《国际支付与结算》(修订版)王益平课后答案(完整版1-14章)

1、ChapterOne1. Fillintheblankstocompleteeachsentence.(1) locallegalsystem,political,exchangerisks(2) openaccount,advancepayment,remittanceandcollection(3) letterofcredit,bankguarantee(4) priceterms,deliveryterms(5) least/minimum,most/maximum(6) advancepayment(7) openaccount(8) cleancollection,document

2、arycollection2. 略3. TranslatethefollowingtermsintoEnglish.(1) settlementonbankcredit(2) thepotentialforcurrencyfluctuation(3) toclearthegoodsforexport(4) topaytheinsurancepremium(5) tocarryoutexportformalities(6) themajorparticipantsininternationaltrade(7) thecommodityinspectionclause(8) tofulfillth

3、eobligationtodeliverthegoods(9) thegoodshavepassedovertheshipsrail(10) Internationalcontractisconcludedinacompletelydifferentcontextthandomesticones4Decidewhetherthefollowingstatementsaretrueorfalse.(1)F(2)F(3)T(4)T(5)T(6)T(7)F(8)T(9)T(10)F5.Choosethebestanswertoeachofthefollowingstatements(1)-(5)BC

4、CBD(6)-(10)DACCC(11)-(15)BDDCD(16)-(20)DCACDChapterTwo1. Fillintheblankstocompleteeachsentence.(1) barter(2) mediumofexchange(3) expensive,risky(4) our(5) Vostro(6) vostro(7) nostro(8) specimenofauthorizedsignatures,telegraphictestkeys,termsandconditions,Swiftauthentickeys2. Definethefollowingterms(

5、1) CorrespondentrelationshipAbankhavingdirectconnectionorfriendlyservicerelationswithanotherbank.(2) InternationalsettlementsInternationalsettlementsarefinancialactivitiesconductedamongdifferentcountriesinwhichpaymentsareeffectedorfundsaretransferredfromonecountrytoanotherinordertosettleaccounts,deb

6、ts,claims,etc.emergedinthecourseofpolitical,economicorculturalcontractsamongthem.(3) VisibletradeTheexchangeofgoodsandcommoditiesbetweenthebuyerandtheselleracrossborders.(4) FinancialtransactionInternationalfinancialtransactioncoversforeignexchangemarkettransactions,governmentsupportedexportcredits,

7、syndicatedloans,internationalbondissues,etc.(5) .VostroaccountVostroaccountisanaccountheldbyabankonbehalfofacorrespondentbank.3. TranslatethefollowingtermsintoEnglish.(1) commercialcredit(2) controldocuments(3) accountrelationship(4) cashsettlement(5) financialintermediary(6) creditadvice(7) agencya

8、rrangement(8) credit balance(9) reimbursementmethod(10) testkey/code4Decidewhetherthefollowingstatementsaretrueorfalse.(1)T(2)F(3)F(4)T(5)F5.Choosethebestanswertoeachofthefollowingstatements(1)-(5)BCDAD(6)-(10)BBDABChapterThree1. DefinethefollowingTerms:(1) Negotiableinstrument“Anegotiableinstrument

9、isachoseinaction,thefullandlegaltitletowhichistransferablebydeliveryoftheinstrument(possiblywiththetransferorendsorsement)withtheresultthatcompleteownershipoftheinstrumentandallthepropertyitrepresentspassesfreefromequitiestothetransferee,providingthelattertakestheinstrumentingoodfaithandforvalue.”(2

10、) BillofexchangeAbillofexchangeisanunconditionalorderinwriting,addressedbyonepersontoanother,signedbythepersongivingit,requiringthepersontowhomitisaddressedtopayondemand,oratafixedordeterminablefuturetime,asumcertaininmoney,toortotheorderofaspecifiedperson,ortobearer.(3) CheckAcheckisanunconditional

11、orderinwritingaddressedbythecustomertoabanksignedbythatcustomerauthorizingthebanktopayondemandaspecifiedsumofmoneytoortotheorderofanamedpersonortobearer.(4) DocumentarybillItisabillwithshippingdocumentsattachedthereto.(5) CrossingAcrossingisineffectaninstructiontothepayingbankfromthedrawerorholderto

12、paythefundtoabankonly.2. TranslatethefollowingtermsintoEnglish.(1) 一般划线支票generallycrossedcheck(2) 特殊划线支票speciallycrossedcheck(3) 过期支票acheckthatisoutofdate(4) 未到期支票postdatedcheck(5) 大小写金额amountinwords(6) 白背书blankendorsement(7) 特别背书specialendorsement(8) 限制性背书restrictiveendorsement(9) 跟单汇票documentarybi

13、ll(10) 即期汇票sightdraft(11) 远期汇票usance/termbill(12) 承兑汇票acceptancebill(13) 可确定的未来某一天determinablefuturedate(14) 光票cleanbill(15) 流通票据negotiableinstrument(16) 贴现行discountinghouse(17) 商人银行merchantbank(18) 无条件的付款承诺unconditionalpromiseofpayment(19) 负连带责任jointlyandseverallyresponsible(20) 出票后90天付款payable90da

14、ysafterdate3. Decidewhetherthefollowingstatementsaretrueorfalse.(1) T(2)F(3)T(4)T(5)T(6)F(7)T(8)T(9)T(10)T(11) F(12)T(13)T(14)F(15)T(16) T(17)T(18)F(19)F(20)F4. Choosethebestanswertoeachofthefollowingstatements(1)-(5)CACBC(6)-(10)BACBB(11)-(15)BDCCC(16)-(20)BBAAC5-7略ChapterFour1. Fillintheblankstoco

15、mpleteeachsentence.(1) beneficiary(2) paymentorder/mailadvice/debitadvice(3) theremittanceamountislarge/thetransferoffundsissubjecttoatimelimit/testkey(4) sellittohisownbankforcreditinghisaccount(5) debits/credits(6) demanddraft(7) actofdishonor(8) swiftness/reliability/safety/inexpensiveness(9) deb

16、itingremittingbanksnostroaccount(10) deliveryofthegoods2. DefinethefollowingTerms.(1) Internationalremittancemeansaclient(payer)askshisbanktosendasumofmoneytoabeneficiaryabroadbyoneofthetransfermethodsathisoptionwhilethebeneficiarycanbepaidatthedesignatedbankwhichiseithertheremittingbankverseasbsrao

17、nchoritscorrespondentwithanostroaccount.(2) Remittingbankisthebanktransferringfundsattherequestofaremittertoitscorrespondentoritsbranchinanothercountryandinstructingthelattertopayacertainamountofmoneytoabeneficiary.(3) Amailtransferistotransferfundsbymeansofapaymentorderoramailadvice,orsometimesadeb

18、itadviceissuedbyaremittingbank,attherequestoftheremitter.(4) Demanddrafttransferisaremittancemethodusingabankdemanddraft.Itisanegotiableinstrumentdrawnbyonebankonitsoverseasbranchoritscorrespondentabroadorderingthelattertopayondemandthestatedamounttotheholderofthedraft.(5) Cancellationofthereimburse

19、mentundermailtransferortelegraphictransferisusuallydonebeforeitspaymentismadeattherequestoftheremitterorthepayeewhorefusestoreceivethepayment.3. TranslatethefollowingtermsintoEnglish.(1)汇款通知单remittanceadvice(2)汇出汇款outwardremittance(3)国际汇款单internationalmoneyorder(4)往来账户currentaccount(5)自动支付系统automate

20、dpaymentsystem(6)作为偿付incover(7)赔偿保证书letterofindemnity(8)信汇通知书mailadvice(9)汇票的不可流通副本non-negotiablecopyofdraft(10)首期付款downpayment4.Choosethebestanswertoeachofthefollowingstatements(1)-(5)BCABD(6)-(10)BBBAAChapterFive1.Fillintheblankstocompleteeachsentence.(1) presentingbank(2) titledocuments/paysthedr

21、aft/acceptstheobligationtodoso(3) legal/theexchangecontrolauthorities(4) thepaymentismade(5) openaccount/advancepayment(6) Inwardcollection(7) .theremittingbank(8) trustreceipt(9) D/Patsight(10) documents,draft,andcollectionorder2. Definethefollowingterms(1) Collectionisanarrangementwherebythegoodsa

22、reshippedandarelevantbillofexchangeisdrawnbytheselleronthebuyer,and/orshippingdocumentsareforwardedtothesellerbasnkwithclearinstructionsforcollectionthroughoneofitscorrespondentbankslocatedinthedomicileofthebuyer.(2) Thecaseofneedistherepresentativeappointedbytheprincipaltoactascaseofneedintheevento

23、fnon-acceptanceand/ornon-payment,whosepowershouldbeclearlyandfullystatedinthecollection.(3) Documentarycollectionisacollectionoffinancialinstrumentsbeingaccompaniedbycommercialdocumentsorcollectionofcommercialdocumentswithoutbeingaccompaniedbyfinancialinstruments,thatis,commercialdocumentswithoutabi

24、llofexchange.Alternatively,thedocumentarycollectionisapaymentmechanismthatallowstheexporterstoretainownershipofthegoodsuntiltheyreceivepaymentorarereasonablycertainthattheywillreceiveit.(4) Outwardcollectionisabankingbusinessinwhichabankactingastheremittingbanksendsthedraftdrawnagainstanexportwithor

25、withoutshippingdocumentsattached,toanappropriateoverseasbank,namely,thecollectingbanktogetthepaymentoracceptancefromtheimporter.(5) Collectionbillpurchasedisakindoffinancingbybanksforexportersunderdocumentarycollectionmethods.Itmeansthattheremittingbankpurchasesthedocumentarybilldrawnbytheexporteron

26、theimporter.Itinvolvesgreatriskfortheremittingbankduetolackofaguarantee.3. TranslatethefollowingtermsintoEnglish.(1) 承兑交单acceptanceagainstdocuments(2)商业承兑汇票tradeacceptance(3)需要时的代理人caseofneed(4)出口押汇exportbillpurchased(5)物权单据titledocument(6)以寄售方式onconsignment(7)直接托收directcollection(8)货运单据shippingdocu

27、ments(9)付款交单documentsagainstpayment(10)远期汇票time/tenor/term/usancedraft4.Choosethebestanswertoeachofthefollowingstatements(1)-(5)ABCAB(6)-(10)ACAADChapterSix1. Definethefollowingterms:(1) LetterofcreditTheDocumentaryCreditorletterofcreditisanundertakingissuedbyabankfortheaccountofthebuyer(theapplican

28、t)orforitsownaccount,topaythebeneficiarythevalueofthedraftand/ordocumentsprovidedthatthetermsandconditionsofthedocumentarycreditarecompliedwith.(2) ConfirmedletterofcreditAcreditthatcarriesthecommitmenttopaybyboththeissuingbankandtheadvisingbank.(3) RevolvingcreditAcreditbywhich,underthetermsandcond

29、itionsthereof,theamountisrenewedorreinstatedwithoutspecificamendmentstothedocumentarycreditbeingrequired.(4) ConfirmingbankAbank,usuallytheadvisingbank,whichaddsitsundertakingtothoseoftheissuingbankandassumesliabilityunderthecredit.(5) ApplicantofthecreditTheapplicantisalwaysanimporterorabuyer,whofi

30、llsoutandsignsanapplicationform,requestingthebanktoissueacreditinfavorofanexporterorasellerabroad.2. TranslatethefollowingtermsorsentencesintoEnglish.(1) 未授权保兑silentconfirmation(2) 有效地点为开证行所在地的柜台toexpireatthecountersoftheissuingbank(3) 凭代表物权的单据付款topayagainstdocumentsrepresentingthegoods(4) 信用证以银行信用代

31、替了商业信用。Acreditplacesabankscreditinsteadofcommercialcredit.(5) 信用证独立于它所代表的商业合同。Acreditstandsindependentofthesalescontract.3. Decidewhetherthefollowingstatementsaretrueorfalse.(I) F(2)F(3)T(4)F(5)T(6) F(7)F(8)T(9)F(10)F(II) T(12)T(13)F(14)F(15)T4. Choosethebestanswertoeachofthefollowingstatements(1)-(

32、5)BCDBA(6)-(10)DDCCC(11)-(15)DDADB(16)-(20)DDDABChapterSeven1. Fillintheblankstocompleteeachsentence.(1) completeness,correctness,consistency(2) underlyingtransaction(3) authorizedsignatures,testkey(4) complywith(5) ISOcurrencycode2. TranslatethefollowingtermsorsentencesintoEnglish.(1) 信用证表面的真实性thea

33、pparentauthenticityofthecredit(2) 标准国际银行惯例internationalstandardbankingpractice(3) 信息交换系统datacommunicationnetwork(4) 有足够的资金来支付信用证tohavesufficientfundstocoverthecredit(5) 买方考虑自己的要求也同样的重要Itisequallyimportantthatthebuyersownrequirementsbetakenintoaccount.3. Decidewhetherthefollowingstatementsaretrueorfa

34、lse.(1) F(2)F(3)F(4)T(5)T(6) T(7)F(8)T(9)F(10)T4. Choosethebestanswertoeachofthefollowingstatements(1)-(5)CDCBC(6)-(10)CAADD(11)-(15)ADDABChapterEightI. Definethefollowingterms:(1) CommercialinvoiceThecommercialinvoiceisthekeyaccountingdocumentdescribingthecommercialtransactionbetweenthebuyerandthes

35、eller.Itisadocumentgivingdetailsofgoods,service,price,quantity,settlementtermsandshipment.(2) ExportlicenseAnexportlicenseisadocumentpreparedbyagovernmentauthorityofanationgrantingtherighttoexportaspecificquantityofacommoditytoaspecifiedcountry.(3) BillofladingAbillofladingisadocumentissuedbyacarrie

36、rtoashipper,signedbythecaptain,agent,orownerofavessel,providingwrittenevidenceregardingreceiptofthegoods,theconditionsonwhichtransportationismade,andtheengagementtodelivergoodsattheprescribedportofdestinationtothelawfulholderofthebilloflading.(4)InspectioncertificateAdocumentissuedbyanauthorityindic

37、atingthatgoodshavebeeninspectedpriortoshipmentandtheresultsoftheinspection.(5) ConsularinvoiceAconsularinvoiceisaninvoicecoveringashipmentofgoodscertifiedinthecountryofexportbyalocalconsulofthecountryforwhichthemerchandiseisdestined.II. TranslatethefollowingintoEnglish:(1) 战略产品strategiccommodity(2)

38、普惠制GeneralSystemofPreference(3) 有预订的泊位withreservedberth(4) 多式联运提单multi-modaltransportbilloflading(5) 抽样方式samplingmethodology3. Decidewhetherthefollowingstatementsaretrueorfalse.(1) F(2)F(3)T(4)T(5)F(6) F(7)F(8)T(9)T(10)F4. Choosethebestanswertoeachofthefollowingstatements(1)-(5)ABDAC(6)-(10)CCCDA(11

39、)-(15)DDAAA(16)-(20)ABACDChapterNine1. Fillintheblankstocompleteeachsentence.(1) acceptableaccountsreceivable/non-recourseandnotification(2) collectionaswellastheriskofcreditlosses(3) thelevelofsales(4) changesintheworldeconomicstructure(5) growingdemands(6) purchasingtheclientsaccountsreceivables(7

40、) financialandadministration(8) theinvoicedate/thecustomermakeshispayment(9) marketconditionsandhisassessmentoftherisksinvolvedinaparticulartransaction(10) fluctuationsintheexchangerate/inthestatusofthedebtor2. Definethefollowingterms(1) Factoringisaformoftradefinancingthatallowssellerstoselltheirpr

41、oductstooverseasbuyersessentiallyonanopenaccountbasis.Insimpleterms,factoringisthepurchaseofclaims,arisingfromsalesofgoods,byaspecializedcompanyknownasfactoringcompanyorfactor.Factoringisinfactathree-partytransactionbetweenthefactorandabusinessentity,i.e.theexportersellinggoodsorprovidingservicestof

42、oreigntheimporter.(2) Forfaitingisthetermgenerallyusedtodenotethepurchaseofobligationsfallingdueatsomefuturedate,arisingfromdeliveriesofgoodsandservices-mostlyexporttransactions-withoutrecoursetoanypreviousholderoftheobligation.Simplyspeaking,forfaitingisthebusinessofdiscountingmedium-termpromissory

43、notesordraftsrelatedtoaninternationaltradetransaction.3.TranslatethefollowingtermsintoEnglish.(1)或有负债contingentliability(3)卖方信贷suppliercreditrecourse(5)信用审定creditapprovalgoods(2)信用额度creditlimit(4)无追索权的without(7)买方信贷担保buyercreditguarantee(6)资本货物capital(8)福费廷融资便利forfaitingfacility(9)贸易壁垒tradebarrierpu

44、rchasediscount(10)大宗采购折扣bulk4.Choosethebestanswertoeachofthefollowingstatements(1)B(2)A(3)D(4)C(5)DChapter101. Fillintheblankstocompleteeachsentence.(1) securemechanismforpayment/defaultinstrument(2) partytendering/thecontracthasbeenawarded(3) presentationofthebeneficiarydesmandandstipulateddocument

45、ation(4) issueaguaranteedirectlytothebeneficiary(5) Unconditionalbonds(6) withdrawitsbid/accepttheawardofcontractinitsfavor/between2%and5%(7) UCPfordocumentarycredits/UniformRulesforDemandGuarantee.(8) Anadvancepayment(9) borrower(theprincipal)/thelender(thebeneficiary)(10) counterindemnity2. Define

46、thefollowingterms(1) Abankguaranteeisaninstrumentforsecuringperformanceorpaymentespeciallyininternationalbusiness.Itisawrittenpromiseissuedbyabankattherequestofitscustomer,undertakingtomakepaymenttothebeneficiarywithinthelimitsofastatedsumofmoneyintheeventofdefaultbytheprincipal.Itmayalsobedefinedas

47、anindependentobligationwheretheguarantorhastomakeaspecialagreementwithitscustomer,ensuringthatitwillberefundedbyhimforanypaymenttobeeffectedunderthecontractofguarantee.(2) Abeneficiaryisthepartyinwhosefavortheguaranteeisissued.Heissecuredagainsttheriskoftheprincipalnotsfulfillinghisobligationstoward

48、sthebeneficiaryinrespectoftheunderlyingtransactionforwhichthedemandguaranteeisgiven.Hewillnotobtainasumofmoneyiftheobligationsarenotfulfilled.(3) Anindirectguaranteeisaguaranteewhereasecondbank,usuallyaforeignbanklocatedinthebeneficiarycousntryofdomicile,willberequestedbytheinitiatingbanktoissueagua

49、ranteeinreturnforthelattersco-ugnutaerantee.(4) Aperformancebondisanundertakinggivenbytheguarantorattherequestofasupplierofgoodsorservicesoracontractortoabuyerorbeneficiary,wherebytheguarantorundertakestomakepaymenttothebeneficiarywithinthelimitofastatedsumofmoneyintheeventofdefaultbythesupplierorth

50、econtractorindueperformanceofthetermsofacontractbetweentheprincipalandthebeneficiary.(5) Astandbyletterofcreditisacleanletterofcreditthatgenerallyguaranteesthepaymenttobemadeforanunfulfilledobligationonthepartoftheapplicant.Itispayableonpresentationofadrafttogetherwithasignedstatementorcertificateby

51、thebeneficiarythattheapplicanthasfailedtofulfillhisobligation.3. TranslatethefollowingtermsintoEnglish.guarantee(1)履约保函performance bondguarantee(3)反赔偿counter indemnityguarantee(5)备用信用证stand-by letter of creditcontracting(7)基础交易underlying transactionguarantee(9)延期付款保函(2)担保书，保函 letter of(4) 附 属 保 函 ac

52、cessory(6) 工程承包engineering(8) 见索即付保函 demanddeferred payment bond(10) 反 担 保 counter4. Choosethebestanswertoeachofthefollowingstatements(1)-(5)BAADC(6)-(10)BCDBAChapter111. Fillintheblankstocompleteeachsentence.(1) collectionoperationsfordraftsandfordocumentarycollections(2) allcollections/collectioni

53、nstruction(3) allDocumentaryCredits/Credit(4) allBank-to-BankReimbursements/ReimbursementAuthorization.(5) anydemandguaranteeandamendmentthereto/Guaranteeoranyamendmentthereto.(6) documents/goods/termsandconditions(7) codificationofrules/bankingpracticeregardingdocumentarycredits(8) internationalfin

54、ance,trade,transportationandcomputertechnology(9) quitedifferentfromthepracticeofguarantee/bankingandcommercial(10) bank-to-bankreimbursements2. TranslatethefollowingtermsintoEnglish.(1)索偿reimbursementclaim(2)仲裁书arbitralaward(3)银行委员会bankingcommission(4)多式联运multi-modeltransport(5)偿付保证reimbursementund

55、ertaking(6)银行惯例bankingpractices(7)集装箱运输containerizedtraffic(8)非转让运输单据non-negotiablewaybill(9)远期托收提示tenorcollectionpresentation(10)国际商会InternationalChamberofCommerce3.FillinthefollowingtableoftheimprovementofUCPTimeofadoption/operationFullnameShortnameFeaturesICCAmsterdamCongressin1929/in1930UniformR

56、ulesforCommercialDocumentaryCreditsICCpublicationNo.74.PutintopracticebybanksonlyinParisandBelgium,yetstillofgreatimportance,givingauniformdefinitionofdocumentarycredit,andexplainingsometermsandtherightsandobligationsofpartiesconcerned.1933ICCViennaUniformCustomsandICCpublicaAcceptedbybanksthroughoutContinentalCongress/January1,1952PracticeforCommercialDocumentaryCreditstionNo.82Europe1951ICCLisbonCongress/in1952.UniformCustomsandPracticeforCommercialDocumentaryCreditsICCpublicationNo.151Ta