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外刊精读现金消亡的时代是否会到来导读:数百年来,硬币和钞票一宜是人类进行商品交易的主要方式。在英国,自借记卡和信用卡被发明以来,现金的使用已不如以往那样普遍。2017年,使用现金交易的金额的总数低于借记卡支付的交易金额。这难道意味着我们离现金时代的消亡不远了?借记卡会变成未来唯一的交易方式吗?所有人都认可这种交易方式吗?《外刊精读》带你展望无现金社会的种种可能。一、语篇泛读Vocabulary:money词汇:金钱Cashisking,orsotheysay.Inoneformoranother,humanbeingshavebeencarryingaroundmoneyforhundredsofyears.Metalwasfirstcoinedintocashbetween700and600BCbytheLydians,andbanknoteshavebeenincirculationsincetheirfirstuseinChinaaround1000AD.Thesedays,though,habitshavechanged.Moderntechnologymeansthatwhilemoneyisstillwidelyused,it'smorelikelytobeadigitaltransactionthanawadofnotesandahandfulofshrapnel.Ifcashisking,thenitmayeventuallybedethroned.IntheUK,theuseoftangiblecurrencyisindecline.In2017,thebankingtradebodyUKFinancereporteda15%fallintheuseofreadymoney.Sincetheirfirstuse,debitcardpaymentshavegivencasharunforitsmoney.Lastyear,forthefirsttimeever,theuseofdebitcardsandcontactlesspaymentsbecamethemostpopularwaytostumpup.Infact,iftrendscontinue,theuseofcoldhardcash,wouldendby2026,saysthereport.Forbusinesses,thesmartmoneyisonnottakingcash.Bydoingso,theyareinthemoney.Forexample,theBootpubinFrestonopenedlastI'msellingraffleticketstoraisemoneyforacharitablecause.Willyoubuyone?Howcanyouworkwiththismessonyourdesk?Ithinkyouneedtodeclutterit.It'satoughjacketbutit'sshowingsignsofwearandtear.See?Thesleeveisripped.Youeatallyourfoodanddon'tbewasteful.Therearemanypeoplewhoarehungry.It'sanoldcar,butit'sstillserviceable.Justdon'tdriveithundredsofmilesinonego!yearasacashlesspub.InaBBCarticle,itsownerMikeKeenlistsseveraladvantages,includingaquickerspeedofservice,lowerinsurancepremiumssincenocashiskeptonsite,andasavingintimeasheneedn'tcashupeachdaynormakeadepositinthebankseveraltimeseachweek.However,eightmillionpeopleintheUKstillneedcash,accordingtotheAccesstoCashReview,anindependentbodymeasuringtheneedforcashintheUK.Thoselivinginruralareaswithpoorinternetconnectivityandpeoplewhohavephysicalormentalhealthissuesareamongthosethatfinditdifficulttousedigitalservices.Inaddition,manyserviceproviders,suchaswindowcleaners,arestillpaidcashinhand.Nottomention,budgeting,whichiseasierwithcashsince"youknowwhatyou'vegot/'intervieweeKevJacksontoldtheBBC.Iscashdead?Notyetitwouldseem,thoughasmoretechnologicalsolutionstopayment,suchassmartwatches,becomecommonplace,itsuseislikelytodeclinemore.What'simportantis,thereportconcludes,toputinplaceinfrastructuretoensurethatthosewhostillneedtopaythegood,old-fashionedwaycangettheirmoney'sworth.二、词汇表cashisking现金为王,现金至上coin铸造(货币)cash现金banknote钞票incirculation(货币)在流通transaction交易wadofnotes一沓钞票shrapnel零钱currency货币readymoney现款、现金givesomethingarunforitsmoney给…带来竞争contactlesspayment非接触式支付stumpup(不情愿的)掏腰包,付钱coldhardcash“硬当当的〃现金thesmartmoneyison内彳亍认为…inthemoney赚大钱cashless不用现金的cashup清点、结算账目makeadeposit(往银行账户里)存款cashinhand现金支付在手budgeting计算开支getyourmoney'sworth把钱花得物有所值三、测试与练习阅读课文并回答问题。Howlonghashumanitybeenusingcoinsascurrency?Trueorfalse?Payingbycoshismorepopularthaneverbefore.Whyarebusinessesandretailersturningtoacashlesssystem?Whyisbudgetingwithcasheasier?Whichwordinthetextmeans'happeningorbeingseenoften'?请在不参考课文的情况下完成下列练习。选择一个意思合适的单词填入句子的空格处。Hetriedtopayme£15in!ItoldhimIdidn'twantthatgreatbigpileofmetal.notescoineddepositshrapneldepositI'vegotaweekendjobforyou.It'ssoyougetpaidbytheday.cashinhandthesmartmoneybudgetingcontactlesspaymentRight,Iboughtthelastthreemeals.Thistimeyouarepaying,socashuppuckerupstumpupclenchupIdon'tknowwheretheyare,buttheisonthembeingonholiday.readymoneyoldhardcashdepositsmartmoneyLookwhojustboughtanewsportscar!Iguessyougotyourbonus!Someone's!cashinhandinthemoneybudgetinggivingarunfortheirmoney【参考答案】阅读课文并回答问题。Howlonghashumanitybeenusingcoinsascurrency?Metalwasfirstcoinedintocashbetween700and600BCbytheLydians.Trueorfalse?Payingbycashismorepopularthaneverbefore.False.In2017,thebankingtradebodyUKFinancereporteda15%fallintheuseofcash.Whyarebusinessesandretailersturningtoacashlesssystem?Bynottakingcash,businesseswouldbeatanadvantage.Whyisbudgetingwithcasheasier?Budgetingwithcashiseasierbecauseyouknowwhatyou'vegot.Whichwordinthetextmeans'happeningorbeingseenoften'?Commonplace.(Notyetitwouldseem,thoughasmoretechnologicalsolutionstopaymentbecomecommonplace,itsuseislikelytodeclinemore.)请在不参考课文的情况下完成下列练习。选择一个意思合适的单词填入句子的空格处。Hetriedtopayme£15inshrapnel■ItoldhimIdidn'twantthatgreatbigpileofmetal.I'vegotaweekendjobforyou.It'scashinhandsoyougetpaidbytheday.Right,Iboughtthelastthreemeals.Thistimeyouarepaying,sostumpup.Idon'tknowwheretheyare,butthesmartmoneyisonthembeingonholiday.Lookwhojustboughtanewsportscar!Iguessyougotyourbonus!Someone'sinthemoney!英国的慈善义卖商店导读:处理多余的旧物是很多人日常生活中的一大难题。有些东西虽然不再需要,但扔掉又可惜。在英国,人们经常会把多余的衣服、书籍等物品捐给慈善义卖商店,这些商店随后会以折扣价把它们转卖出去,从而帮助那些真正有需要的贫困者。本集《外刊精读》介绍英国慈善商店的前世今生。一、语篇泛读Vocabulary:charityandrecycling词汇:慈善和回收利用Whatdoyoudowitholdstuff?Thattopyouboughtforapartythreeyearsago,forexample.Youworeitonceandit'sbeenhanginginyourwardrobeeversince.Youcouldthrowitaway,butthatseemswasteful-afterallit'sstillperfectlyusable.So,whattodo?IntheUK,wemighttakeittoacharityshop.ThefirstcharityshopsappearedinBritaininthe19thCentury.TheSalvationArmy,aUKcharity,wasoneofthefirsttorunasecond-handclothingshoptoprovidetheimpoverishedandneedywithaffordableclothes.ThiswasfollowedbycharitiessuchastheBritishRedCross,whoalsorelievedhardshipandraisedmoneyforthewareffortduringWorldWarTwo.Themodernformweknowtodaywasopenedin1947byOxfam.Thesedays,charityshopsareacommonsightwitharound11,200shopsacrosstheUK,accordingtotheCharityRetailAssociation.Duringbusinesshoursanymemberofthepubliccandonatetheirunwanteditemstoacharityshop-clothes,books,electronics,furniture.Mostcharityshopswilltakeanything.Theseitemsarecheckedforwearandtearandiffoundstillserviceable,priceduptobesoldataheavilydiscountedprice.Formany,thisisawin-winsituation.Tothecharity,itmeansavaluablesourceofrevenue,whichtheycanusetopursuetheircharitableaim.Totheconsumer,itprovidestheopportunitytobuy,oftenextremelycheaply,itemsandclothes.Thoughpreviouslyowned,theyaredurable.Tothedonator,itdecluttersandmayhelptoassuageconsumerguilt."Youcanmakeaprettygoodcasetoyourselfthatyouaredoinggood,becausewhatyouaredoingisgoingtowardsacharitablecause[and]youaresavingstufffromlandfill/7ClarePress,fashionjournalistandsustainablestyleadvocate,tellstheGuardian.Indeed,approximately£140millionworthofclothingalonegoesintolandfilleachyear,accordingtoUKcharityWRAP,theWasteandResourcesActionProgramme.Therearesometimeshiddentreasuresforthebuyers,too.Onmorethanoneoccasionabuyerhaspurchasedsomethingverycheaply,onlytolaterdiscoveritstruevalue-suchasascreenprintboughtfor99pandlaterfoundtobebyEnglishartistBenNicholson.Itsoldatauctionfor£4,200.Sonexttimeyouneedtoridyourselfofsomething,spareathoughtforthecharityshop-afterall,charitybeginsathome!二、词汇表throwaway扔掉wasteful浪费的usable能用的charityshop慈善商店second-hand二手的impoverished贫困的needy穷苦的,贫寒的relievehardship解困donate捐出unwanted不需要的,多余的wearandtear磨损serviceable可以使用的previouslyowned二手的durable耐用的declutter清理(多余的物品)dogood做好事charitablecause慈善事业

sustainable可持续的hiddentreasure隐藏的宝藏charitybeginsathome好事从身边做起三、测试与练习阅读课文并回答问题。Whenwasthefirstcharitablesaleofsecond-handclothinginBritain?Whatdocharityshopsdobeforesellingitems?Whyarecharityshopsadvantageousforcharities?HowmuchclothingisthrownawayintheUKeachyear?Whichwordinthetextmeans'makeunpleasantfeelingslessstrong,?请在不参考课文的情况下完成下列练习。选择一个意思合适的单词填入句子的空格处。I'msellingraffleticketstoraisemoneyfora.Willyoubuyone?needyunwantedhiddentreasurecharitablecauseHowcanyouworkwiththismessonyourdesk?Ithinkyouneedtoit.declutterthrowawayrelievedurableIt'satoughjacketbutit'sshowingsignsof.See?Thesleeveisripped.second-handhardshipwearandtearwearandtearwearandteardu

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