[语言类考试复习资料大全]剑桥商务英语中级模拟42

1、书山有路勤为径，学海无涯苦作舟。祝愿天下莘莘学子：学业有成，金榜题名！语言类考试复习资料大全剑桥商务英语中级模拟42剑桥商务英语中级模拟42READINGPART ONE Look at the statements below and the information on relationship banking on the opposite page. Which section (A, B, C, or D) does each statement I-7 refer to? For each statement 1-7, mark one letter (A, B, C, or D)

2、 on your Answer Sheet. You will need to use some of these letters more than once. AOne of the more discernible trends in the financial-service industry in recent times has been the adoption of programs designed to encourage more personalized relationships between an institutions employees and its cl

3、ients, particularly those clients who are major depositors. The expression most commonly used to describe this type of program is relationship banking.BIn relationship banking the emphasis is on establishing a long-term multiple-service relationship; on satisfying the totality of the clients financi

4、al-service needs; on minimizing the needs or desires of clients to splinter their financial business among various institutions.CImplicit within any definition of relationship banking is recognition that the financial-service requirements of one individual or relatively homogeneous group will likely

5、 be substantially different from those of another individual or group. A successful relationship banking program is, therefore, dependent in a large part on the development of a series of financial-service packages, each designed to meet the needs of identifiable homogeneous groups.DAnother dimensio

6、n of relationship banking is the development of highly personalized relationships between employee and client. In most financial institutions today the client is serviced by an employee who happens to be free at the time, regardless of the nature of the transaction. Personalized relationships are th

7、erefore difficult to establish. In a full relationship banking program, however, the client knows there is one individual within the institution who has intimate knowledge of the clients requirements and preferences regarding complex transactions.1. All kinds of financial needs are met in relationsh

8、ip banking system.答案: B2. Employees in relationship banking are dealing with different businesses respectively.答案: D3. Banking is becoming more personal, which is easily recognized.答案: A4. The necessary first step in instituting relationship bank is recognizing the special needs of groups and indivi

9、duals.答案: C5. One of the main aims of this type of banking is to encourage clients to keep all their business with a single bank.答案: B6. The relationship banking programs have already been used.答案: A7. A client may develop a high level of confidence in certain employee.答案: DPART TWO Read the article

10、 below about macroeconomic policies. Choose the best sentence from the opposite page to fill each of the gaps. For each gap 8-12, mark one letter (A-G) on your Answer Sheet. Do not use any letter more than once. MACROECONOMIC POLICIESFor most countries, the following four principal objectives of eco

11、nomic policy would apply: (1) Maintenance of employment at a high level. (2) Stable prices. (3) Economic growth. (4) Balance of payments equilibrium. These objectives are sometimes extremely difficult to achieve. A high level of employment, for example, tended to push wages and hence prices up. It a

12、lso created an imbalance between exports and imports. Furthermore the competition among firms for labor tended to reduce labor productivity since workers were not always fully employed.Government will differ in the emphasis they place on each of the above objectives. 1 . At times when inflation was

13、high, great stress was placed on bringing it down, but this had severe effects on jobs and on economic growth. The pursuit of an expansionary policy very often resulted in an increase in GDP and a fall in the level of unemployment; but was accompanied by a marked rise in the rate of inflation and a

14、serious balance of payments deficit.In carrying out its economic policy, the government uses two principal means-fiscal policy and monetary policy. 2 Monetary policy is broadly neutral in its effects whilst fiscal and other measures can be used more discriminately-the redistribution of incomes and l

15、ower rates of corporation tax for small businesses are two examples.Government regulation of the money supply is important for economic stability. Banks will wish to keep excess reserves when they do not foresee profitable and secure opportunities to make loans. This is likely to happen during the d

16、ownswing and around the bottom of a business contraction. 3During a recession, profit-oriented banks tend to reduce the money supply by increasing their excessive reserves if the central banks did not intervene. 4 .On the other hand, banks will want to squeeze possible money supply out of any given

17、amount of cash reserves by keeping their reserves at the bare minimum when the demand for bank loans is buoyant, profits are high, and many investments suddenly start to look profitable. 5 The authorities must intervene to prevent this. The monetary authorities can exercise monetary control in two w

18、ays: either they can attempt to control interest (i. e. the price of money) or they can endeavor to control the money supply.A Fiscal policy is concerned with taxation, subsidies and government spending; monetary policy, in contrast, is concerned with interest rates, the money supply and bank lendin

19、g.B As the money supply is an important influence on aggregate demand such a contraction of money supply would exacerbate the severity of the recession.C This reduced incentive to hold excess reserves in prosperous times means that during an economic boom, the behavior of profit-oriented banks is li

20、kely to make the money supply expand, adding undesirable momentum to the booming economy and paving the way for a burst of inflation.D These objectives are sometimes extremely difficult to achieve.E When this occurs, the prosperity of banks to hold excess reserves will turn the money creation proces

21、s into one of the money destruction.F For many years the main emphasis was on employment and balance of payments, but this adversely affected the pursuit of stable prices and economic growth.G When adopting monetary policy, the central bank usually takes action to change the equilibrium of the money

22、 market, that is, to alter the money supply, move the interest rate, or do both.1.答案:F2.答案:A3.答案:E4.答案:B5.答案:CPART THREERead the article below about the difficulties of managing a small business, and the questions on the opposite page.For each question 1318, mark one letter (A, B, C, or D) on your A

23、nswer Sheet for the answer you choose. THE DIFFICULTIES OF MANAGING A SMALL BUSINESSThe organizational weaknesses that entrepreneurs have to deal with every day would cause the managers of a mature company to panic. Andrew Bidden wrote recently in Boston Business Review. This seems to suggest that t

24、he leaders of entrepreneurial or small businesses must be unlike other managers, or the problems faced by such leaders must be the subject of a specialized body of wisdom, or possibly both. Unfortunately, neither is true. Not much worth reading about managing the entrepreneurial or small businesses

25、has been written, and the leaders of such businesses are made of flesh and blood, like the rest of us.Furthermore, little has been done to address the aspects of entrepreneurial or small businesses that are so difficult to deal with and so different from the challenges faced by management in big bus

26、inesses. In part this is because those involved in gathering expertise about businesses and in selling advice to businesses have historically been more interested in the needs of big business. In part, in the UK at least, it is also because small businesses have always preferred to adapt to changing

27、 circumstances.The organizational problems of entrepreneurial or small businesses are thus forced upon the individuals who lead them. Even more so than for bigger businesses, the old saying is true-that people, particularly those who make the important decisions, are business most important asset. T

28、he research that does exist shows that neither money nor the ability to access more of it is the major factor determining growth. The main reason an entrepreneurial business stops growing is the lack of management and leadership resource available to the business when it matters. Give an entrepreneu

29、r an experienced, skilled team and he or she will find the funds every time. Getting the team, though, is the difficult bit. Part of the problem for entrepreneurs is the speed of change that affects their businesses. They have to cope with continuous change yet have always been suspicious about the

30、latest management solution. They regard the many offerings from business schools as out of date even before they leave the planning board and have little faith in the recommendations of consultants when they arrive in the hands of young, inexperienced graduates. But such impatience with management s

31、olutions does not mean that problems can be left to solve themselves. However, the leaders of growing businesses are still left with the problem of who to turn to for advice.The answer is horribly simple: leaders of small businesses can ask each other. The collective knowledge of a group of leaders

32、can prove to be enormously helpful in solving the specific problems of individuals. One leaders problems have certainly been solved already by someone else. There is an organization called KITE which enables those responsible for small businesses to meet. Its members, all of whom are chief executive

33、s, go through a demanding selection process, and then join a small group of other chief executives. They come from a range of business sectors and each offers a different corporate history. Each group is led by a moderator, an independently selected businessman or businesswoman who has been speciall

34、y trained to head the group. Each member takes it in turn to host a meeting at his or her business premises and, most important of all, group discussions are kept strictly confidential. This encourages a free sharing of problems and increases the possibility of solutions being discovered.1. What doe

35、s the writer say about entrepreneurs in the first paragraph?A.It is wrong to assume that they are different from other managers.B.The problems they have to cope with are specific to small businesses.C.They find it difficult to attract staffs with sufficient expertise.D.They could learn from the orga

36、nizational skills of managers in large companies.答案:A2. According to the second paragraph, what has led to a lack of support for entrepreneurs?A.Entrepreneurs have always preferred to act independently.B.The requirements of big businesses have always taken priority.C.It is difficult to find solution

37、s to the problems faced by entrepreneurs.D.Entrepreneurs are reluctant to provide information about their businesses.答案:B3. What does the writer say about the expansion of small businesses?A.Many small businesses do not produce enough profits to finance growth.B.Many employees in small businesses ha

38、ve problems working as part of a team.C.Being able to recruit the right people is the most important factor affecting growth.D.Leaders of small businesses lack the experience to make their companies a success.答案:C4. What does the writer say is an additional problem for entrepreneurs in the fourth pa

39、ragraph?A.They rely on management systems that are out of date.B.They will not adopt measures that provide long-term solutions.C.They have little confidence in the business advice that is available.D.They do not take market changes into account when drawing up business plans.答案:C5. What does the wri

40、ter say the members of the KITE organization provide?A.Advice on how to select suitable staff.B.A means of contacting potential clients.C.A simple checklist for analyzing problems.D.Direct experience of a number of industries.答案:D6. The writer says that KITE groups are likely to succeed because _.A.

41、members are able to elect their leaderB.the leaders have received extensive trainingC.members are encouraged to adopt a critical approachD.information is not passed on to non-members答案:APART FOUR Read the article below about robots at work. Choose the best word or phrase to fill each gap from A, B,

42、C, or D on the opposite page. For each question 19-33, mark one letter (A, B, C, or D) on your Answer Sheet. Robots at WorkThe newspaper production process has come a long way from the old days when the paper was written, edited, typeset and ultimately printed in one building with the journalists wo

43、rking on the upper floors and the printing 1 going on the ground floor. These days the editors, sub-editors and journalists who put the paper together are 2 to find themselves in a totally different building or maybe even in a different city. This is the 3 which now prevails in Sydney. The daily pap

44、er is complied at the editorial headquarters, known as the pre-press centre, in the heart of the city but printed far away in the suburbs at the printing centre. Her human beings are in the 4 as much of the work is done by automated machines controlled by computers. 5 the finished newspaper has been

45、 created for the next mornings edition, all the pages are 6 electronically from pre-press centre to the printing centre. The system of transmission is an update on the sophisticated page facsimile system already in use on many 7 newspapers. An image-setter at the printing centre delivers the pages a

46、s films. Each page 8 less than one minute to produce, although for color pages four versions are used, one each for black, cyan, magenta and yellow. The pages are then processed into photographic negatives and the film is used to produce aluminum printing plates 9 for the presses.A procession of aut

47、omated vehicles is busy at the new printing centre where the Sydney Morning Herald is printed each day. With 10 flashing and warning horns honking, the robots look for all the world like enthusiastic machines from a science-fiction movie, as they follow their random paths around the 11 busily gettin

48、g on with their jobs. Automation of this kind is now 12 in all modern newspaper plants. The robots can 13 unauthorized personnel and alert 14 staff immediately if they find an intruder and not surprisingly, tall tales are already being told about the machines starting to take on 15 of their own.1.A.

49、pressesB.sessionsC.plansD.schedules答案:A2.A.sorryB.likelyC.forcedD.expectant答案:B3.A.moodB.sampleC.situationD.environment答案:C4.A.vastB.plentyC.minorityD.body,答案:C5.A.OnceB.BeforeC.WhileD.Until答案:A6.A.playedB.poweredC.broughtD.transmitted答案:D7.A.otherB.anotherC.oneD.every答案:A8.A.asksB.putsC.managesD.ta

50、kes答案:D9.A.dealingB.askingC.attractiveD.ready答案:D10.A.tablesB.cardsC.lightsD.words答案:C11.A.ceremonyB.plantC.spaceD.office答案:B12.A.disappearingB.refusedC.seldomD.standard答案:D13.A.detectB.senseC.writeD.do答案:A14.A.recruitingB.securityC.companyD.their答案:B15.A.familiesB.personalitiesC.functionsD.movement

51、s答案:BPART FIVERead the text below about opinions on local group business.In most of the lines 34-45 there is one extra word. It is either grammatically incorrect or does not fit in with the meaning of the text. Some lines, however, are correct.If a line is correct, write CORRECT on your Answer Sheet

52、.If there is an extra word in the line, write the extra word in CAPITAL LETTERS on your Answer Sheet. Shop-local Group Offers Economic Impact FiguresCan If consumers in Hillsborough County can limited their spending on one SaturdayCorrect to independent, locally owned businesses instead of chain sto

53、res, more than34 17 million would even remain in the local economy instead of being shipped to35 outside corporations as overnight deposits. So it say representatives of the36 Tampa Independent Business Alliance, who base their calculation on studies that37 made by the American Independent Business

54、Alliance. The national study found38 that since locally owned businesses began to use goods and services of other39 businesses in the community, a consumers spending circulates 3 up to 31/240 times longer locally than if it is spent on at a chain. On Saturday, the local group41 will be working with

55、the national organization and more than all 25 other42 communities across the country to broadcast the benefits coming of the43 shop-local movement. The educational event, American Unchained, will be44 promoted at independent businesses such as Inkwood Books in Tampa. We45 want people to think about

56、 where their dollars actually end up to, said CarlaJimenez, co-owner of Inkwood and president of Tampa Independent Business Alliance.1.答案: EVEN2.答案: IT3.答案: THAT4.答案: CORRECT5.答案: BEGAN6.答案: UP7.答案: ON8.答案: ALL9.答案: COMING10.答案: CORRECT11.答案: CORRECT12.答案: TOWRITING问题:1.PART ONEYou are Head of Sales Department for Fox Electrical Co. You are organizing your schedule for a meeting with one of your existing clients next month.Write an e-mail to John Driscoll, your client: