保险英语词汇(已排版)

.word可编辑.word可编辑.专业专业.专注Abindingslipbreakageofpacking包装破碎险abandonmentabandonmentclause委付委付条款保险英语词汇Caccidentaccountingperiod意外事故结算期broker经纪人actofgod不可抗力capacity承保能力actualtotalloss实际全损captive自保公司actuarialmethod精算法captivepools自保组合actuary保险精算师cargodamageadjustment货损理算additionalpremium附加保险费cargodamageinspection货损检验additionalrisk附加险cargodamageprevention货损预防advanceprofit预期利润cargodamagereport货损报告aggregatelimit累积限额cargodamagesurvey货损检查，货物损坏检验aggregatedloss累积损失cargoinsurancepremium货物保险费all-riskspolicy一切险保单cargoinsurancerate货物保险费率antiselection逆选择cargoinsurer货物承保人applicant投保人cargopolicy货物保单，货物保险单application投保单cargopremium货运保险费，货物保险费approved承保cargounderwriter货物保险承保人（商），货险承保人，货物承保人assignmentclause转让条款cashloss现金赔款average海损、海损分摊cashvalue现金价值averageadjuster海损理算人catastrophe巨灾averageclause共同海损分担条款catastropheexcessofloss(CXD巨灾超赔巨灾超赔分保保险英语词汇Bcategoriesofinsurancecedingcompany保险类别分出公司balance所欠款项ceding(insurance)company分保公司ceding,retrocession(forreinsurance)分保beneficiary受益人certificateofcargodamage货损证明binder暂保单certificateofinsurance保险证明、保险凭证cessionlimit分保限额ChinaInsuranceClause(CIC)中国保险条款claimclaimassessorclaimsettlementclaim-proneclaimsandarbitrationclaimsassistanceclashandbreakagecleancutcoinsuranceco-insuranceco-insurancecompanycombinedratio索赔索赔人理赔容易出险索赔与仲裁理赔协助碰损，破碎险结清方式共保共同保险共同保险公司综合赔付率commencementandtermination起讫concurrentinsuranceconsequentialloss(CL)constructivetotallosscontingentliquiditycontinuedinsuranceco-relatedriskscovercovernotecovernotecoverage同时保险后果损失推定全损或有流动性继续保险关联风险承保、责任额保险证明书，承保单，保险证明damagecargoclerkdamagecargolistdamagecertificatedamageclaimdamagedbyothercargodamagedcargolistdamagedcargoreportdeductiblesdepositpremiumdestroyeddisbursementpolicy(dividendsystemdoubleinsurancedualvaluationclause保险英语词汇E理残员，货损管理员货损单，残货单损坏证明书损坏索赔由其他货物损害受损货物单受损货物报告书，货物损害报告免赔额预付保费毁坏船舶）驶费保险单红利制度双保险双重价值条款暂保单（证明同意承保的临时文件）

受保范围保险英语词汇Ddamage损坏赔偿金employerEndorsementendorsement:endowmentinsuranceendowmentpolicyeventlimitexgratiapaymentsexcesslossexcessoflosscoverexcessofloss(XL)exclusionEXLprotectionexposedareas业主批单签注养老保险人寿定期保险单事件限额通融赔款超额赔款超额赔偿超赔分保除外责任超赔保障风险承受区域word可编辑word可编辑.专业专业.专注exposurerating风险评估extended-terminsurance过期保险extracharges额外费用extrapremium额外保险费extraneousrisks(additionalrisks)保险英语词汇Ffacultativebusinessfacultativereinsurancefaultliabilityfinancialquotasharesfineprintfiniteriskfiniterisktransferfloatingpolicyfranchise(deductible)freeofallaverage(FAA)freightinsurancefreightpolicyfullcoveragefullinsurancefullinsurancevaluefullliability保险英语词汇Ggeneralaverage(GAgraceperiodgrossnetpremiumincome临分保临时分保过失责任成数分保细则有限制的风险有限风险转移浮动保险单免赔额；免赔率全损赔偿运费保险运费保险单全额承保全额保险足额保险价值全部责任共同海损宽限期（GNPD总净保费收入groupinsuranceguaranteeofinsurance保险英语词汇Hhazardhealthinsuranceheavydamageholisticrisktransferhookdamagehourclause保险英语词汇I团体保险保险担保书危险因素疾病保险，健康保险严重破坏整体风险转移勾（钩）损险小时条款IBRNreserve已发生但未报的损失储备金，旧RN储备金importcargoinsurance进口货物保险increasedvalueclause增值条款increasedvalueinsurance增值保险increasingcoverage,extendingcoverage力口保Incurredbutnotreportedlosses(IBRN)已发生但未报的损失indemnitylimitindemnityperiodindividuallossesindustrialinsuranceinflatedclaiminherentnatureofcargoinherentvice赔偿期限

赔偿期单一损失产业保险超额索赔货物的固有性内在缺陷inherentviceofcargo货物固有缺陷inspectionofcargo积货鉴定，货物检验，检查货物.word可编辑.word可编辑.专业专业.专注inspectionofcargoGAorPA海损（）鉴定inspectionondamagedcargo货物残损检验installmentinsurance分期付款保险InstituteCargoClauses(ICC,I.C.C.）协会货物（保险）条款insurability可保性insurance保险，保险费，保险金额insuranceact保险条例insuranceagainstrisk保险insuranceagent（s）保险代理，保险代理人insuranceamount保险金额保险额insuranceapplicant投保人insuranceassessor保险公估人insurancebroker保险经纪人insurancebusiness保险企业保险业insurancecapacity承保能力insurancecertificate保险凭证保险证书insuranceclaim保险索赔insuranceclause保险条款insurancecommission保险佣金insurancecompany保险公司insuranceconditions保险条件保险契约约定条款insurancecontract保险合同insurancecorporation保险公司insurancecoverage保险范围，保额insurancedeclarationsheet(bordereau)保险申才艮单(明细表)insurancedivision保险部insurancedocument保险单据insuranceexpense保险费insurancefond保险基金insuranceindustry保险业insuranceinstructioninsurancelawinsuranceonlastsurvivorinsuranceperiodinsurancepolicyinsurancepremiuminsuranceproceedsinsurancerateinsurancesecuritizationinsuranceslipinsurancesubjectinsurancetreatyinsuranceunderwriter投保通知，投保须知保险法长寿保险保险期限保险单保单保险费保险金（保险收入），保险赔偿金，保险赔款保险费率表保险证券化投保单投保申请书保险标的保险合同保险承保人insurancevalue(insuranceamount)保险金额insurantinsureinsuredinsuredamountinsuredlossinsuredpropertyInsuredValueinsurerinsurer(underwriter)investmentinsurance被保险人，受保人保险、投保、保证被保险人保险金额保险损失参保物业保险价值保险人、保险公司，保险商承保人、保险人投资保险保险英语词汇J-LJjettison投弃lossratio赔付率Llosssettlement损失赔付lawofinsurance保险法lawoflargenumbers大数法则保险英语词汇Mleaflet说明书lessexposed损失可能性小mailcontractor承包商letterofguarantee保函，保证书mainrisks主险liability责任maintenance保证期liabilityinsurance责任保险maliciousdamage恶意损害licensebond执照保险marineinsurance海上运输保险，水险lifeassured人寿保险投保人marinelosses海损lifeexpectancy平均余命medicalinsurance医疗保险lifefund人寿保险基金mortalitytables死亡率表（用于计算保险风险）lifeinsurance人寿保险multipleclaim多次（重复）索赔lifeinsuranceactuary人寿保险精算师multipleinsurance重复保险lifeinsurancereserve人寿保险责任准备金mutualinsurance相互保险lifeTable生命表mutualinsurancecompany相互保险公司lightdamage轻度破坏limits投保限额保险英语词汇Nlineslips分保条liquiditysupport提供流动资金NatCatpooling自然灾害共保Lloyd劳合社naturalcatastrophe(NatCat)自然灾害loading附加费naturalpremium自然纯保费loading人寿保险附加费netretainedlines净自留额lossadjuster损失理算人netretainedlosses损失净自赔额lossoccurrence损失发生noprofitcommission无纯益风险lossoccurringbasis损失发生基础no-claimsbonus无索偿奖金lossofprofit利损险non-life非寿险lossparticipation分担损失non-proportionalreinsurance非比例再保险lossratio损失率notification告知专业专业.专注.word可编辑.policyholder保单持有者保险英语词汇Opolicy-holder保险客户pool共保组合、合保object标的pool联营obligatoryreinsurance固定分保pooladministrator共保组合管理人oceanmarinecargoclauses海洋运输货物保险条款portfolioentry未满期责任的出帐ondeckrisk舱面险portfoliooutgo未满期责任的入帐openpolicy预约保险单possiblemaximumloss（PML可能最大损失openpolicyinsurance预约保险post-financing后融资originaldeductibles原始免赔额post-funding后融资originalrate原始费率pre-financing先融资overinsurance超额保险pre-funding先融资overland(transportation)insurance陆上运输保险premium保险费premiumrate保险费率premiumrebate保险费回扣保险英语词汇Ppreviouslosses既往损失primaryinsurancecompany原保公司、主保险商parcelpostinsurance邮包运输保险principal业主partialloss部分损失principleofcompensation补偿原则particularaverage(PA)单独海损priority分保自留额、自付责任peril危险、危险事故priority(deductible)优先（免赔额）perilsofthesea海上风险proceeds收益permitbond许可证保险professional专业险placement安排profitmargin利润边际policy保单、保险单、保险契约property财产险policyholder保险客户保险单持有人propertycovered受保财产policypackage承保多项内容的保险单propertyinsurance财产保险policyproofofinterest保险单权益证明proportionalcover比例分保policyreserves保险单责任准备金proportionalreinsurance比例再保险policy-holder保险客户proximatecause近因.word可编辑.word可编辑.专业专业.专注punitivedamagepureendowmentspurerisk保险英语词汇Rraininsurancerainstormrateratingrecoveryreinstatereinstatedreinstatementreinstatementvalueinsurancereinsurancereinsuredreinsurerrejectionrisk拒收险renewcoverage续保renewalrenewalpremiumrenewingcoveragereserveretentionreturnperiodrevokelicenseriotinsurancerisk惩罚性损害riskcarrier风险承担人定期生存保险riskcovered承保险项纯粹危险riskinsured承保险项riskmanagement危险管理riskpremium风险保费风险贴水、风险溢价riskunit危险单位riskscovered保险范围雨水保险雨暴费率保险英语词汇S费率追偿金salvagecharge救助费用复效salvagevalue残值，获救货物或船舶的价值继单secondeventcover第二事件承保恢复保额set-off抵销重置价值保险settlementofclaim理赔分保、再保险、转保sicknessinsurance疾病保险分出公司socialinsurance社会保险分保人（分保公司）、再保险人solvency偿付能力solvencymargin赔偿能力spreadloss分散风险续保；延期standingcharges维持费用续保费stoploss赔付率超赔续保sub-contractor分承包商准备金subjectinsured风险标的自留、自留额subrogationcenter代位求偿权重现期sueandlaborexpenses施救费用吊销营业执照suicideclauses自杀条款骚乱保险suminsured保险金额、保额险别、风险、保险，保险额surplusinsurance盈余保险surveyatjettyrisk码头检验险utmostgoodfaith最大诚信surveyincustomsrisk海关检验险保险英语词汇V-Z保险英语词汇TVvaluedinsurance定值保险tariff费率表voluntaryinsurance自动保险tariffzone险区terminsurance定期保险WTG拐点周期waiverandestelle弃权与禁止反言theinsured被保险人，受保人windstorm风暴timepolicy定期保险单workingcost营业费用topographicmap地形图workingexpenses营业费用totalloss全部损失writing承保totalsuminsured总保额writtenpremiums承保保费treatiesbusiness合同分保treatyreinsurance合约再保险保险英语缩写语1treaty-limits合约限额turnover营业额ALOPAdvanceLossProfits预期利润损失险，利损险ARTAlternativeRiskTransfer新型风险转移BIBusinessInterruptionInsurance营业中断险保险英语词汇UCARconstructionallrisks建筑工程一切险（建工险）CICChinaInsuranceClause中国保险条款underinsurance低额保险CLConsequentialLoss后果损失underwriters保险商（指专保水险的保险商）、保险承运人、保险公CXLcatastropheexcessofloss巨灾超赔分保司EARErectionAllRisks安装工程一切险（安工险）underwriting承保EEIElectronicEquipmentInsurance电子设备险underwritingpolicy承保政策F.A.A.freeofallaverage一切海损不赔险全损赔偿unvaluedinsurance不定值保险f.g.a./faafreeofgeneralaverage共同海损不赔险unvaluedpolicy不定值保单F.O.D.freeofdamage损坏不赔F.P.A./FPAinsurancefreeof（from）particularaverageF.P.A./FPAinsurancefreeof（from）particularaverage 平安险（单独海损不赔）F.R.E.C.FireRiskExtensionClauseForStorageofCargoatDestinationHongKong,IncludingKowloon,orMacao 出口货物到香港（包括九龙在内）或澳门存仓火险责任扩展条款F.W.R.D.rainfreshwaterdamageRisk 淡水雨淋险FCSR&CCfreeofcapture,seizure,riotsandcivilcommotions 掳获,捕捉,暴动和内乱不赔险FPAfreefromparticularaverage平安险G.A./GAgeneralaverage共同海损（保）G.A.A.generalaverageagreement（bond） 共同海损协议（合同）G.A.C.generalaveragecontribution 共同海损分摊额（保）GNPIGrossNetPremiumIncome总净保费收入I.P.A.includingparticularaverage 包括单独海损（保）IBRNIncurredbutnotreportedlosses 已发生但未报的损失ICCInstituteCargoClauses,London 伦敦协会货物条款（保险）IWLinstitutewarrantylimits（ 伦敦保险人）协会保证航行范围l.&d.lossanddamage 损失与残损L/ALloyd'sagent 劳埃德保险公司代理人，劳埃德船级社代理人Lkg/Bkgleakage&breakage漏损与破损LOIletterofindemnity保函，也称损害赔偿保证书mscamissingcargo灭失货物NatCatNaturalCatastrophe自然灾害O.R.F.owner'sriskoffire火灾风险由货主承担PICCRePeople'sInsuranceCompanyofChinaRePTNDP.T.N.D.theft,pilferageandnon-delivery 偷窃、S.P.A.subjecttoparticularaverage 平均分担单独海损SRCC/S.R.C.C.insuranceagainststrike,riotandcivilcommotion保险英语缩写语2O.R.owner'srisk 船舶所有人或货主承担风险O.R.B.owner'sriskofbreakage 破损风险由货主承担O.R.D.owner'sriskofdamage 损失风险由货主承担P.chgsparticularcharges特别费用（保）P.&I.clauseprotectionandindemnityclauseP.&I.clubProtectionandIndemnityclubP.L.partialloss部分损失（保）PAparticularaverage单独海损PandiclubProtectionandIndemnityclubpayt.payment支付,赔偿PICCPeople'sInsuranceCompanyofChinaPMLpossiblemaximumloss可能最大损失PTLpartialtotalloss部分和全部损失动，民变险TG拐点周期TLO/T.L.O.insuranceagainsttotallossonlyTPLThirdPartyLiability第三者责任险TRNDriskoftheft,pilferageandnon-deliveryU/wunderwriter保险人WA,WPAinsurancewithparticularaverageXLexcessofloss超赔分保保险英语短语"majormedical"insurancepolicyAlternativeRiskTransfer（ART）AmericancargowarriskreinsuranceexchangeAmountforGeneralAverageSacrificeofCargo保护和赔偿条款(Association)船东保赔协会船东保赔协会中国人民保险公司中国人民保险公司再保险公司提货不着险罢工，暴全损险盗窃提货不着险水渍险/一切险(承保单独海损)巨额医药费保险新型风险转移美国货物战争险再保兑换

货物共同海损牺牲金额自动垫交保险费贷款货物残损单货物损失保险委员会自动垫交保险费贷款货物残损单货物损失保险委员会共同海损货物分摊额CompanycompanyAutomaticPremiumLoanBrokenandDamagedCargoListCargoLossPreventionCommitteecargoproportionofgeneralaveragecertificateondamagedcargo验残证书,残损货物检验证书CommencementandTerminationofCargoInsurance货物保险期限ContributoryValueofCargo货物共同海损分摊价值coveringalleventualrisks投保一切以外风险coveringallmarinerisks投保一切海运风险UnearnedPremiumReserve未至U期责任准备金保险英语句子1Mr.ZhangmetMr.WilliamintheofficeofthePeople'InsuranceofChina.张先生在中国人民保险公司的办公室接待了威廉先生。Afterloadingthegoodsonboardthehip,IgototheinsuranceExclusiveLiabilityofCargoTransportationInsurance货物运输保险除夕卜tohavetheminsured.InsuranceProtectionFondoutstandingclaimreserveOutstandingLossReservereportofcargodamagesurveysusceptibilityofgoodstowaterthestipulationsforinsuranceToCancel 退保InsuranceProtectionFondoutstandingclaimreserveOutstandingLossReservereportofcargodamagesurveysusceptibilityofgoodstowaterthestipulationsforinsuranceToCancel 退保ToCover 承保thePeople'sInsuranceCompanyofChinatocover(effect,arrange,takeout)insurance投保购买健康保险为•一提供保险购买健康保险责任freeofparticularaverage(FPA)单独海损不赔GeneralAverageContributionDuetoCargo货物共同海损分摊金额GeneralAverageSacrificeofCargo货物共同海损牺牲Incurredbutnotreportedlosses(IBRN)已发生但未报的损失InspectionCertificateofCargoGAorPA海损鉴定证书inspectioncertificateondamagedcargo残损货物检验证书保险保障基金未决索赔准备金未决赔款准备金货物损害鉴定书易受水浸性中国人民保险公司

保险条款tohaveahealthinsurancepolicytoprovidetheinsurancetopurchasehealthinsurance装船后，我到保险公司去投保。WhenshouldIgoandhavetheteainsured?我什么时候将这批茶叶投保？Allright.Let'sleaveinsurancenow.好吧，保险问题就谈到这里。Ihavecometoexplainthatunfortunateaffairabouttheinsurance.我是来解释这件保险的不幸事件的。Imustsaythatyou'vecorrectedmyideasabouttheinsurance.我该说你们已经纠正了我对保险的看法。Thisinformationofficeprovidesclientswithinformationoncargoinsurance.这个问讯处为顾客提供大量关于货物投保方面的信息。Theunderwritersareresponsiblefortheclaimasfarasitiswithinthescopeofcover.只要是在保险责任范围内，保险公司就应负责赔偿。Thelossinquestionwasbeyondthecoveragegrantedbyus.损失不包括在我方承保的范围内。Theextentofinsuranceisstipulatedinthebasicpolicyformandinthevariousriskclause.保险的范围写在基本保险单和各种险别的条款里。保险英语句子2Pleasefillintheapplicationform.请填写一下投保单。WhatrisksisthePeople'sInsuranceCompanyofChinaabletocover?中国人民保险公司承保的险别有哪些？Whatrisksshouldbecovered?您看应该保哪些险？Whatkindofinsuranceareyouabletoprovideformyconsignment?贵公司能为我的这批货保哪些险呢？It'sbetterforyoutocantheleaflet,andthenmakeadecision.你最好先看看说明书，再决定保什么险。Thesekindsofriskssuityourconsignment.这些险别适合你要投保的货物。MayIaskwhatexactlyinsurancecoversaccordingtoyourusualC.I.Fterms?请问根据你们常用的CIF价格条件，所保的究竟包括哪些险别？It'simportantforyoutoreadthe"fineprint"inanyinsurancepolicysothatyouknowwhatkindofcoverageyouarebuying.阅读保险单上的“细则”对你是十分重要的，这样就能知道你要买的保险包括哪些项目。Whatistheinsurancepremium?保险费是多少？Thepremiumistobecalculatedinthisway.保险费是这样计算的。保险英语句子3Thetotalpremiumis800U.S.dollars.保险费总共是800美元。Thecoverpaidforwillvaryaccordingtothetypeofgoodsandthecircumstances.保险费用按照货物类别的具体情况会有所不同。Theratesquotedbyusareverymoderate.Ofcourse,thepremiumvarieswiththerangeofinsurance.我们所收取的费率是很有限的，当然，保险费用要根据投保范围的大小而有所不同。Accordingtoco-insuranceclauses,theinsuredpersonmustpayusually20percentofthetotalexpensescovered.根据共同保险条款，保险人通常必须付全部费用的百分之二十。.word可编辑.word可编辑.Theinsurancerateforsuchkinkofriskwillvaryaccordingtothekind.这类险别的保险费率将根据货物种类而定。Insurancebrokerswillquoteratesforalltypesofcargoandrisks.保险经纪人会开出承保各类货物的各种险别的费用。Canyougivemeaninsurancerate?您能给我一份保险率表吗？Couldyoufindoutthepremiumrateforporcelain?您能查一下瓷器的保险费率吗？Youshouldstudynotonlythebenefitsbutalsothetermsandlimitationsofaninsuranceagreementthatappearsbestsuitedtoyourneeds.你不仅要研究各种保险所标明的给予保险人的赔偿费用，还要研究它的条件与限制,然后选出最适合你需要的一种。保险英语句子4F.P.A.standsfor"FreefromParticularAverage".FPA代表平安险。W.P.A.standsfor"WithParticularAverage".WPA代表水渍险。I'llhavethegoodscoveredagainstFreefromParticularAverage.我将为货物投保平安险。.专业.专注^IknowthatF.P.Ainsurancedoesn'tcoverlossesonconsumergoods.我知道平安险不包括消费品的种种损失。Idon'tthinkthattheW.P.AinsurancecoversmorerisksthantheF.P.A..我认为水渍险承保的范围并不比平安险的范围宽。FreefromParticularAverageisgoodenough.只保平安险就可以了。ThegoodsaretobeinsuredF.P.A.这批货需投保平安险。Whatyou'vecoveredisLeakage.你所投保的是渗漏险。Whydon'tyouwishtocoverRiskofBreakage?您为什么不想投保破碎险呢？W.P.Acoverageistoonarrowforashipmentofthisnature,pleaseextendthecoveragetoincludeTPND.针对这种性质的货物只保水渍险是不够的，请加保偷盗提货不成险。保险英语句子5Don'tyouwishtoarrangeforW.P.A.andadditionalcoverageagainstRiskofBreakage?您不想保水渍险和附加破碎险吗？Noteverybreakageisaparticularaverage.并不是所有的破碎险都属于单独海损。.word可编辑.word可编辑.专业专业.专注ThecoverageisW.P.A.plusRiskofBreakage.投保的险别为水渍险加破碎险。Well,obviouslyyouwon'twantAllRiskscover.显然，你不想保综合险。AnAllRiskspolicycoverseverysortofhazard,doesn'tit?一份综合险保单保所有的险，是吗？We'dlike?TocovertheporcelainwareagainstAllRisks.我们想为这批瓷器投保综合险。PleaseinsuretheshipmentforRMB5,000againstAllRisks.请将这批货物投保综合险人民币5000元。We'vecoverinsuranceonthesegoodsfor10%abovetheinvoicevalueagainstAllRisks.我们已经将这些货物按发票金额加百分之十投保综合险。AnF.P.A.policyonlycoversyouagainsttotallossinthecaseofminorperils.平安险只有在发生较小危险时才给保全部损失险。TheF.P.A.doesn'tcoverpartiallossofthenatureofparticularaverage.平安险不包括单独海损性质的部分损失。保险英语句子6AW.P.A.orW.A.policycoversyouagainstpartiallossinallcases.水渍险在任何情况下都给保部分损失险。You'llcoverSRCCrisks,won'tyou?你们要保罢工、暴动、民变险，是吗？Asourusualpractice,insurancecoversbasicrisksonly,at110percentoftheinvoicevalue.Ifcoverageagainstotherrisksisrequired,suchasbreakage,leakage,TPND,hookandcontaminationdamages,theextrapremiuminvolvedwouldbeforthebuyer'saccount.按照我们的惯例，只保基本险，按发票金额110娘保。如果要加保其它险别，例如破碎险、渗漏险、盗窃遗失险、钩损和污染险等，额外保险费由买方负担。Wecanserveyouwithabroadrangeofcoverageagainstallkinksofrisksforseatransport.我公司可以承保海洋运输的所有险别。Generallyspeaking,aviationinsuranceismuchcheaperthanmarineinsurance.空运保险一般要比海运保险便宜。Then"allmarinerisks"meanslessthan"allrisks".那么，“一切海洋运输货物险”意味着比“一切险”范围小一些。Intheinsurancebusiness,theterm"average"simplymeans"loss"inmostcases.在保险业中“averagew一词一般是“海损”的意思。Arethereanyotherclausesinmarinepolicies?海运险还包括其它条款吗？健康保险就是筹集一些钱以预防疾病或受伤而突然发生的经济困难。Breakageisaparticularaverage,isn'tit?破碎险属于一种单独海损，对吗？Theriskofbreakageiscoveredbymarineinsurance,isn'tit?破碎险是包括在海洋运输货物险之内的，对吗？保险英语句子7TheEnglishunderstoodby"marinerisks"onlyrisksincidenttotransportbysea.英国人对“海洋运输货物险”只理解为海洋中的意外风险。Generally,theterm"allmarinerisks"isliabletobemisinterpretedanditsuseshouldbeavoidedinL/C.一般地，“一切海洋运输货物险”容易被误解，应该避免在信用证中使用。PleasetellmewhetherIneedtopurchaseaforeignstudentpolicy.告诉我是否我需要购买外国学生保险。I'dliketoknowwhetherbasichealthinsurancecoverageshouldincludebenefitsforoutpatient,hospital,surgeryandmedicalexpenses.我想知道基本健康保险所列的项目是否应包括医院门诊，住院，手术及药品等费用的赔偿。WillyoupleasetellmewhereIcanpurchasehealthinsurance?请告诉我在何处能买到健康保险？Healthinsuranceismerelyameanbywhichpeoplepoolmoneytoguardagainstthesuddeneconomicconsequencesofsicknessorinjury."Majormedical"insurancepoliciesaredesignedtohelpoffsetheavymedicalexpensesthatcanresultfromaprolongedillnessorseriousinjury.“巨额医药费保险”旨在协助减轻久病及重伤所造成的重大医药开支。Ifthebenefitsprovidedunderacertainpolicyhaveadollarlimitationforeachservice,youshoulddeterminewhethertheselimitationsarerealistic.如果某一家保险公司的健康保险对每种服务定有赔偿限额，你应断定这些限额是否合乎实际。保险单covernote承保单，保险证明floatingpolicy(oropenpolicy)流动保险单importcargoopencover进口预约保险合同knock-for-knockagreement互撞免赔协议leadingunderwriter'sagreementformarinecargobusiness主要保险人海上货运协议marinecargoinsurancepolicy海上货物保险单marineinsurancepolicy海运保险单opencovercargoinsurance货物预约保险单，预约货物保险单penpolicy预约保险单specificpolicy单独保险单timepolicy期限保险单valuedpolicy定值保险单voyagepolicy航程保险单保险险别Abusinessinterruptioninsurance(BI)营业中断险accessoryrisksofcargotransportationaccidentinsuranceadditionalriskadvancelossprofits(ALOP)aflatoxinriskaircargoinsuranceairtransportationallriskairtransportationcargoinsuranceairtransportationcargoinsuranceairtransportationcargowarriskairtransportationinsuranceairtransportationriskairtransportationwarriskaircraftinsuranceallriskallriskinsuranceannuitiesinsuranceautomobileinsurance运输货物附加险意外事故保险附加险预期利润损失险，利损险黄曲霉素险空运货物保险航空运输综合险航空运输货物保险空运货物保险航空货物运输战争险航空运输保险航空运输险航空运输战争险飞机保险一切险（综合险）全保险年金保险汽车保险保险险别Ccardamageinsurancecargoinsurancecargomarineinsurancecargotransportationinsurancecargo(extendedcover)clausescasualty意外协casualtyinsurance车体保险货运保险，货物保险货物海上保险，海运货物保险，海洋货运保险货物运输保险货物（扩展）条款伤亡事故保险保险险别Bbaggageinsurancebasicrisksbidbondinsuranceblanketbondbondinsurancebreakageofpackingriskburglaryinsurance行李保险综合险投标保证保险总括保证保险保证保险包装破裂险盗窃保险catastropherisk巨灾风险childrengroupinsurancecivilservantinsurancecollisioninsurancecombinationautomobileinsurancecommercialblanketbondinsurancecomprehensiveinsuranceconstructionallrisks(CARcontractorsallrisksinsurancecourtbondsinsurancecreditinsurancecropinsurancecustomhousebondsinsurance儿童集体保险公务员保险碰撞保险汽车综合保险商业总括保证保险综合保险建筑工程一切险（建工险）建筑工程一切险法庭保证保险信用保险农作物保险关税保证保险保险险别Ddamagecausedbysweatingand/orheating受潮受热险dependentsofgovernmentemployeeinsurance公务员家属保险depositinsurance存款保险deteriorationrisk腐烂变质险disabilityinsurance残疾保险domesticcargotransportationinsurance保险险别E国内货物运输保险earthquakeinsuranceelectronicequipmentinsuranceelevatorliabilityinsuranceemployer'sliabilityinsurance地震保险（EEI）电子设备险电梯责任保险雇主责任保险fireinsurance火灾保险fireriskextensionclause-forstorageofcargoatdestinationHongkong,includingKowloon,orMacao出口货物到香港(包括九龙在内)或澳门存仓火险责任扩展条款firstlossinsurance第一损失保险floodinsurance洪水保险forestfireinsurance森林火灾保险freefrom/ofparticularaverage(FPA,F.P.A.)平安险保险险别保险险别Gendowmentassurance生死两全保险FCSR&CCfreeofcapture,seizure,riotsandcivilcommotions 掳获FCSR&CCfreeofcapture,seizure,riotsandcivilcommotions 掳获,捕捉,暴动和内乱不赔险fidelitybond 忠诚保证保险fiduciarybond 受托人保证保险financialreinsurance 财务再保险finiteriskreinsurance 有限风险再保险临时再保险（可选择的保险，非强制性的）交货不到险公务员保险团体人身意外伤害保险团体人寿险、团体人身保险冰雹保险钩损险船舶保险抵押保险进口关税险内在缺陷险内陆运送保险学会战争险附加险endowmentinsuranceengineeringinsuranceenterprisepropertyinsuranceerectionallrisks(EAR)excessoflossratioreinsuranceexcessoflossreinsuranceexplosioninsuranceextraneousrisks保险险别Ffacultativereinsurancefailuretodeliverrisk养老保险工程保险企业财产保险安装工程一切险（安工险）超率赔款再保险超额赔款再保险爆炸保险附加险governmentemployeeinsurancegrouplifeaccidentinsurancegrouplifeinsurance保险险别Hhailinsurancehookdamageriskhullinsurancehypothecationinsurance保险险别Iimportdutyriskinherentviceriskinlandmarineinsuranceinstitutewarriskinsuranceagainstadditionalrisksinsuranceagainstadditionalrisks附力口险insuranceagainstairrisk航空运输保险insuranceagainstallrisks保一切险，综合险insuranceagainstbreakage保渗漏险lossand/ordamagecausedbybreakageofpacking保险险别M包装破裂险insuranceagainstextraneousrisks附力口险insuranceagainstrainorfreshwater保淡水雨淋险insuranceagainststrike,riotandcivilcommotion(SRCC)罢工、暴动、民变险insuranceagainsttotallossonly(TLO)全损险insuranceagainstwarrisk战争险insuranceduringaperiodofillness疾病保险insuranceformedicalcare医疗保险insurancefreeof(from)particularaverage(FPA)平安险(单独海损不赔)insuranceofcontents家庭财产保险insuranceofdeckcargo甲板货保险insuranceonlastsurvivor长寿保险insurancewithparticularaverage(WPA)一切险intermixtureandcontaminationrisk混杂、沾污险investmentinsurance(politicalrisks)投资保险(政治风险)machinery(breakdown)insurance机器(损坏)险，机损险marinecargoinsurance海运货物保险marinecargototallossonly货物全损险marineinsurance海运货物保险motorinsurance汽车保险保险险别Ooceanmarinecargoinsuranceoceanmarinecargostrikerisksoceanmarinecargowarrisksoceanoverlandtransportationcargorisksofficer&directorliabilityondeckriskoverlandtransportationallrisksoverlandTransportationInsuranceWarRisk保险险别Jjointlifeinsurancelabourinsurancelandtransitinsuranceleaseholdinterestinsuranceoverlandtransportationrisks海洋运输货物保险海洋货物运输罢工险海上货物运输战争险海陆混合风险雇主保险舱面险陆运综合险陆上运输战争险陆运险lifeaccidentinsurancelifeinsurancelivestockinsuranceloss(damage)causedbybreakageofpacking联合人寿保险劳工保险陆上运输保险租借权益保险人身意外伤害保险人寿保险、人身保险家畜保险包装破裂险保险险别Pparcelpostallrisksparcelpostinsuranceparcelpostriskparcelpostwarrisk邮包一切险（综合险）邮包运输保险邮包险邮包战争险People'sInsuranceCompanyofChina(PICC)personalbelongingsinsurance中国人民保险公司个人财产保险personalinsurancePersonalPensionAnnuitiespersonalpropertyinsurancePICCRe中保再productliabilityinsuranceproductqualitybondinsuranceprofitlossinsurance人身保险退休年金保险个人财产保险产品责任保险产品质量保证保险利润损失险propertydamageliabilityinsurance财产毁损责任保险propertyinsurance财产保险propertyinsuranceforenterprisespropertyinsuranceforhomeprotectionandindemnityinsurancepublicliabilityinsurance企业财产保险家庭财产保险保障与赔偿责任保险公众责任保险保险险别Rrainfreshwaterdamageriskrejectionriskresidenceinsuranceretirementincomeinsuranceriskofbadodour(changeofflavour)riskofbreakageriskofclashingriskofclashing&breakageriskofclashingriskofcontaminationriskofcontamination(tainting)riskofcontaminationwithothercargo(F.W.R.D.)淡水雨淋险拒收险住宅保险退休所得保险恶味险，变味险破碎险碰损险碰损破碎险碰损险沾污险污染险染污险riskoferror过失险riskoffreshand/ofrainwaterdamage(wetting)淡水雨淋险riskofhookdamage钩损险riskofimportduty进口关税险riskofinherentvice内在缺陷险riskoflabelsbeingwashedoff标签破损险riskofleakage渗漏险riskofloss损失险riskofmould发霉险riskofnaturallossornormalloss途耗或自然损耗险riskofnon-delivery提货不着险riskofnormalloss(naturalloss)途耗或自然损耗险riskofodour串味险riskofoildamage油渍险riskofpackingbreakage包装破裂险riskofrainand/orfreshwaterdamage淡水雨淋险riskofrust生锈险riskofrusting锈损险riskofshortage短量险riskofshortageinquantity短量险riskofshortageinweight短重险riskofspontaneouscombustion自燃险riskofsweatingand/orheating受潮受热险riskoftheft,pilferageandnondelivery(TPND)盗窃提货不着险rustrisk锈损险保险险别Sriskofcontingentimportduty进口关税险riskofdeterioration变质险sicknessinsurance疾病保险simplelifeinsurance简易人身保险单方利益保险社会保险特别单方利益保险社会保险特别(特殊)附加险

罢工保险W 失业保险warinsurance战争保险warrisk战争险wholelifeinsurance终身人寿保险终身寿险wholesaleinsurance批发保险wind-storminsurance风灾保险withparticularaverage(WPA/W.P.A.)水渍险，基本险，单独海损赔偿劳工保险和雇主singleinterestinsurancesocialinsurancespecialadditionalriskstrikeinsurancestrike,riotsandcivilcommotion(S.R.C.C.)罢工、暴动、民变险strikesrisk罢工险studentsgroupinsurance学生集体保险surveyatjettyrisk码头检验险surveyincustomsrisk海关检验险sweatandheatingrisk受潮受热险WorkersCompensationandEmployerLiabilityInsurance责任保险保险险别TtaintofodourRisk串味险theftinsurance盗窃保险theft,pilferageandnon-delivery(PTND,P.T.N.D.)偷窃、提货不着险保险条款1airtransportationcargoinsuranceclauses.航空运输货物保险条款thirdpartyliability(TPL)thirdpartyliabilityinsurancethirdpartyliability(TPL)thirdpartyliabilityinsurancethirdpersoninjuredliabilityinsurancetontineinsurancetotallossonly(T.L.O.)transportationinsurancetravelaccidentinsurance保险险别U-ZU中文unemploymentinsurance第三者责任险第三者意外责任保险第三者受伤责任保险联合养老保险全损险运输保险旅行平安保险airtransportationcargowarriskclauses.航空运输货物战争险条款AmericanInstituteCargoInsuranceClauses.美国协会货物保险条款cargoallrisksclause.货物综合险条款cargoclauses.货物保险条款excludingriskofbreakage.不包括破碎险fromwarehousetowarehouseclauses.仓至仓条款includingriskofbadodour.包括恶味险includingriskofbreakageandclashing.包括破裂或凹瘪险includingriskofchipping&denting.包括碎裂或凹弯险保险条款2InstituteAirCargoClause.协会航空货物保险条款InstituteCargoClauses.伦敦保险业公会货物保险条款insurance•••includingdeviationclauses.保险包括绕道条款。internationalcargotransportationclause.国际货物运输保险条款InternationalCargoTransportationInsuranceClauses.国际货物运输保险条款oceanmarinecargo(insurance)clauses.海洋运输货物保险条款excludingnaturallossinweight.不包括途耗短量的损失propertyinsuranceclauses.财产保险条款OceanMarineCargoWar(Risks)Clauses.海洋运输货物战争险条款oceanmarineinsuranceclauses(frozenproducts)海洋运输冷藏货物保险条款保险条款3parcelpostinsuranceclauses.邮包保险条款parcelpostwarriskinsuranceclauses.邮包战争保险条款oceanmarinecargoinsuranceclauses.海洋运输货物保险条款oceanmarineinsuranceclauses(woodoilinbulk).海洋运输散装桐油保险条款(25)overlandtransportationinsuranceclauses(train,trucks).陆上运输货物保险条款(火车、汽车)(26)overlandtransportationinsuranceclauses(frozenproducts).陆上运输冷藏货物保险条款FireRiskExtensionClauseForStorageofCargoatDestinationHongKong,IncludingKowloon,orMacao,简称F.R.E.C.).出口货物到香港(包括九龙在内)或澳门存仓火险责任扩展条款(28)thePeople'sInsuranceCompanyofChinainvestmentinsurance(politicalrisks)clauses.中国人民保险公司投资保险(政治风险)条款。(29)thePeople'sInsuranceCompanyofChinaErectionallrisksclauses.中国人民保险公司安装工程一切险条款。(30)thePeople'sInsuranceCompanyofChinacontractorsallrisksclauses.中国人民保险公司建筑工程一切险条款保险条款4(31)livestock&poultryinsuranceclauses(bysea,landorair).活牲畜、家禽的海上、陆上、航空保险条款。(32)-risksclausesoftheP.I.C.C.subjecttoC.I.C.根据中国人民保险公司的保险条款投保……险。(33)marineinsurancepoliciesorcertificatesinnegotiableform,for110%fullCIFinvoicecoveringtherisksofWar&W.A.asperthePeople'sInsuranceCo.ofChinadated1/1/1976.withextendedcoveruptoKualaLumpurwithclaimspayablein(at)KualaLumpurinthecurrencyofdraft(irrespectiveofpercentage).作为可议付格式的海运保险单或凭证按照到岸价的发票金额110烟保中国人民保险公司1976年1月1日的战争险和基本险，负责到吉隆坡为止。按照汇票所使用的货币在吉隆坡赔付(无免赔率)。(34)insurancepolicyorcertificatesettlingagent'snameistobeindicated,anyadditionalpremiumtocoverupliftbetween10and17%maybedrawninexcessofthecreditvalue.保险单或凭证须表明理赔代理人的名称，保险费如增加10-17%可在本证金额以外支付。(35)insurancepolicy(certificate)NameofAssuredtobeshowed:A.B.C.Co.Ltd..保险单或凭证作成以A.B.C.有限公司为被保险人。(36)insurancepolicyorcertificatecoveringW.A.(orF.P.A.)andwarrisksasperoceanmarinecargoclauseandoceanmarinecargowarriskclausesofthePeople'sInsuranceCompanyofChinadated1/1/1981.保险单或凭证根据中国人民保险公司1981年1月1日的海洋运输货物保险条款和海洋运输货物战争险条款投保水渍险(或平安险)和战争险。(37)insurancepolicy/certificatecoveringallwarminesrisks.保险单/凭证投保一切险、战争险、地雷险(注：mines解释为地雷，属于战争险的负责范围，可以接受)。(38)W.A.thisinsurancemustbevalidforperiodof60daysafterthedischargeofgoods.水渍险在货物卸船后60天有效。(39)intriplicatecoveringallrisksandwarrisksincludingW.A.andbreakageinexcessoffivepercentonthewholeconsignmentandincludingW/Wuptobuyer'sgodowninPenang.投保一切险和战争险包括水渍险，破碎损失有5%色对免赔率，按全部货物计算，包括仓至仓条款，负责到买方在槟城的仓库为止(的保险单)一式三份。(40)insurancepolicyissuedofendorsedtoorder…forthe