常用金融__的翻_

1、常用金融词汇的翻译acquiring company           收购公司   bad loan                    呆帐   chart of cash flow      

2、0;   现金流量表   clearly-established ownership      产权清晰   debt to equity              债转股   diversity of equities       股权多元化   econo

3、my of scale            规模经济   emerging economies          新兴经济   exchange-rate regime        汇率机制   fund and financing   

4、;       筹资融资   global financial architecture         全球金融体系   global integration, globality    全球一体化，全球化   go public           

5、60;       上市   growth spurt                （经济的）急剧增长   have ones "two commas"     百万富翁   hedge against     

6、60;         套期保值   housing mortgage            住房按揭   holdings                    控股，所持股份&#

7、160;  holding company             控股公司   initial offerings           原始股   initial public offerings    首次公募   innovative business  

8、;       创新企业   intellectual capital        智力资本   inter-bank lending          拆借   internet customer          

9、 网上客户   investment payoff period    投资回收期   joint-stock                 参股   mall rat               

10、     爱逛商店的年轻人   means of production         生产要素   (the)medical cost social pool for major diseases       大病医疗费用社会统筹   mergers and acquisitions    并购   mob

11、ile-phone banking        移动电话银行业   moods                       人气   net potato         

12、60;        网虫   non-store seling      常用会计用语词汇Accounting system 会计系统    American Accounting Association 美国会计协会    American Institute of CPAs 美国注册会计师协会    Audit 审计    Bala

13、nce sheet 资产负债表    Bookkeepking 簿记    Cash flow prospects 现金流量预测    Certificate in Internal Auditing 内部审计证书    Certificate in Management Accounting 管理会计证书    Certificate Public Accountant注册会计师       C

14、ost accounting 成本会计 External users 外部使用者    Financial accounting 财务会计    Financial Accounting Standards Board 财务会计准则委员会       Financial forecast 财务预测    Generally accepted accounting principles 公认会计原则    General-pur

15、pose information 通用目的信息    Government Accounting Office 政府会计办公室    Income statement 损益表    Institute of Internal Auditors 内部审计师协会    Institute of Management Accountants 管理会计师协会    Integrity 整合性    Internal audi

16、ting 内部审计    Internal control structure 内部控制结构       Internal Revenue Service 国内收入署    Internal users 内部使用者    Management accounting 管理会计    Return of investment 投资回报    Return on investment 投资报酬 

17、;   Securities and Exchange Commission 证券交易委员会常见金融词汇汇集big macs,big/large-cap stock,mega-issue 大盘股  offering,list 上市  bourse 证交所  corporate champion 龙头企业  Shanghai Exchange 上海证交所  pension fund 养老基金  mutual fund 共同基金  hedge mutual fund 对冲式共同基金  share 股

18、票  valuation 股价  underwriter 保险商  government bond 政府债券  saving account 储蓄帐户  equity market 股市   shareholder 股东  delist 摘牌  mongey-loser 亏损企业  inventory 存货  traded company,trading enterprise 上市公司  stakeholder 利益相关者  transparency 透明度

19、0; Msnbc:Microsoft national broadcast 微软全国广播公司  market fundamentalist 市场经济基本规则  damage-contral machinery 安全顾问  efficient market 有效市场  intellectual property 知识产权  opportunistic practice 投机行为  WorldCom 世通公司  bribery 行贿  entrepreneur 企业家  cook the book 做假帐&#

20、160; regulatory system 监管体系  audit 审计  accounting firm 会计事务所  Great Depression 大萧条  portfolio 投资组合  money-market 短期资本市场  capitual-market 长期资本市场  volatility 波动  diversification 多元化  commodity 期货  real estate 房地产  option 期权  call option 看涨期权&

21、#160; put option 看跌期权  merger 并购  arbitrage 套利  Securities&Exchange Commission 美证券交易委员会  dollar standard 美元本位制  flight 贬值  budget 预算  deficit 赤字  ba银行英语口语向客户提建议Customer: Hello, I would like to open an account, but I do not know what account it should be.&#

22、160;   顾客：你好。我想开立一个帐户，但我不知道要开哪种帐户。    Clerk: Do you often deposit money and draw money ?    职员：您经常存钱和取钱吗？    Customer: No, I do not. I just want to deposit my salary and use this account to pay the things I buy at department stores once a month.

23、    顾客：不，我不经常存钱和取钱。我只想把工资存入并且用这个帐户来支付每月一次在百货商店所买的东西的帐款。    Clerk: So, it will be a good idea for you to open a checking account. Do you think so?    职员：那么您还是开立一个支票帐户的好。您认为怎么样？    Customer: All right ,if that account will make.  &#

24、160; 顾客：行，如果这个帐户合适的话。    Dialogue Two    对话（2）    Customer: Good morning, sir. I am from Japan. My English is poor. Can you help me?    顾客：你好，先生。我是日本人。我的英语不太好，你能帮忙吗？    Clerk: It is my pleasure, but I think it would be better

25、 for you to tell me what you want to do.    职员：很高兴为您效劳，但我想您最好告诉我您想要干什么。    Customer: Oh, I want to change some money, but I do not know how to fill out the exchange memo.    顾客：啊，我想兑换些钱，但不知道怎样填写兑换水单。我不会看英文。    Clerk: Would you care to give

26、me your passport and write your name on the paper?    职员：您能把您的护照给我，并把您的名字写在这张纸上吗？    Customer: There you are. My name is Tanaka.    顾客：给你护照和姓名，我叫田中。    Clerk: Good. I will fill out the exchange memo for you now. Why do not you take a seat o

27、ver there for a moment?    职员：好，我现在就为您填写这张兑换水单。您请在那里坐一会行吗？    Customer: I would like to. Thanks.    顾客：好的，谢谢。    Clerk: Hello, Mr. Tanaka. I was wondering if you would ever thought of conversing the unused Renminbi back into Japan yen later

28、?    职员：您好，田中先生，不知道您是否考虑到以后要把没有用完的人民币兑换成日元呢？    Customer: Yes, if I will have Renminbi left.    顾客：是的，如果有没用完的人民币的话，就要换成日圆。    Clerk: So, If I may make a suggestion , please keep your exchange memo safe,    职员：那么，如果我还可以提一个建议的话

29、，请您保管好您的这张兑换水单。    Customer: Thank you indeed. I will do that.    顾客：我会保管好的。谢谢。    Clerk: Not at all.    职员：不用谢。 银行英语口语回答客户问题对话（）Customer: Excuse me , but can I draw on my account for payment of things I buy in China ?    顾客：

30、劳驾，请问我能不能提取存款尝付我在中国买东西的费用？    Clerk: Certainly, sir. How much do you draw?    职员：当然可以，先生。您要取多少钱？    Customer: RMB 8,000 please. Would you please tell me my balance?    顾客：请给我人民币8000元。请把我帐号上的节余金额告诉我好吗？    Clerk: Yes, sir. Your

31、 balance is RMB 34,000.    职员：好的，先生。你的帐户余额是人民币34000元。    Customer: I am sorry, but may I ask one more question?    顾客：对不起，我能不能再问一个问题？    Clerk: Of course, please do. What is it?    职员：当然可以了。请问是什么问题？    Customer

32、: What is the interest rate for the saving account?    顾客：储蓄存款的利率是多少？    Clerk: The detailed information is on the board. Please go and see it.    职员：详细的情况在那块利率牌上。请去那里看看吧。    Customer: Many thanks.    顾客：非常感谢。  

33、0; Dialogue Tow     对话（2）    Customer: Excuse me, but could you help me?    顾客：对不起，能帮我一个忙吗？    Clerk: With pleasure. What can I do for you?    职员：很高兴为您效劳。我能为您做些什么？    Customer: Could you tell me where I can fin

34、d Mr Zhang?    顾客：请告诉我张先生在哪里，好吗？    Clerk: Sure Miss. Mr Zhang is upstairs.    职员：没问题，小姐。张先生在楼上。    Customer: Thank you very much.    顾客：非常感谢。    Clerk: Not at all, miss.    职员：不客气，小姐。  

35、;  Dialogue Three    对话（3）    Customer: Do you charge for cheques?    顾客：请问，兑换支票你们收手续费吗？    Clerk: Yes we do. Each cheque you write will cost RMB 2.    职员：是的，我们收手续费。您每开一张支票就要花人民币2元。    Customer: Do I have

36、to deposit a large sum of money if I want to open a chequing-savings account?    顾客：如果我要开一个支票储蓄帐户，我必须存一大笔钱吗？    Clerk: Not necessarily, sir.     职员：不一定的，先生。    Customer: Regarding the interest rate, what is the difference between a savings

37、account and checking account?    顾客：在利率方面，储蓄存款和支票存款有什么不同？    Clerk: Not big difference, sir.    职员：没有太大的区别，先生。    Customer: I see. I would like to open a checking account. Will 300 dollars be enough for a minimum deposit?   

38、顾客：我知道了。我想开一个支票存款帐户。300美圆作最低存款额够了吗？    Clerk: Definitely.    职员：足够了。银行英语口语兑换货币Please tell me how much you want to change.     请告诉我你要换多少。     How much of the remittance do you want to convert into Japanese yen?     你要把多少汇款换成日圆

39、？     What kind of currency do you want?     要哪种货币？     What's it you wish to change?     你有什么要换的？     What kind of currency do you want to change?     要换哪种货币？     In what denominations? 

40、0;   要什么面值的？     Please tell me what note you want.     请告诉我要什么钞票。     Will seven tens be all right?     7张10元的可以吗？     Is it in traveler's cheques?     换旅行支票吗？     I'd like to

41、know how I shall give it to you.     我想知道如何付钱给你。     How would you like it?     你要什么面额的？     Would you kindly sign the exchange form, giving your name and address?     请在兑换单上签字，写出你的姓名和地址，好吗？     Can you change

42、me some money, please?     能否请你给我兑换一些钱？     Here it is, some French francs, Swiss francs, American dollars and a few Dutch guilders.     这些就是：一些法国法郎，瑞士法郎，美圆和一些荷兰盾。     Would you please give me seven five-pound notes, four pound notes and fo

43、ur ten-shilling notes, and the rest in small change.     请你给我7张5镑纸币，4张1镑纸币，4张10先令纸币，剩下的要零票。     Would you mind giving me the six pence in coppers?     劳驾给我6便士的铜币。     I'd like to know if you could change this money back into U.S. dollar

44、s for me.     我想知道能否把这笔兑回成美圆。     Could you change these French francs for me?     能给我兑换这些法国法郎吗？     Can you give me 100 dollars in Swiss francs?     能否给我100美圆的瑞士法郎？     I'd like to convert the full amount

45、of the remittance into U.S. dollars.     我想把全部汇款换成美圆。     I'd like some coins for this note.     我想把这张纸币换成硬币。     I'd like to break this 50 dollar note.     我想把这张50美圆纸币换开。     Five twenties and ten sing

46、les, please.     请给我5张20元和10张一元的。     I need 300 dollars in 100-dollar cheques.     我要300美圆票面为100美圆的支票。     I hope you'll give me ten traveler's cheques of 100 dollars each.     我希望给我10张面额为100美圆的旅行支票。   

47、0; In fives, please.     请给我5元票面的。     Could you give me some small notes?     给我一些小票好吗？         Useful Words and Phrases     currency, money 货币     money changing 兑换货币     an exch

48、ange form 兑换单     bank note 钞票     note of large denomination 大票     note of small denomination 小票     small change 零钱     subsidiary money 辅币     nickel piece 镍币     plastic currency notes 塑料钞票

49、    convertible money 可兑换（黄金）纸币银行英语口语存款How much do you want to deposit with us?     你想在我们这存多少？     How much do you wish to pay into your account?     你希望在你的户头上存多少？     How much money do you plan to keep in your account on a r

50、egular basis?     你计划在你的户头上定期存放多少钱？     How much cash do you plan to deposit in your account?     你有多少钱要存入呢？     I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.     我认为你可把钱存入银行，或

51、留在银行暂保管起来。     Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?     请填张存款单，写明要存的数额以及你的姓名，地址和工作的单位，好吗？     I want to deposit 300 yuan in my account.   

52、;  我想在我的户头上存300元。     I want to deposit these cheques in my account.     我想把这些支票存在我的户头上。     I'd like to pay 200 yuan into my deposit account.     我想在在我的定期存款户头上存200元。     I want to deposit my paycheck.   &#

53、160; 我想存入我的工资支票。     I'd like to know whether I can cash a cheque here.     我想知道我能否在这兑换支票。     Will you please cash this traveler's cheque?     请兑现这张旅行支票好吗？     I'd like to cash this money order.    

54、; 我想兑现这张汇款单。     I want to cash the balance of a traveler's letter of credit.     我要把旅行信用证的结余兑现。     Will you please tell me whether you charge for cheques?     请告诉我兑换支票收手续费吗？     Could you tell me how much the checks cos

55、t?     请告诉我这些支票要花多少钱？     What if I overdraw?     如果透支了怎么办？     Please sign your name on the bottom line if you want to cash the check.     如果想兑支票，请在底线上签名。     Please write your account number on the back of th

56、e check.     请在支票背面写上你的帐号。     We honored the check as the overdraft was only 5 yuan.     我们承兑这张支票的透支额只有5元。     Please endorse the cheque.     请背签这张支票。     The traveler's checks cost 1.5% of the total amoun

57、t of purchase.     旅行支票手续费是购买总额的1.5%。     Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".     这是一本支票簿，你邮寄支票时，注意要在支票上打叉线。但是如果你本人想开张兑现支票，就不可打叉线

58、。     Each cheque you write will cost 2 dollars.     你每开一张支票将花2美圆。         Useful Words and Phrases     account number 帐目编号     depositor 存户     pay-in slip 存款单     a deposit form

59、存款单     a banding machine 自动存取机     to deposit 存款     deposit receipt 存款收据     private deposits 私人存款     certificate of deposit 存单     deposit book, passbook 存折     credit card 信用卡   &#

60、160; principal 本金     overdraft, overdraw 透支     to counter sign 双签     to endorse 背书     endorser 背书人     to cash 兑现     to honor a cheque 兑付     to dishonor a cheque 拒付     to su

61、spend payment 止付     cheque,check 支票     cheque book 支票本     order cheque 记名支票     bearer cheque 不记名支票     crossed cheque 横线支票     blank cheque 空白支票     rubber cheque 空头支票     cheq

62、ue stub, counterfoil 票根     cash cheque 现金支票     traveler's cheque 旅行支票     cheque for transfer 转帐支票     outstanding cheque 未付支票     canceled cheque 已付支票     forged cheque 伪支票     Bandar'

63、s note 庄票，银票  银行英语口语支票结算T: Hello! May I help you?您好, 您有事需要帮忙吗？ C: Yes, I hope so. I need some more cash for my visit in China. May I cash a traveler's check here?是的，是这样。我需要些现金，在中国观光时使用。我能在这儿兑现旅行支票吗？T: Of course. We'd be happy cash it for you.当然，我很乐意为您兑现。C: I was going to cash it at the hotel, but one of my friends said that banks always give better exchange rates.我原本打算在家旅馆兑现，但我朋友说银行的兑现率通