2-31银行招聘笔试英语部分知识点常见考试英语词汇各种术语和句子全面介绍

1、常见英语词汇-天天向上求职独家整理复习笔记知识点account number 帐号deitor 存户pay-in slip 存款单a deit form 存款单a banding machine 自动存取机to dedeit 存款it receipt 存款收据private deits 私人存款of deit 存单deit book, passbookcredit card principal 本金overdraft, overdraw 透支to counter sign 双签 to endorse 背书 endorser 背书人to cash 兑现to honor a cheque 兑付 t

2、o dishonor a cheque 拒付 to suspend payment 止付 cheque,check 支票 cheque book 支票本 order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blcheque 空白支票rubber cheque 空头支票 cheque stub, counterfoil 票根 cash cheque 现金支票 travelers cheque 旅行支票 cheque for transfer 转帐支票 outstanding cheque 未付支票canceled cheque 已付支票f

3、ed cheque 伪支票Bandars note 庄票，银票ber家 行长储蓄大通花旗Shanghai Bing Corporationsavings b Chase BCitib汇丰Chartered Bof, Australia and China利Banque de IIndoChine 东方汇理central b, national b, bers bbof ie, bl bof circulation币commer member bdiscount b商业，储蓄信贷储蓄信贷, credit b贴现汇兑exchange brequesting b委托开证iing b, opening

4、 b开证advising b negotiation b confirming bpaying b, notifying b通知议付保兑付款er of collection 代收er of collection 委托assote bconsigned bclearing blocal b domestic boverseas b本地国内国外unincorporated b branch btrustee savings btrust company分行储蓄公司公司finanl trust 金融unit trusttrust institution投资公司的部credit department的

5、信用部commerl credit company(discount company)商业信贷公司（贴现公司）neighborhood savings b credit union 合作credit bureau 商业兴信所self-service b无人, bof deit 街道储蓄所land b土地construction b建设industrial and commerl b工商bof communications 交通mutual savings b互助储蓄t offi mortgage bindustrial bavings b邮局储蓄, building society 抵押实业家

6、宅准备特许home loan breserve b chartered bcorresponding b往来merchant b, accepting b承兑investment b投资import and export b(EXIMB)joventure b合资money shop, native b credit cooperativesclearing house 票据交换所 public accounting 公共会计 business accounting 商业会计cost accounting 成本会计depretion accounting 折旧会计computerized ac

7、counting 电脑化会计general ledger 总帐 subsidiary ledger 分户帐 cash book 现金出纳帐 cash account 现金帐journal, day-book bad debts 坏帐 investment 投资 surplus 结余 idle capital 游资economic cycle 经济周期economic boom 经济繁荣帐，流水帐economic reeconomic depres经济经济economic crisis 经济 economic recovery 经济复苏 inflation 通货膨胀deflation 通货收缩

8、devaluation 货币贬值 revaluation 货币增值ernational balance of payment国际收支favourabalance 顺差adverse balance 逆差 hard currency 硬通货 soft currency 软通货ernational monetary system 国际货币制度the purchasinger of money 货币力money in circulation 货币流通量note ie量national budget 国家national gross product 国民生产总值public bond 公债 stock

9、, share debenture 债券treasury bill 国库券debt chain链direct exchange 直接（对角）套汇 indirect exchange 间接（三角）套汇 cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备 foreign exchange fluctuation 外汇波动 foreign exchange crisis 外汇discount 贴现discount rate, brate 贴现率gold reserve 黄金储备money (finan sto

10、ck exchangebroker 经纪人l) market交易所commis佣金bookkeng 簿记bookkeeper 簿记员an application form 申请单bsement 对帐单letter of credit 信用证strong room, vault 保险库 equitable tax system 等价税则 specimen signature 签字式样bing hours, business hours 营业时间英语口语新开帐户What kind of account did you have in your mind?你想开哪种帐户?Do you like to

11、 open a current account?你想开一个活期存款帐户吗?A deit or current account?定期还是活期?Pleasel me how you would like to deit your money.请告诉我你想存何种户头?Theres a service charge for the checking account but no charge for the savings.支票户头要收服务费，现金户头不收。Our minimum deit for a savings account is 100 dollars.储蓄存款的最低存款额是 100 美圆。

12、Five yuan is the minimum original de最低起存款额是 5 元。it.You can open a savings accounany time win initial deit of 50 dollars.你可随时以 50 美圆的起存额开立储蓄帐户。Even one yuan is.甚至一元也可以起存。Here is your pasbook. Please bring it back when you de inform us whenever you lose it.it or withdraw money any time you like. Ket w

13、ell and这是你的，时请带来。保管好，遗失请告诉。I should like to open a current account.开一个活期存款帐户。I need a checking account sot I can pay my bill.我需开个支票帐户，这样就能付帐。Wed like to know how we open a checking-savings account.想知道如何开一个支票储蓄帐户。I have a checking account here.我在这里有一个支票存款帐户。I think Id like a deit account.要开个定期存款帐户。Ca

14、n I open a current account here?我能否在这儿开个活期存款帐户？I want to open a de我要开个储蓄帐户。Id like to open a deit account with you.it account with you.在这儿开个定期存款帐户。Could youl me the difference betn a savings account and a checking account?请告诉我储蓄存款与支票存款的区别好吗？Pleasel me the procedure for opening a savings account.请告诉我

15、开个储蓄帐户需要什么手续。Will 100 yuan be enough for a minimum de 100 元作最低存款额够吗？it?Id like to know whether a 200 yuan deit will be enough for opening a checking account.知道开一个支票帐户 200 元存款是否够。Could youl me how to operate this account?请告诉我如何经管这个帐户好吗？Is there any minimum for the第一次储蓄有最低限额吗？deit?How much does each a

16、ccount cost?每个帐户要花？Useful Phrasescurrent de fixed defixed deit, current account 活期存款it, fixed account 定期存款it by installments 零存整取joaccount 存款帐户to open an account头英语口语存款How much do you want to deit with us?你想在这存多少？How much do you wish to payo your account?你希望在你的户头上存多少？How muoney do you plan to ken yo

17、ur account on a regular basis?？你计划在你的户头上定期存放How much cash do you plan to deit in your account?你有要存入呢？I think you may deit your money with the b, or leave it here for temporary safe-keng.我认为你可把钱存入，或留在暂保管起来。Would you please fillhe deiting form, giving the sum of money youre to deit as well as your nam

18、e, addressand profesait?请填张存款单，写明要存的数额以及你的，地址和工作的，好吗？I want to de在it 300 yuany account.户头上存 300 元。I want to deit these chequesy account.把这些支票存在户头上。Id like to pay 200 yuano my deit account.在在定期存款户头上存 200 元。I want to de存入it my paycheck.工资支票。Id like to know whether I can cash a cheque here.知道我能否在这兑换支票。

19、Will you please cash this travelers cheque?请兑现这张旅行支票好吗？Id like to cash this money order.兑现这张汇款单。I want to cash the balance of a travelers letter of credit.我要把旅行信用证的结余兑现。Will you pleasel me whether you charge for cheques?请告诉我兑换支票收手续费吗？Could youl me how much the checks cost?请告诉我这些支票要花？What if I overdr

20、aw?如果透支了怎么办？Please sign your name on the bottom line if you want to cash the check.如果想兑支票，请在上签名。Please write your account number on the back of the check.请在支票背面写上你的帐号。We honored the check as the overdraft was only 5 yuan.承兑这张支票的透支额只有 5 元。Please endorse the cheque.请背签这张支票。The travelers checks cost 1.

21、5% of the total amount of purchase.旅行支票手续费是总额的 1.5%。Heres the cheque book. When you send a cheque byyourself, you must leave it open.t be careful to cross it, but if you wish to cash a cheque这是一本支票簿，你邮寄支票时，注意要在支票上打叉线。但是如果你本人想开张兑现支票，就不可打叉线。Each cheque you write will cost 2 dollars.你每开一张支票将花 2 美圆。Usef

22、ul Words and Phrasesaccount number 帐目deitor 存户pay-in slip 存款单a deit form 存款单a banding machine 自动存取机to dedeit 存款it receipt 存款收据private deits 私人存款of deit 存单deit book, passbookcredit cardprincipal 本金 overdraft, overdraw 透支 to counter sign 双签to endorse 背书 endorser 背书人 to cash 兑现to honor a cheque 兑付 to d

23、ishonor a cheque 拒付 to suspend payment 止付 cheque,check 支票 cheque book 支票本 order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blcheque 空白支票rubber cheque 空头支票 cheque stub, counterfoil 票根 cash cheque 现金支票 travelers cheque 旅行支票 cheque for transfer 转帐支票 outstanding cheque 未付支票canceled cheque 已付支票fed

24、cheque 伪支票Bandars note 庄票，银票英语口语取款、结余Id like to know if I can draw on my account for payment of things I buyianjin.知道一下我是否能提取存款来支付购物的费用。I want to withdraw 200 dollars from my deit account.我要从定期存款中支取 200 美圆。I want to close my account with you.结束在这儿的帐户。Id like to draw 100 yuan against this letter of c

25、redit.从这份信用证上提款 100 元。May I draw money against the letter of credit here?我可以在这儿用这份信用证取钱吗？Could youl me my balance?能否把存款结余金额告诉我？Please let me know my balance.请告诉我结余金额。I think you can draw on this account by cheque in payment of goods.我以为你可用支票提款支付购物费用。Your balance at the bis 300 yuan.你在本行的结余是 300 元。Yo

26、ur deit is exhausted.你的存款支净了。Your letter of credit is used up.你的信用证用完了。Pleasel me how you wish to draw your money.请告诉我你希望怎样支款。Fill our a withdrawal form, please.请填写取款单。The letter of credit is exhausted.信用证上的款子已提清。The letter at Counter 6 will pay you against your number slip.六号柜台的出纳员将根据你的号码牌付给你钱。Usef

27、ul Words and Phrasesto close an account, to clear an account 结清to draw money 取款 drawing-out slip 取款单 the number slip 号码牌a withdrawal form 取款单to fillhe receipt in duplicate 一式两份填这张收据ler, cashier 出纳员英语口语兑换货币Pleasel me how much you want to change.请告诉我你要换多少。How much of the remittance do you want to conv

28、ert你要把多少汇款换成日圆？o Japayen?What kind of currency do you want?要哪种货币？Whats it you wish to change?你要换的？What kind of currency do you want to change?要换哪种货币？In what denominations?要什值的？Pleasel me what note you want.请告诉我要什么钞票。Will seven tens be7 张 10 元的可以吗？?Is itravelers cheques?换旅行支票吗？Id like to know how I s

29、hall give it to you.知道如何付钱给你。How would you like it?你要什额的？Would you kindly sign the exchange form, giving your name and address?请在兑换单上签字，写出你的和地址，好吗？Can you change me some money, please?能否请你给我兑换一些钱？Here it is, some French francs, Swiss francs, American dollars and a few Dh guilders.这些就是：一些法国法郎，法郎，美圆和一

30、些荷兰盾。Would you please give me seven five-pound notes, four pound notes and four ten-shilling notes, and the rest in smallchange.请你给我 7 张 5 镑，4 张 1 镑，4 张 10 先令，剩下的要零票。Would you mind giving me the six pence in coppers?劳驾给我 6 便士的铜币。Id like to know if you could change this money back知道能否把这笔兑回成美圆。o U.S.

31、dollars for me.Could you change these French francs for me?能给我兑换这些法国法郎吗？Can you give me 100 dollars in Swiss francs?能否给我 100 美圆的法郎？Id like to convert the full amount of the remittance把全部汇款换成美圆。o U.S. dollars.Id like some coins for this note.把这张换成硬币。Id like to break this 50 dollar note.把这张 50 美圆换开。Fi

32、ve twenties and ten singles, please.请给我 5 张 20 元和 10的。I need 300 dollars in 100-dollar cheques.我要 300 美圆票面为 100 美圆的支票。I hope youll give me ten travelers cheques of 100 dollars each.我希望给我 10 张面额为 100 美圆的旅行支票。In fives, please.请给我 5 元票面的。Could you give me some small notes?给我一些小票好吗？Useful Words and Phra

33、sescurrency, money 货币money changing 兑换货币an exchange form 兑换单bnote 钞票note of large denomination 大票 note of small denomination 小票 small change 零钱subsidiary money 辅币nickel piece 镍币plastic currency notes钞票convertible money 可兑换（黄金）英语口语储蓄存款利息Whats theerest rate for the savings account?储蓄存款的利率是多少？Do you pa

34、yerest on this account?这种存款付给利息吗？Pleasel me what the annualerest rate is.请告诉我年利率是多少。erest is paid at the rate of 1% per annum at present.目前每年的利率是 1%。It allows you to earn a littleerest on your money.这可使你从存款中获得一点利息。The account carrieserest of 4%.该存款有 4%的利息。Theerest is added to your account every year

35、.每年的利息都加到你的存款中。Theerest rate for the savings account is 4%.储蓄存款的利率是 4%。It varies from time to time. At present it is 6%.（年息）每个时期都不同，现在是六厘。Useful Words and Phraseserest rate 利率*erest 单利compounderest 复利legalerest 法定利息prime rate 优待利率payableerest 应付利息lending rateusury利率the subsidy rate for value-psavings 保值储蓄补贴率英语口语外汇率l me the current rate for RMB, please.请告诉我的现价。Whats your selling rate for RMB yuan in notes today?今天现钞的售价是多少？Whats the dollar going for today?美圆今天的售价是多少？Our buying rate for notes is 523 y