借款合同英文2024年

借款合同英文2024年ContractTableofContentsChapter1:Preliminary1.1PurposeoftheContract1.2Definitions1.3GoverningLawChapter2:PartiestotheContract2.1TheBorrower2.2TheLender2.3LegalRepresentationofthePartiesChapter3:TheLoan3.1LoanAmount3.2LoanPurpose3.3LoanTermChapter4:RepaymentoftheLoan4.1RepaymentSchedule4.2RepaymentMethod4.3PrepaymentConditionsChapter5:InterestandFees5.1InterestRate5.2InterestCalculation5.3FeesandChargesChapter6:Covenants6.1Borrower'sCovenants6.2Lender'sCovenants6.3CovenantNottoSueChapter7:DefaultandRemedies7.1EventsofDefault7.2RemediesuponDefault7.3AccelerationofPaymentChapter8:SecurityandCollateral8.1SecurityfortheLoan8.2CollateralDescription8.3PerfectionofSecurityInterestChapter9:AmendmentsandWaivers9.1AmendmentstotheContract9.2WaiverofDefaults9.3NoWaiverChapter10:Termination10.1TerminationbytheBorrower10.2TerminationbytheLender10.3ConsequencesofTerminationChapter11:DisputeResolution11.1MethodsofDisputeResolution11.2ArbitrationProcedures11.3GoverningLawandJurisdictionChapter12:ExecutionandSignature12.1ConditionsforEffectiveness12.2SignatureBlock12.3ExecutionDateandPlaceChapter13:Miscellaneous13.1EntireAgreement13.2Assignment13.3NoticesChapter14:Annexes14.1ListofAnnexes14.2LegalEffectofAnnexesTheaboverepresentstheContractTableofContentsfor"LoanAgreement2024".ContractNumber______Chapter1:Preliminary1.1PurposeoftheContractThisLoanAgreement(the"Agreement")isenteredintotooutlinethetermsandconditionsunderwhichtheLenderagreestolendandtheBorroweragreestoborrowaspecifiedamount.1.2DefinitionsThetermsdefinedinthissectionhavethemeaningsassignedtothemthroughoutthisAgreement.1.3GoverningLawThisAgreementshallbegovernedbyandconstruedinaccordancewiththelawsof______.Chapter2:PartiestotheContract2.1TheBorrowerTheBorrowerisalegalentity,soleproprietor,orindividualwiththecapacitytoenterintothisAgreement.2.2TheLenderTheLenderisafinancialinstitutionorindividualwiththecapacitytolendthespecifiedamount.2.3LegalRepresentationofthePartiesEachpartyrepresentsandwarrantsthattheyhavetheauthoritytoenterintothisAgreement.Chapter3:TheLoan3.1LoanAmountThetotalamountoftheloan(the"LoanAmount")shallbe______.3.2LoanPurposeTheLoanAmountshallbeusedsolelyforthepurposeof______.3.3LoanTermThetermoftheloanshallcommenceonthedatefirstabovewrittenandshallcontinueuntilthefinalrepaymentismade.Chapter4:RepaymentoftheLoan4.1RepaymentScheduleTheBorrowershallrepaytheLoanAmountinaccordancewiththescheduleattachedheretoasSchedule1.4.2RepaymentMethodRepaymentsshallbemadebytheBorrowertotheLendervia______.4.3PrepaymentConditionsTheBorrowershallhavetherighttoprepaytheLoanAmountsubjecttotheconditionssetoutinClause4.3.1.4.3.1PrepaymentFeeIntheeventofprepayment,theBorrowershallpayaprepaymentfeeasdetailedinSchedule2.Chapter5:InterestandFees5.1InterestRateTheLoanAmountshallbearinterestattherateof______.5.2InterestCalculationInterestshallaccruedailyandshallbecalculatedontheoutstandingprincipalamount.5.3FeesandChargesTheBorrowershallpaytotheLenderthefeesandchargesasspecifiedinSchedule3.Chapter6:Covenants6.1Borrower'sCovenantsTheBorrowercovenantswiththeLenderasfollows:6.1.1FinancialStatementsTheBorrowershallprovideannualfinancialstatementstotheLenderwithin______daysoftheendofeachfiscalyear.6.1.2UseofProceedsTheBorrowershallusetheLoanAmountsolelyforthepurposespecifiedinClause3.2.6.2Lender'sCovenantsTheLendercovenantswiththeBorrowertoprovidetheLoanAmountinaccordancewiththetermsofthisAgreement.6.3CovenantNottoSueTheBorrowercovenantsnottosuetheLenderconcerninganymatterarisingfromthisAgreement.Theaboverepresentsthefirsthalfofthe"LoanAgreement2024"contractcontent.Chapter7:DefaultandRemedies7.1EventsofDefaultThefollowingeventsshallconstituteadefault("EventofDefault"):7.1.1FailuretoPayTheBorrower'sfailuretomakeanypaymentwhendue.7.1.2MisrepresentationAnyrepresentationorwarrantymadebytheBorrowerbeingincorrect.7.2RemediesuponDefaultUpontheoccurrenceofanEventofDefault,theLendermay:7.2.1AcceleratePaymentRequireimmediatepaymentofall,oranypart,oftheoutstandingLoanAmount.7.2.2LegalActionTakelegalactiontorecovertheoutstandingamount.7.3AccelerationofPaymentTheLendermaydeclareallsumsdueunderthisAgreementimmediatelypayableupontheoccurrenceofanEventofDefault.Chapter8:SecurityandCollateral8.1SecurityfortheLoanTheBorrowergrantstotheLenderasecurityinterestoverallpresentandafter-acquiredpropertyspecifiedinSchedule4.8.2CollateralDescriptionThedescriptionofthecollateralissetoutinfullinSchedule5.8.3PerfectionofSecurityInterestTheBorrowershalltakeallstepsnecessarytoensurethesecurityinterestisperfectedandremainsenforceable.Chapter9:AmendmentsandWaivers9.1AmendmentstotheContractThisAgreementmaybeamendedonlybywritteninstrumentexecutedbybothParties.9.2WaiverofDefaultsNowaiverofanydefaultshallbeeffectiveunlessitisinwritingandsignedbythePartygivingthewaiver.9.3NoWaiverThefailureofanyPartytoenforceanyprovisionofthisAgreementshallnotbeconstruedasawaiverofsuchprovision.Chapter10:Termination10.1TerminationbytheBorrowerTheBorrowermayterminatethisAgreementbygivingwrittennoticetotheLenderandrepayingalloutstandingamounts.10.2TerminationbytheLenderTheLendermayterminatethisAgreementimmediatelyupontheoccurrenceofanEventofDefault.10.3ConsequencesofTerminationUpontermination,allrightsandobligationsofthePartiesshallcease,exceptthosewhichareexpressedtosurviveorwhichariseaftertermination.Chapter11:DisputeResolution11.1MethodsofDisputeResolutionThePartiesshallattempttoresolveanydisputearisingoutoforinconnectionwiththisAgreementthroughnegotiation.11.2ArbitrationProceduresIfnegotiationfails,thedisputeshallberesolvedbyarbitrationinaccordancewiththerulesofthe______.11.3GoverningLawandJurisdictionThearbitrationshallbegovernedbythelawsof______andadministeredbythe______.Chapter12:ExecutionandSignature12.1ConditionsforEffectivenessThisAgreementshallbeeffectivewhenithasbeendulyexecutedbybothParties.12.2SignatureBlockBORROWER:___________________________LENDER:___________________________Date:___________________________12.3ExecutionDateandPlaceThisAgreementisexecutedonthedatefirstabovewritteninthepresenceo