2025届四川省成都市龙泉一中、新都一中等九校高三英语第一学期期末联考试题含解析

2025届四川省成都市龙泉一中、新都一中等九校高三英语第一学期期末联考试题注意事项：1．答题前，考生先将自己的姓名、准考证号填写清楚，将条形码准确粘贴在考生信息条形码粘贴区。2．选择题必须使用2B铅笔填涂；非选择题必须使用0．5毫米黑色字迹的签字笔书写，字体工整、笔迹清楚。3．请按照题号顺序在各题目的答题区域内作答，超出答题区域书写的答案无效；在草稿纸、试题卷上答题无效。4．保持卡面清洁，不要折叠，不要弄破、弄皱，不准使用涂改液、修正带、刮纸刀。第一部分（共20小题，每小题1.5分，满分30分）1．Whatactually______theaccidenthasnotyetbeendetermined.A．broughtout B．broughton C．broughtabout D．broughtup2．—Whydidn’tyoutrytofinishthecomposition?—Itriedto,but________Icould,thebellranannouncingtheendoftheexamination.A．until B．whenC．after D．before3．Afterhavingsomealcohol,driverstendtospeedwhenpassingstreetswithlesspeople.A．pullup B．putup C．riseup D．pickup4．—Onlythosewhohavealotincommoncangetalongwell.—_________.Oppositessometimesdoattract.A．Ihopenot B．IthinksoC．Iappreciatethat D．Ibegtodiffer5．_________therequirementissethigh,itisablessingforChinesestudentsthatCambridgeUniversityusesscoresonGaokaoaspartofitsadmissioncriteria.A．As B．While C．Once D．Where6．Changingthepasswordonyouraccountisn’talastingsolutionifyoudon’tremoveanyvirus，？A．don’tyou B．doyouC．isn’tit D．isit7．TheInternetissomuchapartofourculturethatitaffectsourlivesbyactingasa______forface-to-facecontacts.A．preferenceB．motivationC．substituteD．guideline8．Amythisanaccountofthedeedsofagodorsupernaturalbeings,usuallyexpressedintermsof______thought.A．primary B．capital C．initial D．primitive9．Playingwiththeforeignvisitors,mycousinisbeginningtoseveraldifferentlanguages.A．pickupB．pickoutC．turnupD．showout10．Annsaidwheneverherfatherwasunhappyhe________gooutandbuysomething,usuallysomethinglargeanduseless.A．should B．couldC．would D．might11．Shesaidher________isenoughtosupportherinlateryearsandthatheronlyhopeisthathersoncanvisitregularly.Afterallshehadnotmuchtimeleft.A．pension B．benefit C．allowance D．bonus12．TheLushanMountain,occupyinganareaof302squarekilometers,possessesrichculturalandgeological__________.A．attractions B．amusements C．entertainments D．presentations13．KatewasverysadoverlossofthephotosshehadshotinChina,____thiswasamemorysheespeciallytreasured.A．ifB．whenC．asD．which14．________theopportunitytospeakatthegraduationceremonymademeoverjoyed.A．Offering B．OfferedC．Tooffer D．Beingoffered15．—MrJohnson,IhavesomethingIwouldliketotroubleyouwith.—________.JusttellmewhatIcando.A．YouhavemywordB．Don'tgivemethatC．YoucansaythatagainD．Don'tstandonceremony16．Frommypointofview,there’slittlechancethatwewillbesuccessfulintryingtochangethepresentsituation.________,itisimportantthatwetryourbest.A．Meanwhile B．OtherwiseC．Therefore D．Nevertheless17．Theprojectisfarbehindschedule.It’simpossibleforyouto______itinaweek.A．catchupon B．liveuptoC．addupto D．holdonto18．---Areyousatisfiedwiththishouse?________.Wecan’thaveaniceroneA．NotalittleB．NotabitC．AlittleD．Abit19．________andopentovariousinterpretations,thetermsofthenewproposalneedimprovingbasedontheinterestsofbothsides.A．AccessibleB．ApparentC．AmbiguousD．Aggressive20．He________inauniversityforfiveyears,butnowherunsacompanyofhisown.A．hastaught B．hadtaughtC．taught D．hasbeenteaching第二部分阅读理解（满分40分）阅读下列短文，从每题所给的A、B、C、D四个选项中，选出最佳选项。21．（6分）EveryyearfromMarchtoOctober,ChristianMoullec,alsoknownas“Birdman,”takestotheskiesaboardhisadaptedlightaircraft.However,the58-year-oldFrenchman’sdaily30-minuteflightisnotjusttoenjoytheimpressiveviews,buttoguideflocks(鸟群)oflesserwhite-frontedgeese(小白额雁)throughsafemigrationpathswhichthebirdscanteachfuturegenerations.Hisdeedbeganin1995whenhenoticedtheirdecliningpopulationinthewildsofLapland,Sweden.Topreventtheirnumbersfromdroppingfurther,Moullectriedtogetthethreatenedspeciestofollowhimalongmigrationroutesthatwouldprotectthemfrombirdhunters.However,gettinggrowngeesetofollowhisleadprovedchallenging.Asyounggeeseimitateandfollowwhomevertheyviewastheirparent,Moullecdecidedtoraisethegeesefrombirth.Tohelpraisefundsandawarenessofhisjobtoprotectnotjustthegeesebutbirdsworldwide,Moullecoftenallowspayingtouriststojoinhimonthe30-minute-longflightsaboardhisaircraft.Inadditiontothetrainedbirdsflyingalongsidethem,visitors,whocomefromasfarasa15-hourplaneflightaway,aretreatedtoavarietyofcraneandgeesespeciesaswellasbreathtakingviewsofcastlesandcities.Heoftenbringshiscameraalongfortheflights,capturingphotosnotjustfortheirbeauty,butforwhattheydescribe.MoullecbelievestheuseofagriculturalchemicalshasdoneharmtowildEuropeanbirds,withmorethanathirddisappearinginthelast30years.“It'sadisaster,”hesaid.“Mybeautifulimageswithflyingbirdsshouldbeusedtotellthisstory.”1、Whydoes“Birdman”alwaysflytotheskyonhisaircraft?A．Toobservegeesealongtheirmigrationroutes.B．Tofollowgeesethroughsafemigrationpaths.C．Totakevisitorstooperatehisadaptedaircraft.D．Toguidegeeseflysafelyduringthemigration.2、Whatdoweknowabout“Birdman”？A．Heisanaturelover. B．Heisabirdwatcher.C．Heisavolunteerpilot. D．Heisabirdhunter.3、WhatdoesMoullecoftentakephotosinhisflightsfor?A．Recordingtheuseofagriculturalchemicals.B．Showingseriousdamagecausedbychemicals.C．Describinghisexperienceswithflyingbirds.D．Capturingthebeautifulviewsofbirdsandcities.4、Whatcanbeasuitabletitleforthetext?A．BirdmanGuidesFlockstoLearntoFly.B．BirdmanFindsBirdsDisappearing.C．BirdmanHelpsFlocksSafelyMigrate.D．BirdmanProtectsBirdsFromHunters.22．（8分）Aseriousproblemfortoday'ssocietyiswhoshouldberesponsibleforourelderlyandhowtoimprovetheirLives．Itisnotonlyafinancialproblembutalsoaquashingofthesystemwewantforoursociety．Iwouldliketosuggestseveralpossiblesolutionstothisproblem．First,employersshouldtaketheresponsibilityfortheirretiredemployees．Tomakethispossible,apercentageofprofitsshouldbesetasideforthispurpose．Butwhenacompanymusttakelife-longresponsibilityforitsemployees,itmaysofterfromacommercialdisadvantageduetohigheremployeecosts．Anotherwayofsolvingtheproblemistoreturntheresponsibilitytotheindividual．Thismeanseachpersonmustsaveduringhisworkingyearstopayforhisyearsofretirement．Thisdoesnotseemaveryfairmodelsincesomepeoplehaveenoughtroublepayingfortheirdailylifewithouttryingtoearnextratocovertheirretirementyears．Thismeansthegovernmentmighthavetostepintocareforthepoor．Inaddition,thegovernmentcouldtakeresponsibilityforthecareoftheelderly．Thiscouldbefinancedthroughgovernmenttaxestoincreasethelevelofpensions．Furthermore,someinstitutionshouldbecreatedforseniordaises,whichcanhelpprovideacomfortablelifeforthem．Unfortunately,asthepresentsituationinourcountryshows,thisisnotatrulyviableanswer．Thegovernmentcanseldomaffordtocarefortheelderly,particularlywhenitisbusytryingtocarefortheyoung．Onefurthersolutionisthatthegovernmentorsocialorganizationsestablishsomeworkingplacesespeciallyfortheelderlywheretheyareindependent.Tosumup,alltheseoptionshaveadvantagesanddisadvantages．Therefore,itisreasonabletoexpectthatsomecombinationoftheseoptionsmaybeneededtoprovidethecarewehopetogivetoourelderlygenerations．1、Whatisthepassagemainlyabout?A．Theproblemsfacedbytheoldinsociety．B．Whyweshouldtakeresponsibilityfortheold．C．Howwecanimprovethelivesoftheold．D．Wheretheoldcangotogettheirpensions．2、Accordingtothepassage,howcanthegovernmenthelptoimprovethelivesofretiredpeople?A．Setasidesomeprofitstohelppeoplewithproblemsaftertheyretire．B．Increasesavingslevelsofpeopleduringtheirworkingyears．C．Increasethediscountsforfoodandtransportfortheold．D．Makeavailablepensionsforthosewhohaveretired．3、Theunderlinedword"viable"mostprobablymeans"_"．A．impossible B．practicalC．useful D．successful4、Whatcanbeconcludedfromthepassage?A．Takingcareoftheoldismainlyanissueofmoney．B．Employersshouldallowtheirworkerstoretireatalaterage．C．Becomingindependentshouldbethegoalofmostoldpeople．D．Thereisnosinglesolutiontotheproblemsoftheold．5、Whatisthewriter'smainpurposeinwritingthisarticle?A．Topointouttheneedforgovernmentsuppedforoldpeople．B．Tomakegeneralreadersawareoftheproblemsofretiredpeople．C．Todiscusssomepossiblesolutionstoanimportantsocialproblem．D．Toinstructretiredpeopleonhowtheycanhaveahappierlife．23．（8分）ProfessionaldevelopmentcoursesinLondon●BusinesswritingDeliverymethod:Online,VideoPrice:£49Aboutthecourse:Manypeoplegetblockedwhenforcedtoputtheirthoughtsintowordsatwork.Thiscoursegivesyouthetoolsandtechniquestoimproveyourwriting,whetherit'satwo-lineemailoratwo-hundredreport.●TravelwritingcoursesDeliverymethod:Classroom,SeminarPrice:£115(fullday);£125(eveningclasses)Aboutthecourse:Doyouwanttobeatravelwriter?Thencomealongtoaone-daytravelwritingworkshoporafour-weektravelwritingeveningclass.Thecourseshelpparticipantstowritetravelfeaturesandpublishtheminnewspapers,magazinesoronwebsites.●Pre-sessionalprogrammesinEAPDeliverymethod:Classroom,SeminarPrice:Startingfrom£1,250Aboutthecourse:Ourfivepre-sessionalprogrammesinEnglishforacademicpurposesareintendedforinternationalstudentswhoplantostudyatAstonUniversity.Theseprogrammesaimtoequipyouwiththelanguageandacademicskillsnecessaryforsuccessinyourfuturechosensubjectarea.●MasterclassDeliverymethod:Classroom,SeminarPrice:Startingfrom£335Aboutthecourse:Whetheryouwritefundraisingletters,orforyourwebsite(s),thiscoursewillhelpyougaintheideas,knowledgeandskillsyouneedtowritefundraisingcopythatproducesmoreimpressiveandprofitableresults.1、Howisthebusinesswritingcoursedifferentfromtheothers?A．Itisdeliveredonline.B．Itofferseveningclasses.C．Itfocusesonreportwriting.D．ItishostedbyAstonUniversity.2、Whatcanpre-sessionalprogrammesinEAPhelpstudentsdo?A．Chooseasuitablecollegesubject.B．Preparethemselvesforuniversity.C．Gotoworld-classuniversities.D．Onlyimprovetheiracademicskills.3、WhichcoursefitsJohnifhehopestowriteinspiringwordsforfundraisingactivities?A．Pre-sessionalprogrammesinEAP.B．Travelwritingcourses.C．Businesswriting.D．Masterclass.24．（8分）It’sofficial.Denmark—aswellasbeingtheworld’sbestcountrytoliveinforwomenwiththesecond-happiestpeopleandoneofthebesthealthcaresystemsinEurope—hasthemostcontentedbabies.Or,atleast,theoneswhocrytheleast.AccordingtoresearchpublishedintheJournalofPediatrics,Danish,GermanandJapanesebabiescrytheleast,whileBritish,CanadianandItalianbabiescrythemost.“I’mnotsurprised,”Danishparentingexpertandco-authorofTheDanishWayofParentingJessicaAlexandertellsme.“Thefirstyearofachild’slifeisconsideredsoimportantinDenmark.Danishparentsaremuchlessstressedbecausetheygetgoodmaternityandpaternityleave(孕产假).Theatmosphereismuchcalmerand,ifmothersaregettingmoretimeoff,thatgoeshandinhandwithlessstress,morecontact,moreroutinesandlesscrying.”Shepausesbeforethrowinginafinaltip:“Oh,andDanishbabiessleepoutdoorsalot.”InDenmark,awomanisgivenfourweekspregnancyleavefollowedby52weeksofpaidleavethatcanbesharedbetweenparents.AndAlexanderthinksthereisanotherimportantreasonwhyDanishbabiescryless:breastfeeding.“It’sjustthedonethinginDenmark,”shesaysofacountrythathastheworld’shighestbreastfeedingrates.“Inothercountries,therearecontinualdiscussionsaboutwhetheryoushouldorshouldn’tbreastfeed.InDenmark,breastfeedinghasnevergoneoutofstyle.Andeveryonedoesitforayear.”ForIbenSandahl,Alexander’sco-author,itcomesdowntotheDanishattitudetolifeingeneral.“Weareanhonestandpurepeople,”shetellsme.“Wearesurroundedbysocialsupportandarelesslikelytobecomeangry,sadorannoyedwhenourbabiesarecrying.Andwearegoodatembracing(拥抱)allkindsoffeelings,sowearen’tscared.Instead,wetrytoconnectwiththebabieswhentheycry.It’showbabiescommunicateandit’sabouttryingtounderstandit.”1、Whichofthefollowingcanmakeababycryless?A．Aneffectivehealthcaresystem.B．Morecompanyfromaparent.C．Anenergeticbusymother.D．Morechancestomeetfellowbabies.2、Itcanbelearnedfromthetextthat________.A．somethinginthemilkfrombreastfeedingcankeepbabieshappyB．Demarkissecondtononeinprotectingitsfemales’rightsC．Danishparents’attitudestoababy’sfirstyearvaryconsiderablyD．breastfeedingisacommonandacceptedpracticeinDenmark3、Whenbabiescry,Danishparentswillprobably________.A．trytofigureoutwhattheywantB．putthemoutdoorsforagoodsleepC．seeksocialsupportforguidanceD．waitamomentforthemtocalmdown25．（10分）Mostcellphonecompaniesdesignmodelsespeciallyforkids.Butparentsareusuallytheonesbuyingthephones,andpayingthebill.Accordingtoastudy,56%ofparentsofchildrenaged8to12havegiventheirchildrenacellphone.Accordingtoarecentsurvey,12isthemagicnumber.Itisthemostcommonageforkidstogettheirfirstcellphone.But13%ofchildrenaged6to10alreadyhaveone.That’smorethanoneoutofevery10kids.Pro-cellphonepeople,includingmanyparents,noticethatcellphoneshelpkidskeepintouchwiththeirfriendsandfamilies.Theybelievethatcellphonesareanimportanttoolinadangeroussituation.Kidscanstayconnectedwiththeirparentsatalltimes,whetherit’stoaskforaridehomefromsoccerpracticeortoreceiveagood–lucktextmessagemomentsbeforeabiggame.Plus,somecellphonedesignedforkidscanbecontrolledwithsettingsthatallowthephonetoonlybeusedinparent-approvedways.What’stheharminthat?Butotherpeopleareworriedaboutthehealthandsafetyeffectsofkids’cellphones.Theybelievethatplugged-inkidscouldbemissingoutonotheractivities,suchasplayingoutsideorhangingoutwithfriends,andthatsendingtextmessagesorfieldingphonecallswhiledoinghomeworkisbadforconcentration.Theysaythatkidsarespendingtoomuchtimetextinginsteadoftalkingtoeachother.“Ourbrainsevolvedtocommunicatefacetoface,”saysGarySmall,aprofessorofpsychiatryattheUCLASchoolofMedicine,inCalifornia.“Alotofthisislostwithtexting.”Andsomeexpertsarealsoconcernedaboutpossiblehealthrisks.Theyworrythatradiationorenergywaves-releasedbycellphonescouldbeharmfultoyoungpeople.Tobesafe,manypediatriciansadviselimitingtalktime.1、Therecentsurveysuggeststhat________.A．thenumbertwelvecanbringusgoodluckB．mostkidsarceagertohavetheirowncellphonesC．manykidshavetheirfirstcellphoneattheageof12D．morethanhalfoftheparentscanaffordtobuycellphones2、Pro–cellphonepeopleprobablyrefertothosewhothinkthatkids_________.A．mustn’towncellphoneB．shouldhavecellphonesC．hadbettermakemorefriendsD．maylosetouchwithothers3、WhatwouldbethemainideaofParagraph3?A．Thedisadvantagesofcellphones.B．Cellphonesdesignedforkids.C．Thekindsofcellphones.D．Howtosendtextmessage.4、Theauthor’sattitudestowardthefactthatkidshavecellphonesis_________.A．supportiveB．objectiveC．negativeD．optimistic第三部分语言知识运用（共两节）第一节（每小题1.5分，满分30分）阅读下面短文，从短文后各题所给的A、B、C和D四个选项中，选出可以填入空白处的最佳选项．26．（30分）Itwasthelastdayofthefinalexaminationinalargeeasternuniversity.Onthestepsofonebuilding,agroupofengineeringseniorsgathered,discussingtheexamduetobegininafew1Ontheirfaceswasconfidence.Thiswastheirlastexambeforetheywentonto2andjobs.Sometalkedofjobstheyalreadyhad;otherstalkedofjobsthey3get.Withallthisassuranceoffouryearsofcollege,theyfeltreadyandabletotake4oftheworld.Theapproachingexam,theyknew,wouldbea(n)5task,becausetheprofessorhadsaidtheycouldbring6booksornotestheywanted,requestingonlythattheydidnot7eachotherduringthetest.Aftertheyenteredtheclassroom8，theprofessorpassedoutthepapers.Andsmiles9onthestudents’facesastheynotedtherewereonlyfiveessay-typequestions.Threehourshadpassed10theprofessorbegantocollectthepapers.Thestudentsnolongerlookedconfident.Ontheirfaceswasafrightenedexpression.Papersinhand,noonespokeastheprofessorfacedtheclass.Helookedatthe11facesbeforehim,andthenasked,“Howmanycompletedallfivequestions?”12ahandwasraised.“Howmanyansweredfour?”Stillnohands.“Three?Two?”Thestudentsmovedrestlesslyintheirseats.“One,then?Certainlysomebodyfinished13.”Buttheclassremainedsilent.Theprofessorputdownthepapers.“ThatisexactlywhatI14,”hesaid.“Ijustwanttoimpressuponyouthat,15youhavecompletedfouryearsofengineering,therearestillmanythingsaboutthe16youdon’tknow.Thesequestionsyoucouldn’tanswerarerelatively17ineverydaypractice.”Thensmiling,headded,“Youwillall18thiscourse,butremember—evenifyouarenowcollegegraduates,youreducationhasjust19.”Theyearshave20thenameofthisprofessor,butnotthelessonhetaught.1、A．seconds B．hours C．minutes D．days2、A．graduation B．discussion C．education D．interview3、A．must B．would C．haveto D．usedto4、A．hold B．charge C．control D．place5、A．interesting B．hard C．unusual D．easy6、A．no B．either C．all D．any7、A．talkto B．lookat C．referto D．listento8、A．nervously B．quickly C．joyfully D．curiously9、A．changed B．appeared C．froze D．stopped10、A．then B．as C．after D．before11、A．pleased B．surprised C．worried D．moved12、A．Once B．Not C．Only D．Even13、A．all B．none C．it D．one14、A．expected B．enjoyed C．hated D．wondered15、A．eventhough B．asthough C．nowthat D．rightnow16、A．exam B．question C．subject D．college17、A．valuable B．difficult C．strange D．common18、A．fail B．pass C．take D．start19、A．completed B．begun C．failed D．succeeded20、A．weakened B．remembered C．strengthened D．forgot第二节（每小题1.5分，满分15分）阅读下面材料，在空白处填入1个适当的单词或括号内单词的正确形式。27．（15分）HaveyoueverbeentoaMichelinrestaurant?Formostchefs,there'sno1．(big)honorthanhavingyourrestaurantawardedaMichelinstar,letalonethree.2．that'snotthecaseforSebastienBras,46,oneoffrance'smostfamouschefs.Heistheheadofathree-starrestaurant,LeSuquet,3．islocatedinthecenterofParis.Acoupleofdaysago,he4．(announce)thathewantedtoberemovedfromnextyear'sMichelinguide,5．(say)thathewantedtogiveanewmeaning6．hislife.Brasexplainedthatheissickof7．pressureoftryingtokeephisstars.AccordingtoTheNewYorkTimes,thechefalwayshastobereadyforsurprisevisitsfromMichelin8．(inspector).Healsohastowork9．(extreme)longhourseveryday,from7amto2am."Idon'tunderstandMr.Bras'10．(decide),butIrespectit,LaurentPetit,headchefoftwo-starrestaurantLeClosInFrance,toldTheNewYorkTimes.第四部分写作（共两节）第一节短文改错（满分10分）28．（10分）假定英语课上老师要求同桌之间交换修改作文，请你修改你同桌写的以下作文。文中共有10处语言错误，每句中最多有两处。每处错误仅涉及一个单词的增加、删除或修改。增加:在缺词处加一个漏字符号(∧)，并在其下面写出该加的词。删除:把多余的词用斜线(\)划掉。修改:在错的词下划一横线，并在该词下面写出修改后的词。注意:1、每处错误及其修改均仅限一词;2、只允许修改10处，多者(从第11处起)不计分。MyfriendLilyandImeteachotherwhentheywerefiveyearsold、Atthattime,Imovedintoanewhousenexttohersbecausemyfather’swork、Ifeltsolonelywhenfacingthenewenvironment、Thensomeday,Lilyplayedinheryard,butwhenshesawme,shesmiledatmeandaskedmeifornotIcouldplaywithher、Iwasshyatfirst,butthenIwasaffectingbyherkindness、Webecamegoodfriendsoon、Astimegoesby,ourrelationshipbecomesmuchclose、WhenImetdifficulties,shewillhelpmewithoutahesitation、IthinkIamluckilytohaveherasmyfriend、119第二节书面表达（满分25分）29．（25分）亲爱的同学们，从八月底到现在，高中生活已经接近三个月了！初中的学习生活也许还历历在目，但崭新的高中生活更值得你有所憧憬、有所作为。请你写一封短信给你的初中英语老师MsChen，信中需表达以下要点：1、感谢帮助；2、在高中认识了更多的同学和老师，和大家相处愉快；3、新环境中出现了一些问题，比如……（至少写两点）；4、希望老师回信给出建议。5、盼望再次见到老师。注意：1.词数100左右；信的开头和结尾已给出，不计入总词数。2.可根据内容要点适当增加细节，以使行文连贯。DearMsChen,Howtimeflies!It’salmostthreemonthssincemyseniorschoollifebegan.____________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________Bestwishes!Yourstruly,LiHua

参考答案第一部分（共20小题，每小题1.5分，满分30分）1、C2、D3、D4、D5、B6、D7、C8、D9、A10、C11、A12、A13、C14、D15、D16、D17、A18、A19、C20、C第二部分阅读理解（满分40分）阅读下列短文，从每题所给的A、B、C、D四个选项中，选出最佳选项。21、1、D2、A3、B4、C22、1、C2、D3、B4、D5、C23、1、A2、B3、D24、Weareoftenunabletopaycloseattentiontowhatwehear.Justlikewhenwetrytograbasponge(海绵)thatisfullofwater,somewaterwillrunoutofit.Butsometimeswetrytoremembereverythingaspeakersaysandtrytotakeinaspeaker’severywordasifeverywordwasequallyimportant.Wetrytorememberallthenames,allthedates,andalltheplaces.Intheprocessweoftenmissthespeaker’smainpoint.ErikWaldmanworksatadesigncompany.Knowinghehadneverbeengoodatbudgetinghismoney,hewasdeterminedtobeginthinkingabouthiseconomicfuture.Whenhisemployercirculatedane-mailannouncingafinancialplanningworkshop(研讨会),Eriksigneduprightaway.Thefirstsessionwasaboutretirementplanning.SimoneFisher,thelecturer,explainedthat7of10Americansbetweentheagesof22and35donothavearegularsavingsplan.ErikwrotedowneverynumberSimonementioned."Ifyouwanttohavearetirementincomeequalto75percentofyourcurrentsalary,"Simonecontinued,"youwillneedtosaveatleastof6percentofyourpresentearnings,takingintoaccountfutureinflationrates(通货