英语借款合同范本2024年

英语借款合同范本2024年EnglishLoanAgreementTemplate(2024Edition)Lender:_______________________________________Address:_______________________________________ContactNumber:_________________________________Borrower:______________________________________Address:_______________________________________ContactNumber:_________________________________PursuanttothetermsandconditionssetforthinthisAgreement,theLenderagreestolendandtheBorroweragreestoborrowthefollowingamountforthepurposedescribedherein:1.LoanAmount1.1Thetotalamountoftheloan(the"LoanAmount")shallbe$_______.2.PurposeoftheLoan2.1TheBorrowershallusetheLoanAmountsolelyforthepurposeof________.3.InterestRate3.1TheLoanAmountshallbearinterestatarateof________%perannum.4.RepaymentTerms4.1TheBorrowershallrepaytheLoanAmountin________equalinstallmentsof$_______each,dueonthe________dayofeachmonthstartingfrom________.5.LoanDisbursement5.1TheLendershalldisbursetheLoanAmounttotheBorroweronorbeforethe________dayofthemonthfollowingtheexecutionofthisAgreement.6.DefaultandPrepayment6.1Intheeventofdefault,theBorrowershallbeliabletopayadefaultchargeatarateof________%perannumontheoutstandingamount.6.2TheBorrowermayprepaytheLoanAmountatanytimewithoutpenalty,subjecttoanoticeperiodof________days.7.Security7.1TheBorrowershallprovide________assecurityfortherepaymentoftheLoanAmount.8.RepresentationsandWarranties8.1TheBorrowerrepresentsandwarrantsthattheinformationprovidedinthisAgreementisaccurateandcomplete.9.Covenants9.1TheBorrowercovenantstokeeptheLenderinformedofanymaterialchangesthatmayaffecttherepaymentoftheLoanAmount.10.EventsofDefault10.1EventsofDefaultinclude,butarenotlimitedto,failuretomakepaymentswhendue,breachofanycovenant,andanymisrepresentationorfraudinconnectionwiththisAgreement.11.Remedies11.1UpontheoccurrenceofanEventofDefault,theLendermay,atitsoption,declareallamountsowingunderthisAgreementimmediatelydueandpayable.12.GoverningLaw12.1ThisAgreementshallbegovernedbyandconstruedinaccordancewiththelawsofthejurisdictionspecifiedbelow:________.13.DisputeResolution13.1AnydisputesarisingoutoforinconnectionwiththisAgreementshallberesolvedbyarbitrationinaccordancewiththerulesofthearbitrationinstitutionspecifiedbelow:________.14.Miscellaneous14.1ThisAgreementmaybeexecutedincounterparts,eachofwhichshallbedeemedanoriginal,butallofwhichtogethershallconstituteoneandthesameinstrument.LenderSignature:_______________________________Date:________________BorrowerSignature:_______________________________Date:________________(Pleasenote:Theaboveisthefirsthalfofthecontract.Thesecondhalfwillbeprovidedinthenextquestion.)Thetextendshere.15.Confidentiality15.1BothpartiesagreetokeepconfidentialallinformationdisclosedinconnectionwiththisAgreement,exceptasrequiredbylaworwiththeconsentoftheotherparty.16.Assignment16.1TheBorrowershallnotassignanyofitsrightsorobligationsunderthisAgreementwithoutthepriorwrittenconsentoftheLender.17.Notices17.1AllnoticesunderthisAgreementshallbeinwritingandshallbedeemeddulygivenwhendeliveredpersonallyorbyemailtothepartiesattheaddressesspecifiedherein.18.Waiver18.1ThefailureofeitherpartytoenforceanyrightsunderthisAgreementshallnotbeconstruedasawaiverofsuchrights.19.EntireAgreement19.1ThisAgreementconstitutestheentireagreementbetweenthepartieswithrespecttothesubjectmatterhereofandsupersedesallprioragreementsandunderstandings.20.Amendments20.1ThisAgreementmaybeamendedonlyinwritingsignedbybothparties.21.Severability21.1IfanyprovisionofthisAgreementisheldtobeinvalidorunenforceable,suchprovisionshallbestruckandtheremainingprovisionsshallbeenforced.22.SuccessorsandAssigns22.1ThisAgreementshallbebindinguponandinuretothebenefitofthepartiesheretoandtheirrespectivesuccessorsandassigns.AttachmentList:PromissoryNoteSecurityAgreementFinancialStatementsoftheBorrowerLoanDisbursementScheduleRepaymentInstallmentScheduleDefaultandPrepaymentTermsArbitrationRulesoftheSpecifiedInstitutionII.BreachofContractandDetermination:2.1Breachofcontractincludes,butisnotlimitedto:FailuretorepaytheloanaspertheagreedscheduleMisuseoftheloanamountforpurposesotherthanthosespecifiedinthecontractBreachofconfidentialityoranyrepresentationandwarrantyprovidedbytheBorrower2.2Determinationofbreachshallbebasedontheevidenceofnon-compliancewiththetermsofthisAgreement.III.LegalTermsandDefinitions:3.1LoanAgreement:Acontractbetweenalenderandaborroweroutliningthetermsofaloan,includingrepaymentscheduleandinterestrate.3.2Default:Failuretofulfillacontractualobligation,suchasrepaymentoftheloanorinterestpayment.3.3Prepayment:Theactofrepayingtheloanamountbeforetheendoftheagreedloanterm.IV.IssuesEncounteredDuringExecutionandSolutions:4.1Intheeventoffinancialhardship,theBorrowermayseektorenegotiatethetermswiththeLendertoavoiddefault.4.2Ifadisputearises,the