterial(内阁的)adviceiscarryinglittleweightandtheexpansionprogrammeisnotworkingverywell. 第五部分阅读理解(120分) Passag

22、e1 TherearestrikingdifferencesbetweenfinancialmarketsontheContinentofEuropeontheonehand,andinBritainontheother.InBritain,themarketisreallytheCityofLondon.Itisafreemarket:anditcontrolsmostoftheflowofsavingstoinvestment.OntheContinent,eitherafewbanksorgovernmentinstitutionsdominatethemoneymarkets.InFr

23、anceandItaly,forexample,governmentbureaucrats(官僚)directtheflowoffundstosuittheireconomicplans.InGermanytheflowisdirectedbytheall-powerfulbanks.InBritainthereismorefreeinterplay(相互作用)ofmarketforcesandfarfewerregulations,rulesandredtape.AFrenchbankersummeditupthisway:OntheContinentyoucantdoanythingunl

24、essyouvebeenoldyoucan;inEnglandontheotherhandyoucandoeverythingaslongasyouhaventbeentoldnotto. Therearemanybasicreasonsforthesedifferences.OneisthatContinentalsavers(储蓄者)tendtoprefergold,cashorshort-termassets.Theyinvestonly10%oftheirsavingsininstitutionslikepensionfundsorinsurancecompanies.ButinBri

25、tain50%ofsavingsgoestothem,andthey,inturn,investdirectlyinequity(证券)market.AfarlowerproportionofsavingsisputinthebanksintheformofliquidassetsthanontheContinent.Continentgovernmentsintervenedirectlyorthroughthebankstocollectsavingtogetherandtransformthemintomediumorlong-termloansforinvestment.Theequi

26、tymarketislargelyby-passed.OntheContinenteconomicplanningtendstobefarmorecentralized(把集中起来)thaninBritain.InBritainitispossibletoinfluencedecisionsaffectingthecountryseconomyfromwithintheCity.Itattractsaskilledandhighlyqualifiedworkforce.InFrance,ontheotherhand,anintelligentyoungmanwhowantsacareerinf

27、inancewouldprobablyfindthecivilservicemoreattractive. InBritainthemarketormoreaccurately,moneytendstoberegardedasanendinitself.OntheContinentitisregardedasameanstoanend;investmentintheeconomy.ToBritisheyescontinentalsystemswiththepossibleexceptionoftheDutchseembureaucratic(官僚主义的),slowandinefficient.

28、ButthereisoneoutstandingfacttheCityshouldnotoverlook.BritainsgrowthratesandlevelsinvestmentoverthelasttenyearshavebeenmuchlowerthanontheContinent.Therearemanyreasonsofthis,buttheCitymusttakepartoftheblame.Ifitisacceptedthatthebasicfunctionofafinancialmarketistosupplyindustryandcommercewithfinanceino

29、rdertoachievedesiredratesofgrowth,itcanbesaidthatbyconcentratingonthemarketforitsownsaketheCityhastendedtoforgetthatbasicfunction. 36.Whatisthebesttitleforthepassage? A.Reasonsbehindthedifference. B.BankingandFinance:aBasicDifferenceinAttitudes. C.MonetaryPolicyinBritain. D.TheEuropeanContinentandBr

30、itain. 37.Whatseemstobethemostbasicreasonforthisdifference? A.TheBritishtendtoregardmoneyasanend,whereasContinentalEuropeanconsideritameanstoanend. B.TheBritishinvestonly10%oftheirsavingsinpensionfunds. C.OntheContinentyoucantdoanythingunlessyouhavebeentoldyoucan. D.Intelligentyoungmenwhowantacareer

31、tendtogotocivilserviceintheContinent. 38.Accordingtothepassage,theDutchwayoffinanceandbanking_. A.issimilartothatoftheFrench B.makesnodifferencewhateversystemitfollows C.isperhapsresemblingthatoftheBritish D.hasalowefficiency 39.ThewordstrikinginLine1means_. A.beating B.surplus C.noticeable D.seemin

32、gly 40.InwhatwaydoestheContinentalsystemseembetter? A.TheContinentmaintainsahighergrowthrateandlevelsofinvestment. B.Ithaslessproportionsofsavingsintheformofliquidassets. C.Itattractsintelligentyoungmen. D.ItfunctionsproperlydespitethefactthattheBritishdiscountit. Passage2 Insuranceinrespectofthepro

33、pertywillbeeffectedbytheSocietyinaccordancewiththeRulesandthemortgageconditionswithsuchinsurancecompaniesastheSocietymaydetermined.TheSocietyhasawideexperienceofinsurancecompaniesandofthetermsofferedbytheirpolicies,andplacesinsurancewithmanycompanieswhoareabletoprovidethecoverwhichandifsopleaseconta

34、ctimmediatelytheBranchOfficetowhichyousubmittedyourapplicationforloan,andsolongasthatcompanyanditstermsareacceptabletotheSocietycoverwillbearrangedaccordingly.IfyoushouldsuggestacompanyanditisnotonewithwhichtheSocietydoesbusinessyouwillbeinformedandofferedachoiceofothercompanies.Youmayrequestachange

35、ofinsurancecompanyatanytimeduringthelifeofthemortgage.Ifyourmortgageisundertheendowment(损赠)schemeorsupportedbyaninsuranceguaranteeorifthedocumentsoftitlespecifythecompanytobeuseditmaynotbepossibletoacceptyourchoice. TheinitialsuminsuredwillbethefigureshownundertheheadingAmountofPropertyInsuranceinth

36、eDetailsofLoan.ThisfigureistheamountrecommendedbytheSocietysvaluer(估价者),ashisestimateofthereplacementcostofthebuildingatthedateofvaluation,unlesssomeotheramounthasbeenagreedinwritingbetweenyouandtheSociety.Noguaranteeisgivenorimpliedthattheamountofinsurancewillcovercompleteloss. Youareremindedthatth

37、emarketvalueofyourpropertybearsnorelationshiptothecostofreplacement.Theamountforwhichpropertyisinsuredthereforerepresentnotlessthanthecost,atthetimeofrepairorreplacement,ofrebuildingallthepropertycoveredinthesamematerials,form,styleandconditionaswhenitisnew.Itshouldalsoincludeanyarchitects,surveyors

38、andlegalfeeswhichmaybepayable,andanycostswhichmaybeincurredincomplyingwiththerequirementsoftheLocalauthorityandinremovingdebris(碎片),etc.Thetermpropertyincludesdomesticoutbuilding,garages,walls,landlordsfixtures(固定装置)andfurniture,etc.Butexcludesthevalueoftheland. Themarketvalueofhouseisthereforelikel

39、ytobelessthanthecostofrebuilding,especiallyifthepropertyiselderly(年久的).Evenifthepropertyisrecentlybuilt,theworkinvolvedinreinstatement(复原)willbemoreexpensivethanthebuildingcostwhichcanbeachievedbyabuilderbuildingonanestatebasis. 41.Thepassageappearstobefrom_. A.anadvertisement B.aninformationbooklet C.anewspaperarticle D.aformalspeech 42.Thetoneofthispassagecouldbestbedescribedas_. A.academic B.formal C.light-hearted D.subjective 43.Accordingtothepassageifthecustomersuggestsaninsur