国际结算期末测试习题与答案

一、单选题1、‌Whatserviceisn’tprovidedbySWIFT?A.financialapplicationB.interbankfiletransferC.financialbusinessesD.messagetransmission正确答案：C2、‍What’snotacorrectstatementaboutSWIFT?A.TheheadquarterofSWIFTisatBrussels.B.ThemostimportantserviceprovidedbySWIFTisinterbankfiletransfer.C.Itisacomputerizedinternationaltelecommunicationssystem.D.Messagesarestandardizedformatted.正确答案：B3、‍What’snotacorrectstatementaboutinternationalsettlements?A.Itisfinancialactivities.B.financialbusinessesC.policycooperationD.interbankfiletransfer正确答案：B4、‎Transferpaymentsarepaymentsby()A.cashB.financialinstrumentsC.silverD.gold正确答案：B5、‎Whatisacorrectstatementaboutvostroaccount?A.It’saduetoaccountB.It’sourbank’saccountinthebookofanoverseasbankdenominatedinforeigncurrency.C.It’saduefromaccountD.It’spurposeistofacilitateinternationalpaymentsandsettlementsabroad.正确答案：A6、‍Whichsystemadoptsanettingpaymentsystem?()A.TARGETB.ChapsC.ChipsD.Fedware正确答案：C7、‍Commercialdocumentsdon’tinclude().A.P/LB.B/LC.CDsD.invoice正确答案：C8、‌ThetradetermDATshouldbefollowedby()A.namedportofdestinationB.namedplaceofdestinationC.namedportofshipmentD.namedplace正确答案：B9、‏AccordingtoIncoterms2010,thereare()differenttradeterms.A.6B.13C.14D.11正确答案：D10、‌Whichofthefollowingisatitledocument?()A.B/LB.P/LC.invoiceD.AWB正确答案：A11、‏Whichofthefollowingiscleancollection?()A.collectionoffinancialdocumentsaccompaniedbycommercialdocuments.B.collectionoffinancialdocumentsnotaccompaniedbycommercialdocuments.C.collectionbyB/L.D.collectionofcommercialdocumentsnotaccompaniedbyfinancialdocuments.正确答案：B12、‍Whichisbasedcommercialcredit?()A.remittanceB.L/CC.collectionD.L/G正确答案：B13、​Underaletterofcredit,theexportercanreceivethepaymentonlywhen()A.hehasshippedthegoodsB.thedocumentspresentedcomplywiththecredittermsC.hehaspresentedthedocumentsD.theimporterhastakendeliveryofthegoods正确答案：B二、多选题1、‍WhatistheadvantageofSWIFTservices?A.reliableB.secureC.fastD.cheap正确答案：A、B、C、D2、‏WhatservicescanSWIFTprovide?A.financialapplicationB.interbankfiletransferC.financialbusinessesD.policycooperation正确答案：A、B3、‎Cashpaymentsincludepaymentsby()A.silverB.checkC.cashD.gold正确答案：A、C、D4、​internationalsettlementsservefor()A.financialtransactionsB.paymentsbetweengovernmentsC.servicetradeD.goodstrade正确答案：A、B、C、D5、​Whatservicesareprovidedbycorrespondentbank?A.Collectingchecks,drafts,andothercreditinstruments.B.Makingcreditinvestigationoffirmsthatborrowintheopenmarket.C.Providingbankswithfunds/loansincaseofneed.D.Providingbankswithforeignexchangefacilities,includingcommercialandtraveler’schecks.正确答案：A、B、C、D6、‏Whatistheadvantageofnettingpaymentsystem?A.efficientB.morepowerfulprocessingcapacitiesC.lesssettlementrisksD.secure正确答案：A、B7、‍WhatisacorrectstatementaboutChips?A.It’soperatedbytheNewYorkClearingHouseAssociation.B.It’sanettingsystem.C.It’smemberbanksarecommercialbanksinNewYork.D.It’sacronymforClearingHouseInterbankPaymentSystem.正确答案：A、B、C、D8、‏Whichofthefollowingdocumentsarenegotiableones?A.checkB.warehousereceiptC.dockwarrantD.CDs正确答案：A、D9、‏Whatisacorrectstatementaboutbanker’sdraft?A.Itisdrawnbyabank.B.thedraweebankisabranchorcorrespondentbankoftheissuer.C.It’sasightdraft.D.It‘susedinremittance.正确答案：A、B、C、D10、‍Whichofthefollowingstatementistrue?()A.thedraweristhepartyprimarilyliableforacheck.B.Themakerisprimarilyliableonapromissorynote.C.theacceptorisprimarilyliableforatimebill.D.thedrawerisprimarilyliableforasightbill.正确答案：A、B、C、D11、‎Atraveler’scheckisgenerallyinvolved()A.payingagentB.transfereeC.theissuerD.holder正确答案：A、B、C、D12、​Acreditcardisgenerallyinvolved()A.cardholderB.payerC.issuingbankD.merchant正确答案：A、C、D13、‌Whatinvoicesareusedintradeprotectionism?A.visainvoiceB.customsinvoiceC.consularinvoiceD.proformainvoice正确答案：A、B、C、D14、​Whichdocumentisbasicintradesettlements?A.P/LB.B/LC.invoiceD.insurancedocument正确答案：B、C、D15、‌WhichofthefollowingisL/C/?()A.Itisbasedonbankcredit.B.L/Cisindependentontradecontract.C.L/Cisatransactionofdocuments.D.Theissuingbanktakesthefirstresponsibilitytopay.正确答案：A、B、C、D16、‍Whichcanbeusedtosettlemiddlemantrade?()A.redclauseL/CB.reciprocalL/CC.back-to-backL/CD.transferableL/C正确答案：C、D三、判断题1、​FedwareisasystemofRTGS.()正确答案：√2、​ChipsisasystemofRTGS.()正确答案：√3、‎Vostroaccountisaduetoaccount.()正确答案：√4、FedwareisoperatedbyFedreservesystem.()正确答案：√5、‌RTGSmeanseachpaymentorderissettledimmediatelyuponitsentryintothesysteminitsentire(gross)amount.正确答案：√6、​Negotiableinstrumentisachoseinaction.()正确答案：√7、‎checksarenegotiableinstruments.()正确答案：√8、‌Cleanbilreferstoabillwithoutshippingdocumentsattachedthereto.()正确答案：√9、‎acheckmustbedrawnuponabanker.()正确答案：√10、‍Abonafideholdercanclaimpaymentfromallpartiesliableontheinstrumentwhendishonoredbytheacceptor.()正确答案：√11、‏Legalizedinvoiceisapredecess