银监会英语考试六篇英语阅读理解和一篇完形填空

1、阅读理解第一Rise and Fall of the Price of 1.Mosteconomistshategold.Not,youtthey would turnup their nosesatabartwo. But they find the reverence in any hold the metal almost t it was as money for millennia is irrelevant: it isnt any more. Modern money takes the form of moreoften,electronicdata.阅读理解第一Rise an

2、d Fall of the Price of 1.Mosteconomistshategold.Not,youtthey would turnup their nosesatabartwo. But they find the reverence in any hold the metal almost t it was as money for millennia is irrelevant: it isnt any more. Modern money takes the form of moreoften,electronicdata.Toeconomists,goldisnowjust

3、anotherr 2. So why is its oaring? Over the k, this has topped $450 a troy ounce, up by since the beginning of the year and 77% since April 2001.Ah, comes the reply, gold are denominated in dollars, and the he imply reflects the dollars erms othercurrencies, lly the euro, against which it hit a new l

4、ow k. Expressed in the gold price has moved much less. However, there is no iron link, as it were, n the of the dollar and the value of gold. Arising price of gold, t of anything else, can reflect increaseindemand aswellasationofitsunitof3. This is where gold bulls come in. The he dollar is importan

5、t, but mainly because as storeof value the dollar stinks. few longish s, the greenback has been on a trendsince itcameoff the gold standardin1971.Now it fferingone ofitssharperdeclines.the margin, extra demand has come from those who think dollars-any money backed nothing n promises to nflation low-

6、a decidedly risky investment, mainly America, with the worlds reserve currency, has been able to create and borrow so many of TheleastpainfulwayofrepayingthosedollarsistomakethemworthThestriking exceptionto this extra demand comes from central s, which would like sellsome of the goldtheyalready have

7、.Asalegacyofthedayswhentheircurrencies wereby the metal, central s still hold one-fifth of the worlds gold. Last month the of saidit would sell 500 tonnes incoming years.But big salesby centralscancause theprice pge-as when the of England sold 395 tonnes n 1999 and 2002. The result was agreementn ce

8、ntralstoco-ordinateandlimitfuture5. If the price of gold marches higher,this agreement will presumably be ripped up, although dollar crisis might make central s think twice about o r money. Will overhang of central-gold drag the price down again? Not sarily.As James Grant, bug and publisher of erest

9、 Rate Observer, a newsletter, s out, in recent years s notstoppedasharpriseinitshugegluternmentIneconomistseyes,goldistheylook downtcan beheCworthpeoplestshouldbereplacedbyotherformsof2.Accordingtotheauthor,oneofthereasonsfortherisingofgoldpriceAtheincreasingdemandthethelinktionofthenthedollarandDth

10、eincrement of thevalueofthe3.WecaninferfromthethirdAthedecline ofthedollarisBAmericabenefitsfromthetionofthethetionofthedollarisgoodnewstootherhedollaryieldsmorentinAthedecline ofthedollarisBAmericabenefitsfromthetionofthethetionofthedollarisgoodnewstootherhedollaryieldsmorentin4.Thephrase “ripped u

11、p”(Line1,Paragraph 5)mostprobablytorn5.Accordingtothepassage,theriseofgold Awill not lastBwillattractsome centralstosell Cwillimpelcentralstoo r Dwill leadtoadollar4.D reverencen. nmillenniumadj. denominate: v. 以面值n. 欧元tion:n. bullbuln. （做）stink: adj. rally:n. （行情、价格等）, greenback: n. 美钞n. 公吨(=1,000m

12、etricton) rip up: 斯毁；取消overhang:n. At the margin, extra demand has come from those who think dollars-any money investment, by nothing n promises to nflation low-a decidedly becauseAmerica, with the worlds reserve currency, has been able to create and borrow so many of them.主体句式：extrademandhas 句，一语，主

13、句之后是一个because引导的原因状语从句。nothing n 这。表贬为 就会被破坏。因此，根据上下文，“ripped up”最有可能的意思就是“torn up”（撕毁。1. 2. （31.1025 克） 3. -或者任何一种依靠抑制通胀的许诺来支撑的货币还这4. 表贬为 就会被破坏。因此，根据上下文，“ripped up”最有可能的意思就是“torn up”（撕毁。1. 2. （31.1025 克） 3. -或者任何一种依靠抑制通胀的许诺来支撑的货币还这4. 大量出售黄金会导致金价猛跌 一定。正如黄金迷通讯人所的阅读理解第二篇 Opinions on College 第一段 There

14、are few more sobering online n entering o college-calculators and astheWeb spits back asix-figure sum. But economists say s to o debt tofund four yearsof partying, aswell asstudying, can consolethemselves with t college is an t, unlike many stocks, should yield 第二段A阅读理解第二篇 Opinions on College 第一段 Th

15、ere are few more sobering online n entering o college-calculators and astheWeb spits back asix-figure sum. But economists say s to o debt tofund four yearsof partying, aswell asstudying, can consolethemselves with t college is an t, unlike many stocks, should yield 第二段A2008study bytwo Harvardeconomi

16、ststthe “labor-marketpremiumto ortheamountcollegegraduatestsnwhathigh-schoolgraduatedecreasedformuchof the20thcentury,scome backvengeance性地) since 1980s. In 2005, The typical full-time year-round U.S. worker four-year college earned$50,900,62%nthe$31,500earned byaworkerwithonly ahigh-school第三段 There

17、s no t going to college is a smart economic choice. But a look at strange uition t the choice about which college to attend doesnt down merely to dollars and cents. Does going to Columbia University (tuition, room and $49,260 in 2007-08) yield a 40% greater n attending the University of Colorado Bou

18、lder as an out-of-e student ($35,542)? Probably not. Does being an out-of-e the University of Colorado at Boulder yield twice the amount student($17,380)there?Not e as being an in-his consumerist age, most buyers arent evaluating college as an investment, rather as a roductlike a car or clothes or a

19、 house.And with such purchases, price onlyoneofmanylfactorsto第五段 As utomobiles, odays college marketplace have vast , people search for the t gives them the most comfort and satisfaction in line with budgets.This accounts for thewillingness of people topaymore for different typesof (such as attendin

20、g a iberal-arts oing to an out-of-e public s great marine-biology program) .And just as two auto purchasers might spend an equal amount of money on very different cars, college students (or, more y, their parents) often show willingness to pay essentially the same price for vastly different products

21、. So which is it? college an investment product like a stock or a roduct like a car? In ng with automotive worlds hottest consumer trend, maybe its best to characterize it asa hybrid (动力汽车anexpensivet,over time,willpayrich1.WhatstheopinionofeconomistsaboutgoingtoA.Hugeamountsofmoneyisbeingwastedonus

22、 B.ItdoesntpaytoodebttoreceiveacollegeC.CollegeeducationisrewardinginspiteofthestartlingD.Goingtocollegedoesntsarilybringtheexpected2ThetwoHarvardeconomistsheirt,formuchofthe 20thcentury,enrollmentkeptdecreasinginvirtuallyallAmericancollegesandthelabormarketpreferredhigh-schooltocollege petitionforu

23、niversityswasfarmore n D.thegapntheearningsofcollegeandhigh-schoolgraduates3. Students who attend an in-se college or university can A.save more on tuitionreceiveabettertakemoreliberal-artsavoidtravelinglonghisconsumerist age,most parentsregardcollegeeducationasawiseplaceapremiumontheprestigeoftheC.

24、thinkitltosendtheir3. Students who attend an in-se college or university can A.save more on tuitionreceiveabettertakemoreliberal-artsavoidtravelinglonghisconsumerist age,most parentsregardcollegeeducationasawiseplaceapremiumontheprestigeoftheC.thinkitltosendtheirchildren toD.considercollegeeducation

25、a5.WhatisthechiefconsiderationwhenstudentschooseacollegeA.TheiremploymentprospectsafterB.AsatisfyingexperienceheirC.ItsfacilitiesandlearningD.Itsingamongsimilarnew idea 要做好这篇文章需要把握两点：1. 明确本文中心：即作者对于花钱上大学的态度（肯；2. 阅读理解第三Lewis Grassic ATale of Scottish Rural nset Song (1932) was voted “the best Scottis

26、h novel of time”by Scottishs reading public in 20051 Once considered shocking for its description aspectsofthelivesofScotlandspoorruralradioinrecent sbeenadaptedforstage，film，TVThe novel is set on the fictional e of he farming country of the he yearsuptoandbeyondWorldWarI.AtitsheartisthestoryofChris

27、，whoispartofthecommunityandalittleoutside GrassicGibbongivesusthe most detailed imate account of the life of watch her grow through a childhood dominated by her cruel rd-workingtragedy(hericideandmurderofhertwinchildren)；andlearnaboutherfeelingsaso woman.We see her marry，lose her husband，then marry

28、again.Chris has seemed convincing a figure to some female readers But it would be misleading to a place and its people.Its opening t they cannot t she is the creation of t this book is just hris.It is truly anovel ls of Kinraddies long history，in a testhe changingpatternsofspeechandThe story itself

29、is amazingly full of characters and incidents.It is told from Chris view but also t of the community，esthe changingpatternsofspeechandThe story itself is amazingly full of characters and incidents.It is told from Chris view but also t of the community，a community where everybody everybodyelsesbusine

30、ssandnothingiseverSunset Song has a l .It is concerned with what Grassic Gibbon perceives the destruction of traditional Scottish rural by modernization and then by World 1.Gibbon tried hard to show how certain characters resist the war.Despite this，the war takes young menaway，a number of them to th

31、eir deaths.In particular，it takes away Chris Ewan Tavendale.The war finally kills Ewan，but he way his widow is told.In fact，Germans arent responsible for his death，but his own side.He is shot because he is said to runawayfromaIfthenovel isayof lifeitalsolooks ahead.Itisa“Sunset Song”but ofthenewEuro

32、peanworld.GrassicGibbonwenton t continue its story.concernedtoowith thenewtopublish twoothernovelsabouttheWhatnsetSongmainly ThebeautyoftheThenewEuropeanThelivesofruralScottishWhichement isNOTtrueof A)Sheiseof SunsetShe hadamiserableSheisthecreationofaShemarriedonlyWhatistheopeningsectionofthenovelm

33、ainlyconcernedwith? A)The climate of Kinraddie.Thehistoryof ThegeographyofThelanguagespokeninWhoareresponsibleforEvansdea A)The Germans.TheFrenchTheBritishTheRussianccordingtoThewordsunsethetitleofthenovelmostprobablyof ofonesesoftraditionallife. of the day.D 问题问的是日落歌主要讲的是什么?A 选项D B We arrylose then

34、marryB 了些什么?A说的是：Kinraddie B说的是：KinraddieC说的是：KinraddieD说的是Kinraddie B We arrylose thenmarryB 了些什么?A说的是：Kinraddie B说的是：KinraddieC说的是：KinraddieD说的是Kinraddie t es the changing patterns of speech and writing. 看出，B C D 说的是：俄罗斯士兵。B hewayhis widowistold.In theGermansarentresponsibleforhisdeath，buthisownC

35、sunset 这个词的意思很町能是哪一个意思?A 说BC D C说的：If thenovel isayof life italsolooks ahead.阅读理解第四Who Wants to Live Ifyour doctor couldgiveyouawouldyou taketwould letyou liveahealthy lifefortwiceasThe goodnews twe may bedrawing neartdate.Scientistshavealready thelivesofswormstusinggenetictreatmentswillsoon beablet

36、oextendhumanlifeeast140Thisseems agreatidea.Thinkofhow oretime we couldspendchasing our spending time with our loved ones，watching our famis grow and have famis of their own. “Longer life would give us a chance to recover from ourmistakes and ong thinking，”says Dr Gregory Stock of the University of

37、California School of Public Health.“It would also raise productivity by adding to the year we can work.”Longer lives dont just affect the people who live them.They also affect society as esaround，andIdontthinkanyofthemwouldat all helped by having people live longer，”says US bioethicist Daniel Callah

38、an.“The isWhatwillwegetasasociety?itwontbeabetter It would certainly be a very different society.People are already finding it more difficult to stay married.Divorce rates are rising.What would to marriage in a society where people lived for 140years?Andwhatwould happento familylife ifnine or 10gene

39、rationsof thesamefamily allaliveatthesameo ageing may enable women to remain fertile for t raises prospectof having 100-year-old parents，or brothers and sisters bom 50yearsapart.Wethinkan eider sibling as ho can protect us and offer help and t would be hard ftsibling camefromaydifferentWorkinglifewo

40、uldalsobellyiftheretirementagewaslifted.Morewould stay in work for t would give us the benefits of age-skill，wisdom and On the other handWorkinglifewouldalsobellyiftheretirementagewaslifted.Morewould stay in work for t would give us the benefits of age-skill，wisdom and On the other hand，more people

41、working for longer would create greater competition jobs.It would make it more difficult for eople to find a ts would dominated by the same few individuals，making rogress more difficult.And how woulda25-year-oldemployeebeabletocommunicateYoung people would be a art of a society in which people lived

42、 to 140.It may tsuchasocietywouldplacelessimportanceonguidingandeducatingyoungpeople，andmore on making life comfortable for the old.And society would feel very different if more of its members were older.There would be morewisdom，but less energy.Young people like tomove about.Oldpeoplelike to sitpeo

43、ple tend to act without thinking.Old people tend to think without acting.Young people curious and like to experience different things.Old people are less enthusiastic fact，theyarelessenthusiasticaboutThe effect of anti-ageing technology is ，weneedtothinkaboutthesechangesn we might think.But as the “

44、Ifthiscould everhappen，then wedbetteraskwhatkind ofsociety wewanttoget，”says Daniel Callahan.“We had better not go anywhere near it2 until we have figure those problems Which of the following is NOTmentioned asone of the things enable an individual to do?Spendingmoretime withhisHavingmoreRealizingmo

45、ret living longer Whichof thefollowingishesixthA)heUStodayarequiteB)MoreandmoreheUStodaywant toget C)Livinglongerwouldmakeiteasier forpeopletoheirmaritalD)Ifpeoplelivelonger，theywould arriageAll of the following sible effects living longer ve on working A)Communicationnemployersandemployeeswouldbemo

46、reMoremoney wouldbeusedbyemployeesinpaymentoftheirThejobmarketwould bemoreItwouldbemoredifficult foryoungpeopletobepromotedtoAnimportantfeatureofasocietyinwhichpeoplelivealonglifetA)itmoreemphasisoneducatingtheitisboth wiseanditlacksthecuriosity toexperimentwhatisitwelcmesWhichofthefollowingbestdesc

47、ribesCallahansattitudetoanti-ageing.D) A 本以下面的这两句话为依据：Psoplearealreadyfindingitmoredifficult staymarried.Divorceratesarerising.B 9CC本题依据可以在最后一段里找到。Callahan认为在搞清楚长寿社会会阅读理解第五The .D) A 本以下面的这两句话为依据：Psoplearealreadyfindingitmoredifficult staymarried.Divorceratesarerising.B 9CC本题依据可以在最后一段里找到。Callahan认为在搞

48、清楚长寿社会会阅读理解第五The Best Way to Reduce YourYouhearthis：“Nowonder you arefat.Allyou my breakfast and supper.I run every morning and seat.”Youfeelsad：“Ise can I do?”Basically you donothing.Yourgenes，notyourlifehabits，determineyourweightandyourbodyconstantlytries to maain it.第二段AlbertStunkardoftheUniversi

49、tyof Pennsylvaniafoundfrompercent of the children of two obese e obese，as compared with no n percentoftheoffspringoftwoparentsofnormalHow can obese e normal or even hrough can be effective，but the health costs are tremendous.Jules Hirsch，a research n RockefellerUniversity，didastudyofeightfatpeople.T

50、heyweregivenaliquidformula600calories aday.After n ks，the subjects lost 45kg age.But after who lost large amounts of weight seemed like they were starving.They problems.They dreamed of food or breaking their diet.They were anxious and depressed；were suicidal.They hid heir rooms.Researchers t it t re

51、duction doesnt result in normal weight，but in an abnormal non-obesee t of ite：Theyhavetomakeagreateffortgain teer togain four to six months，they ate as much as they could.They succeeded in increasing their weight by 20 to 25 percent.But months after the study ended，they were back to normal weight an

52、d stayed 第五段 This did not t people are y without hope in controlling weight.It t those who tend to be fat will have to constantly battle their inheritanceiftheywanttosignificantlylowertheir第六段 The findings also provide evidence for something scientists thought was true-has a comfortable weight range

53、.The range might be asmuch as9kg.Someone might 60-69kg without too much effort.But going above or below the natural weight difficult.The body resists by feeling gry or full and changing the metabolism to weight back to the range it seeks.Whatdeterminesyourhas a comfortable weight range.The range mig

54、ht be asmuch as9kg.Someone might 60-69kg without too much effort.But going above or below the natural weight difficult.The body resists by feeling gry or full and changing the metabolism to weight back to the range it seeks.Whatdeterminesyourweight? A)Your working manner.range push WhatdidJules nhis

55、 Helet theeightfatpeopleskipHelet theeightfatpeopleskipHelettheeightfatpeopleruneverymorning andHegavetheeightfatpeoplealiquid formulaproviding600caloriesappenedtotheeightfatpeopleaftertheylefttheTheywentTheykilledTheywerebacktonormal TheyattemptedWhatdidnSims makebjectsBattletheirgeneticIncreasethe

56、irStayatLowertheirWhatdidscientiststhinkwashas a fixed weight range. has a weight range of 9 kg. wantstocontrolhisweight.wantstoeattohishearts 吃 to ain it.D 问题问的是：JulesHirsch在他的研究中做了什么?A were given a liquid formula providing 600 calories a day.他们被给予一种流食配方，每天提供 600 热卡。 。C B nSims 物togainweight.Vermon

57、t大学的nSimsB。A 幅度。B B nSims 物togainweight.Vermont大学的nSimsB。A 幅度。B 9 公斤。C also provide evidence for something scientists thought was true-has 阅读理解第六Trade Is the New ord of advice a well-meaning al would give to a recent ?Brazil?Howabout1. Whats graduate?2.When the Commerce Department reported kt the tr

58、ade deficit in June $50 billion, it set new round of economic doomsaying. Imports, which soared to he month, are he calculation of gross domestic product. The larger trade deficit, the smaller the GDP. Should such contributetoslowercontinue, pessimists say, they 3. But theres another way of looking

59、at the trade data. Over the past two years, the figures imports and exports seem not to signal a double-dip - a renewed he levelofeconomicheUnitedes-but aneconomic .4. The rising volumes of trade - more goods and shuttling in and out of the es - is good news for many sectors. Companies engaged in ,

60、trucking, rail delivery and logistics ( 物流) have all been reporting n expected results. The numbers signify growing vitality in foreign markets - when we import more stuff, it puts he hands of people around the world, and U.S. exports are rising because more have the ability to buy the news for peop