2022年银行招聘考试题库高分预测300题带解析答案(贵州省专用)

《银行招聘》职业考试题库

一,单选题(共200题，每题1分，选项中，只有一个符合题意)

1、Thereisnoreasontheyshouldlimithowmuchvitaminyoutake,____theycanlimithowmuchwateryoudrink.

A.nolessthan

B.notanymorethan

C.nomorethan

D.muchmoreorless【答案】BCI1E5S9S7V1D8Q1HX10K6H10L10F3O1G6ZD6M5R7Z2K1K2V72、财务管理的核心环节是（）。

A.规划和预测

B.财务预算

C.财务决策

D.财务控制【答案】CCQ1X2I10U6T4Z9X2HB8F6V9O3X2M9A10ZZ1V3A3I5F10W3M53、资料：Workforceplanninghelpsanorganizationtoestimateitsfutureworkforcerequirementsandcalculatethenumbers,natureandsourcesofpotentialemployeeswhomightmeetthatdemand.

A.thosewhohavemanyworkexperiences

B.thosewhoarelikelytoquitinayear

C.thosewhoarefriendlytocolleagues

D.thosewhoareskilledaswellascommitted【答案】DCA2R10Y6U1W2K8O3HQ9E6X5M1K6L4Z8ZI8N4X8E1O7J5U44、Theyfailedtopasstheexamlasttime.Iregretted（）.

A.tobenotabletohelp

B.beingunabletohelp

C.beingabletohelping

D.notbeabletohelp【答案】BCK3I9Y5P9C3I1X3HX7V6N10A9E3L7H4ZQ2N8D2D2W10B8F75、据统计，自去年9月份以来，纯碱价格已经从1400元/吨左右上涨至2200元/吨左右，涨幅约60%。假设纯碱与甲商品是替代品，与乙商品是互补品。那么在其他条件不变的情况下，以下说法正确的是（）。

A.甲商品需求量会增加，乙商品需求量会增加

B.甲商品需求量会减少，乙商品需求量会减少

C.甲商品需求量会增加，乙商品需求量会减少

D.甲商品需求量会减少，乙商品需求量会增加【答案】CCQ7A8S9E3Q4L3C2HL8P8D2C6U3R3I4ZJ1D2N1F9Z5I10W26、Wewillsupportanyopportunityfortherailways____backintopublicownership.

A.bebought

B.tobebought

C.buying

D.bebuying【答案】BCY10F1P9O1P1K2D5HN7M10V9A3N6P9P8ZG10F5Z2P6G8X6J57、Duringherjunioryearofhighschool,DianeRay'steacherhandedheraworksheetandinstructedthe17-year-oldtomapoutherfuturefinanciallife.Raypretendedtobuyacar,rentanapartment,andapplyforacreditcard.Then,sheandherclassmatesplayedthe"stockmarketgame",investing（投资）thehypothetical（虚拟的）earningsfromtheirhypotheticaljobsinthemarketinthedisastrousfallof2008."Ourpretendinvestmentscrashed,"Raysays,stillfrightened."Wegottoknowhowitfelttolosemoney."

A.payoffallherdebts

B.handlehermoneybetter

C.findajobinabank

D.managethefamilyincome【答案】BCK9W4T1Q3F6S9K9HP5W1R2V1H2T4T3ZJ1D9T10L4B6U4E88、Theworldeconomydevelopsrapidly.Asaresult,longevityandlife______haveincreasedworldwide.

A.expected

B.expectation

C.expecting

D.expectancy【答案】DCP1Q10K6O8M9O10H3HO7A7L1D1Y6Y5I1ZL6I8P2B7H7L4Y39、组织结构三要素不包括（）。

A.虚拟化

B.规范化

C.集权化

D.复杂化【答案】ACG1Y7N2N4R9Q2U8HM1V6V10O8Z6N4M3ZZ6Z8S2I10W10N2P210、金融期权交易最早始于（）。

A.股票期权

B.利率期权

C.外汇期权

D.股票价格指数期权【答案】ACW9B2M2M6F2Q3A10HE4W1F3T8M5D8X8ZE6W8Z10R7B4M4C811、资料：Everyoneknowsairlinepricingisbasedonsupplyanddemand.FaresaremoreexpensiveduringpeaktravelseasonslikesummerandtoprimedestinationslikeEuropeancapitals.SoifaflighttoRomecostsmorethanaflighttoMilan,you'dthinkthatdemandforRomemustbehigherorsupplylower.

A.therelationshipbetweencostanddemand

B.peakseasonsandprimeattractions

C.therelationshipbetweensupplyanddemand

D.travelseasonsanddestinations【答案】CCS6E9N2A7N4B6Y9HS5Q4A7D8S9B5C8ZX1P2K9G7A8E10V112、Serenaoftenhasalongdiscussionwith______colleaguesaboutsalesfigureforecastforQ1FY2014.

A.herself

B.hers

C.her

D.she【答案】CCF7W1R1A9T1V5B6HY6V6I6J5P2D8D3ZH6O7D9Q8M6J5S913、就业是最大的民生，保市场主体也是为稳就业保民生。各地加大稳岗扩岗激励力度，企业和员工共同克服困难。多渠道做好重点群体就业工作，支持大众创业万众创新带动就业。新增市场主体恢复快速增长，创造了大量就业岗位。2020年全年城镇新增就业1186万人，年末全国城镇调查失业率降到52％。生活必需品保供稳价，居民消费价格上涨25％。线上办公、网络购物、无接触配送等广泛开展。大幅度扩大失业保险保障范围。对因疫情遇困群众及时给予救助，新纳入低保、特困供养近600万人，实施临时救助超过800万人次。

A.是经济中货币供应量少于客观需要量的现象

B.是在社会总需求小于总供给情况下发生的

C.对稳定经济会产生有利影响

D.是货币失衡、物价不稳定的一种表现【答案】DCW6V9S5N10Q6B9B8HW6D5Z6V10O3Y6T4ZB8A1O5C1Z10Z5O914、Shecandoitherself;itis（）easy（）ABC.

A.rather...than

B.more...than

C.notasmuch...as

D.as...as【答案】DCJ9C8Y5U3C9F10C6HC2G5M1M3D7K9G9ZS4A6Q2Z6Z9T7J415、预期违约侵犯了合同相对方的（）。

A.完全债权

B.既得债权

C.期待债权

D.自然债权【答案】CCM6Y8T2L8N10V8I3HT10V1S10H6S3P8X7ZR4Y4R5X6K5I6C216、外汇市场的双重交易结构是指（）。

A.发行交易与流通交易

B.直接交易与经纪交易

C.发行交易与经纪交易

D.个人交易与机构交易【答案】BCJ4Q8N6R4H3V7T6HY1M8Y9Q5H4O2M9ZU8U2Z3P7M8A1Y1017、计算机软件系统主要包括（）。

A.系统软件和应用软件

B.编辑软件和应用软件

C.数据库软件和工具软件

D.程序和数据【答案】ACK1H2M8P7C10W7S3HB1Y2P10Y1K8G9T5ZE8C7G3D2E6S2S918、票据交易价格主要取决于（）。

A.市场利率

B.票面利率

C.票面价值

D.到期价格【答案】ACH3O9U10N3J7F6J3HO1A1H10M7X4V3O5ZV2L10U2I9I10E1K719、资料：THOMASWILSON

A.screeningcalls

B.managingcalendars

C.photocopyingdocuments

D.organizingofficesforefficiency【答案】CCX1J10L5M2U4Q10S5HH9T4Q9W9Q6C9J1ZV7L6B6R7V4B2G920、阅读理解

A.scientificreality

B.asymbolicexistence

C.theviewer'sexperience

D.realitycoloredbyemotion【答案】ACA10B4N3C2Z4H5P10HW3L5Y5D3C9W7J4ZD6C1W6F9J4W3N621、资料：ElizabethBlackwellwasborninEnglandin1821,andmovedtoNewYorkCitywhenshewastenyearsold.Onedayshedecidedthatshewantedtobecomeadoctor.Thatwasnearlyimpossibleforawomaninthemiddleofthenineteenthcentury.Afterwritingmanylettersaskingforadmission（录取）tomedicalschools,shewasfinallyacceptedbyadoctorinPhiladelphia.Shewassodeterminedthatshetaughtschoolandgavemusiclessonstogetmoneyforthecostofschooling.

A.ShedecidedtofurtherhereducationinParis

B.seriouseyeproblemshoppedher

C.Shecouldn’tgetadmittedtomedicalschool

D.ItwasdifficultforhertostartapracticeintheUnitedStates【答案】BCQ9U9H6I9F4A7L2HO10F1J10G9D10W6V4ZJ4G6R5L2Q7P9X422、Passage8

A.thewidowswerepressuredtolosetheirownnames

B.thewidowsmaybeforcedtoleavetheirhomes

C.thewidowshavemisunderstoodthereversemortgage

D.thewidowsdonotknowwhattheirlong-desiredthingsare【答案】BCO10Q1N1X3G6L4W3HV9T2F2H10R3N4S6ZD10Z8C7J1D6N8R723、软件是（）。

A.所有程序的统称

B.所有技术文档资料的统称

C.所有保存在软盘上的程序的统称

D.所有程序及相关文档资料的统称【答案】DCP10P7L8O9Y4L4A3HY4H10W6T1M8F9Z2ZG8M6Q1S9H7Y8N824、资料：Whatifyouweretoldtherewasawayyoumaystrengthenyourcognitiveskillsandheightenyourintelligence,andallyouhadtodowaswaslearntostrikeupbasicconversationsinanotherlanguage?

A.Strengthenyourcognitiveskills

B.Improveyourbasicconversations

C.Begintolearnaforeignlanguage

D.Talkwithothersasoftenaspossible【答案】CCI4F8L2V5L4F5C7HO9G5X2Q2Z1V9M10ZA2Q10T5U3S3Y3I225、Thedemand______willcauseanincredibleexpansionofcountry.

A.forhousing

B.tobehoused

C.forbeinghoused

D.tohouse【答案】ACF7Q5O1I2W1C5Y7HB2P10Z4Q2X4B7M10ZU2Y8F1C6N5V5P526、Mostofthetime,weeatsoftfoods,sograduallyourjawsstopgrowingtothefull______.

A.control

B.capacity

C.campaign

D.category【答案】BCP5E5Y8M8B2J9G1HM3Q8A4R5M10M1C8ZL1U7L6H6F1U5Y327、以下属于资本市场金融工具的是（）。

A.商业票据

B.回购协议

C.股票

D.可转让定期存单【答案】CCG2G6U3A4V3A7N10HH6I8S3W6T10O9M1ZH8J3V5Y6H5H9T328、资料：Humanresourceprofessionalsactasmediatorsbetweenanorganization'smanagementanditsworkers.ThisrequireswearingmanyhatsIt'sanHRadministrator'sjobtomakesurethatemployeesareworkinginasafeenvironmentthatdisputesaresettled，andthatbenefitsareunderstoodandadministeredproperly.Atthesametime，HRischargedwithrecruitingnewemployeeswhowillnotonlyfitinpersonallyandprofessionallybutalsohelpthecompanyachieveitsbusinessgoals.Theyalsorepresentmanagementwhennegotiatingforbenefitswithcompaniesadministeringthesebenefitsandwhenimplementingcompanywidepoliciesthatwillultimatelylowercostsorboostprofits.TheneedsofHRcoverawiderangeoftasksand，therefore，requireindividualswhoaregoodwithpeopleinadditiontobeingorganized，analytical，business-minded，andheroicmultitaskers.

A.Tospecializeinaspecificindustry

B.Tostrengthentheunderstandingofbusinessstrategyandplanning

C.Tofindaninternshiporanassistantjob

D.BothAandB【答案】CCR7D6Z8G9O2P7X4HZ4D10R1O8M5V8C7ZS9D8N8Y3H10B2Q1029、资料：KeepingtheZealofaStartupasYouScale

A.startupcompanythatmaintainsitsoriginalqualityintheprocessofscalingup

B.Aninsurgentcompanythatturnedintoanincumbentcompany

C.Aninsurgentcompanythatmanagedtomakesteadyprofits

D.startupcompanythatsucceededinscalingup【答案】ACN9O7X4Z6K6R4S1HO9A2R2O8V9E8B3ZE5E8Q7X8I2Q7P330、We'llbeverycarefulandkeepwhatyou'vetoldusstrictly（）。

A.rigorous

B.private

C.confidential

D.mysterious【答案】CCM2J6O3F5G5Q5H3HS8H1N1Y5G8B1U6ZR6B7Q6O5E7N7S931、2012年是中国银行成立（）周年。

A.90

B.100

C.110

D.80【答案】BCD2S5H3X6X8Y7E6HD3C4Q1J3P5O6S2ZK1M8V2R8J1M9T232、商品内在的使用价值和价值的矛盾，其完备的外在表现形式是（）。

A.商品与商品的对立

B.具体劳动与抽象劳动的对立

C.私人劳动与社会劳动的对立

D.商品与货币的对立【答案】DCS8Y2V7Y5S5X5H3HV8B6X7V9N3F5N8ZE3X10D8Q10T8V5E333、Passage5

A.broughtaboutarapidgrowthofindustryandfarminginthewest

B.attractedmanyvisitorstotheconstructionsites

C.attractedlaborersfromEurope

D.encouragedpeopletotravelalloverthecountry【答案】ACR6K9Q6U2G5M10J5HA2V4J1E4A8T10K8ZX7C3N6R3C8K6Z534、船只利用声纳侦测鱼的踪迹，主要是利用声波的（）。

A.折射

B.反射

C.辐射

D.共振【答案】BCJ10Z7E4O5I7K6R1HE9O10O3T3O3U1J7ZQ1A7J3B7P5V1S1035、亚当斯密在《国富论》当中，谈到的主要经济理论是（）。

A.古典经济理论

B.分配理论

C.比较优势理论

D.绝对优势理论【答案】DCU1Z9L6W9B5F8T8HT6U5J3P4L9B4A4ZQ1F4B4U8E4K6D536、Whilethepreliminaryresearchisfavorable,itmaytakeyearsforBogorPharmacouticalstodevelop____evidenceofthedrug’seffectiveness.

A.conclusion

B.conclude

C.conclusive

D.concludes【答案】CCV5M3G2Q5J9K2N5HY7Z8P1P8G5W4S3ZB7G9M6M7W7F6Z1037、1，9，35，91，189，（）

A.361

B.341

C.321

D.302【答案】BCK9M7G9J4I1Z2S1HZ10B4I5L3L5Y5S3ZA6D1C10M1D2K9Y838、商品内在的使用价值和价值的矛盾，其完备的外在表现形式是（）。

A.商品与商品的对立

B.具体劳动与抽象劳动的对立

C.私人劳动与社会劳动的对立

D.商品与货币的对立【答案】DCB3D2B7V10X10I8O8HN10E5N8A10C5Y6Z2ZQ6I2P9Q10P3B6N739、It'ssucha__todotheshoppingeveryday.Heistiredofit.

A.duty

B.task

C.chore

D.work【答案】CCC8A9U8B9O10G10A3HJ10X1O6J9U2T3L10ZG3P8X8L1W9A2U440、金融市场上主要的资金供应者是（）。

A.家庭

B.企业

C.政府

D.金融机构【答案】ACI7G1Z9T10T8W8L10HG5Z3D3Q10V6C8W1ZA4A9Q2C10R3X9M1041、Howquicklytheyaccomplishthistransferdependsnotonlyonhowsoontheantsagreeonthebestavailablesitebutalsoonhowquicklytheycan_____there.

A.stay

B.migrate

C.choose

D.prefer【答案】BCU5V5I6T5R4T5K6HA7S2Z10L7M2U8X10ZR9C7M3I7W9T5W642、Passage5

A.Definite

B.Dubious

C.Serious

D.Negative【答案】BCV5T5W2J2I6N9G9HP6B1D7B6K1A2W10ZL1H8P4L2L4G10H143、揭示事物发展具有前进性和曲折性相统一的规律是（）。

A.联系和发展的规律

B.对立统一规律

C.质量互变规律

D.否定之否定规律【答案】DCX8K2B4N4M1A3H1HW7M10T3I9Z1A1R6ZZ1N6K3I6K4B8P144、下列哪一个选项不属于我国宪法规定的公民政治自由？（）

A.结社

B.罢工

C.言论

D.出版【答案】BCQ3I8W2P2W8R8M7HN2J3V7W4G7P8Z1ZK3S4K7Y3B6G7V645、Passage5

A.waterdeficiency

B.distress

C.desertification

D.moregrassesandlakes【答案】DCK6V8H6T1O4C2O9HB6H6O10C4P5X1G3ZY2W9Y1F2K2C1H246、太阳系是大约（）亿年前，由星云在引力作用下逐渐收缩而形成的。

A.100

B.80

C.50

D.30【答案】CCU1D2L7D8A9U7V5HE5C5D2E2X10I8B6ZE10Y1P6J8E1M6D847、资料：It’salmostconsideredsacrilegioustodaytoleaveworkattheendofyourworkdayor（forshame！）onaFridayandsimplynotcheckyourworkemailagainuntilyoureturntheofficeduringnormalworkinghours。

A.It’sashameifyoucheckyouremailallthetime

B.Theemployeesarewillingtoleaveworkattheenddayoftheworkday

C.Theemployeesareexpectedtoansweremailsalthoughit’snotworkingtime

D.Workemailistheessentialpartinworker’sdailylife【答案】CCN1R3J4A7D7Q5C5HI7J6E3E8G2S3A8ZG1V9Q7N10Q3F8I648、______thatthepilotcouldn’tflythroughit.

A.Thestormsoseverewas

B.Soseverewasthestorm

C.Sothestormwassevere

D.Suchwasthestormsevere【答案】BCC5Z9Y10I1B2W3A3HQ10H4O10Z1Y3B2W5ZR10P10U2G8V6I7H249、Passage4

A.LittleMoneyLeadsto

B.aMillionaireBTheSuccessRoadtoBeaMillionaire

C.AlexTaw：AnMillionaireBoy

D.TheMillionDollarH【答案】CCH1V4V3A7A6S8K5HL8K4F2Y2J7M10V8ZO5K1L9N9Q10T5N150、国家发改委2021年1月19日表示，我国新型城镇化加快推进，城区常住人口（）的城市基本取消落户限制，超过1亿农业转移人口在城镇落户。

A.400万以下

B.300万以下

C.200万以下

D.100万以下【答案】BCN9X10T6W5V7P8V5HD8J4U10V2Y2H3A2ZE1Q3J8F2Y7P7N851、资料：Seekingtoendastalemateinnegotiationsoverhercountry’swithdrawalfromtheEuropeanUnion,PrimeMinisterTheresaMayofBritainofferedFridaysubstantialpaymentstotheblocduringatwo-yeartransitionperiodimmediatelyafterthecountry’sexit.

A.TherightsofEU’scitizenswillbeprotectedinBritainafterthedivorce

B.Britainwouldbewillingtocontinuetofulfillthecommitmenttheyhavemadeduringtheperiodofmembership

C.AgoodtraderelationbetweenBritainandtheEUisinlinewiththeinterestsofbothsides

D.Britainwillprovide20billioneurostoEUduringthetransitionperiod【答案】DCU10W4S2D10B6U2Z7HZ9C5P8L5V1E1Y2ZB10Y6X8E10M8Y5F652、下列关于审计的说法，错误的是()。

A.审计是一种监督机制

B.审计是一个系统过程

C.按审计活动执行主体的性质分类，审计可分为政府审计和独立审计两种

D.按审计内容分类，我国一般将审计分为财政财务审计和经济效益审计【答案】CCR7D10D8G7U3H5F9HW9P2F9S10Y10Q9S10ZO9S3H4U5Z3Z1O453、LuoJingyu,19,hasfouryearsofexperienceofrunningbusiness.HeisalsoafreshmanintheartsdepartmentofHubeiUniversity.

A.Talentedbutlazy

B.Richbutmean

C.Optimisticandgenerous

D.Hard-workingandplain-living【答案】DCZ9B2W10B9B9J9B1HH7J9O7S7F4K10V4ZK4B2Q6U3Z9H3R954、《人民日报》报道，从20世纪60年代开始，大豆的营养价值和其他保健功能逐渐为世界各国所认识。各国都制定政策鼓励和发展大豆生产，世界市场上大豆供应猛增。这里所说的营养价值是指（）。

A.商品的使用价值

B.商品的交换价值

C.商品的价值

D.商品的价值和使用价值【答案】ACO6G3B2V7W8N3B8HD1Z5T2L6X10T10A4ZM9R5F8W5L7H2R655、为了提高经济增长率，可以采取的措施是（）。

A.加强政府的宏观调控

B.刺激消费水平

C.减少工作时间

D.推广基础科学及应用科学的研究成果【答案】DCU7Y2P1E2E1E8D2HZ6R4S4O3M4L6I8ZR2J1D2I4K4D6N556、资料：Inasurvey,peoplewereaskedtochoosebetweentreatmentstosave600peoplefromdyingadisease.

A.withaone-thirdprobabilitythatnobodywilldie

B.withatwo-thirdsprobabilitythatnobodywillbesaved

C.allowing400peopletodie

D.that200peoplewillbesaved【答案】ACV10K8K6A2R4P10J4HT4G9K10B3M3M2A8ZR7D8I4C3F1N3A1057、Passage1

A.ItismuchbetterthanthatoftheirEuropeancounterparts

B.Ithasbeenonthedeclineeversincetheturnofthecentury

C.IthasnotimprovedasmuchasreportedbytheCensusBureau

D.Ithasnotbeenaccuratelyassessedandreportedsincemid-2000s【答案】CCK1Q5Y1Q4A3E7A1HG3H1Q2F8V2P9U4ZS7Z3C10Q7V9H9N558、（）是使得全球各地外汇市场的汇率保持一致的主要因素。

A.套汇活动

B.国际贸易

C.开放经济

D.资金流动【答案】ACI4V1I10H8Q3S1G3HS10L9J1R9A5D5B2ZB4R10E10I1Y6Z1J559、Thestudentsfailedtomeetthenecessary（）foradmissiontothecourse.

A.fulfillment

B.requirements

C.qualities

D.competency【答案】BCD10E10F1U1D3H4J10HK7N7I7P8F5M8I6ZZ1T4G3T8O2R2O460、投资银行最本源、最基础的业务活动不包括（）。

A.证券发行与承销业务

B.证券经纪与交易

C.承销业务

D.风险投资【答案】DCM9F4U8N8A3L9S10HE5X3W2G2W6P3A7ZW2C5F10T7H4C3H1061、PowerPoint2003的动画中，不能实现的功能为（）。

A.设置幻灯片的切换效果

B.设置同一文本框中不同段落的出现次序

C.设置对象出现的先后顺序

D.设置声音的循环播放【答案】BCS4Z5I3B3S3B3K3HR2O3I9S2R4S9N3ZD1I4Z3I3I8P4X762、超额剩余价值的源泉是（）。

A.本企业工人的剩余劳动

B.本企业工人的必要劳动

C.别的企业工人的剩余劳动

D.先进的机器设备【答案】ACE5L8S9D4S10I4W4HC4B8T10V3X7J8H7ZZ7G8E10G2X3H4A1063、Advertisingis______intoeveryaspectofoursociallife,andconveyingculturalmessageswiththeadvantageofmassmedia.

A.topenetrate

B.penetrated

C.beingpenetrated

D.penetrating【答案】DCV4Y9R8T8Z4W3J6HB10L3K2T3D9G10O1ZE2O9Z4T6P10N3T364、2017年4月份，某省规模以上食品工业增加值同比增长15.0%，比全省规模工业平均水平高9.4个百分点。其中，农副食品加工业增长14.0%，食品制造业增长18.6%，酒、饮料和精制茶制造业增长13.9%。1—4月，规模以上食品工业产值累计增长11.6%，增幅比全省规模工业平均水平高4.5个百分点。

A.熟肉制品

B.米制半成品

C.冷冻蔬菜

D.酱油【答案】BCB1T5Y6Z4T8B1L6HM4Q1W1D7R9O5J4ZK5O4G3F7Q4O6A265、—CouldyoutellmewhattimethetrainleavesHefeiforBeijing?一Imafraidyouneedto_____ontheinternet.

A.lookforit

B.lookatit

C.lookitover

D.lookitup【答案】DCU4I8M6S5A9T8U7HR5Y7H3R2H4L7D5ZU7N2M4P8T10W6D666、按照目前近代物理研究的最新成果，物质的最小的构成单位是(）。

A.质子

B.中子

C.纳米

D.夸克【答案】DCN4E6X7T7M7W6R3HS3J3G10Q2A7Q5E5ZW3G7Z5Z4H10Q9T667、Passage1

A.betterstudents’learningmethods

B.preventstudentsgoingintodebt

C.helpstudentsgetacceptedbycolleges

D.makestudentsbecomeverywealthy【答案】BCQ1S7M3T3U6Y10O4HZ6C6Y1J5J4B2A3ZC7C1J7T7B7C9E668、Theinformationmeanslittleifwecannot______iteffectively.

A.confirm

B.explore

C.consider

D.express【答案】ACF3O10W6R5H2B10O6HW5G3U9Z8E4E9Q3ZT7G1P2H8J5H3M169、资料：It’salmostconsideredsacrilegioustodaytoleaveworkattheendofyourworkdayor（forshame！）onaFridayandsimplynotcheckyourworkemailagainuntilyoureturntheofficeduringnormalworkinghours。

A.Bossespushemployeestoworkbysendingemailsanytime

B.Employeesareexhaustedbytheconstantneedtocheckemails

C.Companiesmeantostresstheworkersoutbysendingemails

D.Noneofabove【答案】BCZ7S10W5Q10V7F9F9HU3B9L1K5I2M7N7ZG9Z5E8B3G6X5Z1070、资料：Nocredit，badcreditHearthetermsoftenenoughandtheycanblurtogether.Thesecreditstatusesaren’toneandthesame，though.

A.havingaccountssenttocollections

B.lookingforano-creditcreditcard

C.payingdownthebalance

D.closingyourcreditaccounts【答案】BCZ10B2B8H5N8E6G4HH9H6K3M9R6N2V1ZM7A1S2G6H9O7R471、资料：Didyourchild'sbrainshrinklastsummer?Probablynot,butitmayhaveshiftedintoreverse,accordingtoastudybyDr.HarrisCooper,professorofpsychologyattheUniversityofMissouri-Columbia.Thestudyfoundthatwhenstudentsreturntoschoolafteralongsummervacation,they'velostonetothreemonthsworthoflearning.

A.Aftersummervocationkidswillloseonetothreemonthsworthoflearning

B.Aftersummervocationkidswillloselearningcapabilityinreading

C.Summervocationmakeskidsloselearningskillsinmath

D.Summervocationbringskidspsychologicalproblems【答案】ACD7F8U9N5N4A3Y5HC1G5E7E10B10A9U6ZA1Y10L1L9Q7N10K372、Themuseumcontainsseveral____worksofRenaissanceart,includingtwopaintingsbyRaphael,onebyDurer,onebyTitian,andanearlysketchbyTintoretto.

A.useless

B.priceless

C.valueless

D.worthless【答案】BCL3V6Z1O6E7R7A3HD3E4H2F10T7D7N1ZK5X1S1G7R9Y6H273、甲将半年前购买的一只股票卖出，卖出时依规定被征收了交易额的0.05个税点的税，已知卖出时这只股票较购买时价格上涨了20%，交易后，甲发现赚了15.4万元，那么，甲购买时花了多少万元？（）

A.110

B.80

C.100

D.50【答案】ACG8N8O4D2N1Q9F1HQ5L9E10O9O8U3V4ZZ10O5I10H5Y2A2U374、资料：Specialneedsstudentscannotonlylearnfromregulareducationteachers,butcanparticipateincollaborativelearningwithmainstreamstudentsaswell.Collaborativelearningallowsstudentstoworktogetheringroupstocompletelessonsandassignments.

A.Doubt

B.Positive

C.Indifferent

D.Disagreeable【答案】BCT3T9P3W6T4C8B8HX5U4L10N7M4B1I5ZI2C8R3V8M9S5U775、债券的发行价格与市场利率、债券收益率有直接的关系，若市场利率低于债券收益率时。债券为（）发行。

A.溢价

B.折价

C.平价

D.时价【答案】ACE1A7Y4Z7S3W7W9HN10L1A3X10D2Z10Q1ZE7P7Z6Y9X10W8B776、按照《劳动合同法》的有关规定，企业进行经济性裁员时，应当优先留用的劳动者中不包括（）。

A.与本单位订立无固定期限劳动合同的

B.与本单位订立较长期限的固定期限劳动合同的

C.因公负伤在规定的医疗期满后还不能从事原工作的

D.家庭无其他就业人员，有需要扶养的老人或者未成年人的【答案】CCS6R6I9M7C6F6A5HM5K8M7H9H2N4B8ZL2H2J4V3K5M6N877、财务报表项目中的数字其直接来源是（）。

A.原始凭证

B.记账凭证

C.明细账簿

D.账簿记录【答案】DCS1Z9X7U9J9H6X10HC9K5D1O2V7V6O2ZQ7C8C5C10J1R6S678、Passage8

A.tohelpawoundtodry

B.tocoversaroughsurface

C.damagessomeofthesmallsidebranches

D.allowstoomanybranchestogrowinthemiddle【答案】BCB1H5G2I3T4Z6V7HZ1E9G7L7O2J5B6ZM3F4S2X4T8M9F1079、下列关于外汇说法中不正确的是（）。

A.外汇是以外国货币表示的，必须具有充分的可兑换性，能够自由地兑换成其他国家的货币或者其他信用工具进行多边支付

B.外汇是非主权货币，通常各国政府允许外国货币作为本国市场的计价和结算货币，但不允许外国货币在本国境内流通和使用

C.外汇必须是在国外能得到补偿的债权，具有可靠的物质偿付保证

D.外汇必须是各国普遍接受的支付手段和可用作对外支付的金融资产【答案】CCU1J8E4D8J2U4H2HW9V7E1J10R10P4E5ZD6D3S5Q8Q9T2X280、资料：DesktopSupportforPrivateEquityFirminMidtown

A.Laptop

B.Mobilephone

C.Radio

D.Printer【答案】CCQ10J9D10P1Q3E7X6HF4A6D10I8C4N5E2ZK8C5Q1T4F3C8X1081、2019年12月31日，A公司涉及的一项未决诉讼预计很可能败诉。若败诉，A公司需承担诉讼费20万元并支付赔款400万元，但基本确定可从保险公司获得补偿80万元。2019年12月31日，A公司因该项目诉讼应确认的预计负债的金额为（）万元。

A.320

B.340

C.400

D.420【答案】DCW7H3A8E8Z10R7F10HN4F8Z9N4E1O5R4ZS6X3U1T2Z6N10R882、资料：FromCoinstoCreditBankingThroughouttheAgesisaconcisehistoryofbanksandthebankingindustryfromancienttimestothepresent.JamesGallagher,whohasmadeacareerofcoveringfinancialnewsforseveralnewspapers,hasdoneacarefuljobofinvestigatinghissubject.Althoughhepresentsthefactscarefully,Mr.Gallagherhasmadewhatcouldhavebeenadrybookintoonethatisinterestingandenjoyable.Bytellingamusinganecdotesabouthistoricalfigures,hemakesthemcomealive.Evenpeoplewhoarenotparticularlyattractedtothesubjectmatterwillfindthisbookengrossing.

A.dull

B.vacant

C.arid

D.humors【答案】ACQ1Q6B9P10G8I4L1HF1M9W9J5F1P10O7ZT3I2S4A8B3P1M883、Everybodyshowedgreatrespecttotheolddoctor,whodevotedeverythinghehadto（）thepoorconditionsofthelocalhospital.

A.improving

B.improve

C.improved

D.beingimproved【答案】ACS4O6G9W3N9R8L8HT7Z7U1W9Y9V8T1ZN1W5O1B8H3F6S184、Datedbacktothemiddleof16century,WalesinGreatBritonmadeaeducationalpolicythatfree,tax-supportedschoolsmustbeestablishedineverytown（）100householdsormore.

A.having

B.tohave

C.tohavehad

D.havinghad【答案】ACP3V9H3M6Q3T7Z2HQ9P6W3U6Q6Q8F5ZN8I9Y5C5K4V3I285、资料：What，ifanything，dowegainbyclingingtoourantioxidantsupplements？

A.Itisgoodformusclecramps

B.Itisgoodformaculardegeneration

C.Itgoeswellwithtrauma

D.Itmakeshumanbodystronger【答案】DCC1F4E4I2P8C1O8HB2Z10K3T10T1G6B6ZC1R3K5D5P2E1R786、资料：Anythingthataffectsthesmoothflowofinformationisknownasnoise.Thismightbe,forexample,thelanguageused,aninappropriateuseoftechnologyorthedifferentlevelsofskillandknowledgeofthesenderandreceiver.Forexample,everydayinthepressandonTV,consumersarebombardedwithoftenconfusingorcontradictoryinformationaboutthehealthbenefitsorrisksassociatedwithdifferentfoods.Consumersmaynothaveenoughunderstandingorinformationtojudgebetweenconflictingmessages.Itisthereforenotsurprisingthatmanypeopledonothearthesemessagesandswitchoff.

A.positivepressarticles

B.thedifferentlevelsofskillandknowledgeofthesenderandreceiver

C.thelanguageused

D.aninappropriateuseoftechnology【答案】ACY4P10I2R9O9T5H1HE1X8G7T1V10C1K6ZH9H4N4R4Q4B4K987、行为作为民事法律关系产生、变更、消灭的法律事实（）。

A.不能是违法行为

B.只能是民事法律行为

C.只能是表意行为

D.既可以是合法行为，也可以是违法行为【答案】DCO6A3K10W5L3I1W6HV9O8D9S10Z9D5P3ZL5E10F7V8H5S1F688、下列说法错误的是（）。

A.高性能结构材料属于新材料领域

B.航空空间技术属于高新技术领域

C.太阳能是可再生能源

D.电能是一次能源【答案】DCP7E7Q1F6R10H2V8HJ2X6T6U8G1O2Y1ZL8U2M5L2W4G4U689、ShouldUKdepositorslosemoney,thegovernmentwouldhavetodecidewhetherto____foritdirectly.

A.notify

B.compensate

C.overlook

D.trigger【答案】BCG1U7C7S4K9L10T2HG5D8R6Z9A3Y9N8ZX5B6D8V10Q6Q8M990、资料：packingtips

A.Rushouttothebaggagecarousel

B.Useagreysuitcase

C.HeadtotheLost&Found

D.Markwithabrightlycoloredstring【答案】DCO5P6M7W8U5N3W2HO2D2M2K1K9V5W6ZH7T6P5N6B6W1G491、使用伪造、变造的银行存单骗取公私财物的行为属于（）。

A.金融票据诈骗

B.有价证券诈骗

C.信用证诈骗

D.金融凭证诈骗【答案】DCE8H9U10Z3M7O6W6HH2A7N6X5X3E5N5ZY4H3C6I7A2C4Y292、研究发现，与非复阳患者相比，复阳患者在住院期间表现出更少的症状，更持久的CT成像缓解和更早的RNA转阴，但血浆抗体水平表现与非复阳患者相似。重新入院后，这些复阳患者没有表现出明显的临床症状或疾病进展，CT影像正常以及炎症性细胞因子水平也正常。

A.与非复阳患者相比，复阳患者拥有不同的症状表征

B.住院期间和重新入院治疗期间，复阳患者的表现前后有所不同

C.复阳患者比非复阳患者更难治疗

D.在某些症状上，复阳患者比非复阳患者的表现要轻得多【答案】DCI5R1H5L1I9F7S4HV1Y9W4N4Q8Q10H5ZI6P7Z6V2I7T10M393、政府无论调高或者调低价格，其结果（）。

A.都会使消费者得到好处

B.都会使生产者得到好处

C.都会使供求失衡现象消失

D.都可能使供求失衡现象持续存在【答案】DCA3D8B5O10M9Z4H2HL3H3Y5A8I6F10C5ZN8J6O9H10L4P10Y794、Passage2

A.Itwaschallengedbysomeclimateandriskexperts

B.Itarousedalotofinterestinthescientificcircles

C.Itwaswarmlyreceivedbyenvironmentalists

D.Itcausedabigstirindevelopingcountries【答案】ACO8L5W3V2G3Z10S4HT3C3K7K1L2N6P4ZZ5T6Z3W7W5C9A895、（）theirexistingproblems,greatimprovementsweremadeinthecountry’sliteracyratesandhealthcaresystem.

A.Butfor

B.Forall

C.Aboveall

D.Exceptfor【答案】BCB6D7V7M4L10F6I7HZ7S1C10S10T1E1U10ZO3E4H7B9Z10I6G196、假设某公司的权益乘数为2.02，其总资产报酬率为7.39%，销售净利率为4.53%，则其所有者权益报酬率应为（）。

A.14.93%

B.9.15%

C.15.25%

D.10.34%【答案】ACJ4B4R6I8O6X2G2HO7P7U4W5N5L10I3ZH5M8P1P9G6Z6R697、不列入存货的是（）。

A.生产设备

B.库存商品

C.原材料

D.低值易耗品【答案】ACA3F3I6B2Q6P1C1HE7E9O9E6G4J9F7ZX1U10F8E3G10J3G698、亚当*斯密的公平理论中公平比较对象不包括（)

A.自我——内部

B.自我——外部

C.别人——内部

D.内部——外部【答案】DCZ9Q5I3L5B6W5W1HB5I10Y9Q6Q8U2B9ZI2L8A2S6C9Q9M799、资料：With55%ofconsumers'customerserviceinteractionsstartingonlineand63%ofadultsusingtheirsmartphoneseveraltimesamonthtoseekcustomerservice，yourmobilecustomerservicetacticsaremoreimportantthanever.

A.Itforbidscustomerstogo

B.Ithelpsyougainnewcustomers

C.Becauseofcustomersareusingtheirsmartphonetoseekcustomerservice

D.Itpreventlosingcustomersentirety【答案】BCY2U6B2I10V6O2Z3HK8C6L8G7K5D7X9ZG2E1L3I2H9R2C10100、汇票全额解付的，以汇票卡片作借方传票，解讫通知和多余款收账通知作借方传票附件。其会计分录为()。

A.借：汇出汇款贷：联行汇人款项(联行来账)

B.借：汇入汇款贷：联行存放款项(联行来账)

C.借：汇出汇款贷：联行存放款项(联行来账)

D.借：联行存放款项(联行来账)贷：汇出汇款【答案】CCR8O2U4O7R9T4J7HY7H2D7B8Z4W1H4ZA1X5Y3U2U1X9N10101、会计科目在年度中间进行调整时，一律()进行结转。

A.采用结转对照表的方式

B.采用并账的方式

C.填制凭证通过会计分录

D.采用并表的方式【答案】CCH2Z10X3S7B10Y6N10HO3N1Z5M2I4I3F2ZJ1G3G1I8W8A5U8102、Mostoftheseresourcesare______towardspaper-writingandresearchprojects.

A.hatched

B.geared

C.encouraged

D.motivated【答案】BCC8L2X2U7R6B10N6HW7Q8P10V6G3A10V4ZZ1P6U4X10X6O5R2103、Thesearchwasbasedonthesamecombinationofconceptsandsearchtermsand______another176publications.

A.yielded

B.offered

C.provided

D.supplied【答案】BCT2U6Z2J7O2P5H10HJ1B3J10L4N4X3X7ZZ4I2X2O6L4R7Y6104、不属于投行业务特征的是（）。

A.专业性

B.审慎性

C.广泛性

D.创新性【答案】BCM5Q9Q7I6P3G5R10HJ3F9C1Y4M8K7N2ZQ1N8B7D2O9L7S8105、实践作为检验真理的标准具有不确定性，是指（）。

A.实践标准是不可能的

B.实践不是检验真理的唯一标准

C.实践具有历史局限性，它对真理的检验需要一个过程

D.科学理论也是检验真理的标准【答案】CCD10V1D10M8S4M3Y5HK7T8P1V3T9N3F3ZF1W9Q10Y4W3M2P3106、资料：Manypeoplethinkofinternalcontrolasameansofsafeguardingcashandpreventingfraud.Althoughinternalcontrolisanimportantfactorinprotectingassetsandpreventingfraud,thisisonlyapartofitsroles.Rememberthatbusinessdecisionsarebasedonaccountingdataandthesystemofinternalcontrolprovidesassuranceofthedependabilityoftheaccountingdatausedinmakingdecisions.

A.Themeansofcommunication

B.Thelevelofperformanceinalldivisionsofthecompany

C.Theeffectivenessofcompanypolicies

D.Thefinancialreports【答案】CCZ3N5H6W3V3H6B8HG1T3M5Q5H1W9G1ZW3C1X6A5A6V9H10107、支付的在建工程人员的工资属于（）产生的现金流量。

A.筹资活动

B.经营活动

C.汇率变动

D.投资活动【答案】DCY8R7H6R10K7J6S2HL2J2G10S9P9M4A5ZT6U7H2S7L4N6X2108、Today,only4millionpeopleliveandworkonfarmsintheUnitedStates,buttheyproducemorethanenoughfoodfor200millionAmericans.Theyareabletodothisbecausemodernagriculturedependsmoreonup-to-datemachineryandscientificmethodsthanitdoesonold-fashionedknowledgeandhumanlabor.

A.ModernFarmingintheUSA

B.ProblemswithModernAgriculture

C.FarmingofToday

D.ModernizationofAgriculture【答案】ACT3M8T3I6Q8W7N10HJ3C3X3U9Q10X9H2ZO3V3H7W2G10W4Q10109、Accordingtosome（）bysomescholars,lungcanceriscausedmainlybysmoking.

A.rock

B.research

C.schedule

D.Rumor【答案】BCN6B3T2N5L8Y2K1HZ6V4G7F2Z5C9F9ZG8X9Q1B6S8C7S10110、Ihavereadupto（）thechildrendiscoverthesecretcave,whataboutyou?

A.which

B.what

C.that

D.where【答案】DCG7X10Z4E6P9O9G3HR1Z2N7L4E9O2W3ZT9E8G6Z2Z9F9E7111、丹霞地貌是指由陆相红色砂砾岩构成的具有陡峭坡面的各种地貌形态。以下景观属于丹霞地貌的是（）。

A.新疆克拉玛依魔鬼城

B.江西龙虎山

C.广东肇庆七星岩

D.湖南张家界【答案】BCN5M1R3R2H7H1W1HA1G9W10J8V1P3F5ZM4G4D3Y8Z2O5U4112、Passage3

A.keepstudentsfrombeingunrealistic

B.lowerrisksinchoosingcareers

C.easefreshmen’sfinancialburdens

D.relievefreshmenofpressures【答案】DCE5M10Q1P3Z8M3L5HS3Y9F1M4O8A10C9ZC3Z10D1T7H6Q1O3113、根据我国法律规定，对于两个以上的申请人分别就同样的发明创造申请专利的，实行的原则为（）。

A.使用在先

B.完成在先

C.申请在先

D.按照本人的技术职称高低【答案】CCY1T8P8B6J7D2H6HT10U3T5B7U10Q6X5ZD9Q5Q2P7K9E5R7114、下列各项，不影响企业利润表中“营业利润”的项目有（）。

A.主营业务收入

B.营业外收入

C.投资收益

D.资产减值损失【答案】BCW6A7W1P1V9F6I6HR9M1N5E6E6K6I7ZY10A7S6J6S4A6V9115、序数效用论关