英文版企业借款合同范本

英文版企业借款合同范本合同编号：__________BORROWINGAGREEMENTRECITALS:WHEREAS,theBorrowerrequiresfundsforitsoperationaland/orcapitalrequirements(the“Purpose”);WHEREAS,theLenderiswillingtoprovidealoantotheBorroweronthetermsandconditionssetforthherein;NOW,THEREFORE,inconsiderationofthemutualcovenantsandagreementscontainedherein,thepartiesheretoagreeasfollows:1.LOANAMOUNTANDTERM1.1LoanAmount.TheLenderagreestolendtotheBorroweraprincipalamountof_____________(“LoanAmount”).2.REPAYMENT2.2MaturityDate.Theentireoutstandingprincipalamount,togetherwithallaccruedandunpaidinterest,shallbedueandpayableonthematuritydate,whichis_____________(the“MaturityDate”).3.USEOFFUNDSTheBorrowershallusetheproceedsoftheLoanAmountsolelyforthePurposeandnotforanyotherpurposewithoutthepriorwrittenconsentoftheLender.4.INTEREST4.1InterestRate.TheannualinterestratefortheLoanAmountshallbe_____________,subjecttoanychangesasagreedthepartiesinwriting.5.SECURITY5.1SecurityInterest.TheBorrowerheregrantstotheLenderafirstprioritylienandsecurityinterestinandtoalloftheBorrower’sright,,andinterestinandtoitspresentandfutureassetsandproperties,tangibleandintangible,assecurityforthepromptpaymentoftheLoanAmountandtheperformanceoftheBorrower’sobligationsunderthisAgreement(the“SecurityInterest”).5.2Collateral.TheSecurityInterestshallsecurethepromptpaymentoftheLoanAmountandallotherobligationsoftheBorrowerunderthisAgreement.6.REPRESENTATIONSANDWARRANTIES6.1DueAuthorization.Eachofthepartiesheretorepresentsandwarrantsthatithasallnecessarycorporateorsimilarauthority,power,andlegalcapacitytoenterintothisAgreementandtoperformitsobligationshereunder.7.DEFAULTANDCONSEQUENCESOFDEFAULT7.1Default.TheBorrowershallbeindefaultifitfailstomakeanypaymentrequiredunderthisAgreementwhendue,orifitbreachesanyothercovenantoragreementcontainedherein.7.2ConsequencesofDefault.Intheeventofdefault,theLendershallhavetherighttodeclaretheentireoutstandingprincipalamount,togetherwithallaccruedandunpaidinterest,dueandpayableimmediately.TheLendermayalsoexerciseanyotherrightsandremediesavailabletoitunderapplicablelaworthisAgreement.8.INDEMNIFICATIONTheBorroweragreestoindemnifyandholdtheLenderharmlessfromandagainstanyandallclaims,demands,actions,suits,proceedings,losses,damages,liabilities,costs,andexpenses(includingreasonableattorneys’fees)arisingoutoforinconnectionwiththisAgreementorthetransactionscontemplatedhere.9.GOVERNINGLAWANDDISPUTERESOLUTION9.1GoverningLaw.ThisAgreementshallbegovernedandconstruedinaccordancewiththelawsof__________________.9.2DisputeResolution.AnydisputesarisingoutoforinconnectionwiththisAgreementshallberesolvedarbitrationinaccordancewiththerulesofthe__________________.一、附件列表：1.borrower的营业执照副本2.borrower的财务报表3.borrower的信用报告4.lender的授权书5.贷款用途证明文件6.抵押物的所有权证明7.借款合同的签字副本二、违约行为及认定：1.借款方未能按时还款或未能全额还款2.借款方未能按照约定的用途使用贷款3.借款方提供了虚假或误导性的信息4.借款方未能履行合同中约定的其他义务5.贷款方未能按照约定的时间提供贷款6.贷款方未能履行合同中约定的其他义务三、法律名词及解释：1.借款方：指根据合同约定，从贷款方那里获得贷款的企业或个人。2.贷款方：指根据合同约定，向借款方提供贷款的企业或个人。3.贷款金额：指合同中约定的借款方可以从贷款方那里获得的资金总额。4.还款期限：指合同中约定的借款方需要偿还贷款的时间期限。5.利息：指借款方因为使用贷款而需要支付给贷款方的费用。6.违约：指借款方或贷款方未能履行合同中约定的义务。四、执行中遇到的问题及解决办法：1.遇到借款方未能按时还款的情况，贷款方可以与借款方协商，要求其在规定的时间内偿还欠款。如果协商无果，贷款方可以通过法律途径追究借款方的违约责任。2.遇到借款方未能按照约定的用途使用贷款的情况，贷款方可以与借款方协商，要求其改正错误。如果协商无果，贷款方可以通过法律途径追究借款方的违约责任。3.遇到借款方提供虚假或误导性信息的情