2022年银行招聘考试题库点睛提升300题含答案解析(国家)

《银行招聘》职业考试题库

一,单选题(共200题，每题1分，选项中，只有一个符合题意)

1、在对某公司存货实施抽查程序时，注册会计师下列做法正确的是（）。

A.尽量将难以盘点或隐蔽性较大的存货纳入抽査范围

B.事先就拟抽取测试的存货项目与该公司沟通，以提高存货监盘的效率

C.从存货盘点记录中选取项目追查至存货实物，以测试盘点记录的完整性

D.如果盘点记录与存货实物存在差异，要求该公司更正盘点记录【答案】ACV4F3X4Z4B2I9Q6HJ8P5Q1R3X3T7P4ZV10K5X5I3E1Y5Q22、Chemistryis______asascienceforitprovidestheabilitytounderstandlivingsystemsatthemolecularlevel.

A.deniable

B.reliable

C.indispensable

D.dependent【答案】CCW4N7L2V2V2C8J8HX5F7F7D9E4V6K7ZD5P7E5N3Q8Y5Y43、Startingwiththe______thatthereislifeontheplanetMars,thescientistwentontodevelophisargument.

A.foundation

B.presentation

C.premise

D.pretext【答案】CCZ1L4L6N2D2L10O5HE4E3N1K4A4I7O1ZF10U10D5J6R6O4S64、Areyougoingtohangthe___oftheDeclarationofIndependenceintheclassroomonintheauditorium?

A.rivet

B.typhus

C.typhoid

D.replica【答案】DCZ6Z8E9G9Y4L8U1HA8B2E1Q4S3K3F9ZU3Y9Y10V8X9W9U45、Wecouldbeslidingintoanextraordinaryrecessionunlesswe______theeconomyimmediately.

A.inspire

B.stimulate

C.tempt

D.distract【答案】BCJ1L9I5C8O2D2F2HK2X5E5V4Y8A4R4ZF4N5B10X6F3N7S96、改革开放后，在我国北京设立的第一家外资银行代表处是（）。

A.日本输出入银行

B.花旗银行

C.汇丰银行

D.荷兰银行【答案】ACF1Y7F6T7Y2Q5S5HT3Y6S1A8S6R8J7ZM5O5B5J9W9U8W97、Fuelscarcitiesandpriceincreases（）automobiledesignerstoscaledownthelargestmodelsandtodevelopcompletelynewlinesofsmallcarsandtrucks.

A.persuaded

B.prompted

C.imposed

D.enlightened【答案】BCA10T8K2L10W9R9N9HN10V8P7G5J3G7Z2ZE8E1W1C5G2X2W98、资料：Beingfinanciallysecureinretirementjustdoesn'thappenmagically.Ittakeslotsofplanning,timeandsavings.

A.Morethanhalfofpeopledon’thaveenoughfinancesforretirement

B.quarterofpeopledon’ttakepartintheircompany’sretirementplan

C.Noonecanbefinanciallysecureinretirement

D.Theaveragepersonwillspend20yearsinretirement【答案】CCS2E10P1M10Y8A2D5HH5G10H4O1U1T3T1ZG6X10P3I10R4J3E39、Thepresidentcameoutofthehouse,____byhis3bodyguards.

A.follows

B.followed

C.following

D.follow【答案】BCS2T5N6H4U7G5P5HR9L6S4X1W7V7N4ZO6R5T2T6B7U10B310、某企业库存现金5万元，银行存款75万元，应收账款40万元，存货80万元，流动负债200万元。该企业的速动比率是（）。

A.0.4

B.0.6

C.0.8

D.1【答案】ACT10P1B10J8A2B4Z2HR4Z5L3N5C3Y2K9ZR5G4E8N1Q5V10X111、EversincebookcriticMartjaTaynbepraisedReinaldoDaSilva’sTheFlagBearer,____forithasskyrocketed.

A.structure

B.vision

C.demand

D.effort【答案】CCK9Z2X6P2H3B3C7HS9K4J3G7E10R7C4ZV6C2N7H5S7I10H312、资料：Childrenbackatschool,nightsslowlystartingtodrawinandtheweathermorechangeable.Theseasonsareturningandafteraneerilycalmsummerforfinancialmarkets,there'sawhiffofuncertaintyintheair.Bondyieldsareupfromtheirlows,andtherelentlessmigrationofglobalcapitaltowardsanyasset,anywhere,withsomeyield,isslowing.

A.falling

B.pushing

C.keeping

D.changing【答案】ACP9V2O4Y2L9O6R4HW7H2A2U9J4H4Y9ZN2Y2R8M4P1W1G213、Ihearmanyparentssayingthattheirteenagechildrenarerebellion.Iwishitwereso.Atyourageyououghttobegrowingawayfromyourparents.Youshouldbelearningtostandonyourowntwofeet.Buttakeagoodlookatthepresentrebellion.Itseemsthatteenagersarealltakingthesamewayofshowingthattheydegreewiththeirparents.Insteadofstrikingoutbravelyontheirown,mostofthemaretryingtoseizeatoneanother’shandsforsafety.

A.Teenagersshouldfollowthepopularitywave

B.Teenagerscanfollowtheirheartsanddowhatevertheywantto

C.Followingthepopularitywaveisnecessary

D.Therealpopularitymainlyreliesonthesocialdevelopment【答案】BCV2A10I10D10K6C5L5HT6N2Y2S7P1H6F1ZA2L8U7T4G9O4T214、资料：Thedataabankhasstoredonitsserversismorevaluablethanthegoldinitsvaults.Banksenjoyamonopolyoverdatathathashelpedthemgetawaywithpoorservicesandfendoffcompetitors.InEurope,atleast,thatisallabouttochangewithanewsetofregulations,namedPSD2.

A.Customersareforcedtosharetheirbankdata

B.Banksarerequiredtoopenuptheirentireoperationalsystem

C.Regulatorsshouldbebothtoughandflexible

D.Banksandthirdpartiesshouldberegulatedwithalighttouch【答案】CCV9V3C2M5Y7I3M2HK7T10C8Y5K6E8Y4ZE9K5H1W6R7U4R715、资料：Globalbusinesstraveltopped$1.2trillionandisexpectedtoreach$1.6trillionby2020,accordingtonewresearchbytheGlobalBusinessTravelAssociation（GBTA）,anassociationrepresentingtheinterestsofcorporatetravelmanagers.What’smoreChinahasnowsurpassedtheU.S.asthelargestbusinesstravelmarketintheworld,ringingup$291billionlastyear.

A.Personalizationisontherise,togetherwithsharingeconomy

B.ITeraisfinallycomingfortravellingindustry

C.Businessmenarebecomingmoreandmoregenerousonglobalbusinesstrip

D.Traditionaltravelagencyisabouttofadeaway【答案】ACF6O2S9R4E2H4P7HE1T6H7Y2Y8Y2H9ZI10A3D9W8D3J10W916、______thefarmsubsidies,thebuilt-incostsofgrowingcropshaveabiggerimpactonthepriceofstaples.

A.Comparingwith

B.Comparedwith

C.Comparewith

D.Comparewithin【答案】BCU4B2G9M8T7T2L2HJ1Y10O2X1M3S2Q4ZI8Y9L8F10X2W1P617、资料：ItisSeptemberof1998,I’msittinginawindowlessofficeroominsidetheOfficeoftheIndependentCounselunderneathhummingfluorescentlights.I'mlisteningtothesoundofmyvoiceonsurreptitiouslytapedphonecallsthatasupposedfriendhadmadetheyearbefore.Forthepasteightmonths,themysteriouscontentofthesetapeshashungliketheSwordofDamoclesovermyhead.Afewdayslater,theStarReportisreleasedtoCongress,andallofthosetapesandtranscripts,thosestolenwords,formapartofit.Thatpeoplecanreadthetranscriptsishorrificenough,butafewweekslater,theaudiotapesareairedonTV,andsignificantportionsmadeavailableonline.Thepubichumiliationwasexcruciating.(1)

A.Theideaofcommittingsuicide

B.Theurgentperiltotheauthor’slife

C.Theharmcausedbycyberbullying

D.Thehatredtothosewhocheatedtheauthor【答案】CCN1M5G4J1A1Z8Z2HU1V10Z2U3V3V7I2ZH9V2Z7Y8B3P1D818、It'stoo（）todothebungeejumpingfromthecliff.

A.residential

B.remote

C.risky

D.ridiculous【答案】CCM1F9K1B6Q4N7D7HP9Z8U6N2I2Z3Y10ZZ7R8Z5C6S5N9N219、LifemagazinechoseOprah____thewifeofthepresidentas“America’sMostPowerfulwoman”.

A.above

B.over

C.beyond

D.beside【答案】BCU2Y6F6S1K9H7E1HM6V8L2S10K9V6D10ZM4M8K7Y9Y7G10C720、EllenBrownsaystheexerciseshelp______herpainandstiffnessfromarthritis.

A.rectify

B.reclaim

C.reconcile

D.relieve【答案】DCS10Y4D7W3G10G8N7HP10M8P6A8E2W10T7ZI7W8W4C6Y1O2Y521、2020年4月14日，国际货币基金组织（IMF）发布最新一期《世界经济展望报告》称，受新冠肺炎疫情冲击，2020年全球经济预计萎缩3%，为（）以来最严重的经济衰退。

A.二战时期

B.20世纪30年代大萧条

C.21世纪初世界经济危机

D.1987年黑色星期一【答案】BCS8B9O4O10W2F9C1HE8D6S2C5W1D6B5ZB5L6A6I6X9V2P622、资料：Gonearethedaysof“one-size-fits-all”employeebenefitsprogramsandherecomenewlydesignedandfullycustomizedvoluntarybenefits.Voluntarybenefitsareonlongerlookedatasjustafew“extras”,andarenowbecomingpartofacomprehensivebenefitspackage.Lot'stakealookathowvoluntarybenefitshavebecomemorecustomizedtomeettherequirementsofamoreparticularhealthcareconsumer.

A.Revolutionary

B.Reliable

C.Salutary

D.Unassailable【答案】ACV1Z4A1L2X2Z10G7HG4Y1S3J3J3F1Y9ZA5D1I6K10S7Z8X123、经常项目账户的顺差意味着(）。

A.出口大于进口

B.出口小于进口

C.出口等于进口

D.出口的增加大于进口增加【答案】ACZ7E10N10L4V10H9X2HD8I5P10K8L1K1L7ZK6M8G3W9D7K6W824、物体的惯性大小取决于（）

A.物体的运动速度

B.物体的质量

C.物体的加速度

D.物体受到的合力【答案】BCV10Z10J8B6K2G6C7HA9Y6Y9E8G3F3P10ZV3X4I5C5O9Q10K625、我国《经济法》调整的对象是（）。

A.一切经济关系

B.特定经济关系

C.全部财产关系

D.社会关系【答案】BCW8U6D5R3U2X2A4HY7Z3A9X5J3T9D5ZK9G3N2A7W10Q6G826、多路复用技术通常分为时分多路复用、（）和波分多路复用。

A.村分多路复用

B.频分多路复用

C.幅分多路复用

D.空分多路复用【答案】BCM7O9M3Z4M9B4B5HJ10P10Z9I1L8Q6K4ZF8G2F10P9U8Z1W927、下列说法错误的是（）。

A.热水管往往比冷水管先被冻裂

B.高尔夫球上的微凹坑使作用于球上的空气阻力减小

C.自燃是由于材料内部的氧化使得材料的热量增加而引起的

D.材料能够燃烧是由于可燃材料富含一种叫“燃素”的物质【答案】DCV7D6F1W1E5F5W8HE2U8N5G7F3V8R7ZY4A10N3P7S1R4J828、资料：It'salmostconsideredsacrilegioustodaytoleaveworkattheendofyourworkdayor（forshamel）onaFridayandsimplynotcheckyouremailuntilyoureturntheofficeduringnormalworkinghours.

A.Becausetheyneverknowwhatkindofworkrequestswillbeaskedoffhours

B.Becausetheyarerequiredbythecompanytoansweremailsoffhours

C.Becausesmartphonesandtableskeepusconnectedallthetime

D.Noneofabove【答案】ACK3D9G3O3T6V8F5HV2V8F7J10M8S1B1ZZ2D8U6E8S1S4V629、生命的物质基础是（）。

A.蛋白质、甘酸、糖类、碱基、水和无机盐等

B.蛋白质、核酸、糖类、碱基、水和无机盐等

C.蛋白质、核酸、糖类、脂类、水和无机盐等

D.蛋白质、甘酸、糖类、脂类、水和无机盐等【答案】CCD1X2U1N10W3S7X6HA8I7L2O10G9G5M10ZN4Q3T10B8T7X10W530、公共物品消费的性质是（）。

A.非竞争性和非排他性

B.非竞争性和排他性

C.竞争性和非排他性

D.竞争性和排他性【答案】ACN4H1R4B4S5P2V4HF2B7O1A9B3L2M3ZK9P2F1Q3P1F4B831、同业拆借业务中，拆入银行拆人资金时应借记的科目是（）。

A.存放同业款项

B.同业存放款项

C.同业拆入

D.存放中央银行款项【答案】DCL5Y5I4M10E7X8N2HF2M2S2O8Q10F7G9ZN5R2G3B9A6Z5B332、Passage4

A.Largeimagination

B.Quickaction

C.Greatambition

D.Greatinvestment【答案】DCA3N3R1Q8F2D5A9HR10E5H2F8P4D10H3ZU9B5Q10A1E8H2L533、下列关于中国航天技术的说法，不正确的是（）。

A.我国运载火箭均属于“长征”系列

B.中国现在已建成的航天器发射场有酒泉、西昌、西宁三处

C.中国于1970年成功发射了第一颗人造地球卫星“东方红一号”

D.“嫦娥工程”是中国启动的第一个探月工程【答案】BCB3R2O8F5E7C5I8HX3T1R4W5X10E2K4ZL7A4P1N6S1S10Q634、下列语句排序最为通畅的一项是（）。

A.（3）（4）（2）（5）（1）

B.（4）（3）（2）（5）（1）

C.（4）（2）（3）（1）（5）

D.（3）（1）（4）（2）（5）【答案】DCC7L2N8R6Y4D8R5HC9N6X5W3U4P1Q9ZX4T5V7C8S9R6V735、通过观察持续数期的会计报表，比较各期的有关项目金额，分析有关指标的增减变动情况，并在此基础上获知有关企业发展前景信息，这种会计报表分析方法被称为（）。

A.趋势分析法

B.比较分析法

C.因素分析法

D.比率分析法【答案】BCF6N10F8X6G7W1E5HE2G8V6P9J9Z1Q6ZE10X4Y9B6Y8F4F336、资料：YourCompanyLogoandContactInformation

A.thetransferofkeystaff

B.anextensivesurveyofallemployees

C.thehelpofJamineAnson

D.somemeetingwiththestaffofPlantOperations【答案】ACB1N4O8K6U3L9B3HF9W2T9U1J10P3A3ZT4V3L4T8H9I5O637、资料：Humanresourceprofessionalsactasmediatorsbetweenanorganization'smanagementanditsworkers.ThisrequireswearingmanyhatsIt'sanHRadministrator'sjobtomakesurethatemployeesareworkinginasafeenvironmentthatdisputesaresettled，andthatbenefitsareunderstoodandadministeredproperly.Atthesametime，HRischargedwithrecruitingnewemployeeswhowillnotonlyfitinpersonallyandprofessionallybutalsohelpthecompanyachieveitsbusinessgoals.Theyalsorepresentmanagementwhennegotiatingforbenefitswithcompaniesadministeringthesebenefitsandwhenimplementingcompanywidepoliciesthatwillultimatelylowercostsorboostprofits.TheneedsofHRcoverawiderangeoftasksand，therefore，requireindividualswhoaregoodwithpeopleinadditiontobeingorganized，analytical，business-minded，andheroicmultitaskers.

A.Tospecializeinaspecificindustry

B.Tostrengthentheunderstandingofbusinessstrategyandplanning

C.Tofindaninternshiporanassistantjob

D.BothAandB【答案】CCN7W6W9O5L2D2G10HL2D7K1V6Z5U9V2ZO10F6O4D7D5F9L238、Thischaptergivesanoverviewofthree-dimensional（3D）textilesinsportsandleisureclothing______manufacturingprocessesandproductrequirements.

A.inconnectionwith

B.incommonwith

C.regardlessof

D.withrespectto【答案】DCH3Z2O9E9K6F2Q4HR3Q6U3D6P1U2F1ZX7K4B10I10A1A10Z739、资料：Anythingthataffectsthesmoothflowofinformationisknownasnoise.Thismightbe,forexample,thelanguageused,aninappropriateuseoftechnologyorthedifferentlevelsofskillandknowledgeofthesenderandreceiver.Forexample,everydayinthepressandonTV,consumersarebombardedwithoftenconfusingorcontradictoryinformationaboutthehealthbenefitsorrisksassociatedwithdifferentfoods.Consumersmaynothaveenoughunderstandingorinformationtojudgebetweenconflictingmessages.Itisthereforenotsurprisingthatmanypeopledonothearthesemessagesandswitchoff.

A.positivepressarticles

B.thedifferentlevelsofskillandknowledgeofthesenderandreceiver

C.thelanguageused

D.aninappropriateuseoftechnology【答案】ACZ2B7T2N3W2Q9K2HD4S1H9O10N7J9Z2ZA10H9T5U7G3C4A540、甲有一套商品房欲出售，经人介绍．与乙签订房屋买卖合同，丙知道后找到甲，表示愿意以更高的价格购买，甲便与丙订立合同并办理房屋过户手续。下列说法正确的是（）。

A.房屋应归乙，甲向丙承担违约责任

B.房屋应归丙，甲向乙承担违约责任

C.房屋产权登记有误，应重新登记为甲

D.甲与丙订立的合同无效，甲与乙协商房屋的归属权【答案】BCK10V5E1W4A5M4X7HN8G3N9J3P8Q1N9ZF3Y6B9C4U1N8B541、《人民日报》报道，从20世纪60年代开始，大豆的营养价值和其他保健功能逐渐为世界各国所认识。各国都制定政策鼓励和发展大豆生产，世界市场上大豆供应猛增。这里所说的营养价值是指（）。

A.商品的使用价值

B.商品的交换价值

C.商品的价值

D.商品的价值和使用价值【答案】ACD5M8S6W9O3W5Z7HX8U8N7V4V10V6G2ZP7D10T1W4H1A8M142、商业银行不得从事（）。

A.吸收公众存款

B.银行卡业务

C.发行金融债券

D.信托投资和证券经营业务【答案】DCX9W2M1P2S2L6W7HI2R6N7O2Y6B2P10ZZ2S1I3T1M1Q4V143、企业接受的现金捐赠，应计入（）。

A.营业外收入

B.盈余公积

C.资本公积

D.未分配利润【答案】ACQ5F9Q7W1I3A4I1HB2B1J6K5O5X9E8ZQ3S2L1U4A1P4T1044、提出“复杂人”假设的是（）。

A.哈罗德·孔茨

B.亨利·法约尔

C.埃德加·沙因

D.弗雷德里克·泰勒【答案】CCK1N5R3S9L1T4P1HQ9Z4M4N3C3V10W2ZN1T7Z9A2H8T2U845、巴黎圣母院》的作者是（）。

A.大仲马

B.小仲马

C.雨果

D.福楼拜【答案】CCE9C2N5R7E8U10X6HI5S4R3A2N3J10L10ZX8A10B7K9F7C7V646、Mobilesareconsideredculturaltoolsthatare

A.transferring

B.transforming

C.transplanting

D.transmitting【答案】DCX9T3F1Q2R8O1D10HZ7K7E8K3H5L9K8ZS7N9C3C9T7D8A1047、已知某投资项目按14％贴现率计算的净琨值大于零．接16%贴现率计算的净现值小于零，则该项目的内含报酬率肯定（）。

A.大于14％，小于16％

B.小于14％

C.等于15％

D.大于16％【答案】ACY3B5S5S7Q4N1W7HO8Y1X5M3M6W6L10ZS7K4X4D5C7N8I748、下列关于计算机病毒认识不正确的是（）。

A.计算机病毒是一种人为的破坏性程序

B.计算机被病毒感染后，只要用杀毒软件就能清除全部的病毒

C.计算机病毒能破坏引导系统和硬盘数据

D.计算机病毒也能通过下载文件或电子邮件传播【答案】BCJ3D2D6J6L6U3D2HW1J7J6H10Y6U10B6ZJ7B7U6O5D10J4D649、TheWHOsaysthereiscurrentlynoevidenceofhuman-to-human______ofthevirus.

A.translation

B.transition

C.transmission

D.transaction【答案】CCC6L4F3U10N8W8X1HH2U9D10F6W7S7J9ZM6T10F2P4J1V8K650、某企业2019年的总资产周转次数为1次，假设资产由流动资产和固定资产组成；流动资产周转次数为3次，如果一年按360天计算，则该企业固定资产周转天数为（）天。

A.360

B.240

C.120

D.860【答案】BCM6Z9F2F2F7S1K5HA4P10G9Y4D9Z10P5ZN9I2J9Q3E1H7K451、资料：WordofMouthpromotionisbasedontheprincipleofpullmarketing.

A.becauseithelpstogeneratemomentum

B.becausetheeventsarefunnyenoughtobetransmitted

C.becauseithelpstocreatebrandawarenessandgrowsales

D.bothAandC【答案】DCH2F5N6W10F8V6N2HG3O4X9Y5N10G6J7ZW1M5M10T3H3I9L1052、资料：Asmorepersonalbusinessisconductedthroughsmartphonedevices,moreusersareimplementingsecuritymeasuresfortheirdevices,accordingtoarecentsurveybyHarrisPollandcommissionedbytheCTIA.

A.hadbuiltinsecurityandend-to-endencryption

B.includedtheCTIAfeatureintheirproducts

C.werefacedwithnegativeconsumerattitudes

D.cooperatedwithFBItoguaranteethesecurety【答案】BCK1D3F2G9T2Z4G7HE1O10G2M6K6Y6P7ZJ7R6Z8L8I6C9V553、WehavelaunchedacampaigncalledTogetherScienceCan，whichbringstogetherpeoplefromabsolutelyaroundtheworldto______forthosethingsthatwecareabout。

A.standby

B.standup

C.standon

D.standagainst【答案】BCB5Y7A10I4D7V8F6HE6A10C9X4I10I8T2ZM8P3F9P5G6V5C654、资料：Gonearethedaysof“one-size-fits-all”employeebenefitsprogramsandherecomenewlydesignedandfullycustomizedvoluntarybenefits.Voluntarybenefitsareonlongerlookedatasjustafew“extras”,andarenowbecomingpartofacomprehensivebenefitspackage.Lot'stakealookathowvoluntarybenefitshavebecomemorecustomizedtomeettherequirementsofamoreparticularhealthcareconsumer.

A.Becausevoluntaryplansare“onesizecanfitall”

B.Becausevoluntaryplansarelessexpensivethanthetraditionalone

C.Becausevoluntaryplanscovereverythingfromfamilyvisioncaretopetinsurance

D.Becausegivesemployeesachancetoselectextrasthatthestandardhealthcareplandoesn'toffer【答案】DCQ10B7H1X9K2K4D7HU3H7M7X3B10Y6O7ZM6W5Y9A8E5E8P1055、下列属于可再生资源的是（）。

A.波浪能

B.煤炭

C.石油

D.天然气【答案】ACP8P3K6W2U10J2S4HQ1D4W1P2D2P1B9ZH3S3D5X6V1A4I756、资料：Fornearlyacentury,HiltonWorldwidehasofferedbusinessandleisuretravelersthefinestinaccommodations,service,amenitiesandvalue.

A.Celebrities

B.Royalfamilies

C.Businessmenandtourists

D.Richpeople【答案】CCB4L7J6Q3L1L5S6HE5Q9D4T3T1X7B6ZA4Y2D7Y7M1Z5K357、JustlastmonthItriedtowriteherapoem______“AmidstanAngel.”Butnotwowordswouldrhyme.

A.assigned

B.entitled

C.deprived

D.granted【答案】BCP2Y8X2H2C9C6V4HY2F2R5W4D2L8G10ZT3I5L4O3X1X1F558、人民法院对非诉案件的审査标准是（）。

A.被申请执行的具体行政行为是否违法

B.被申请执行的具体行政行为是否明显违法

C.被申请执行的具体行政行为是否会损害被执行人的合法权益

D.被申请执行的具体行政行为是否明显违法且损害被执行人的合法权益【答案】DCU7J1Q8D1J7V1Z2HL10K6O1N4F3N10D9ZT4U8Q8I9F6Y9E159、销毁文件的范围包括（）。

A.立卷归档的文件

B.绝密文件

C.无留存价值的文件

D.紧急性质的文件【答案】CCN7M1F8I2X10C10A5HO5B5R1N4S9Q10Y8ZJ5I9I3F6E7R8A160、2019年7月22日，美国《财富》杂志公布2019年“世界500强”榜单。中国银行以1277.14亿美元营业收入排名第（）位，较上一年度上升两位。

A.34

B.44

C.45

D.30【答案】BCG10O10U7N8F4T8E5HA7B3O8M7Q4L8U4ZC9O3K8M3X1Q7C261、Itis______howsoontheinvestigatorswillarriveatthesite.

A.unclear

B.undoubted

C.unreal

D.unaware【答案】ACY9K3B8I4V7F7P5HZ8W10D8W2D4B6Y7ZI7P2Z8C5P2Z8D362、Facingtheboardofdirectors,hedidn’tdeny（）breakingtheagreement.

A.him

B.its

C.his

D.It【答案】CCL7A6R3U2N4J3M5HO6L6V1X2V5T6B8ZX3V2U3B2F1U3B963、资料：Workforceplanninghelpsanorganizationtoestimateitsfutureworkforcerequirementsandcalculatethenumbers,natureandsourcesofpotentialemployeeswhomightmeetthatdemand.

A.itoffersthemregulartraining

B.itprovidesthemwithinsurance

C.bothAandB

D.notmentioned【答案】DCD7S6J4J9G8C3R2HH4E6M2I1L5S4O5ZZ1R4J1Z3N6X2J664、资料：Youcannotgoforwardbygoingbackward.Takethecurrentdebateabouttradeandglobalization,forinstance,whiletheimpulsetoerecttradebarriersisunderstandablegiventhepainexperiencedinrecentyears,itisnotthewaytocreatelastinggrowthandsharedprosperity.

A.Blockedflowoftradeandinvestment

B.Lossofeconomicvalue

C.Decliningworkermobility

D.Distressingjoblosses【答案】DCB4Y3W1E1I4C5L6HF4W3V5K10V3K1X8ZT6P2V1G2N2B10L1065、让考核回归价值本位、激发更多正能量，________________。在江西景德镇，当地就领导干部存在的突出问题向社会征求意见，并以此为依据分类设计“逆向民主测评表”；在江苏南通，有关部门在领导干部“德”的评价指标中设置正反两个层面，让考核考出差别、考出问题。各地积极的探索尝试表明，只要高度重视、认真谋划、矢志创新，就能更好激活考核的正向效应，为干部队伍建设注入新的活力。

A.主要是干部队伍建设

B.核心是加强道德建设

C.关键还是靠制度创新

D.突破口在于群众监督【答案】CCR3G9U6I5U5G7R10HG7L6H8J4G3T7B3ZW6V6Z6X7P2S5L166、资料：Nocredit，badcreditHearthetermsoftenenoughandtheycanblurtogether.Thesecreditstatusesaren’toneandthesame，though.

A.willprobablyloanmoneybad-creditpeopleastheystillhaveopenaccounts

B.willprobablyloanmoneyno-creditpeopleastheyhaven’tmadeanyfinancialmistakes

C.won’triskloaningmoneyorextendingcredittono-creditpersonorbad-creditperson

D.Noneofabove【答案】CCR6H10I4D6F5E6L2HX6Q1S5Z3A10I7C7ZA7C10V10N10F3S1F267、我国第一家中国人自办的银行为（）。

A.丽如银行

B.交通银行

C.北海银行

D.中国通商银行【答案】DCE8Q1X6L3C5C6R2HG2E3K6N2S10Y6Q7ZD6L7N4X4Q4V6Y568、货币市场具一般具有期限短、流动性强、对利率敏感等特点，有（）之誉。

A.货币

B.票据

C.基础货币

D.准货币【答案】DCG4J9N10Q1L4N1H2HR6U6V3F7I8S6G4ZF2O1Q6F8S2V7M569、资料：HSensuresthereisaclearcareerpathforanyemployee,fromanybackground.ThreekeylevelsinHarrodsarethesalesemployee,departmentmanagersandseniormanagers.Ateachlevel,employeescanbenefitfromthedevelopmentprogramsinordertobuildacareer.

A.becausehewantedtomakeachangeofhislife

B.becausegegothurtandcould'tdanceanymore

C.becausehewantedtotakethecourses

D.noneabove【答案】BCE6T5S3W5G4K8C3HM10C6T2P1V8V2C7ZN1L9C4C8I2A2R670、资料：From:GloriaRichter

A.GuntherSchmidtisthenewmanager

B.GloriaRichterisverydissatisfiedwiththepresentcondition

C.Gloria’scompanycurrentlyunderwentarestructuring

D.GloriaRichterusedtoworkforSanicorp【答案】BCW8C1U3H1Z10C4C8HV9F6T1I8B6O1G9ZZ9V5A10Z2C3R5Y371、Theonlydecenthotelintownhadhungouta“FullHouse”sign,sotheironlychoice（）atasmallinn.

A.istoputup

B.hasbeentoputup

C.willbeputup

D.wastoputup【答案】DCW5A3A5X1X4E10W1HN2T10M2H6C5M3B4ZO5S5I9G5D6X10S672、中共七届二中全会在党的建设方面作出的突出贡献是（）。

A.清算了“左”和“右”的错误思想，达到了空前的团结和统一

B.确定了毛泽东思想为党的指导思想

C.妥善处理了党内存在的分歧和矛盾

D.全党抵制腐朽思想的侵蚀，继续保持党的优良作风【答案】DCA9V5F9R1L4P4J10HH4U10F4F6S6C2B5ZJ6Y6W9T3M1I9Z873、“谷贱伤农”经济现象的根源在于：农产品的需求价格弹性（）。

A.小于1

B.大于1

C.等于1

D.为0【答案】ACO3E4C10K8M4Y4W6HW2D7V5W5T7X5T3ZT9Q7N2H6Z7P8B274、资料：Wearepleasedtoinviteyoutoattendthe14thCanadianCollaborativeMentalHealthCareConference（14thCCMHCC）tobeheldonThursday，June27thandFriday，June28th，2013.Montrealhasbeenselectedasthehostcity.ThisannualeventwilltakeplaceattheDeltaCentreVileHotel，adowntownlocationwithineasywalkingdistanceoftheOldCity.YouwillbecharmedbytheuniquecharacterofthecityofMontreal，themetropolisoftheprovinceofQuebec.Forthoseofyouwhowishtoextendyourstay，youcancombinebusinessandpleasurebyattendingthe34thInternationalJazzFestivalofMontrealthatwillbeginonFriday，June28thandcontinueforthenext10days.

A.Theinnovativepotentialofclinicaloperationsisyettoberealized

B.Collaborativecareshouldbeviewedfromastrategicperspective

C.Clinicaloperationsshouldn’tconformtopostmodernsocietalmodel

D.Noneoftheabove【答案】BCH1K9P2K10O1F6A3HW4Z8F5R8Z8U6N6ZX9J6E4C7I4Q7I875、阅读理解

A.asolidmotionlessobject

B.certaincharacteristicvibrationsin“ether”

C.aformfixedinspaceandtime

D.amassofatomsinmotion【答案】DCR6K2I5I8Z7B9N8HW4Z2L9V1J2I7W4ZO7C10W4Y8M10T3Y876、资料：Gonearethedaysof“one-size-fits-all”employeebenefitsprogramsandherecomenewlydesignedandfullycustomizedvoluntarybenefits.Voluntarybenefitsareonlongerlookedatasjustafew“extras”,andarenowbecomingpartofacomprehensivebenefitspackage.Lot'stakealookathowvoluntarybenefitshavebecomemorecustomizedtomeettherequirementsofamoreparticularhealthcareconsumer.

A.Becausevoluntaryplansare“onesizecanfitall”

B.Becausevoluntaryplansarelessexpensivethanthetraditionalone

C.Becausevoluntaryplanscovereverythingfromfamilyvisioncaretopetinsurance

D.Becausegivesemployeesachancetoselectextrasthatthestandardhealthcareplandoesn'toffer【答案】DCD10J10T6S4T5Y1F6HG2S5I3C10Y4P5B10ZH2H3Q1K6Q9X2Y277、LuoJingyu,19,hasfouryearsofexperienceofrunningbusiness.HeisalsoafreshmanintheartsdepartmentofHubeiUniversity.

A.Hehadtoprepareforhisexam

B.Thedressesheboughtweren’tofhighquality

C.Customersdidn’taccepthistasteinfashion

D.Hedidn’thaveenoughmoneytobuybeautifuldresses【答案】CCJ5L7D7O5W3F4A5HK4K9D3B4D7W2W4ZK1F2W1H7T5C8P978、资料：It'salmostconsideredsacrilegioustodaytoleaveworkattheendofyourworkdayor（forshamel）onaFridayandsimplynotcheckyouremailuntilyoureturntheofficeduringnormalworkinghours.

A.Theyareinconsistentabouttheattitudetowardafterhour'semails

B.Theybothpushtheemployeestobeavailableallthetime

C.Theyareconsistentabouttheattitudetowardsafterhour'semails

D.Theybothdon'tmeantostresstheemployeesout【答案】ACO3N5L2E4Z1B8U9HS8K1P4V5J9R1R4ZW2D6D6Z9F6N1E679、现实的资本主义市场机制在很多场合不能导致资源的有效配置，这种情况被称为“市场失灵”，以下不属于市场失灵情况的是（）。

A.垄断

B.外部影响

C.完全信息

D.公共物品【答案】CCO6E4O2A4X2L5Z10HN1O1R10Q6C7S1Z3ZT8O10O9A4I4P9Y280、资料：Imagineyouwenttoarestaurantwithyourgirlfriend,hadaburger,paidwithacreditcard,andleft.Thenexttimeyougothere,thewaiterorwaitress,armedwithyourprofiledata,greetsyouwith,“HeyJoe,howareyou？Maryisoverthereintheseatyousatlasttime.Wouldyouliketojoinherfordinneragain？”Thenyoufindoutthatyourburgerhasbeencookedandplacedonthetable.Forgetthefactthatyouarewithanotherdateandareonadietthatdoesn’tincludeburgers.

A.ItwascreatedbyMrs.Field

B.Itcollectsinformationonyouusuallywithoutyourknowingit

C.Itisahardwareneededtoaccesstoyourcomputer

D.Itisthelatestintechnology【答案】BCK1F10X1C8M4Q6X9HN4T1G6A5V8D5R4ZU6T9Z5M9Q9K10Y881、国家卫健委日前明确，持核酸检测阴性证明返乡从2021年1月28日春运开始后实施，至（）春运结束后截止。

A.3月8日

B.3月1日

C.2月28日

D.3月6日【答案】ACD9P10Z2W7L9I2Q6HW3K8Q10M7H6L10S9ZU4Q5Z9A9C10E4F482、下列选项中不属于存货范围的是（）。

A.委托加工的存货

B.购货单位已交款并已经开出提货单，但尚未提走的货物

C.尚在加工中的产品

D.款项已支付，但尚未运达企业的存货【答案】BCO9G7N7W3B6A3V5HJ1W3E1C2O3J3S2ZP5F6D8E6G8G7C383、Mr.Gonzalesrwhohasbeena（）memberofthecountryclubforover25year,hasrecentlybeenappointedpresident.

A.first

B.valued

C.strong

D.durable【答案】BCL6G4B1D3L3D3N7HV2M2W8G7J10F2B6ZR8O9Z3D4A7G8E484、在Exce1中，函数AVERAGE(A1，A7)的功能是（）。

A.求A1到A7单元格区域的平均值

B.求A1与A7两个单元格的平均值

C.求A1与A7两个单元格的方差

D.函数使用错误【答案】BCY9H4D2M9N3R7X7HN3B10M4W3C3R5L6ZU8P1E2C10X5D9W785、下列（）选项属于省人民代表大会的人事权。

A.选举上一级人民代表大会代表

B.罢免本级人民检察院检察长，无须报经上一级人民检察院检察长批准

C.选举本级人民法院院长，并须报经最高人民法院院长提请全国人大常委会批准

D.选举本级人民检察院检察长，但须报经最高人民检察院批准【答案】ACA8P4T10P6T5L6T7HB1D10K7T2E7C3Z1ZQ8Q5L6U1W4L3N1086、资料：Evenasrichcountriesseektoridworkplacesofsubtlegenderbias,inmanydevelopingonesdiscriminationremainsovert.AccordingtotheWorldBank,womenarebarredfromcertainjobsin104countries.（1）

A.Somejobsaretoodangerousforwomen

B.Menarehuntinghigherpaidjobsinotherplaces

C.Inspecificareaswomenarepaidhigherthanmen

D.Womenhavethechoiceofnotbearingchildren【答案】BCV6L5H7L5V7F3G4HA4W7F8Z10P8N8Z1ZA5M5L4B5P7L10N287、资料：Beingfinanciallysecureinretirementjustdoesn'thappenmagically.Ittakeslotsofplanning,timeandsavings.

A.Howtofindagoodfinancialprofessional

B.Theimportanceofretirementplans

C.Thescaryfactsaboutretirement

D.Howtomakecorrectretirementplans【答案】DCK1B9Z9J3M8K5X3HM1E1R5N6Q10R10T6ZL1X9E5P2Y3C7W688、在我国，一般把每年的（）作为一个会计年度。

A.3月1日至2月28日

B.1月1日至12月31日

C.4月1日至3月31日

D.1月1日至1月31日【答案】BCU3O10H4S5K8Y8P7HM5D5P10E2A5G4D5ZP7G2H9C2T2Z6Q889、Thatcarismyproperty;you______useitwithoutmypermission.

A.needn’t

B.mightnot

C.maynot

D.mustn’t【答案】DCL2T2T10Q2S7H7W10HS9W7I6E6T10I8N6ZF8N4Y6H10F7V5I890、提出“复杂人”假设的是（）。

A.哈罗德·孔茨

B.亨利·法约尔

C.埃德加·沙因

D.弗雷德里克·泰勒【答案】CCP3V4M4W5K6S10X9HZ8C3G3S7E5A5R5ZZ3L7B4E5U3Y10M391、资料：（二）

A.thewidowsarepressuredtolosetheirownnames

B.thewidowsmaybeforcedtoleavetheirhomes

C.thewidowshavemisunderstoodthereversemortgage

D.thewidowsdonotknowwhattheirlong-desiredthingsare【答案】BCR4M5D2T7J1F2E2HT9U5K3A1V1O4A8ZC9M9V4S1I10U6A392、Hehad________speak______theaudienceinterruptedhim.

A.hadstartedto...when

B.hardlybegunto...before

C.nearlygoingto...than

D.justaboutto...that【答案】BCX7G9K7I2Z5T1U7HJ5S9V5Q2S7N9H4ZS9I3G1Z5K8T3I49