保险英语词汇合集

1、保险英语词汇合集acceptance policy核保政策accounting period结算期aggregate limit累积限额aggregated loss累积损失antiselection 逆选择ART (Alternative Risk Transfer) 新型风险转移balance 所欠款项barrages 堰坝captive pools 自保组合 天下金融网catastrophe risk 巨灾风险ceiding company 分出公司cession limit 分保限额claim-prone 容易出险claims assistance 理赔协助clean cut 结清方式

2、coinsurance 共保commencement and termination 起讫cover 承保cover 责任额deposit premium 预付保费destroyed 毁坏earth caves 土坏房屋EPA event limit 事件限额ex gratia payments 通融赔款excess loss 超额赔款exclusion 除外责任exposed areas 风险承受区域facultative reinsurance 临时分保fault zone 断层区finite risk 有限制的风险flash floods 骤发洪水flooding of rivers 洪

3、水泛滥frame structure 框架结构full coverage 全额承保full insurance value足额保险价值full liability 全部责任Geophysics Institute地球物理研究所GNPI 总净保费收入hailstorm 雹暴heavy damage 严重破坏hollow brick wall 空斗砖结构hour clause 小时条款hurricane 飓风individual losses单一损失insurability 可保性insured losses 保险损失intensity 烈度layering 层次less exposed 损失可能

4、性小liability 责任light damage 轻度破坏line slips 分保条loading 附加费loss occurrence 损失发生loss occurring basis 损失发生基础loss participation 分担损失loss settlement 损失赔付magnitude 震级malicious damage 恶意损害moderate damage 中度破坏multi-story building 多层建建筑Munich Re 慕尼黑再net retained lines 净自留额net retained losses 损失净自赔额no profit co

5、mmission 无纯益风险非比例再保险non-proportional reinsurance notification 告知object 标的obligatory reinsurance 固定分保original deductibles 原始免赔额original rate 原始费率paid-up capital 已付资本peak accelerator 峰值加速度peril 危险PICC Re 中保再placement 安排PML可能最大损失policyholder 保单持有者pool 共保组合portfolio entry未满期责任的出帐portfolio outgo未满期责任的入帐p

6、remium 保费previous losses既往损失priority分保自留额priority自付责任proportional reinsurance 比例再保险rainstorm 雨暴rating 费率reinforced concrete building 钢筋混凝土建筑reinstatement 恢复保额reinsured 分出公司reinsurer 再保险人retention 自留额retention areas 滞洪区return period 重现期revoke license 吊销营业执照seaquake 海震second event cover 第二事件承保securiti

7、zation 证券化seismic demage 震害set-off 抵销shear wall structure 剪力墙结构single 险位超赔spread loss 分散风险stop loss 赔付率超赔storm surges 风暴潮susceptibility of goods to water易受水浸性tarrif 费率表TG 拐点周期tidal wave 海啸topographic map 地形图tornado 龙卷风total sum insured 总保额treaty-limits 合约限额tube structure 筒体结构underwriting policy 承保政策

8、windstorm 风暴险种health insurance 疾病保险，健康保险sickness insurance 疾病保险insurance during a period of illness疾病保险insurance for medical care 医疗保险major medical insurance policy 巨额医药费保险life insurance 人寿保险endowment insurance 养老保险insurance on last survivor 长寿保险social insurance 社会保险personal property insurance 个人财产保

9、险F.P.A. ) 平安险insurance of contents 家庭财产保险Free from Particular AverageWith Particular AverageW.P.A. ) 水渍险All Risks 一切险risk of breakage破碎险risk of clashing碰损险risk of rust 生锈险risk of hook damage 钩损险risk of contamination (tainting)污染险insurance against total loss only (TLO)全损险risk of deterioration变质险risk

10、of packing breakage 包装破裂险risk of inherent vice 内在缺陷险risk of normal loss (natural loss)途耗或自然损耗险risk of spontaneous combustion 自然险risk of contingent import duty进口关税险insurance against war risk 战争险Air Transportation Cargo War Risk 航空运输战争险overland Transportation Insurance War Risk 陆上运输战争险民变险附加险insurance

11、against strike, riot and civil commotion (SRCC)罢工，暴动，民变险insurance against extraneous risks, insurance against additional risks risk of leakage risk of shortage in weight/quantityrisk of theft, pilferage and nondelivery (TPND)risk of fresh and/of rain water damage(wetting)盗窃提货不着险淡水雨淋险risk of sweating

12、 and/or heating受潮受热险risk of bad odour(change of flavour)恶味险，变味险risk of mould 发霉险on deck risk 舱面险保险业词汇Terms used in insurance industry accident意外事故险actuarial method 精算法Advance Loss Profits (ALOP) 预期利润损失险，利损险Advance profit 预期利润broker 经纪人Business Interruption Insurance (BI)营业中断险captive 自保公司casualty 意外伤

13、害险catastrophe 巨灾险ceding company 分出公司claim 索赔claim settlement 理赔combined ratio 综合赔付率Consequential Loss (CL) 后果损失Contractors All Risks (CAR) 建筑工程一切险(建工险)cover 保障Delay in completion 完工延误EEI 电子设备险engineering insurance 工程保险Erection All Risks （EAR） 安装工程一切险（安工险）excess of loss cover超额赔偿EXL protection 超赔保障fa

14、cultative business临分保IBRN Incurred but not reported losses 已发生但未报的损失IBRN reserve IBRN 储备金indemnity period/limit 赔期 / 期限inflated claim 超额索赔insurance capacity 承保能力insured property 参保物业Kobe 神户Lloyd 劳合社long-tail 长尾Loss of profit 利损险Machinery （Breakdown） Insurance 机器（损坏险，机损险mail/sub-contractor主/ 分承包商main

15、tenance 保证期multiple claim 多次（重复）索赔non-life 非寿险雇主保险officer & director liability outstanding claim reserve 未决索赔准备金PC industry property & catastrophe industryperil 危险policy 保单pool 联营possible maximum loss 可能的最大损失premium 保费primary insurance company 原保公司、主保险商principal/employer 业主professional 专业险profit margin 利润边际property 财产险proportional cover 比例分保punitive damage 惩罚性损害rate 费率reinsurer 分保人（分保公司）reinsurer 再保人reserve 准备金retention 自留r