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20XX专业合同封面COUNTRACTCOVER20XX专业合同封面COUNTRACTCOVER甲方:XXX乙方:XXXPERSONALRESUMERESUME二零二四年度高新技术产业园区建设借款合同本合同目录一览1.合同双方基本信息1.1.借款人基本信息1.2.借出人基本信息2.借款金额3.借款期限3.1.借款开始日期3.2.借款结束日期4.借款用途5.借款利率6.还款方式6.1.按月还款6.2.按季度还款6.3.按年还款7.利息计算方式8.借款合同变更9.违约责任9.1.借款人违约责任9.2.借出人违约责任10.争议解决11.合同解除12.合同生效13.合同附件14.其他约定事项第一部分:合同如下:1.合同双方基本信息1.1.借款人基本信息借款人名称:高新技术产业园区建设有限公司借款人地址:省市区街道号法定代表人:法定代表人联系电话:138xxxx56781.2.借出人基本信息借出人名称:商业银行借出人地址:省市区街道号法定代表人:法定代表人联系电话:139xxxx56782.借款金额借款本金金额:人民币伍仟万元整(¥5,000,000.00)3.借款期限3.1.借款开始日期:2024年4月1日3.2.借款结束日期:2027年3月31日4.借款用途借款用途:用于高新技术产业园区的基础设施建设、技术改造和设备购置5.借款利率借款利率:按年利率5.6%执行,利率计算方式为浮动利率,每年调整一次,具体调整时间及方式由双方另行协商确定。6.还款方式6.1.按月还款每月还款日:每月5日每月还款金额:人民币万元整(具体金额根据实际借款本金及利率计算确定)7.利息计算方式利息计算周期:按月计算利息计算公式:按月计息,利息=借款本金×月利率×计息天数÷30天8.借款合同变更8.1.合同变更程序合同任何一方提出变更合同内容,应提前一个月以书面形式通知对方。双方应在接到变更通知后一个月内协商一致,并以书面形式确认变更内容。8.2.变更内容生效经双方确认的变更内容自双方签字盖章之日起生效。9.违约责任9.1.借款人违约责任借款人未按约定日期归还本金或支付利息的,应向借出人支付逾期利息,逾期利息按日万分之五计算。借款人如提前终止借款,应提前三十日书面通知借出人,并支付相应日期的利息。9.2.借出人违约责任借出人未按约定提供借款的,应向借款人支付违约金,违约金按未提供借款金额的1%计算。借出人如提前收回借款,应提前三十日书面通知借款人,并支付相应日期的利息。10.争议解决合同履行过程中发生的争议,应通过友好协商解决。如协商不成,任何一方均有权将争议提交至合同签订地人民法院诉讼解决。11.合同解除因借款人违约导致合同无法履行的,借出人有权解除合同,并要求借款人承担违约责任。因不可抗力导致合同无法履行的,双方可协商解除合同,不承担违约责任。12.合同生效本合同自双方签字盖章之日起生效,一式两份,双方各执一份。13.合同附件借款申请书借款合同银行转账凭证其他双方约定的文件14.其他约定事项本合同未尽事宜,由双方另行协商解决。本合同一式两份,具有同等法律效力。本合同自双方签字盖章之日起至借款本息清偿完毕之日止有效。第二部分:第三方介入后的修正1.第三方定义1.1.本合同所指的第三方,包括但不限于中介机构、担保机构、评估机构、律师事务所、会计师事务所等,以及任何为履行本合同而提供专业服务的个人或法人。2.第三方介入的目的2.1.第三方介入的目的是为了保证本合同的履行,提高合同执行的效率和安全性。3.第三方责任限额3.1.第三方在履行其职责过程中产生的责任,其责任限额由双方在合同中约定,并不得超过合同借款金额的一定比例,如10%。4.第三方介入程序4.1.第三方介入需经甲乙双方同意,并由甲乙双方共同邀请或委托。4.2.第三方介入前,甲乙双方应与第三方签订相应的合作协议,明确第三方的权利、义务和责任。5.第三方权利5.1.第三方有权根据合作协议和本合同的规定,对借款人的财务状况、信用状况等进行调查和评估。5.2.第三方有权要求借款人提供必要的文件和资料,以完成其职责。6.第三方义务6.1.第三方应按照合作协议和本合同的规定,独立、客观、公正地履行其职责。6.2.第三方应保守借款人的商业秘密和个人隐私。6.3.第三方应及时向甲乙双方报告其调查和评估的结果。7.第三方与其他各方的划分说明7.1.第三方与甲乙双方的关系为独立第三方服务关系,第三方不参与甲乙双方的任何利益分配。7.2.第三方在履行职责过程中,不得干预甲乙双方的正常业务往来。7.3.第三方不得泄露甲乙双方的商业秘密和个人隐私。8.第三方介入时的额外条款8.1.甲乙双方应确保第三方介入不会影响本合同的正常履行。8.2.第三方介入的费用由甲乙双方根据合作协议和实际情况分担。8.3.第三方介入期间,如因第三方原因导致本合同无法履行,甲乙双方应协商解决,第三方不承担违约责任。9.第三方介入的终止9.1.第三方介入的终止,应经甲乙双方书面同意。9.2.第三方介入终止后,第三方应向甲乙双方提交其工作成果和报告。9.3.第三方介入终止后,甲乙双方应根据本合同的规定继续履行合同义务。10.第三方介入的争议解决10.1.第三方介入过程中发生的争议,应通过友好协商解决。10.2.如协商不成,任何一方均有权将争议提交至合同签订地人民法院诉讼解决。第三部分:其他补充性说明和解释说明一:附件列表:1.借款申请书详细要求:借款人填写完整,包括借款金额、用途、期限、还款计划等。说明:借款申请书是借款合同的重要组成部分,用于明确借款的基本信息。2.借款合同详细要求:合同内容应包含借款金额、利率、期限、还款方式、违约责任等条款。说明:借款合同是双方权利义务的书面约定,具有法律效力。3.银行转账凭证详细要求:借款和还款的银行转账凭证,作为资金实际划转的证明。说明:转账凭证是确认借款实际发生和还款实际发生的依据。4.第三方合作协议详细要求:甲乙双方与第三方签订的合作协议,明确第三方在合同中的角色和责任。说明:合作协议是第三方介入合同履行的重要文件,确保第三方职责明确。5.第三方调查报告详细要求:第三方对借款人进行的调查报告,包括财务状况、信用状况等。说明:调查报告是第三方履行职责的结果,用于评估借款人的还款能力。6.第三方评估报告详细要求:第三方对借款项目进行的评估报告,包括项目可行性、风险分析等。说明:评估报告是第三方对借款项目进行的独立评估,用于决策支持。7.不可抗力证明详细要求:发生不可抗力事件时,相关证明文件,如自然灾害、政府行为等。说明:不可抗力证明是免除合同违约责任的依据。8.违约金支付凭证详细要求:违约金支付的银行转账凭证,作为违约金实际支付的证明。说明:违约金支付凭证是确认违约金已支付的依据。说明二:违约行为及责任认定:1.借款人违约行为未按约定日期归还本金或支付利息提供虚假信息或隐瞒重要事实未按约定用途使用借款违约责任认定:支付逾期利息,并承担违约金。2.借出人违约行为未按约定提供借款提供虚假信息或隐瞒重要事实违约责任认定:支付违约金,并赔偿借款人因此遭受的损失。3.第三方违约行为未按合作协议履行职责提供虚假报告或评估结果违约责任认定:支付违约金,并赔偿因此造成的损失。示例说明:借款人未按约定日期归还本金,逾期一个月,应支付逾期利息,并按日万分之五计算违约金。借出人未按约定提供借款,导致借款人无法按原计划开展项目,应支付违约金,并赔偿借款人因此遭受的损失。第三方未按合作协议履行评估职责,导致评估结果不准确,应支付违约金,并赔偿因此造成的损失。全文完。二零二四年度高新技术产业园区建设借款合同1合同目录第一章合同概述1.1合同订立背景1.2合同目的和意义1.3合同主体及权利义务第二章合同主体2.1借款人2.2借款人基本信息2.3借款人资质证明2.4借款人信用评级2.5借贷双方法定代表人及授权代表第三章借款金额及期限3.1借款本金3.2借款利息3.3借款期限3.4借款还款方式3.5借款资金用途第四章借款担保4.1担保方式4.2担保物4.3担保责任4.4担保期限4.5担保物处置第五章借款费用及支付5.1借款费用种类5.2借款费用计算方式5.3借款费用支付方式5.4借款费用支付时间第六章借款还款计划6.1还款计划6.2还款时间安排6.3还款方式6.4还款违约责任第七章违约责任7.1违约情形7.2违约责任承担7.3违约金计算方式7.4违约金支付方式第八章合同解除与终止8.1合同解除条件8.2合同终止条件8.3合同解除与终止程序8.4合同解除与终止后的处理第九章合同争议解决9.1争议解决方式9.2争议解决机构9.3争议解决程序9.4争议解决费用第十章合同附件10.1附件一:借款合同附件10.2附件二:借款人信用评级报告10.3附件三:担保合同10.4附件四:其他相关文件第十一章合同生效及备案11.1合同生效条件11.2合同备案手续11.3合同备案机构11.4合同备案期限第十二章合同变更与解除12.1合同变更条件12.2合同解除条件12.3合同变更与解除程序12.4合同变更与解除后的处理第十三章合同解除后的债务处理13.1债务清偿方式13.2债务清偿期限13.3债务清偿违约责任13.4债务清偿程序第十四章合同终止后的处理14.1合同终止后债权债务处理14.2合同终止后档案管理14.3合同终止后其他事项处理合同编号2024HYGJYJZJN第一章合同概述1.1合同订立背景本合同订立背景为我国政府为支持高新技术产业园区建设,提供必要的资金支持,促进园区内企业快速发展。1.2合同目的和意义本合同旨在明确借款人向贷款人借款的金额、期限、利率、还款方式等事项,保障双方合法权益,促进高新技术产业园区建设。1.3合同主体及权利义务第二章合同主体2.1借款人2.1.1甲方名称:____________________2.1.2甲方住所:____________________2.1.3甲方法定代表人:____________________2.1.4甲方授权代表:____________________2.2借款人基本信息2.2.1甲方注册资金:____________________2.2.2甲方经营范围:____________________2.2.3甲方信用评级:____________________2.3借款人资质证明2.3.1甲方营业执照复印件2.3.2甲方税务登记证复印件2.3.3甲方法定代表人身份证明复印件2.4借款人信用评级2.4.1甲方信用评级机构:____________________2.4.2甲方信用评级结果:____________________2.5借贷双方法定代表人及授权代表2.5.1乙方名称:____________________2.5.2乙方住所:____________________2.5.3乙方法定代表人:____________________2.5.4乙方授权代表:____________________第三章借款金额及期限3.1借款本金3.1.1借款金额:人民币______元整(大写:____________________)3.1.2借款用途:____________________3.2借款利息3.2.1利率:年利率______%,按中国人民银行同期贷款基准利率执行。3.2.2利息计算方式:按月计息,每月结息一次。3.3借款期限3.3.1借款期限:______年______个月,自______年______月______日起至______年______月______日止。3.4借款还款方式3.4.1还款方式:分期还款,每月偿还本金及利息。3.4.2还款频率:每月偿还一次。3.5借款资金用途3.5.1甲方承诺将借款资金用于____________________第四章借款担保4.1担保方式4.1.1甲方提供抵押担保,抵押物为____________________。4.2担保物4.2.1抵押物名称:____________________4.2.2抵押物价值:人民币______元整(大写:____________________)4.3担保责任4.3.1甲方对借款本金及利息承担连带清偿责任。4.4担保期限4.4.1担保期限:自借款合同生效之日起至借款本息全部清偿之日止。4.5担保物处置4.5.1在借款合同履行过程中,如甲方违约,乙方有权依法处置抵押物。第五章借款费用及支付5.1借款费用种类5.1.1抵押登记费5.1.2抵押物评估费5.1.3保险费5.1.4其他费用5.2借款费用计算方式5.2.1按实际发生计算5.3借款费用支付方式5.3.1甲方在签订本合同后______个工作日内支付抵押登记费、抵押物评估费。5.3.2甲方在签订本合同后______个工作日内支付保险费。5.4借款费用支付时间5.4.1按实际发生时间支付第六章借款还款计划6.1还款计划6.1.1甲方每月偿还本金______元,利息______元。6.1.2还款计划表详见附件一。6.2还款时间安排6.2.1甲方每月______日前偿还上月借款本金及利息。6.3还款方式6.3.1通过银行转账方式支付。6.4还款违约责任6.4.1甲方如未按时偿还借款本金及利息,应向乙方支付______%的违约金。第七章违约责任7.1违约情形7.1.1甲方未按时偿还借款本金及利息。7.1.2甲方未按约定用途使用借款资金。7.1.3甲方提供虚假信息或隐瞒重要事实。7.1.4乙方未按约定提供贷款。7.2违约责任承担7.2.1甲方违约,应承担相应的违约责任,包括但不限于支付违约金、赔偿损失等。7.3违约金计算方式7.3.1违约金按逾期金额的______%计算。7.4违约金支付方式7.4.1甲方在接到乙方违约金通知后______个工作日内支付违约金。第八章合同解除与终止8.1合同解除条件8.1.1甲方严重违约,乙方有权解除合同。8.1.2乙方严重违约,甲方有权解除合同。8.1.3因不可抗力导致合同无法履行,经双方协商一致解除合同。8.2合同终止条件8.2.1借款本息全部清偿完毕。8.2.2合同约定的期限届满且借款本息已清偿。8.3合同解除与终止程序8.3.1双方协商一致解除或终止合同的,应书面通知对方。8.3.2因违约解除或终止合同的,违约方应在接到解除或终止通知后______个工作日内采取补救措施。8.4合同解除与终止后的处理8.4.1合同解除或终止后,双方应按照约定处理剩余款项和担保物。8.4.2双方应妥善处理合同解除或终止后产生的一切债权债务关系。第九章合同争议解决9.1争议解决方式9.1.1双方应友好协商解决争议。9.1.2协商不成的,提交____________________仲裁委员会仲裁。9.2争议解决机构9.2.1______________________仲裁委员会9.3争议解决程序9.3.1双方应按照仲裁委员会的规定提交仲裁申请。9.3.2仲裁委员会应根据仲裁规则进行审理。9.4争议解决费用9.4.1仲裁费用由败诉方承担,双方另有约定的除外。第十章合同附件10.1附件一:借款合同附件10.2附件二:借款人信用评级报告10.3附件三:担保合同10.4附件四:其他相关文件第十一章合同生效及备案11.1合同生效条件11.1.1双方签字盖章。11.1.2经有关政府部门批准。11.2合同备案手续11.2.1双方应按照相关规定办理合同备案手续。11.3合同备案机构11.3.1______________________备案机构11.4合同备案期限11.4.1合同备案期限为______年。第十二章合同变更与解除12.1合同变更条件12.1.1双方协商一致。12.2合同解除条件12.2.1合同约定的解除条件成就。12.3合同变更与解除程序12.3.1双方应书面通知对方变更或解除合同的内容。12.4合同变更与解除后的处理12.4.1双方应按照变更或解除后的约定履行合同义务。第十三章合同解除后的债务处理13.1债务清偿方式13.1.1甲方应继续履行合同约定的还款义务。13.2债务清偿期限13.2.1甲方应在合同解除之日起______个工作日内清偿全部债务。13.3债务清偿违约责任13.3.1甲方未按时清偿债务的,应承担相应的违约责任。13.4债务清偿程序13.4.1甲方应按照合同约定或双方协商的方式清偿债务。第十四章合同终止后的处理14.1合同终止后债权债务处理14.1.1合同终止后,双方应按照约定处理剩余款项和担保物。14.2合同终止后档案管理14.2.1双方应妥善保管合同及相关文件。14.3合同终止后其他事项处理14.3.1双方应按照约定处理合同终止后的其他事项。________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________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