2025年度循环贷款合同（信用保证）范本3篇

20XX专业合同封面COUNTRACTCOVER20XX专业合同封面COUNTRACTCOVER甲方：XXX乙方：XXXPERSONALRESUMERESUME2024年度循环贷款合同（信用保证）范本本合同目录一览1.定义与解释1.1定义1.2解释2.合同双方2.1甲方2.2乙方3.贷款金额3.1贷款总额3.2分期贷款金额4.贷款期限4.1贷款起始日期4.2贷款到期日期5.利率与费用5.1利率5.2费用5.3利息计算方式6.贷款发放6.1贷款发放条件6.2贷款发放程序7.贷款偿还7.1偿还方式7.2偿还日期7.3偿还金额8.信用保证8.1保证人8.2保证方式8.3保证期限9.保密条款9.1保密内容9.2保密期限10.违约责任10.1违约行为10.2违约责任11.争议解决11.1争议解决方式11.2争议解决机构12.合同生效与终止12.1合同生效条件12.2合同终止条件13.合同变更与解除13.1合同变更程序13.2合同解除程序14.其他条款14.1法律适用14.2通知与送达14.3合同份数14.4合同附件第一部分：合同如下：1.定义与解释1.1定义1.1.1“循环贷款”是指乙方在甲方处开立的，在一定期限和额度内，可以循环使用的贷款。1.1.2“信用保证”是指为保证乙方按时偿还贷款，甲方要求乙方提供的担保方式。1.1.3“贷款期限”是指乙方开始使用贷款至贷款全部偿还的期限。1.1.4“贷款利率”是指乙方应支付给甲方的贷款利息比率。1.1.5“贷款金额”是指乙方从甲方处借取的贷款本金总额。1.1.6“贷款费用”是指乙方在贷款过程中产生的各项费用，包括但不限于管理费、担保费等。1.2解释1.2.1本合同中未明确定义的术语，按照相关法律法规和金融行业惯例进行解释。2.合同双方2.1甲方甲方全称：[甲方全称]甲方地址：[甲方地址]甲方联系人：[甲方联系人]甲方联系电话：[甲方联系电话]2.2乙方乙方全称：[乙方全称]乙方地址：[乙方地址]乙方联系人：[乙方联系人]乙方联系电话：[乙方联系电话]3.贷款金额3.1贷款总额[贷款总额]3.2分期贷款金额[分期贷款金额]4.贷款期限4.1贷款起始日期[贷款起始日期]4.2贷款到期日期[贷款到期日期]5.利率与费用5.1利率[贷款利率]5.2费用5.2.1管理费[管理费金额]5.2.2担保费[担保费金额]5.3利息计算方式[利息计算方式]6.贷款发放6.1贷款发放条件6.1.1乙方须满足甲方提出的贷款发放条件。6.1.2甲方在收到乙方提供的全部必要文件后，将按照约定进行贷款发放。6.2贷款发放程序6.2.1乙方应在约定的时间内向甲方提交贷款申请及相关文件。6.2.2甲方对乙方提交的贷款申请进行审核，并在审核通过后通知乙方。6.2.3甲方在通知乙方后，按照约定的贷款金额和期限向乙方发放贷款。7.贷款偿还7.1偿还方式7.1.1乙方应按照约定的还款方式偿还贷款。7.1.2乙方可选择分期偿还或一次性偿还。7.2偿还日期[每次还款的具体日期]7.3偿还金额7.3.1每期还款金额包括本金和利息。7.3.2本金和利息的具体金额以甲方计算为准。8.信用保证8.1保证人8.1.1乙方应向甲方提供[保证人姓名或名称]，作为其信用保证。8.2保证方式8.2.1保证人应提供[保证方式]，包括但不限于抵押、质押或保证人信用担保。8.2.2保证方式的具体条款由双方另行签订保证合同。8.3保证期限8.3.1保证期限自贷款发放之日起至贷款全部偿还之日止。8.3.2在保证期限内，保证人不得撤销保证。9.保密条款9.1保密内容9.1.1双方对本合同内容、贷款业务信息以及与贷款相关的其他信息负有保密义务。9.1.2保密内容不包括公开信息或法律要求必须公开的信息。9.2保密期限9.2.1本合同签订之日起至贷款全部偿还之日止，双方均应保持保密。9.2.2合同终止后，保密义务仍然有效，直至保密信息不再具有商业价值。10.违约责任10.1违约行为10.1.1乙方未按约定时间偿还贷款本金或利息。10.1.2乙方未履行保密义务，导致保密信息泄露。10.1.3甲方未按约定时间发放贷款。10.2违约责任10.2.1乙方违约的，应向甲方支付违约金，违约金按[违约金比例]计算。10.2.2甲方违约的，应向乙方支付违约金，违约金按[违约金比例]计算。10.2.3任何一方违约，对方有权采取法律手段追究违约方的法律责任。11.争议解决11.1争议解决方式11.1.1双方应友好协商解决合同履行过程中发生的争议。11.1.2协商不成的，任何一方均可向[争议解决机构]申请仲裁。11.2争议解决机构[争议解决机构名称]12.合同生效与终止12.1合同生效条件12.1.1本合同自双方签字盖章之日起生效。12.1.2甲方在收到乙方提供的全部必要文件后，本合同生效。12.2合同终止条件12.2.1贷款全部偿还完毕。12.2.2双方协商一致终止合同。12.2.3出现合同约定的终止情形。13.合同变更与解除13.1合同变更程序13.1.1双方任何一方要求变更合同内容的，应书面通知对方。13.1.2经双方协商一致，签订书面变更协议。13.2合同解除程序13.2.1双方任何一方要求解除合同的，应书面通知对方。13.2.2经双方协商一致，签订书面解除协议。14.其他条款14.1法律适用本合同适用中华人民共和国法律。14.2通知与送达14.2.1任何一方通知对方，应以书面形式进行，并采用[送达方式]。14.2.2通知送达日期以[送达方式]记录的日期为准。14.3合同份数本合同一式[合同份数]份，甲乙双方各执[份数]份，具有同等法律效力。第二部分：第三方介入后的修正15.第三方介入15.1第三方定义15.1.1“第三方”是指在本合同履行过程中，由甲乙双方共同认可的，提供专业服务或协助的独立第三方机构或个人。15.1.2第三方不包括甲乙双方的关联方或利益相关者。15.2第三方介入范围15.2.1第三方介入的范围包括但不限于：贷款评估、担保评估、法律咨询、财务咨询、资产评估、贷款管理、风险控制等。15.3第三方介入程序15.3.1甲乙双方应就第三方介入事项达成一致，并签订书面协议。15.3.2第三方介入协议应明确第三方的权利、义务和责任。15.4第三方责任限额15.4.1第三方的责任限额应根据第三方介入协议和本合同的具体情况进行约定。15.4.2第三方的责任限额应包括但不限于：因第三方自身过错导致的损失、因第三方违反合同约定导致的损失等。15.5第三方责任划分15.5.1第三方在履行职责过程中，对因自身原因造成的损失承担全部责任。15.5.2第三方在履行职责过程中，因甲乙双方的原因造成的损失，由甲乙双方各自承担相应的责任。15.5.3第三方在履行职责过程中，因不可抗力原因造成的损失，免除其责任。16.第三方权利16.1第三方有权根据合同约定，收取相应的服务费用。16.2第三方有权要求甲乙双方提供必要的资料和协助，以完成其职责。17.第三方义务17.1第三方应按照合同约定，独立、客观、公正地履行其职责。17.2第三方应保守甲乙双方的商业秘密和合同内容。17.3第三方应按时提交工作成果，并保证其工作成果的质量。18.第三方介入的额外条款18.1第三方介入后，甲乙双方应确保第三方能够独立履行其职责，不受任何不当影响。18.2第三方介入后，甲乙双方应按照合同约定，及时向第三方提供必要的资料和协助。18.3第三方介入后，甲乙双方应与第三方保持沟通，确保合同履行过程中的问题能够及时解决。19.第三方与其他各方的划分说明19.1第三方与甲方的划分说明19.1.1第三方作为甲方聘请的专业服务提供者，其职责仅限于合同约定的范围内。19.1.2第三方对甲方不承担超出合同约定的责任。19.2第三方与乙方的划分说明19.2.1第三方作为乙方聘请的专业服务提供者，其职责仅限于合同约定的范围内。19.2.2第三方对乙方不承担超出合同约定的责任。19.3第三方与甲乙双方的关系19.3.1第三方与甲乙双方均为独立主体，相互之间不承担连带责任。19.3.2第三方在履行职责过程中，应尊重甲乙双方的合法权益。第三部分：其他补充性说明和解释说明一：附件列表：1.贷款申请表详细要求：包含乙方基本信息、贷款用途、还款计划等。说明：贷款申请表是乙方申请贷款的必要文件，需真实、完整填写。2.信用报告详细要求：由信用机构出具的乙方信用状况报告。说明：信用报告用于评估乙方的信用风险。3.担保合同详细要求：明确保证人提供担保的具体条款和责任。说明：担保合同是保证人承担信用保证的法律文件。4.第三方介入协议详细要求：明确第三方介入的具体范围、权利、义务和责任。说明：第三方介入协议是第三方参与合同履行的法律文件。5.贷款合同详细要求：包含贷款金额、期限、利率、还款方式等条款。说明：贷款合同是甲乙双方约定贷款事宜的法律文件。6.保密协议详细要求：明确双方保密义务和保密期限。说明：保密协议是保护双方商业秘密的法律文件。7.违约金计算表详细要求：根据违约行为和责任认定标准，计算违约金。说明：违约金计算表是计算违约金的具体依据。8.争议解决协议详细要求：明确争议解决的方式和机构。说明：争议解决协议是解决合同履行过程中争议的法律文件。说明二：违约行为及责任认定：1.乙方未按约定时间偿还贷款本金或利息责任认定标准：按照合同约定的违约金比例计算违约金。示例：若乙方逾期还款，应支付每日万分之五的违约金。2.乙方未履行保密义务，导致保密信息泄露责任认定标准：乙方应承担因泄露保密信息导致的全部损失。示例：若乙方泄露保密信息，导致甲方遭受损失，乙方应赔偿甲方损失。3.甲方未按约定时间发放贷款责任认定标准：按照合同约定的违约金比例计算违约金。示例：若甲方未按时发放贷款，应支付每日万分之五的违约金。4.第三方未按约定履行职责责任认定标准：第三方应承担因自身原因造成的损失。示例：若第三方未按约定完成评估工作，导致甲方遭受损失，第三方应赔偿甲方损失。5.任何一方违反合同约定责任认定标准：按照合同约定的违约金比例计算违约金。示例：若任何一方违反合同约定，应支付每日万分之五的违约金。全文完。2024年度循环贷款合同（信用保证）范本1合同目录一、合同订立1.合同双方基本信息2.合同订立时间与地点3.合同生效条件4.合同签订程序5.合同附件与补充协议二、贷款基本信息1.贷款金额2.贷款期限3.贷款利率4.还款方式5.贷款用途三、信用保证1.保证人基本信息2.保证范围3.保证责任4.保证期限5.保证方式四、贷款发放1.贷款发放时间2.贷款发放方式3.贷款发放条件4.贷款发放程序5.贷款发放后的管理五、还款与支付1.还款时间安排2.还款金额计算3.支付方式4.滞纳金计算与收取5.贷款提前还款六、违约责任1.逾期还款2.贷款挪用3.信用保证违约4.其他违约行为5.违约责任承担七、争议解决1.争议解决方式2.争议解决机构3.争议解决程序4.争议解决费用5.争议解决结果八、合同变更与解除1.合同变更条件2.合同解除条件3.合同变更程序4.合同解除程序5.合同变更与解除后的处理九、合同终止1.合同终止条件2.合同终止程序3.合同终止后的处理4.合同终止后的债权债务处理5.合同终止后的争议解决十、保密条款1.保密范围2.保密期限3.保密责任4.违约责任5.保密条款的适用法律十一、通知与送达1.通知方式2.送达地址3.送达方式4.送达时间5.送达证明十二、其他约定1.合同解释2.合同生效3.合同份数4.合同附件5.合同签署十三、附件1.贷款申请表2.信用保证书3.贷款发放凭证4.还款计划表5.争议解决协议十四、合同签署1.签署人姓名2.签署人职务3.签署日期4.签署地点5.签署人签字合同编号_________一、合同订立1.合同双方基本信息贷款人名称贷款人地址贷款人法定代表人或授权代表姓名贷款人法定代表人或授权代表身份证号码借款人名称借款人地址借款人法定代表人或授权代表姓名借款人法定代表人或授权代表身份证号码2.合同订立时间与地点合同订立时间：____年__月__日合同订立地点：____省____市____区3.合同生效条件双方签署并加盖公章借款人提供相关资料和担保4.合同签订程序双方协商达成一致双方签署合同双方加盖公章5.合同附件与补充协议贷款申请表信用保证书其他相关文件二、贷款基本信息1.贷款金额贷款本金总额：人民币____元整2.贷款期限贷款期限：自____年__月__日起至____年__月__日止3.贷款利率年利率：____%4.还款方式等额本息还款法5.贷款用途用于____业务三、信用保证1.保证人基本信息保证人名称保证人地址保证人法定代表人或授权代表姓名保证人法定代表人或授权代表身份证号码2.保证范围对借款人因贷款而产生的全部债务承担连带保证责任3.保证责任在借款人未按时偿还贷款本息时，保证人承担偿还责任4.保证期限与贷款期限相同5.保证方式一般保证四、贷款发放1.贷款发放时间自合同生效之日起____个工作日内2.贷款发放方式直接转入借款人指定账户3.贷款发放条件合同双方签署并加盖公章借款人提供相关资料和担保4.贷款发放程序贷款人审核借款人资料贷款人决定是否发放贷款贷款人通知借款人5.贷款发放后的管理贷款人定期检查贷款使用情况五、还款与支付1.还款时间安排每月__日为还款日2.还款金额计算按照等额本息还款法计算3.支付方式通过银行转账方式支付4.滞纳金计算与收取每逾期一日，按日利率__%计收滞纳金5.贷款提前还款借款人可提前还款，但需提前____个工作日通知贷款人六、违约责任1.逾期还款借款人未按期还款，贷款人有权采取催收措施，并按约定计收滞纳金2.贷款挪用借款人挪用贷款，贷款人有权提前收回贷款，并追究其法律责任3.信用保证违约保证人未履行保证责任，贷款人有权向其追偿4.其他违约行为如有其他违约行为，双方应协商解决，协商不成可依法诉讼5.违约责任承担违约方应承担违约责任，包括但不限于支付违约金、赔偿损失等七、争议解决1.争议解决方式通过友好协商解决2.争议解决机构如协商不成，提交____仲裁委员会仲裁3.争议解决程序仲裁委员会按照仲裁规则进行仲裁4.争议解决费用仲裁费用由败诉方承担5.争议解决结果仲裁结果为终局裁决，双方应遵守并执行八、合同变更与解除1.合同变更条件双方协商一致2.合同解除条件合同约定的解除条件成就3.合同变更程序双方签署变更协议变更协议生效4.合同解除程序双方签署解除协议解除协议生效5.合同变更与解除后的处理完成相关债权债务的清算九、合同终止1.合同终止条件合同约定的终止条件成就2.合同终止程序双方签署终止协议终止协议生效3.合同终止后的处理完成相关债权债务的清算4.合同终止后的债权债务处理按合同约定处理5.合同终止后的争议解决如有争议，按第八章约定处理十、保密条款1.保密范围合同内容及其相关信息2.保密期限自合同签订之日起____年3.保密责任双方均应保守合同秘密4.违约责任违约方应承担违约责任5.保密条款的适用法律适用中华人民共和国法律十一、通知与送达1.通知方式书面通知2.送达地址合同双方在合同中指定的地址3.送达方式邮寄、专人送达或电子邮件4.送达时间送达后____个工作日内5.送达证明送达回执或电子送达记录十二、其他约定1.合同解释如有歧义，按合同目的解释2.合同生效合同自双方签署并加盖公章之日起生效3.合同份数本合同一式____份，双方各执____份4.合同附件合同附件与合同具有同等法律效力5.合同签署双方法定代表人或授权代表签署十三、附件1.贷款申请表2.信用保证书3.贷款发放凭证4.还款计划表5.争议解决协议十四、合同签署1.签署人姓名贷款人：________________借款人：________________2.签署人职务贷款人：________________借款人：________________3.签署日期贷款人：________________借款人：________________4.签署地点贷款人：________________借款人：________________5.签署人签字贷款人：________________借款人：______________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________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