国际结算英汉互译整理演示教学

1、资料收集于网络，如有侵权请联系网站删除国际结算英汉互译整理国际结算导论有形贸易visible trade无形贸易交货临界点风险临界点跟单信用证统一规则托收统一规则见索即付保函统一规则环球银行金融电信协会invisible tradecritical point for deliverycritical point for riskUCP600UCR 522URDG 458SWIFT以下是国际商会出版的2000 年国际贸易术语解释通则中规定的全部贸易术语的分类。第一组： E 组（卖方在其所在地点把货物交给买方）Ex Works (named place) 工厂交货（指定地点）第二组： F 组（卖

2、方须将货物交至买方指定的承运人）FCA: Free Carrier (named place) 货交承运人（指定地点）FAS: Free Alongside Ship (named port of shipment)船边交货（指定装运港）FOB: Free On Board (named port of shipment)船上交货（指定装运港）第三组： C 组（卖方必须签定运输合同，但对货物灭失或损坏的风险以及装船和启运后发生事件所产生的额外费用不承担责任）CFR: Cost & Freight (named port of destination)成本加运费（指定目的港）CIF: Cost,

3、 Insurance and Freight (named port of destination) 成本，保险加运费（指定目的港） word 可编辑资料收集于网络，如有侵权请联系网站删除CPT: Carriage Paid To (named place of destination)运费付至（指定目的地）CIP: Carriage and Insurance Paid To (named place of estination) 运费保险费付至（指定目的地）第四组： D 组（卖方必须承担把货物交至目的地国家所需的全部费用和风险）DAF: Delivered at Frontier (nam

4、ed place)边境交货（指定地点）DES: Delivered ex Ship (named port of destination)船上交货（指定目的港）DEQ: Delivered ex Quay (named place of destination码头交货（指定目的地）DDU: Delivered Duty Unpaid (named place of destination未完税交货（指定目的地）DDP: Delivered Duty Paid (named place of destination)完税后交货（指定目的地）第四节国际结算中的银行机构Representative

5、office代表处Agency officeOverseas sister bank， subbranchCorrespondent BanksSubsidiary BanksAffiliated BanksConsortium Bank代理处海外分支行代理行附属银行、子银行联营银行银团银行Control documentTest keySpecimen signatureTerms and conditions控制文件密押印鉴文本费率表Nostro a/c 往帐 word 可编辑资料收集于网络，如有侵权请联系网站删除Vostro a/c来帐To credit贷记To debit借记第二章国际

6、结算中的票据票据： instrument汇票bill of exchange汇票是由出票人向另一个人签发的请求即期、定期或在可以确定的将来时间向指定人或者根据其命令向来人无条件支付一定金额的书面命令。（a bill of exchange is an unconditionalorder in writing,addressed by one person to another ,signed by the person giving it,equiring the person to whom it is addressed to pay on demand or at a fixed or

7、 determinable future time a sum certain in money to or the order of a specified person ,or to bearer.本票promissory note本票是一个人向另一个人签发 的，保证于见票时或者定期或在可以确定的将来时间，对某人或者其指定人或持票人无条件支付一定金额的书面付款承诺。（ a promissory note is an unconditional promise in writing made by one person to another ,signed by the maker .eng

8、aging pay on demand or at a fixed or determinable future timea sum certain in money to or to the order of a specified person .or to bearer.)支票cheque or check本票是以银行为付款人的即期汇票（ a check is an unconditional order in writing addressed by the customer(the drawer )to abank(the drawee) signed by that custome

9、r authorizing the bank to pay on ,a specified sum of money to or to the order of a named person ,or to bearer (the payee)设权性right to be paid无因性non-causative nature要式性requisite in form流通性negotiability可追索性recoursementword 可编辑资料收集于网络，如有侵权请联系网站删除出票人付款人收款人背书人被背书人承兑人保证人前手后手drawerpayer / draweepayeeendorse

10、rendorseeacceptorguarantorprior partiessubsequent parties票据行为出票背书空白背书记名背书限制性背书承兑issueindorsement/endorsementblank endorsementspecial endorsementrestrictive endorsementacceptance参加承兑保证保付提示付款拒付追索acceptance for sb shonourguaranteecertified to paypresentationpaymentdishonourresourceword可编辑资料收集于网络，如有侵权请联

11、系网站删除补充部分限制性抬头指示性抬头持票人抬头restrictive orderdemonstrative orderpayable to bearer出票地点付款地点付款日期place of issueplace of paymenttenor担当付款预备付款人必须提示承兑不得提示承兑对价善意持票人银行汇票商业汇票承兑汇票银行承兑汇票商业承兑汇票即期汇票远期汇票time bill /usance bill光票clean billperson designated as payerreferee in case of needpresentment for acceptance requir

12、edacceptance prohibitedconsiderationholder in due course /bona fide holderbankers drafttrade billacceptance billbanker sacceptance billtrader sacceptance billsight draft/demand draftword可编辑资料收集于网络，如有侵权请联系网站删除跟单汇票documentary bill本币汇票home money bill外币汇票foreign money bill国内汇票inland bill国外汇票foreign bill

13、支票种类划线支票crossed check保付支票certified check第三章汇款关键术语順汇remittance逆汇reverse remittance汇款人remitter汇出行remitting bank解付行或汇入行paying bank收款人或受益人payee or beneficiary电汇 telegraphic transfer T/T信汇mail transfer M/T票汇remittance by banker sdemand draft D/D出票人（上文有）头寸cash退汇（无英文解释 )预付货款payment in advance货到付款payment af

14、ter arrival of the goodsword 可编辑资料收集于网络，如有侵权请联系网站删除寄售consignment第四章托收托收collection托收是指由债权人 （一般为出口商） 开出汇票， 委托出口地银行通过其在国外的分行或者代理行想债务人 （一般为进口商） 收取款项的结算方式， 是仅次于信用证结算方式的一种比较常见的国际结算方式。after the exporter has shipped the goods or rendered services to his customers abroad,hedraws a bill of exchange on the lat

15、ter with or without shipping documents attached thereto andthen gives the draft to his bank together with his appropriatecollection instructions,thus ,acollection on the basis of commercial credit is usually processed through banks acting as theintermediary .委托人principal or consignor托收行remitting ban

16、k代收行collecting bank提示行presenting Bank托收指示collection instrument收款指示（无英文）光票托收（无英文）跟单托收（无英文，但很重要）直接托收（无）付款交单D/P documents to be released to the drawee only on payment /documentsagainstpayment承兑交单D/A documents to be released to the drawee only on acceptance /documents againstacceptance第五章信用证信用证letter eo

17、f credit是银行做出的有条件的付款承诺。它是开证行根据申请人（进口商）的要求和指示作出的在满足信用证要求和提交信用证规定的单据的条件下，向第三方 （受益word 可编辑资料收集于网络，如有侵权请联系网站删除人、出口商）开立的承诺在一定期限内支付一定金额的书面文件。Credit means any arrangement ,however named or described ,that is irrevocable and thereby constitutes a definite undertaking of the issuing bank to honour a complyin

18、g presentation.信用证的形式提出开证担保secured agreement for L/C信开本信用证letter of credit开证行issuing Bank电开本cable不符点discrepancy简电本brief cable受益人beneficiary随寄证实书mail confirmation to follow承付honour议付negotiate信开open by airmail通知行advising Bank电开open by cable议付行negotiation Bank通知advise保兑行confirming Bank转递transmit付款行payi

19、ng Bank偿付行reimbursing bank信用证业务的方式人偿付授权书reimbursement authorization指定银行nominated Bank索偿书reimbursement claim开证申请人applicant 开证人opener信用证的主要种类】光票信用证clean credit保兑信用证 confirmed credit跟单信用证documentary credit缄默保兑和局外保兑 silent confirmation不可撤销信用证 irrevocable credit不保兑信用证unconfirmed credit可撤销信用证revocable cre

20、dit即期付款信用证sight payment creditword 可编辑资料收集于网络，如有侵权请联系网站删除延期付款信用证 deferred payment credit对开信用证reciprocal credit承兑信用证acceptance credit循环信用证revolving credit议付信用证negotiation credit积 累 性 循 环 信 用 证 cumulative revolving可转让信用证transferable creditcredit不可转让信用证 non-transferable credit非积累循环信用证non-信用证的再装让 retran

21、sfer of credit自动循环信用证automatic revolving credit转让书 letter of transfer非自动循环信用证non-背对背信用证 back to back credit半自动循环信用证semi-预支信用证anticipatory credit第六章 银行保函和备用信用证银行保函 letter of guarantee ， L/C质量保函 quantity guarantee银行保函的当事人维修保函 maintenance guarantee申请人 applicant 委托人 principal关税保付保函customs guarantee受益人 b

22、eneficiary账户透支保函overdraft guarantee担保行 guarantor bank进口类保函通知行 advising Bank付款保函 payment guarantee转开行 reissuing Bank延期付款保函deferred payment guarantee反担保行 counter guarantor bank补偿贸易保函compensation guarantee保兑行 confirming bank来料加工保函processing guarantee租赁保函 lease guarantee见索即付 payable upon first simple de

23、mand其他类保函投标保函 tender guarantee借款保函 loan guarantee履约保函 performance guarantee保释金保函bail board预付款保函 advanced payment guarantee票据保付保函guarantee for billword 可编辑资料收集于网络，如有侵权请联系网站删除费 用 保 付 保 函 payment guarantee for担保信用证guarantee L/Ccommission/charges备用信用证 stand-by letter of credit SL/C商业票据信用证 commercial pap

24、er L/C第七章 国际贸易结算中的单据单据 document海运提单的种类商业发票 commercial invoice已装船提单 shipped on board B/L首文 heading待运提单 received for shippment B/L正文 body直达提单 direct B/L麦头 shipping mark转运提单 transshipment B/L货物的描述 description of goods联运提单 through B/L货物单价 unit price清洁提单 clean B/L出口商的签章 exporter ssignature记名提单 straight B

25、/L海关发票 customs invoice不记名提单open B/L估价和原产地联合证明书combined指示性提单order B/Lcertificate of value and origin简式提单 short form B/L证实发票 certificate invoice in accordance全式提单 long form B/L班轮提单 liner B/L货物单据 transport documents租船提单 charter party B/L海运提单 marine bill of lading 或 ocean bill运输代理行提单 horse B/Lof lading托

26、运人 shipper/consignor过期提单 stale B/L承运人 carrier倒签提单 anti-dated B/L收货人 consignee多式运输 multimodal transport多式运输单据multimodal transport受让人transferee or assigneedocument多式运输提单multimodal transport B/Lword 可编辑资料收集于网络，如有侵权请联系网站删除联合运输提单combined transport bill oflading联合运输或港至港提单combined transportor Port to Port

27、bill of lading不可流通转让的海运non-negotiable seawaybill直交进口商straight consigned to importer租船合约提单 charter party bill of lading,charter party B/L航运提单airway bill直交记名提货人straight consigned to anamed consignee 保险单据海上风险perils of sea外来风险extraneous risks全损total loss实际全损actual total loss推定全损constructive total loss部分

28、损失partial loss共同海损general average单独海损particular average施救费用sue and labour expenses救助费用salvage charge基本险chief risk平安险free from particular average ， FPA第八章跟单信用证下单据的审核word 可编辑水渍险 with particular average WPA一切险all risks AR一般附加险general additional risk特殊附加险special additional risks保险单insurance policy保险人 in

29、surer被保险人insured预约保险单open policy or open cover保险凭证insurance certificate保险声明insurance declaration联合凭证combined certificate暂保单cover note附属单据商品检验证明inspection certificate产品证明书certificate of origin普惠制原产地证明书generalized ofpreferences GSP一般原产地证明书C/O黑名单证明blacklist certificate包装单据packing document装箱单packing lis

30、t重量单weight list资料收集于网络，如有侵权请联系网站删除信用证的有效期 expiry dateissuing bank最迟交单日 latest documents delivery date全套 full set最迟装运期 latest shipment date常见不符点不符点 discrepancy做成了转运 transshipment effected不符单据 discrepant document短装 short shipment佣金 commission超装 over shipment折扣 discount做成了分批装运partical shipment effected现金折扣 cash discount超支 over drawing贸易折扣 trade discount超过信用证金额redit amount exceeded空白抬头、空白背书 made out to order and少开支款金额short drawingblank endorsed发票金额与汇票金额不相符合the amounts开证行指示性抬头 made out to the order ofshown on the invoice and draft differ第九章 贸易融资打包放款、打包贷款packing credit