2025年度个人消费信贷还款协议书范本（更新版）

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2025年度个人消费信贷还款协议书范本（更新版）本合同共三部分组成，仅供学习使用，第一部分如下：2025年度个人消费信贷还款协议书范本（更新版）甲方（借款人）：姓名：__________________住址：__________________联系电话：_____________乙方（贷款机构）：名称：__________________住所地：__________________联系电话：_____________鉴于甲方有资金需求，乙方同意向甲方提供个人消费信贷，双方经友好协商，达成如下协议：一、贷款金额及期限1.乙方同意向甲方提供人民币__________元整（大写：_______________________元整）的消费信贷。2.本贷款期限自__________年__________月__________日起至__________年__________月__________日止。二、贷款用途甲方承诺本贷款仅用于________________________（具体用途），不得用于其他非法用途。三、贷款利率及还款方式1.本贷款的年利率为_____%，按月计息。2.还款方式：甲方应于每月的__________日偿还本贷款的等额本息。四、还款计划1.甲方应按照乙方提供的还款计划按时足额偿还本贷款。2.甲方每月还款金额为人民币__________元整（大写：_______________________元整）。五、逾期还款及违约责任（1）要求甲方立即偿还全部贷款本金及利息；（2）要求甲方支付逾期利息，逾期利息按每日万分之__________计算；（3）将本合同项下的债务转让给第三方，甲方应予以配合；（4）依法追究甲方的法律责任。2.若甲方因逾期还款导致乙方遭受损失，甲方应承担相应的赔偿责任。六、贷款保险1.甲方自愿购买本贷款的保险，保险费用由甲方承担。2.保险范围、保险金额、保险期限等由双方另行协商确定。七、贷款变更及提前还款1.本合同签订后，如遇国家政策调整或市场利率变动，双方可协商变更本合同条款。2.甲方如需提前还款，应提前__________个工作日向乙方提出申请，经乙方同意后，甲方应在规定的时间内偿还全部贷款本金及利息。八、保密条款1.双方对本合同内容负有保密义务，未经对方同意，不得向任何第三方泄露本合同内容。2.保密期限自本合同签订之日起至本合同终止后______年。九、争议解决1.双方在履行本合同过程中发生的争议，应友好协商解决；协商不成的，可向甲方住所地人民法院提起诉讼。2.争议解决过程中，本合同继续有效。十、其他1.本合同一式两份，甲乙双方各执一份，自双方签字盖章之日起生效。2.本合同未尽事宜，双方可另行协商补充。甲方（借款人）签字：__________________日期：__________________乙方（贷款机构）签字：__________________日期：__________________附：还款计划表还款月份 应还本金 应还利息 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