2019年雅思考试阅读理解练习试题及答案

经典word整理文档，仅参考，双击此处可删除页眉页脚。本资料属于网络整理，如有侵权，请联系删除，谢谢！2019年雅思考试阅读理解练习试题及答案★StudyFindsWebAntifraudMeasureIneffectivePublished：February5,2007NewYorkTimes1.Internetsecurityexpertshavelongknownthatsimplepasswordsdonotfullydefendonlinebankaccountsfromdeterminedfraudartists.Nowastudysuggeststhatapopularsecondarysecuritymeasureprovideslittleadditionalprotection.2.Thestudy,producedjointlybyresearchersatHarvardandtheMassachusettsInstituteofTechnology,lookedatatechnologycalledsite-authenticationimages.Inthesystem,currentlyusedbyfinancialinstitutionslikeBankofAmerica,INGDirectandVanguard,onlinebankingcustomersareaskedtoselectanimage,likeadogorchesspiece,thattheywillseeeverytimetheylogintotheiraccount.3.Theideaisthatifcustomersdonotseetheirimage,theycouldbeatafraudulentWebsite,dummieduptolookliketheirbank's,andshouldnotentertheirpasswords.4.TheHarvardandM.I.T.researcherstestedthathypothesis.InOctober,theybrought67BankofAmericacustomersintheBostonareaintoacontrolledenvironmentandaskedthemtoconductroutineonlinebankingactivities,likelookingupaccountbalances.Buttheresearchershadsecretlywithdrawntheimages.5.Of60participantswhogotthatfarintothestudyandwhoseresultscouldbeverified,58enteredpasswordsanyway.Onlytwochosenottologon,citingsecurityconcerns.6."Thepremiseisthatsite-authenticationimagesincreasesecuritybecausecustomerswillnotentertheirpasswordsiftheydonotseethecorrectimage,"saidStuartSchechter,acomputerscientistattheM.I.T.LincolnLaboratory."Fromthestudywelearnedthatthepremiseisrightlessthan10percentofthetime."7.Headded："Ifabankweretoaskmeiftheyshoulddeployit,Iwouldsayno,waitforsomethingbetter,"hesaid.8.Thesystemhassomehigh-powersupportersinthefinancialservicesworld,manytryingtocomplywithnewonlinebankingregulations.In2005,theFederalFinancialInstitutionsExaminationCouncil,aninteragencybodyoffederalbankingregulators,determinedthatpasswordsalonedidnoteffectivelythwartintruderslikeidentitythieves.9.Itissuednewguidelines,askingfinancialWebsitestofindbetterwaysforbanksandcustomerstoidentifyeachotheronline.January2007wassetasthecompliancedate,thoughthecouncilhasyettobeginenforcingthemandate.10.Banksimmediatelyknewwhattheydidnotwanttodo：askcustomerstodownloadnewsecuritysoftware,orcarryaroundhardwaredevicesthatfeedthemPINcodestheycanusetoauthenticatetheiridentities.Bothsolutionswouldaddanextralayerofsecuritybut,thebanksbelieved,detractfromtheconvenienceofonlinebanking.11.Theimagesystem,introducedin2004byaSiliconValleyfirmcalledPassMarkSecurity,offeredbanksapain-freeadditiontotheirsecurityarsenals.BankofAmericawasamongthefirsttoadoptit,inJune2005,underthebrandnameSiteKey,askingits21millionWebsiteuserstoselectanimagefromthousandsofpossiblechoicesandtochooseauniquephrasetheywouldseeeverytimetheyloggedin.12.SiteKey"givesourcustomersafairlyeasywayofauthenticatingtheBankofAmericaWebsite,"saidSanjayGupta,ane-commerceexecutiveatthebank."Itwasverywellreceived."