2023届高考英语三轮复习·冲刺押题·外刊阅读理解训练 (52)（含答案）

2024届高考英语三轮复习•冲刺押题

外刊阅读理解训练52

----改编自SmartphonesmakeusspendmoreUSAtoday

【文章】

Theholidayseasonisatimeforcelebration,familygatherings,and

gift-giving.However,overspendingduringthisperiodhasalwaysbeena

problem.Recently,theincreaseduseofmobilepaymentappslikeApple

PayandGooglePaymaybecontributingtothetrend.Thesepaymentmethods

allowuserstoquicklypurchaseitemsinstoresoronline,makingiteasier

toseparatethemfromtheirmoney.Additionally,merchantsaretargeting

consumersdirectlythroughsocialmediaads,whichareparticularly

popularwithmillennialsandGenZ.

Anotherfactorthatencouragesoverspendingduringtheholidaysis

point-of-saleloans.Insteadofpayingupfront,consumerscanpayfor

purchasesoverseveralweeksormonths,oftenreferredtoasz，layaway

withoutthewait.〃Whilethisseemslikeaconvenientoption,theseloans

cancausepeopletospendmorethantheyintended.AccordingtoAffirm,

consumersboostedtheiraverageorderbyaround90%whenofferedoneof

theirloans.Schulzwarnsshopperstoresearchandunderstandthefine

printsurroundingtheseloanstoavoidsurpriseslateron.

AccordingtoastudyfromtheUniversityofIllinoisat

Urbana-Champaign,consumerswhousemobilewalletstendtospend2.4%more

onatypicaltransactionandincreasethefrequencyoftransactionsby

24%.Thishighlightstheimportanceofhavingabudgetandshoppinglist

beforestartingholidayshopping.Trackingregularincomeandexpenses

andmaintainingalistofpurchasesneededcanaidinavoidingsplurging

andunplannedexpenses.

CreditKarma'sDanaMarineaustressesthatsmallpurchasesmade

frequentlycanaddupandnegativelyimpactoverallfinancialhealth.

Shoppersshouldbecautiousduringtheholidayseasonwhenbombardedwith

enticingsalesoffersanddeals.Rememberingtostaywithinbudgetand

researchingloanscanhelppeopleavoidunnecessarydebtandfinancial

difficultiesduringwhatshouldbeajoyfultime.

【重点词汇&词组】

1.celebration[iselsbre加]n.庆祝

2.familyPftemali]n.家庭

3.gathering['g^darrj]n.聚会

4.gift-givingCgftgVQ]n.礼物赠送

5.overspending[povar'spendD]n.过度7肖费

6.mobile[*moob01]adj.移动的

7.payment['pemant]n.付款

8.app[磔]n.应用程序

9.ApplePay[teplpei]n.苹果支付

10.GooglePayPguglpei]n.谷歌支付

11.contributing[kan'trbjutrj]v.贡献，促成

12.trend[trend]n.趋势

13.methods[hs0adz]n.方法

14.users['juzarz]n.用户

15.purchaseJp3：rtms]v.购买

16.items[bitomz]n.物品

17.merchants[卜311百nts]n.商家

18.targeting[^aTgito]v.口苗准

19.consumers[konbju：morz]n.消费者

20.socialmedia[isoojlhidia]n.社交媒体

21.ads[纪dz]n.广告

22.millennials[milsnialz]n.千禧一代

23.GenZ[dssnzi：]n.Z世代

24.factor['f£ektar]n.因素

25.encourages[nk3rd3忆]v.鼓励

26.point-of-sale[pont-nf-seil]n.销售点

27.loans[loonz]n.贷款

28.upfront[^frAnt]adj.预先的

29.layaway['lenwei]n.分期付款

30.convenient[kan'vi^iant]adj.方便的

31.unintended[(Ann*t8ndri]adj.非计划中的

32.average[tevardg]adj.平均的

33.order[6：rdsr]n.订单

34.offered[6：fsrd]v.提供

35.warns[woi'nz]v.警告

36.research[rI'sBJrtJ]v.研究

37.fineprint[fanprnt]n.小字条款

38.study['stAdi]n.研究

39.Illinois[lia'noiln.伊利诺伊州

40.Urbana-Champaign[arbsena便mben]n.厄巴纳一香槟

41.transaction[trsen'zcekjri]n.交易

42.frequency[trikwansi]n.频率

43.highlights['haiilaits]v.强调

44.budget[tAdgit]n.预算

45.shoppinglist['Ja：pu1st]n.购物清单

46.tracking['tr2ekrj]v.追踪

47.income['nk^m]n.g攵入

48.expenses[kLpsnsc]n.费用

49.splurging[splstdsrj]v.挥霍

50.financialdifficulties[faitenjl'dfkaltiz]n.财务困难

【阅读理解习题】

1.Whatisthemainproblemthatoccursduringtheholidayseason?

A.Increasedfrequencyofstorerobberies

B.Overspendingandexcessdebt

C.Decreasedsalesduetoconsumercaution

D.Disinterestingift-givingandcelebration

Answer:B

中文解析：节假日季节是庆祝、家庭聚会和赠送礼物的时候。然而，这个时

期的过度消费一直是一个问题。

2.Howaremobilepaymentappscontributingtooverspendingduring

theholidays?

A.Theyallowuserstoquicklypurchaseitemsonlineorin-store

B.TheyhavebeentargeteddirectlyatmillennialsandGenZs

C.Theyofferconsumerspoint-of-saleloanswithnointerest

D.Theyprovidediscountsforpurchasesmadeusingtheapp

Answer:A

中文解析：移动支付应用程序如ApplePay和GooglePay等的使用日益增

多也许正在为此趋势做出贡献。这些付款方式允许用户快速在商店或在线购买物

品，从而更容易与他们的钱分离。

3.Howdopoint-of-saleloansencourageoverspendingduringthe

holidays?

A.Byincreasingthecostofeachpurchase

B.Byrequiringupfrontpaymentforeachpurchase

C.Byprovidingaconvenientoptionforpaymentsovertime

D.Byofferingdiscountsforpayingthefullpriceupfront

Answer:C

中文解析：这些购物贷款可以导致人们花费比他们打算的更多。有研究表明，

呈现给客户的分期付款选择能够提高他们的平均订单金额约90%。

4.Howdoestheuseofmobilewalletsaffectconsumerspending?

A.Consumerstendtospendlessoneachpurchase

B.Consumersarelesslikelytomakefrequentpurchases

C.Consumerstendtospendmoreoneachpurchase

D.Consumerspendingremainsunchanged

Answer:C

中文解析：来自伊利诺伊大学厄本那-香槟分校的一项研究表明，使用移动

钱包的消费者在典型交易上的花费增加了2.4%,并且交易频率增加了24%。这

突出了在开始假日购物之前制定预算和购物清单的重要性。

5.WhatadvicedoesSchulzoffertoholidayshoppers?

A.Avoidusingmobilepaymentappsforholidayshopping

B.Researchandunderstandthefineprintsurroundingpoint-of-sale

loans

C.Makesmallpurchasesfrequentlytotakeadvantageofdeals

D.Staywithinbudgetbyavoidingsalesoffersanddiscounts

Answer:B

中文解析：Schulz提醒购物者研究和理解有关购物贷款的详细信息，以避

免后来的惊喜。

6.Whyisitimportanttohaveabudgetandshoppinglistduring

holidayshopping?

A.Totakeadvantageofsalesoffersanddeals

B.Tomakefrequentsmallpurchasesthataddupovertime

C.Toavoidusingmobilepaymentappsandpoint-of-saleloans

D.Toavoidunplannedexpensesandoverspending

Answer:D

中文解析：制定预算和购物清单的重要性突出避免任意支出和超支。

7.WhatdoesDanaMarineaufromCreditKarmasuggestaboutsmall

purchasesduringtheholidays?

A.Theycanbeignoredwhenmakingabudget

B.Theyshouldbemadefrequentlytotakeadvantageofdeals

C.Theycanaddupandnegativelyimpactoverallfinancialhealth

D.Theyarenecessaryformaintaininggoodfinancialcredit

Answer:C

中文解析：CreditKarma的DanaMarineau强调，在节日期间频繁地进行

小额购买会累积起来，对总体财务健康产生负面影响。

8.Accordingtothearticle,whatisthepotentialnegativeoutcome

ofoverspendingduringtheholidayseason?

A.Increasedfrequencyofstorerobberies

B.Accumulationofunnecessarydebtandfinancialdifficulties

C.Decreasedsalesformerchantsandretailers

D.Disinterestingift-givingandcelebration

Answer:B

中文解析：假日过度消费的潜在负面结果包括累积不必要的债务和金融困难。

【全文逐句对照翻译】

节日是庆祝、家庭聚会和互赠礼物的时刻。

Theholidayseasonisatimeforcelebration,familygatherings,and

gift-giving.

然而，这一时期的超支一直是一个问题。

However,overspendingduringthisperiodhasalwaysbeenaproblem.

最近，苹果支付(ApplePay)和谷歌支付(GooglePay)等移动支付应用的使

用增加，可能是促成这一趋势的原因。

Recently,theincreaseduseofmobilepaymentappslikeApplePayand

GooglePaymaybecontributingtothetrend.

这些支付方式允许用户在商店或网上快速购买商品，使其更容易与他们的钱

分开。

Thesepaymentmethodsallowuserstoquicklypurchaseitemsinstores

oronline,makingiteasiertoseparatethemfromtheirmoney.

止匕外，商家通过社交媒体广告直接瞄准消费者，这在千禧一代和Z世代中特

别受欢迎。

Additionally,merchantsaretargetingconsumersdirectlythrough

socialmediaads,whichareparticularlypopularwithmillennialsandGen

Z.

另一个鼓励节日期间过度消费的因素是销售点贷款。

Anotherfactorthatencouragesoverspendingduringtheholidaysis

point-of-saleloans.

消费者无需预先付款，而是可以在几周或几个月内付款，这通常被称为“无

需等待的分期付款”。

Insteadofpayingupfront,consumerscanpayforpurchasesover

severalweeksormonths,oftenreferredtoas"layawaywithoutthewait.z，

虽然这似乎是一个方便的选择，但这些贷款可能会导致人们花费比他们预期

的更多。

Whilethisseemslikeaconvenientoption,theseloanscancause

peopletospendmorethantheyintended.

Affirm的数据显示，在获得一笔贷款后，消费者的平均订单量增加了约90%o

AccordingtoAffirm,consumersboostedtheiraverageorderbyaround

90%whenofferedoneoftheirloans.

舒尔茨警告购物者要研究并了解这些贷款的细则，以避免以后出现意外。

Schulzwarnsshopperstoresearchandunderstandthefineprint

surroundingtheseloanstoavoidsurpriseslateron.

伊利诺伊大学厄巴纳-香槟分校(UniversityofIllinoisat

Urbana-Champaign)的一项研究显示，使用手机钱包的消费者往往会在一笔典型

交易上多花2.4%的钱，交易频率也会增加24%。

AccordingtoastudyfromtheUniversityofIllinoisat

Urbana-Champaign,consumer