【高一 拓展阅读-金融】Peru Teenagers Innovative Eco-Bank

PeruTeenager’sInnovativeEco-BankAtthetenderageofseven，whilehisfriendswerespendingtheirallowanceson“frivolous”thingslikecandyandtoys，JoseAdolfoQuisocolawasbusysavingmoneyformoreessentialpurchases.Totrytogethispeerstodothesamething，theyoungsterfromArequipa，Perucameupwiththeinnovativeideaofaneco-bank，whichallowskidsofallagestobecomeeconomicallyindependentandfinanciallysavvy（聪明有见识的）whilealsohelpingtheenvironment.Establishedin2012，theBartselanaStudentBankistheworld'sfirstcooperativebankforkids.Prospectivemembershavetobringinatleast5kilogrammesofsolidwaste（paperorplastic）andestablishasavingsgoal.Onceaccepted，allbank“partners”arerequiredtodepositatleastoneadditionalkilogrammeofrecyclablesonamonthlybasisandcomplywithotherrequirements，suchasattendingfinancialeducationandenvironmentalmanagementworkshops.Thewastecollectedissoldtolocalrecyclingcompanies，whothankstosomeclevernegotiationbyJose，payahigher-than-marketrateforeverythingbroughtinbyBartselanaStudentBankmembers.Thefundsreceived，areplacedintheindividual’saccountwheretheycollectuntilhis/hersavingsgoalisreached.Theaccountholdercanthenwithdrawhis/hermoney,orchoosetoleaveitandcontinuetogrowforabiggertarget.“Atthebeginning,myteachersthoughtIwascrazyorthatachildcouldnotundertakethistypeofproject,”Joserecalls.“Theydidnotunderstandthatwearenotthefutureofthecountrybutitspresent.Luckily,Ihadthesupportoftheschoolprincipalandanassistantinmyclassroom.”Theyoungster’spersistencepaidoff,andby2013,BartselanaStudentBankhadover200memberswhocollectivelybroughtinonetonofrecyclablewaste.Thingshaveonlyimprovedsince.Today,theeco-bank,whichnowhasthesupportofseverallocalinstitutions,boaststeneducationalcentres.Theyaredesignedtoteachover3,000clients,aged10-18,tobecomeeconomicallyindependent,investwisely,andhelptheenvironment.Notsurprisingly,Jose’seffortshaveearnedtheyoungsterseveralnationalandinternationalawards.OnNovember20,2018,theyoungentrepreneurandeco-activist,whoisnowallof13,addedtothegrowinglistofaccoladesbywinningtheprestigious（有声望的）Children’sClimatePrize(CCP).EstablishedbySweden’sTelgeEnergi,theannualaward,whichcomeswithamedaland65,620SwedishKrona(about$5,500)inprizemoney,isgiventoachildoryouthwhohasaccomplishedanextraordinaryfeatfortheclimateorenvironmentReadingComprehensionChoosethecorrectanswerforeachquestion.1.WhatwasJosebusydoingattheageofseven?A.Savingmoneyforbuyingtoys.B.Savingmoneyforbuyingcandies.C.Workingwithaneco-bank.D.Savingmoneyformoreessentialthings.2.Whatdoesastudenthavetodotobecomeamemberofthebank?A.Deposit1kgofrecyclableseverymonth.B.Takeinsomesolidwasteandsetagoal.C.Attendfinancialeducationregularly.D.Gotoenvironmentalprotectionworkshops.3.Whatdoestheword“accolade”meaninthelastparagraph?A.Gift.B.Success.C.Prize.D.Commission.4.WhichofthefollowingisNOTanaimofBartselanaStudentBank?A.Toallowitsclientstobecomeeconomicallyindependent.B.Toteachitsclientstohelptheenvironment.C.Toteachitsclientstoinvestwisely.D.Toteachitsclientswaystogetrich.5.WhichparagraphbestintroducestheawardsthatJose'searned?A.Paragraph3.B.Paragraph4.C.Paragraph5.D.Paragraph6.Vocabulary基础词essentialadj.最重要的；不可缺少的；本质的记词根记忆：ess（存在）+ential→存在的基础→不可缺少的independentadj.自立的；独立的；自主的英havingorearningenoughmoneysothatyoudonothavetorelyonsbelseforhelp记词根记忆：in（不）+depend（依靠）+ent（…的）→不依靠别人的→独立的depositvt.存储；存放n.存款记词根记忆：de+posit（放）→妥善保管财物→将钱存入银行→存储例Shedepositedhermoneyinthebank.她把钱存入了银行。basisn.基础；根据；基准；原因英thereasonwhypeopletakeaparticularaction记词根记忆：bas（基础）+is（表性质）→基础institutionn.制度；制定；公共机构，团体记词根记忆：in（使…）+stitut（建立）+ion（表名词）建立制度→制度investv.投资记词根记忆：in（进入）+vest（衣服）→把口袋里的钱投入事业中→投资例Idon’tknowifDevynwantstoinvesthismoneyinamovie.我不知道德文是否想把钱投资在电影上。awardn.奖；奖品；奖金ⅵ.授予，奖励；裁定英（ofteninnamesofparticularawards）aprizesuchasmoney，etcforsththatsbhasdone记联想记忆：奥斯卡金像奖是AcademyAward，又叫学院奖例Annawasawardedthefirstprizeintheessaycompetition.安娜在作文竞赛中获得了一等奖。Vocabulary进阶词frivolousadj.愚蠢的；可笑的；无聊的；不严术的；轻佻的记词根记忆：frivol（打破）+ous（…的）→愚蠢到把东西打破了→愚蠢的innovativeadj.革新的，创新的；新颖的；富有革新精神的英introducingorusingnewideas，waysofdoingsth，etc记词根记忆：in（使…）+nov（新的）+ative（…的）创新的cooperativeadj.合作的，协作的n.合作社英involvingdoingsthtogetherorworkingtogetherwithotherstowardsasharedaimprospectiveadj.预期的；潜在的；可能的记词根记忆：pro（向前）+spect（看）+ive（…的）→向前看的→预期的complyⅵ.遵从；服从记词根记忆：com（共同）+ply（重叠）→（观点）共同叠在一起→服从搭complywith遵守negotiationn.协商；谈判英formaldiscussionbetweenpeoplewhoaretryingtoreachanagreementundertakev.承担；负责；承诺；答应搭undertakeresponsibility承担责任persistencen.坚持；持续存在英thestateofcontinuingtoexistforalo