个人借款合同合同英文范本

个人借款合同合同英文范本合同编号：__________本个人借款合同（以下简称“本合同”）由以下双方于[合同签订日期]签订：借款人（以下简称“甲方”）：姓名：[甲方姓名]身份证号码：[甲方身份证号码]地址：[甲方联系地址]联系方式：[甲方联系电话]电子邮箱：[甲方电子邮箱]出借人（以下简称“乙方”）：姓名：[乙方姓名]身份证号码：[乙方身份证号码]地址：[乙方联系地址]联系方式：[乙方联系电话]电子邮箱：[乙方电子邮箱]1.DefinitionsandInterpretations1.1Definitions"Loan"meanstheamountofmoneyborrowedtheBorrowerfromtheLenderunderthisAgreement."Interest"meanstheamountchargedtheLenderfortheuseoftheLoan."Default"meansthefailureoftheBorrowertoperformanyoftheobligationsunderthisAgreement.1.2InterpretationsHeadingsareforconvenienceonlyanddonotaffecttheinterpretationofthisAgreement.Wordsinthesingularincludethepluralandviceversa.2.LoanAmountandPurpose2.1LoanAmountTheLenderagreestolendtotheBorrowerthesumof[具体借款金额](the"LoanAmount").2.2LoanPurposeTheLoanistobeusedfor[明确借款用途]andshallnotbeusedforanyotherpurpose.3.InterestRateandPayment3.1InterestRateTheinterestrateontheLoanis[具体利率]perannum.3.2PaymentScheduleTheBorrowershallmakerepaymentsoftheLoanandInterestinaccordancewiththefollowingschedule:On[还款日期1],theBorrowershallpay[还款金额1].On[还款日期2],theBorrowershallpay[还款金额2].Andsoon.4.Repayment4.1RepaymentTermsTheBorrowershallrepaytheLoanAmountandInterestinfull[最终还款日期].4.2PrepaymentTheBorrowermayprepaytheLoaninwholeorinpartatanytimewithoutpenalty.However,theBorrowershallgivetheLenderatleast[提前还款通知期限]days'writtennoticeofitsintentiontoprepay.5.DefaultandRemedies5.1EventsofDefaultThefollowingeventsshallconstituteeventsofdefaultunderthisAgreement:FailuretheBorrowertomakeanypaymentwhendue.BreachofanyotherobligationunderthisAgreementtheBorrower.TheBorrowerbeesinsolventorbankrupt.5.2RemediesUpontheoccurrenceofaneventofdefault,theLendershallhavethefollowingremedies:TodemandimmediaterepaymentoftheoutstandingLoanAmountandInterest.ToexerciseanyrightsorremediesavailabletotheLenderunderapplicablelaw.6.Collateral(ifapplicable)6.1DescriptionofCollateralIftheLoanissecuredcollateral,theBorroweragreestopledge[抵押物描述]ascollateralfortheLoan.6.2PerfectionofSecurityInterestTheBorrowershalltakeallnecessaryactionstoperfecttheLender'ssecurityinterestintheCollateral,includingbutnotlimitedtofilingthenecessarydocumentswiththeappropriateauthorities.7.RepresentationsandWarranties7.1Borrower'sRepresentationsTheBorrowerrepresentsandwarrantstotheLenderthat:TheBorrowerhasthelegalcapacitytoenterintothisAgreementandtoperformitsobligationsunderthisAgreement.TheinformationprovidedtheBorrowertotheLenderistrue,accurateandplete.TheBorrowerisnotindefaultunderanyotheragreementorobligationthatcouldmateriallyaffectitsabilitytoperformitsobligationsunderthisAgreement.7.2Lender'sRepresentationsTheLenderrepresentsandwarrantstotheBorrowerthat:TheLenderhasthelegalcapacitytoenterintothisAgreementandtoperformitsobligationsunderthisAgreement.TheLenderisauthorizedtolendtheLoanAmount.8.Covenants8.1Borrower'sCovenantsTheBorrowercovenantstotheLenderthat:TheBorrowerwillusetheLoanproceedsonlyforthepurposespecifiedinthisAgreement.TheBorrowerwillkeeptheCollateral(ifapplicable)ingoodconditionandwillnotdisposeoforencumbertheCollateralwithouttheLender'spriorwrittenconsent.TheBorrowerwillpromptlynotifytheLenderofanymaterialchangeinitsfinancialconditionorbusiness.8.2Lender'sCovenantsTheLendercovenantstotheBorrowerthat:TheLenderwillmaintaintheconfidentialityoftheBorrower'sinformation.TheLenderwillnotunreasonablywithholditsconsenttoanyrequesttheBorrowerforamodificationofthetermsofthisAgreement.9.Notices9.1MannerofGivingNoticeAllnoticesandmunicationsunderthisAgreementshallbeinwritingandshallbedeliveredhand,registered,oretotheaddressesspecifiedinthisAgreement.9.2AddressesforNoticesTheaddressesfornoticesareasfollows:FortheBorrower:[甲方联系地址]E:[甲方电子邮箱]FortheLender:[乙方联系地址]E:[乙方电子邮箱]10.GoverningLawandJurisdiction10.1GoverningLawThisAgreementshallbegovernedandconstruedinaccordancewiththelawsof[适用法律的地区].10.2JurisdictionAnydisputearisingoutoforinconnectionwiththisAgreementshallbesubmittedtotheexclusivejurisdictionofthecourtsof[具体管辖法院的地区].11.Confidentiality11.1ObligationofConfidentialityEachpartyagreestokeepconfidentialallinformationobtainedfromtheotherpartyinconnectionwiththisAgreementandnottodisclosesuchinformationtoanythirdpartywithoutthepriorwrittenconsentoftheotherparty.11.2ExceptionsTheobligationofconfidentialityshallnotapplytoinformationthat:Isorbeespubliclyavailablethroughnofaultofthereceivingparty.Isalreadyinthepossessionofthereceivingpartyatthetimeofdisclosure.Isrequiredtobedisclosedlaworacourtorotherregulatoryauthority.12.EntireAgreement12.1IntegrationThisAgreementconstitutestheentireagreementbetweenthepartieswithrespecttothesubjectmatterhereofandsupersedesallprioragreementsandunderstandings,whetherwrittenororal.12.2AmendmentThisAgreementmaybeamendedonlyawritteninstrumentsignedbothparties.13.Severability13.1SeverabilityofProvisionsIfanyprovisionofthisAgreementisheldtobeinvalidorunenforceable,suchinvalidityorunenforceabilityshallnotaffecttheotherprovisionsof