银行英文实习汇报参考

1、银行英文实习汇报参考篇一：英文版银行实习报告11 introduction of China Everbright Bank1.1 BackgroundChina Everbright bank was built in August 1992, is the national state-controlled joint -stock commercial banks, is governed by China Everbright (Group) Corporation, the China Everbright Ltd, the Asian Development Bank and ot

2、her nearly 130 foreign shareholders units becoming shareholders, as the first international financial organization shares of the bank. China Everbright Bank has a solid financial strength, distinctive features of the ownership structure, perfect management system, reasonable layout of the network of

3、 institutions, advanced electronic business support system and standardized management system. It has been rated as one of the best profit of bank in China, the world's 1000 largest bank ranked 210th place.Since its inception, with China's financial industry development process, China Everbr

4、ight Bank, the pioneering and innovative, forge ahead, for the community to provide quality financial services at the same time, achieved good operating results, in the comprehensive management, business, international business, financial services, cultivate a strong comparative advantage, basic for

5、mation of the main business lines of balanced development, retail business contribution spends ceaseless promotion, risk management and gradually improve, innovation capability is enhanced operating pattern.At the end of 2010, China Everbright Bank had Loan of about 5.83 billon ,2.3 less than the ye

6、ar; non-performing loan rate of 0.75%, dropped 0.5 percentage points than last year; credit provision coverage rate is 313.38%, increase by 119.39 percentage points than last year. Asset quality improved significantly, the ability to withstand risks significantly improved.In 2010, China Everbright B

7、ank completed IPO core capital effectively supplement. At the end of 2010, the capital adequacy rate for 11.02%, increase by 0.63 percentage points than last year; the core capital adequacy ratio is 8.15%, 1.31 percentage points higher than last year.By virtue of excellent innovation capability and

8、excellent performance, ChinaEverbright Bank won the "top ten Chinese banks", "Bank of the year's most innovative" and other honorary awards; sun sign business financial management was rated as "the people's most recognized financial brand", "the most popula

9、r finance product".China Everbright Group (China Everbright Group, Everbright Group) is the Central Government Management of state-owned enterprises inChina, established in Hong Kong in May 1983, country of the StateCouncil approved the China Everbright Group hair 198389 date the constitution m

10、akes clear: China Everbright Group is directly under the State Council and the Ministry of company. The group is currently operating the banking, securities, insurance, investment management and financial business of large stateowned enterprise groups.1.2 Organization Structure of the BankChina Ever

11、bright Group consists of China Everbright (Group) Corporation and China Everbright Group Limited (Hong Kong) management inside and outside the business. The highest decision-making body for the group board of directors, by the state authorized investment group, operating state management of state-ow

12、ned assets. Party committee of group plays the political core role in the group. Group supervisors appointed by the state council.At present, group in China wholly owned 6 enterprises, holding 2 company, share 7 enterprises, joint venture 1, including the China Everbright Bank, China Everbright Secu

13、rities Limited by Share Ltd, Sun Life Everbright life-insurance company and China Everbright Investment management companies and other financial institutions and enterprises. Everbright Holdings in Hong Kong, China Everbright International 2 listing Corporation, 37 fully owned company, joint venture

14、 and Associate Companies. China Everbright Holding Company Limited was established in Hong Kong in 1983. It acquired several listed companies and restructured to form China Everbright Limited and China Everbright International Limited .China Everbright Limited was listed on the Hong Kong Stock Excha

15、nge in 1997.The Company, through its subsidiaries and associates, is principally engaged in investment activities and the provision of financial services. Prior to 2002, Everbrighthad no asset management department. Mr. Guo You, the CEO at the time set a goal to make Everbright one of China's pr

16、emier investment firms. Now, Everbright conducts its business activities in three areas: short-term investments, financial services and long-term investments plus other operations. The Company provides portfolio management services for institutional and individual clients, such as China Everbright D

17、ragon Fund. The first sere that was launched in 2004 in a joint venture with SeagateGlobal Advisors, LLCprovides financial advisory services, such as share placements, mergers and acquisitions (M&A), privatization and project financing. 2 Practice in the China Everbright Bank2.1 Work as a Manage

18、rAs a management department of China World Trade Center professional college students, I always look forward to having the opportunity to banking, securities, insurance and other financial areas of the company to practice. This long-awaited dream came in the summerof this year to achieve: in China E

19、verbright Bank summer intern.Although the practice is only a short period of one month, but in the knowledge of finance, banking, corporate management, give me a profound practice course. In particular, each department manager on my guidance with caring, let me feel the beauty and warmth of the big

20、family, I was full of gratitude and admiration on the Bank of china!The internship work as a manager on duty, the work involved the basic content. Teach customer to account, fill in the documents, the foreign exchange program, to the public, the private business guide. And to give customers the depo

21、sit loan advice, introduces customer financing channels, to provide customers with financial information. Also teach clients how to use ATM, automatic payment machine, online banking using method and so onEspecially fill in the forms, the Everbright Bank as a small commercial bank, unlike in agricul

22、ture, engineering, construction, pay, as well as rural credit cooperatives. It and other small banks such as Bank of Ningbo, Bank of the people's livelihood of some aspects of the preferential policies, namely: because of their use is the bankclearing system, the China Everbright Bank accessin N

23、ingbo bank card money without the need to pay the fee, the cost for customers to pay by a bank. In addition, the transfer to go to the 5 major state -owned banks, are required to fill the USW single for inter -city transfer, need totransfers between there is no need to fill in a form. As for the oth

24、er, such as debit cards for business, loss and unlock password, are required to fill in the form below. And guide customers to fill out a form and help customers to take, I became a part of the workThe Everbright Bank culture is the concept of service with a smile.For every customer to come and requ

25、est to enthusiastic welcome and treats, especially in some older customers are the financial details of slowly not to mind taking the trouble to the enterprise, to win a better reputation, another is the bank related business funds for every customer effort, we must to our sustenance and trust is re

26、sponsible earnestly. The bank requires not only our customers for every one of all with a smile, every one of their colleagues is to care for, care about. Commendable is the colleague to every customer requirements things will be on the heart and seriously, and the work of all has a good habit of fr

27、ugality, don't waste. Every morning when the morning is a summary of the day's work and check each other's appearance, and then to a new state of mind and began to look for a day's work. I think no matter what a business, if have good corporate culture, employees have a positive mood

28、, then the enterprise development will be on the upgrade, also is the place where more people yearn for.2.2 Some Basic Business of the Bank that I TouchedSavings businessThe savings department implements at present is the cabinet responsibility system, each teller can handle all of the savings busin

29、ess, that is to open an account, access to cash, savings card, Certificate did not want to corporate banking services departments did in accounting between the transmission, but each teller alone accounts processing, bookkeeping, and produced documents must be handed over to the relevant person in c

30、harge of the audit within the line first, and then passed to the superior line of "post audit".The bank accounting settlement businessBank accounting with the bank appear and born at the same time. The bank every business operation process, is also the bank accounting operations, accountin

31、g process, must realize through accountant. That is to say, the bank accounting process is specific for the banking business and the realization of the basic functions of the process of bank.Bank accounting is not only the important basic work for banks, and can objectivelyreflect the operation of b

32、anks, accounting and supervision, and bank accounting of these three functions can also be counter-productive in the bank's operations, they are complementary to each other. In the Bank of practice a month, has to learn how to open a basic deposit account, temporary deposit account, a general de

33、posit account, and the different accounts require different data; how to handle the settlement account household, how to handle the increase.In the settlement, I learned various instruments of liquidation and transfer procedures, including bank draft, commercial bank draft, promissory and notes, although these notes, the transferring procedure and liquidation, In the "international settlement" and "financial accounting&quo