2025年浦发银行校园招聘笔试参考题库（含答案）

2025年浦发银行校园招聘笔试参考题库(含答案)1.银行对客户的义务有()。A、为客户保密B、取得利息C、诚信义务D、谨慎义务解析：A银行对客户的义务具体包括：方便客户的管理责任、兑付支票的责任、代客户收款的责任、提供投资咨询的责任。2.Acriminalmusthavethebenefitoftheuntilwe'recertain答案：A解析：本题考查近义词辨析。题目意为“在未能确定一名嫌疑犯有罪之前，他应该被视为是无罪的。”固定搭配suspectedcriminal犯罪嫌疑人；doubt,名词，怀疑。3.Thelatestresearchindicatesthatstress,asantodealwithit,A、inability答案：A解析：选项A意为“无能”;选项B意为“非法”;选项C意为“无意识”;选项D意为“不情愿”。根据题干，题目意为“最新的研究表明压力，难以驾驭，是导致心脏病的直接原因。”,inabilitytodealwithit意为“无能为力”,选项A符合题意。4.下列选项中，不属于阶级社会中关于法律与道德的共同点的是()。A、都是社会规范B、都具有阶级性C、约束范围都相同D、都是治国途径答案：C解析：法律约束的范围与道德约束的范围不同。5.根据经济学家凯恩斯的消费理论，边际消费倾向和平均消费倾向的关系是()。A、边际消费倾向总是小于平均消费倾向B、边际消费倾向总是等于平均消费倾向C、边际消费倾向总是大于平均消费倾向D、边际消费倾向和平均消费倾向的关系不稳定解析：边际消费倾向总是小于平均消费倾向。6.下列不属于网页浏览器的是()。A、InternetExplorer解析：VisualFoxPro简称VFP,是Microsoft公司推出的数据库开发软件，不属于网页浏览器。7.计算机病毒按照感染方式的分类中不包括()。A、引导型病毒B、文件型病毒C、混合型病毒D、附件型病毒解析：计算机病毒按照感染的方式，可以分为引导型病毒、文件型病毒、混合型病毒、宏病毒和Internet病毒。8.资料：IntheUnitedStatesofAmey-charteredbankwhichreceivedtheircharterfromtheOfficeoftheptrheCurrency(OCC);thesearereferredtoas"NationalBanks";andalsothestates-charteredbankswhichreceivetheircharterfromthesuperintendtateBanks".Banksareallowedtoregistereitherwiththefederalorthority.LetusnowlookattheorganizationalstructureofmercialBanncludeunitbanking,groupbankingandbranchbanking.Thfunitbankingisthatitcanoperateonlyasinglefullservicebankfromascation.Unitbankinginstitutionsarenotallowedtohavebrancher,unitbankingdoesnotnecessarilyhavetobesmall.Infact,manquitelarge.Groupbankingreferstobankingoperationsconducteonowningmorethanonebank.Thegroupbankingsystemusuallyexistwherebranchbankingisprohibited.Asforbranching,itissometimesrefer"Iimitedbranching"or"statesidebranching".LimitedbnktooperatebrancheswithingeographicterritoriesauthStatesidebranchingimpliesthatbankbranchesareallowedtooithinthestate.NewYorkState,California,FloridaandebranchbankingareaswhichMinnesota,Arkansas,lowerandothersaranchingareas.IntheUnitedStates,therearealsospecializedbaheEdgeActBanks,theinternationalBankingFacility,avingbanks,thesavingsandloansassociations,thecredituniontownedandtheRealEstatelnvestmentTrust(TEIT).TherearealsonancialinstitutionsintheUSA,includingthesecuritiesfirms,ercialfinancepanies,themortgagebankersandtheRealEstatel(REIT).LetusnowlookattheFederalSystem.monlyknownBankorthe"Fed",thisistheCentralBankoftheUnittdeterminesthereserverequirementwithinlimitssetbytheUSCongrectionoftheFediseconomicstabilizationthroughthemanagememoneysupply.TheFederalReserveSystemprisesaboardofgovesstationedinWashingtonD.CReserveBanks,includingBoston,NllasandSanFrancisco.TheFederalReserveAct(FRA)19heFedwhich,ontopoftheregularcentralbank'sobjectiowing.i.ManagingthemonetarysystemandmoneysupplyoftheUSA;ii.Proviundsasthelenderoflastreport;iii.Providingforaneffsystem;iiii.Providingarigorousbankingsupervisionsystem.WhA、TheFedbanks,theStatebankingandgroupbaB、TheFedbanking,thestateC、Unitbanking,groupbankingaD、Specializedbanks,grou解析：本题考查细节理解。【关键词】includedinthemercialbankingsystemoftheUSA【主题句】第一段最后一句Letusnowlookattheorganizationalstructur现在让我们看看商业银行的组织结构，其中包括单位银行，集团银行和分支银行。【解析】题目意为“美国商业银行系统包括什么?”根据主题句，选项C与题意完全相符。9.下列不属于金融市场的作用的是()。A、融通资金的“媒介器”B、经济发展的“润滑剂”C、加强监管D、资金供求的“调节器”答案：C解析：金融市场的作用包括：融通资金的“媒介器”、经济发展的“润滑剂”、资金供求的“调节器”。10.thewell-bredpeopleknowshowtoconfessafault,ora答案：A解析：A选项和C选项均表示“只、仅”,但是A选项既可指事物也可指人，C选项通常只用于事物，不用于人，而本题中出现了people,所以排除C选项。B选项和D选项均表示“不是别的，正是……”,两者区别不大，常可换用。而题目意为“唯有有教养者方知如何承认错误，或意识到自己行为中的错误。”因此选A。考点代词11.thebrain'sworkingisatremendnceofcurrentprocessorpowerandplexity,willtakeatleastsetoreacheventhemostelemenA、Increasing解析：本题考察词义辨析。题目意为“模仿人类脑部的几十年。”A选项意为“增加，加大”,B选项意为“模仿，效仿”,C选项意为“观察，注意”,D选项意为“投机，推测”。根据题意，应该是试图模拟人解析：本题考察词义辨析。题目意为“在火星上建立空间站的理想，即使我们不说是不可能的，至少是非常难以实现的。"A选项意为“钦佩，赞赏”,B选项13.Forcustomerconvenience,themanualisavailablebo使用；beavailablefor有效，对.有用，如beava14.Forthenewcountrytosurvive,()foritspe繁荣，需要新的经济政策。”A选项意为“提及，列举”,B选项意为“更不必说，还不算”,C选项搭配不存在，正确写法是“nottospeakof",意为“更不用说”,D选项意为“假如说，譬如说”。根据句意，B选项意思正确，后可接15.我国股票价格指数采用的计算方法是()。积累基金的是()。解析：积累基金是国民收入通过初次分配和再分配.按最终17.甲商品的消费量由1增加至2时，总效用由10增加为18,那么,边际效用解析：边际效用是指消费者在一定时间内增加一单位商品的消费所得到的效用量的增量，即MU=△TU/△Q。本题边际效用为(18-10)/(2—1)=8。故选C。18.在Word中，使用()菜单中的相应命令，可以方便地输入特殊符号、当前日期时间等内容。A、“文件”B、“工具”C、“格式”D、“插入”解析：Word的“插入”菜单提供了在文档中插入符号、图形、文件等对象的功19.aboutthepotentialofresidentsaid:“Ifitdoes,itdoes.Look,I'mnotdoingthi治。’”A、B选项的非谓语动词引导的是原因状语从句，且A选项表达被动含题意，主从句之间构成因果关系，而且奥巴马是被别人20.银行会计记账的依据是()。21.账簿按用途不同可分为三大类，下列分类正确的是()。22.Shewouldratherthatherhusbandtravelduringthebadwe解析：本题主要考查wouldrather+从句，是一个常用的虚拟语气句型，谓语一般用过去时来表示现在或将来。其意为“宁愿……,还是……好些”“一个人宁id,但不表示过去而是表示将来。考点虚拟语气23.会计核算使用的主要计量单位是()。C、实物计量A、discreetA选项“谨慎的，小心的”,B选项“离散的，不连续的”,C选项“分开的，分居的”,D选项“孤立的，独居的”。根据句意，应选择表示“分别的，单独25.下列统计指标中，属于相对指标的是()。解析：选项AC属于总量指标。选项D属于平均指标。调整表，根据调整表调整()。B、明细账27.李清照《声声慢》中：“乍暖还寒时候，最难将息”,“将息”是什么意思28.在体育运动中，运动员需要不时地抹一些白色的粉末，俗称“防滑粉”,那么,防滑粉的主要成分是()。29.早期重商主义绝对禁止()。一些国家还要求外国人来本国进行交易时，必须将其销售货物的全部款项用于购买本国货物或在本国花费掉；晚期重商主义的中心思想是贸易差额论，强调多卖。ctroleTheDesktopSupportTechnicianwillprovidedesksideandrlassistancetoendusers.StrongdesktoptroubleshootingandletechnicalsupportrequestanddeterminerootcauseincludinndresolvingissueswithPC's,laptops,mobiledevices,prs.Inadditiontotechnicalsupportyouwillberesponsibleforimagoyingandconfiguringsoftwareandmanagingtechnologyrequestsanation.Thispositionrequireshighlevelsofprofessionalism,strlvingskills,andtheabilitytolearnnewtechnologies.Reall,configure,maintainandsupportPChardwareandsoftwareforserputingenvironment.-Creatingandmanagingstandardizeddesktapplicationspackaging;physicalsettingupforputersandsoftwallationforvariousapplicationsandprograms.Performhands-osktoplevel,includinginstallingandupgradinghardware/softwarghardwareandconfiguringsystemsandapplications.Monitorandtsureproblemshavebeenadequatelyresolved.Imageandconfiguredeptopsusinganenterpriseimagingsolution.-Quicklyescancidentticketstoensurehighclientsatisfaction.Requinworkinginhedgefunds,fund-of-fundorprivateequityfitionswhereabilitytolearnrangeoftechnologieswasrequired;and/ocing/fieldservicerolesareallaplus.-Exceptionalwritten,oralasonalmunicationandcustomerserviceskillsacrossalllevelsofanon.-Strongknowledgeofputerhardware,includinglaptopsevicesandenterprisedesktopapplications.-StrongknowledgeoiveDirectoryandExchange.-StrongknowledgeofMSOfficedgeofnetworkprinterinstallation,setupandtroubleshooting.-Knowlvirtualizationtechnologies.-Workingknowledgeofmobiledevices-ade,reactivate,migrateusersetc.WhichofthefollowingmachineerepairablelistofaDesktopSuppor答案：C解析：本题考查的是细节理解。【关键词】NOT;mongtherepairablelist;DesktopSupportTechnician【主题句】第3自然段Requirements要求-Strongknowledgeofputerhardware,includinglaptops,desktopsandmobiledevicesrisedesktopapplications.丰富的电脑硬件知识，包括笔记本电脑、台式机、电话和企业台式机应用程序。-Knowledgeofnetworkprinterinstallation,setupandtroubleshooting.网络打印机安装、设置及故障排解知识。【解析】本题的问题是“下列哪项不属于桌面支持技术员的维修范围?”。A选项“笔记本电脑”,B选项“移动电话”,C选项“收音机”,D选项“打印机”。根据主题句可知，31.一个统计总体()。解析：首先，就题的内容来看，说的是“一个统计总体”,征的，说明总体特征的只能是指标，所以答案AC都是错的；其次，说明总体特32.流动资产是指可以在()变现或耗用的资产，包括现金和各种存款、短期投33.下列有关正常物品的表述，不正确的是()。34.战后积极推行贸易自由化的国家是()。35.以下关于我国科技史，不正确的是()。D、“月光生于日之所照，魄生于日之所蔽，当日则光盈，就日则光尽。”是元36.在ASCII码表中，按照ASCII码值从小到大的排列顺序是()。解析：在ASCII码表中，有4组字符：第1组是控制字符，如1F、CR等，其对应ASCII码值最小；第2组是数字0～9;第3组是大写字母A~z;第4组是小写字母a～z。这4组对应的值逐渐变大。37.商品经济产生和发展的根本条件是()。38.各国征收反倾销税的目的在于()。产品.国内产业受到损害时.征收相当于出口国国内市场价额的进口税。目的在于抵制倾销.保护国内产业。所以选择A。39.“分配股利、利润或偿付利息所支付的现金”项目属于()。解析：筹资活动产生的现金流量：(1)“吸收投资收到的现项目，反映企业举借各种短期、长期借款而收到的现金。40.资料：Abovethelinepromotionusesmassmediasuchasthepress,radio,television,cinemaorpostersites.Thistypeofpromotionisushepossiblemediamethodscanbeusedtotargetaudiencesinent.Therearebothstrengthsanddrawbackstotheseformsofmediedonawaveoftelevision,internetandnewspaperadvertsforthemaign.Theywantedthatthevitalservicesprovidedbypublicsectordisappearifthefundingcutssentahead.Theadvertsfeaturedalocservicejobsfadingoutofsightandfeaturedthetagline.Don'tregonetodefendthem.Apowerfulcaignfilmwasalsoreleaswlocalmunitieswouldbeaffectedbycuts.AversionofthisfilmaimedatrengmemberstoUNISONwasshownontelevisionusingDRTV.Thedvertslinkedbacktothecaignwebsitewherepeoplecanregisterthdaddament.HowcanpeoplesupporA、byregisteringtheirsupportontheinterC、bydistributingnewspaperadvertstopeo答案：A解析：本题考查的是细节理解。【关键词】howsupport;UNISON【主题句】第2自然段AversionofthisfilmaimedatrecruitingmemberstoUNISONwasshownontelevisionusingDRTV.Theonlineandnewspaperadversitewherepeoplecanregistertheirsupportandaddament.这部电影的一个版本是为了招募成员，在电视上播放的是DRTV。在线和报纸广告链接到活动网站，人们可以在那里表达他们的支持并添加评论。【解析】本题的问题是“人们如何支持UNISON?”。选项A意为“通过在互联网上注册，表达他们的支持”;选项B意为“通过申请UNISON的工作”;选项C意为“通过发布报纸广告给社区的人”;选项D意为“上述所有”。根据主题句可知，人们可以在网上表达他们对UNISON的支持，故选A。41.一般认为结算业务是一种()。A、委托代理关系B、债权债务关系C、保管合同关系D、以上说法都不对答案：A解析：结算业务中银行与客户之间的契约关系，一般认为这是一种委托代理关系。42.资料：TencentHoldingsLtdhasannouncedthatitwillfullyopenupitsbigdataplatformandmachinelearningtechnologyinamovetobuilda"sharingeconomy"basedoncloudservices.EnterpriseswillbeabletouseasetofbigdolsdevelopedbyTencent,helpingthemgainabetterunderstandintsandimprovetheirproducts.TheShenzhen-basedinternetgiant,whitantmessagingtoolsQQandWeChat,hasyearsofexperiencesstoringanghugeamountsofdata.TheopeningofitscoretechnologiesispartofTencenfortstodevelopcloudservices,anareawhichmanyotherbigpaniesincludbabaandBaiduarealsotappinginto."Developmentofasharelatedtocloudservices"saidMaHuateng,chairmanofTenation,acmodationandmanyotherareas.cloudservicesarealsoakiconomy."HesaidcloudputinghasbeeoneofthekeyareasTencentfopanyisdedicatedtoopeningitsITresourcesandtechnologutsiders."Inthepast,enterpriseswereonlyusersofinteastheyengagethemselvesinthecloud,theyarebeingapartoftheitem,"Masaidatthe2016TencentCloudSummitheldinShenzhenthisweehnologyhasachievedgreaterimportanceinrecentyearsasmnterprisesintegratethemselvesdeeperwiththeinternetifficultforpanies,especiallysmallerones,tobuildtheuseitinvolveslargecapitalinvestmentandawasteofresog.seniorexecutivevice-presidentofTencent.Cloudserviceshelpgetaccesstomoreresourceswhilereducingtheiroperatingcosts,ordingtothe2016lnternetTrendsreport,servicesprovidedbyTenstmonlyusedbyChineseinternetusers.Morethan50percentoftheiternetisspentonTencentservices."Wearenotofferingcloudservicesasatebusiness.Instead,itisapartofTencent'sentirestrategy.lbeabletogetaccesstoallTencentplatformsbyusingitscd.WhatisTencent'spurposeofopeningupthebigdA、TodevelopcloudserviceB、TohelpenterprisesgainabetterunderstandingofthC、Tobeeapartoftheint解析：本题考查的是细节理解。【关键词】Tencent's'purpose;openingupdataplatform【主题句】第1自然段TencentHoldingsLtdhasannouncedthatitwilIfullyopenupitsbigdataplatformandmachineleailda"sharingeconomy"basedoncloudservices.EnterprietofbigdataanalysistoolsdevelopedbyTencent,helpingthemgrstandingoftheirclientsandimprovetheirproducts.腾讯控股有限公司宣布将全面开放其大数据平台和机器学习技术，以建立基于云服务的“共享经济”。企业将能够使用腾讯开发的一套大数据分析工具，帮助他们更好地了解客户并改进他们的产品。【解析】本题的问题是“腾讯开发大数据平台的目的是什么?”。选项A意为“开发云服务”;选项B意为“选项C意为“成为互联网生态系统的一部分”;选项D意为“存储和分析更多数据”。根据主题句可知，目的是帮助企业更好地了解客户并改进他们的产品，故43.资料：TaikongCitywasfoundedbythedormunsabout50AD.ItsnameisderivedfromaCethicworIdwhichmeansthepieceoftheboldone.Aftn43ADtheDormonsbuiltabridgeacrosstheThemasRiver.Tanexcellentplacetobuiltaport.Thewaterwasdeepenoughforoceutitwasfarenoughinlandtobesafefromotherraiders.Arantsbuiltatownbythebridge.SoTaikongCitywasborn.Therewasroundtheearlysettlementbuttheremayhavebeenaditchahawoodenpalisadeontop.Thenin61ADQueenBoudialedarebelmuns.HerarmymarchedonTaikongCity.NoattemptwasmadeBoudiaburnedTaikongCitybutafterherrebellionwascpeolebuilthousesofstoneorbrickwithtiledroofsbutmonhouses.Bytheendofthe2ndcenturystonewallwaserecthewallwas20feethigh.Outsidethewallwasaditch.Inthemiy20bastionswereaddedtothewalls(asemi-circulartowerprojectingall).Whatdoestheunderlineword"eA、established答案：A解析：本题考查语义判断。【关键词】erectedmean【主题句】第二自然段Byth石墙围着Taikong城建了起来。”【解析】本题问的是“划线词erected是什么意思?”。“erected”意为“建立，竖立”。选项A意为“建立”;选项B意为“改进”;选项C意为“超过”;选项D意为“促进”。结合主题句，故A44.提出“师夷长技以制夷”主张的是()。A、林则徐D、曾国藩45.李斯特认为对某一幼稚工业的保护时间()。A、以20年为最高期限B、以30年为最高期限C、以50年为最高期限解析：所谓幼稚产业是指某一产业处于发展初期.基础和竞保护能够发展成为具有潜在比较优势的新兴产业。李斯特认为.保护时间以3046.降低利率，降低存款准备金率，以促进经济增长。这种手段属于()。解析：所谓货币政策，是指中央银行为实现既定的经济目标，运用各种.x具.节货币供给和利率.进而影响宏观经济的方针和措施的总和。货币政策分为扩张性的和紧缩性的两种。扩张性的货币政策是通过提高货币供应增长速度来刺激总需求，在这种政策下，取得信贷更为容易.利息率会降低。afascinationtopeoplefroma奇多年辛苦耕耘的画作，成为世界各地人民为之入迷的胜景。”全句结构为强调句，如果将itis/was..与连接词去掉，句子仍然正确，就为强调句型。这时，就选用that连接词；否则，就为定语从句，其关系词的选择，应根据先行词与从句的关系而定。由此判断此句为强调句。被强调的成分thepaintingsinLouvreDaVinciworkedonforyears是定语从句，从句作定语修饰paintings,先行词只能用that。考点定语从句48.资料：之后，经济学家Mr.V发表了关于一些新名词的感悟，请根据下列资料回答问题。Theword“globalization”isindailyusethroughouttheworld.VariouslyreferredtoasmondialisationinFrench,globalisierunginGequihuainChina(Scholte,1996),newsarticles,television,ansoftenusetheword“globalization”tomeanmanydifferentthingieterse(1995)assertstherearealmostasmanyconceptuzationastherearedisciplinesinthesocialsciences.Teachersandschisciplinessuchasmanagement,marketing,finance,accoIsousetheword"globalization"tomeandifferveglobalizationistheabsenceofbordersandbarrierstotradebetwee(Ohmae,1995),butalsoithasbeendescribedasashiftinofinternationalproduction,investment,andtrade(Dicken,1992opularconceptionofglobalizationisthatitisabusinessstrateingeverythingthesameeverywhere(KanterandDretlerglobalizationisinterconnectionsbetweenoverlappinginterestndsociety(Brown1992;renesch1992).Asyoucansee,theseinsignificantways.Becausedefinitions,descriptionszationvarywidely,itisdifficulttoknowwhatitmeansforbusinessbal".WhichofthefollowingstatementisNOTimpliedbytA、TheconceptionsofglobalizationvaB、ThedisciplinesinthC、TherearelessconceptionsoD、Therearemanydisciplinealizationastherearedisciplinesinthesocialsciences.全球化的概念同社会49.等产量线的特征包括()。斜率为负。由此可得出在同一平面图上并非50.门捷列夫于1871年的《化学元素的周期性依赖关系》发表了第二个化学元素的依赖关系，元素的性质是元素原子量的()。A、线性函数答案：C解析：元素的性质是原子量的周期函数。51.在Exce1中，确认数据输入有三种方法，以下方法中不属于这三种之一的是C、用鼠标单击编辑栏上的“√”答案：D解析：除D选项外，其余操作均可退出单元格编辑状态。52.下列各项中，属于劳动资料的是()。B、辅助材料C、燃料解析：劳动资料是指人们在生产过程中用以改变和影响劳动对象的一切物质手段和物质条件，包括生产工具、生产场所、道路、运河等。其中最重要的是生产工具。D项为生产工具。53.资料：KeepingtheZealofaStartupasYonder-ledpaniesaresogoodatdisruptingindustriesandmarslow-movingincumbents.Butperhapsthemostpowerfulireatinsurgencies.Theyignoreestablishedindustryrulecreatebetterwaystosolveoldproblems.Theydisdainanythingthatblursocusonthefrontline.Fromtoptobottom,theyareatwaragainstthersonbehalfofundeservedcustomers.Ourresearchonwhatwecalsmentality"showsthatmaintainingastronginsurgentmissionisng-term,sustainablegrowth.Buttopetelongterm,insurdevelopscaleandscope,whichveryoftendullstheirinsurgent'says,thisisbecausetheirperspectiveonthefutureslowlychangeeethedaysahead—bothlongandshortterm—asripewithopportuncechangeandchaos.Theyinvestinwhateverittakestoinnovatenewsocustomers.Incumbents,ontheotherhand,veryoftenseethefutuleadersinvestedheavilyinthestatusquo,innovationanddforthem.Turbulenceerodesprofitability;innovationmarginalizerentproductofferings.Thefutureisnotbetter.Thepanievescalewithoutlosingtheirinsurgentmissionwecallthem“nts"--remainacutelyalerttothisdifferenceinperspeghtbackagainsttheverynaturaltendencytoretreatbehindthecasoidfuturechangeandturbulence.Instead,theydowhatinsomepaniikeheresytheymittodisruptingtheirowninsurgency.ngthebenefitsofscalerequiresruthlessfocusonawell-dndamitmenttobuildingthesystemsandprocessestosuppeddedtotheirbusinessmodel—theyareweddedtowhatwillservethbest.Ratherthanerectingdefensesagainstthefuture,flimitlesshorizons—theideathatapanycanintelligentlyextendthebesofitscoreeveroutward.Whatismaindifferencebetweenan“iA、ninsurgentpanyinvestsmoreinthefuturewhileanincumbentpanyinvestsmorB、AninsurgentpanypreC、AninsurgentpanyloveD、Aninsurgentpanyseeschangesasopportunitiesw解析：本题考查的是细节理解。【关键词】difference;“insurgent“pany;“incumbent”pany【主题句】第二段Insurgentsseethedaysahead—bothlongandshortterm—asripewithopportunity.Theyembracechastinwhateverittakestoinnovatenewsolutionsforcustomers.(“叛乱企业”把未来(长期和短期)看成充满机遇。他们接受改变和混乱。他们会为了给消费者，把钱投资在寻找新的解决方案上。)Incumbents,ontheotherhand,veryoftenseethefutureasathreat.Asleadersinvestedheavilyinthestatusanddisruptionarenotgoodforthem.(另一方面，领导地位的企业通常把未来看成威胁。由于领导者大量投资现状，所以创新和干扰对于他们来说不是好事)【解析】第3题问“‘叛乱企业’和‘领导地位企业'的主要区别是什么?”。文章第二段谈到了两种企业的不同之处。“叛乱企业”把未来看成充满机遇，接受改变和混乱，会为消费者谋福利。“领导地位企业”把未来看成威胁，不喜欢创新和干扰。综上所述，A选项“‘叛乱企业’把更多的钱投资在未来，然而‘领导地位企业’把钱更多投资在现状。”原文并未说“叛乱企业”会把钱投资到未而是说把钱投资在寻找新的解决方案上，故排除A。B选项“和稳定相比，叛乱企业更喜欢混乱。”原文说的是他们接受改变和混乱，并不是说喜欢，该选项过度推理，故排除。C选项“叛乱企业喜欢挑战领导地位企业”,文中并未涉及此选项内容，故排除。D选项“叛乱企业把改变视为机遇，然而领导地位企业更爱稳定。”和原文两种企业的特点一致。54.资料：VirginAmericahelpedAirbuspipBoeingattheposttoretainitscrownastheworld'slargestmercialplanemaker.Airbustraileditsarchinnumberofordersformostof2010butmovedaheadafterafoftheyear.AttheendofDecember,VirginAmerica,RichardBranairline,ordered30oftheupdatedversionofAirbus'sA320modelmisedtheA320withthenewengineoptionwillcutfuelconssionsby15%paredwiththeexistingmodels,figuresdisputedbyBoealysts.The$$5.1nd(E3.2nd)contractwasthefirstorderforthelanes.TheVirgindealcappedayearwhenAirbustookordersh$$84ndatlistprice.Boeingwon625grossorderswithalisheldbackbydelaystoits787Dreamliner.BothAirbusandBoeingartronglyfromanindustryrecessionthatsawbineddemandfortheirplanorethantwo-thirdsin2009.Whitetherewerestilldozensofplanein2010,andbothfirmshavestruggledwithdelays,Airbusthenumberofairplaneordersin2010thatithadanticipated.TomEndeecutive,said:"2010hasbeenbetterthanweexpected.Wewilllotimistically.Growth,especiallyinaviation,isback,andthisislaremergingmarkets.Asia,theMiddleEast,that'scertainlybeetweekAirbusannounceda$$16nddealwithlndigofor180airplanes,thengleorderforaircraftinmercialaviationhistory.Theordeus'soriginalA320single-aislejetsand150withAirbus320s.AirbusdeliveredmoreplanesthanitsUSrivalfortheeighar.Itstotalof510deliveries,upfrom498in2009,toppedthe500ttimeatAirbus.Lastyearthepanysoldits10,000thplaneinits40-yeaoeingdeliveriesfellby4%to462airplanesfrom481.JohnLeahy,Aief,said:“Therefiguresshowtheeconomyisimproving.Wehavedonadouble-diprecession.AviationisgrowingagainbecauseofAsirriersemergingmarkets.TheonlynegativeonthehorizochofthefollowingisNOTafactorgiveninthearticleforthegro答案：A解析：本题考查细节理解。【关键词】notafactodustryin2010【主题句】第5自然段AviationisgrowingagainbecauseofAsia,Iow-costcarriersemergingmarkets.Growth,especiallyinaviatithisislargelyduetoemergingmarkets.Asia,theMiddleEast,that'beenthefocus.由于亚洲是低成本航空公司新兴市场，航空业再次增长。经济增最后一个自然段Theonlynegativeonthehorizonisthefuelprice.即将来临的唯一负面影响就是燃料价格。【解析】题目意为“以下哪一项不是2010年航空业增长的因素?”选项A意为“油价”,选项B意为“低成本公司”,选项C意为“中东的新兴市场”,选项D意为“亚洲的新兴市场”,根据主题句，选项A为A。55.贷款业务人员的下列行为中，不违反信贷工作岗位责任制度的是()。A、严某从信贷员李某处贷到2万元贷款，送给李某1000元“辛苦费”,李某欣B、严某从信贷员李某处贷到2万元贷款，从中拿出5000元借给李某暂时使用C、信贷员李某向无担保能力的舅舅马某发放1000元短期贷款D、信贷员李某向大学同学王某发放5000元贷款，并为其担保亲属、朋友发放贷款或者提供担保；④在其他经济组织兼职；⑤违反法律、法规和义务规定的其他行为。56.()是企业流动性最强的资产。答案：A解析：货币资金是企业流动性最强的资产。57.资料：Asmorepersonalbusinessisconductedthroughsmartphonedevices,moreusersareimplementingsecuritymeasuresfortheirdevientsurveybyHarrisPollandmissionedbytheCTIA.Thesurveywasapartofthepany'songoingeffortstoboostusereducationonthepitfallsofmobilessesswhethertheCTIA'sinitiativesareworking.ItturnsoutthantheUShavebegunimplementingmanyoftheinitiativesseedbothawarenessof,andprotectionfor,theirmobiledevices:MosersareprotectingtheirdeviceswithPINsandpasswordsthaninpreIn2016,ofsmartphoneusershadsomesortofPIN/p12.Anincreasingnumberofsmartphoneusersh-and-erasesoftware.Ofsurveyrespondents,havethistypeoflockftwareinstalled,upanastoundingfrom2015andfrom2012.Smartphoneusncreasinglyawareoftheimportanceofanti-virussoftwahaveananti-virussoftwareinstalled,paredwithonlyofs15,accordingtoBIIntelligence.Thesurveyregincreasinglyawareofthedangerposedbytheincreasingrelianceonologyformnotonlymaliciousentitieslikehackers,butallance.Specifically,usersareincreasinglyseekingforwesinlightofanumberofrecenthigh-profileincidentsinvolving-likeApple'scaseagainsttheFBI,forexle.Becauseofthis,itwinglymonforappdevelopersanddevicemanufacturestobuito-endencryption.ThiscanbeseenindevicesandappssuchasWhatsApps.Developersanddevicemanufacturersthatdon'tincludethisfeaturroductscouldbefacedwithnegativeconsumerattitudes.WA、DevelopersanddevicemanufacturersarebeingmoreawareofsecurityfeaB、LackofsecurityfeaturescouldresultinnegatC、SmartphoneusersarebeingmoreawareofseD、Smartphoneusersarebeingmoreawareofg答案：C解析：本题考查的是主旨大意。【关键词】mainideaofthepassage【主题句】第一段Asmorepersonalbusinessisconductedersareimplementingsecuritymeasuresfortheirdevices..(由于越来越多的个人业务是通过智能手机操作，更多的手机用户开始为自己的手机提供安全保护。)A,B选项只在结尾段有提及Developersanddevicemanufacturers(开发者和手机制造商)thatdon'tincludethisfeatureintheirproductscouldbefacedwithnegativeconsumerattitudes(消费者负面态度)。不是整篇文章论述的中心内容。D选项在第七段中出现Thesurveyresultsindicate…butalsogovernmentsurveillance(监守),是文章局部信息，不能作为本文主旨。定》明确提出，新形势下推进农村改革发展的基本方向是()D、工业反哺农业、城市支持农村和“多予、少取、放活”方针推进农村改革发展.要全面贯彻党的十七大精神，高举中国把建设社会主义新农村作为战略任务.把走中国特色农要求；D项为方针。本题答案为A59.Wealsohadtocollectimmenseamountsofhisto解析：本题考查内容为词组辨析。A选项意为“构成、编造”,B选项意为“设立、调试”,C选项意为“致力于、奉献于”,D选项意为“投资于”,题目意60.要申请小额信用贷款，农户应首先向当地农村信用合作社申请办理()。A、社员卡61.资料：Globalbusinesstraveltopped$$1.2trillionandisexpectedtoreach$$1.6trillionby2020,accordingtonewresearchbytheGlobalBussociation(GBTA),anassociationrepresentingtheinterestsovelmanagers.What'smoreChinahasnowsurpassedtheU.S.asthelargesstravelmarketintheworld,ringingup$$291billionlastyear.Attllisnotrosyandanumberofmajorissuesarelurkingahead.nomy,Brexitandthisyear'sU.S.presidentialelectiontbeastraightlineupwards.“TheuncertaintycreatedbyfinancialuppendingchangestotradeandimmigrationruleswillraiseThiswillcausesomepostponement,evenoutrightcancellation,ofbus.Itmayalsotriggertravelbudgetconstrictionasmanagementseeuncertainty."thereportsays.AtthesametimeConcur,aortservicesfortravelmanagers,releasedthatthesharingeconomyisactionwithbusinesstravelers,basedonitsanalysisof40milliodover$$70billionannually.Concurdataindicates56percentgroypeservicesinusagefromQ12015toQ12016.0naverage,businesstravelersstayfivenightswhenhomesharingversusthreenightsinahotelexpenseisbeingincreasinglyplex,betweenintegrationwithmobinuancesintravelerpreferences,andnewtravelsuppliebbNielsen,vicepresidentofglobalproduceexperienceasafullyconnectedtravelandexpenseecosystempairedwithactionagivingtravelmanagersthevisibilityandcontroltheyneedtodris.”Apressreleasedadded,“Thevastmajorityofbusinesstraveloreceivepersonalizedtraveloptions.However,eventhoughbusinwantpersonalizedoptions,theyarehesitanttosharetoomuchpersonaliniontoobtainthem.Theyaremonlywillingtosharedetailssuchastlyerorhotelloyaltynumber,preferredairlineandhoteltpreferences,butfewerthanhalfwouldsharetheirtravelhistory,pisureactivitieswhiletraveling,theirbusinesscalenentsandtheirsocialmediaaccountnames."WhichfactordoesnA、Traveldestinations'financialconditioesn'tetotravelagent'smind【主题句】倒expenseisbeingincreasinglyplex,betweenintegrationwithmobilnuancesintravelerpreferences,andnewtravelsupplierstrategies..在与移动影响到旅行社?”选项A意为“旅游目的地的财务状况”;选项B意为“旅游供应商的策略”;选项C意为“旅客的偏好”;选项D意为“移动技术”。A、reach解析：选项A意为“到达”;选项B意为“出现”;选项C意为“锚”;选项D意为“抓住”。根据题干，题目意为“如果父母对待纪律的问题是不一致的，问题出现了。”因此，选项B符合题意。63.资料：Imagineyouwenttoarestauradwithacreditcard,andleft.Thenexttimeyougothere,thewaiterorwmedwithyourprofiledata,greetsyouwith,“HeyJoe,howaereintheseatyousatlasttime.Wouldyouliketojoinherfordinnyoufindoutthatyourburgerhasbeencookedandplacedonctthatyouarewithanotherdateandareonadietthatdoesn'tincundalittlebizarre?Tosome,thisistherestaurantequiTheNet'sabilitytoprofileyouthroughyourvisitstoandinteracttesprovidesmarketerswithanenormousamountofdataonyou——someofmaynotwantthemtohave.Areyouawarethatalmosteverytiougeta“cookie”?Unfortunately,it'snottheMrs.Field'sronthelnternetisaputercodesentbythesitetoyourputer——usuurknowledge.Duringtheentireperiodoftimethatyouarescollectinginformationaboutyourself,includingwhereyouvisistaythere,andhowfrequentlyyoureturntocertainpages.Whiletharyenough,cookiesaren'teventhelatestintechnology.AnewsyrarianAlexa——namedafterthelegendarythirdcenturyria,Egypt——doesevenmore.Whilecookiestrackwhatyolexacollectsdataonallyourwebactivities,suchaswhichwlongyoustaythere,whetheryouclickonadvertisements,etc.Allthisinionisavailabletomarketers,whouseittomarketmoreeffydoyounotgetpaidforprovidingtheinformation,youprobablydon'thatyouaregivingit.WhatcanbeleA、ItwascreatedbyMrs.FB、ItcollectsinformationonyouusuallyC、Itisahardwareneededtoaccess解析：本题考查的是细节理解。【关键词】learned;cookie【主题句】第3自然段Acookieonthelnternetisaputercodesentbythesitetoyourithoutyourknowledge.Duringtheentireperiodoftimetecookieiscollectinginformationaboutyourself,includingwhewlongyoustaythere,andhowfrequentlyyoureturntocertainpages.网络上的cookie是站点发送给您计算机的计算机代码，通常在您不知情的情况下。在您访问站点的整个过程中，cookie收集关于您自己的信息，包括您访问的地方、在那里停留的时间以及返回特定页面的频率。【解析】本题的问题是“关于cookie我们可以了解到什么?”。A选项“它由菲尔德夫人创造。”;B选项“它通常在您不知道的情况下收集您的信息。”;C选项“它是访问您计算机所需的硬件。”;D选项“它是最新的技术。”根据主题句可知，cookie在您不知情的情况下收集您的信息，故选B。解析：本题考查代词。题目意为“所有人，不论男女，在进入考场前必须签上完整的名字。”A、B选项不能指代另一性别，排除；D选项one指代带不定冠词的单数可数名词，这里是each…and…形式，应该作为复数。考点代词65.He'sbeenquitehelpful,?66.海市蜃楼是一种自然现象，它形成的原理是光的()。解析：海市蜃楼是光线在沿直线方向密度不同的气层中67.以下关于利率的分类，错误的是()。68.甲在商场柜台边捡到一个钱包，内装人民币6000元，送交给该商场保卫科负责人乙.乙将此款据为己有。乙的行为构成()。埋藏物占为已有，数额较大，拒不退还的行为。商场保卫故本题答案选A。69.我国的人民币制度属于()。解析：纸币本位制，亦称“自由本位制”,是以国家发行的纸币作为本位货币的70.一国关境与其国境相比()。71.资料：Whenaconsumerfindsthatanitemsheorheboughtisfaultyorinsomeotherwaydoesnotliveuptothemanufacturer'sclaims,thefirststhewarranty,oranyotherrecordswhichmighthelp.atthestcases,thisactionwillproduceresults.However,ifitdoesnariousmeanstheconsumermayusetogainsatisfactionAsimpleandbymanyconsumersistoplaindirectlytothestoremanagherup"hisorherplaint,thefasterheorshecanexpectcase,itisusuallysettledintheconsumer'sfavor,assuminghclaim.Consumersshouldplaininpersonwheneverpossible,butittotheplaceofpurchase,itisacceptabletophoneorwritetheplaintinaplainingisusuallymosteffectivewhenitisdonepoliteiallywhentheconsumercandemonstratewhatiswrongwithhiscannotbedone,theconsumerwillsucceedbestbypreseationastowhatiswrong.ratherthanbymakinggeneralstatements.Forexle,“Theleftspeakerdoesnotworkatallandthesoundingoutoftherightoneisunclear”isbetterthan“Thisstereodoesnotwork”Thestoremanamertowritetothemanufacturer.Ifso,theconsumershplaintaspolitelyandfirmlyaspossible.Ifapoliteplaiesiredresult,theconsumercangotoastepfurther.Sheorhecanthesellertocourtorreportthesellertoaprivateorpublicorganizatsibleforprotectingconsumer'srights.WhatwillhelpmaketheplaintA、Demonstratetheproblemspecifical72.既包含政府的行政职责，也包含政府的行政功能的是()。73.以下()是直接融资工具。74.()是中国的中央银行，负责制定和执行货币政策。75.下列()利率一般会成为整个金融市场利率体系的基准利率。76.中央银行通过购买有价证券，使得()。加。77.西方经济学家将通过发行公债来弥补财政赤字的方法称为()。78.以下关于国际贸易的理论中，()不属于自由贸易理论。79.消费者选择提前消费或者延迟消费，与()无直接关系。80.如果政府把经济增长作为宏观调控的政策目标，和货币政策，以刺激总需求，一般情况下，这会导致()。81.关于管理幅度、管理层次与组织规模三者的关系，表述正确的是()。与组织规模成正比.解析：本题考查代词。双胞胎twins指的是两个人，B选项every只能