2021有关银行账户情景对话

1、有关银行账户情景对话 下面 _为大家带来金融英语有关银行账户情景对话，欢迎大家学习! Henry Samson is asking a clerk at the First National Bank about opening a regular savings aount. 亨利萨姆森在第一国民银行向一个职员询问有关开立普通储蓄帐户事宜。 Clerk:May I help you ,sir? 职员：我能为您做些什么吗?先生? Samson:Yes,please .Id like to open a savings aount .Can you give me some informatio

2、n? 萨姆森：谢谢，我想开立一个储蓄帐户。请您和我谈谈这方面的事，好吗? C:Yes,Id be happy to help you .We call our regular savings aount plan passbook savings. 职员：好的，我很乐意为您服务。我们把我们的银行的普通储蓄帐户称为银行存折储蓄。 You may open an aount in your name only ,or a joint aount with your wife. 您可以只用您自己的名字开立帐户，也可以与您的妻子开立共同帐户。 There is no minimum balance ,

3、and you may make deposits or withdrawals at any time . 我们这里没存款最小余额的限制，而且可随时存款或取款。 S:Do I earn interest on the aount ? 萨姆森：我能从帐户上得到利息吗? C:Yes,we pay the highest interest rate permitted for mercial banks . 职员：可以的。我们这里支付商业银行所允许的最高利率。 We credit the earned interest to your aount automatically every quart

4、er. 每个季度，我们会自动地把利息划入您的帐户的贷方。 S:Is it difficult to open an aount?I mean ,do I have to be a regular customer of the bank? 萨姆森：开立一个帐户难吗?我是说，我必须是银行的老客户吗? C:No ,sir.not at all.All thats necessary is to fill out this signature card and make your initial deposit . 职员：不，先生，完全不必。您所需要做的只是填写一下这张签名卡，并进行首次储蓄， Ev

5、en a dollar is enough to open the aount . 甚至一美元就可开立一个帐户。 S:Lets see .You want my name,address,oupation ,date of birth and Social Security number . 萨姆森：让我看看这张卡片。你要我填上姓名、住址、职业、出生日期和社会保险号码。 Whats this item here,Mothers Maiden Name? 母亲婚前姓名这一项是怎么回事? C:We ask that for identification purposes ,sir .Its a c

6、ode word we use to positively identify you in case you lose your passbook or there is some other need for positive identification . 职员：我们要求这一姓名是为人便于辨别身份，先生。这是一个暗语，万一您丢失了您的存折，我们可以用它来确切地辨别您的身份，或者由于某种需要，用以准确地辨认身份。 S:I see.Well,let me fill this out and Ill open an aount. 萨姆森：我明白了，那我就填写这张卡片，然后开立一个帐户。 Joh

7、n Spence is asking a clerk at the First National Bank about current aounts. 约翰斯彭斯正在向第一国民银行的一位职员询问有关往来帐户的事宜。 Spence:Would you please _ me something about current aounts?Ive heard the term,but Im not sure I understand what it means. 斯彭斯：您能给我讲讲有关往来帐户的事吗?我听说过这个术语，但是我不完全明白它的含义。 Clerk:The term current aou

8、nt means a demand aount .Actually ,a checking aount. 职员：往来帐户这个术语就是活期帐户的意思。实际上，就是支票帐户。 Normally ,we use the term current or demand aount when we talk about a checking aount maintained by a business firm. 通常当我们谈论到由企业持有的支票帐房时，我们就使用往来帐户或者活期帐户这样的术语。 S：Oh ,so you mean that I cant open a current aount as a

9、n individual? 斯彭斯：哦，您是说，作为个人，我不能开立往来帐户吗? C:No,I dont mean that.Anybody ,either a firm or an individual ,may open a current aount, 职员：不，我不是那个意思。任何人，无论是企业还是个人都可以开立往来帐户。 but we normally call individual aounts personal checking aounts .Thats just a different name for them. 但是，我们一般称个人帐户为个人支票帐户，这仅仅是帐户名称不同

10、而已。 S:Why do you call them demand aounts ,then ? 斯彭斯：那么您为什么称他们为活期帐户呢? C:That means that the balances in the aounts are subject to withdrawal on demand. 职员：这就是说，帐户上的余额便于提取或者便于需要。 In other words,a written demand ,or a check ,is all thats necessary to make a withdrawal from the aount . 换句话说，要想从帐户中提取，只需

11、填写一张用款需求单或一张支票就可以了。 S:Arent all aounts like that ? 斯彭斯：并不是所有的帐户都是这样做的吧? C:No,sir .Time or savings aounts actually require a notice to the bank , 职员：是的，先生。定期存款帐户或储蓄帐户实际上都需要给银行一个通知， usually seven days before the depositor has a right to make a withdrawal .In normal practice , 通常是七天前通知银行，存款人才有权力提取存款。 of course ,we usually waive notic