《国际支付与结算》教学大纲.doc

教 学 大 纲课程名称：国际结算（双语）课程号： 0 0 4 0 2 5 1-2 (2)2006年6月 国际支付与结算（双语） 教 学 大 纲（课程英文名称Course name：International Payments and Settlements课程号Serial number：0040251-2(2)） （编写时间：2006年6月）一、开设院（部）：经济与金融学院二、教学对象：金融专业、金融工程专业等三、课时及其分配：36学时多媒体授课：30学时；案例分析、作业：6学时四、考核：考核形式期末考查、平时考核五、教材：Hinkelman Edward G , International Payments and Settlements, The Syndicate of World Trade Press , 2000六、主要参考资料：1.王益平主编：国际支付与结算（英语版），清华大学出版社、北京交通大学出版社，2004（国家教育部新世纪网络课程建设工程项目商务英语系列课程教材） 2.邓 俊 编：国际结算（英语版） ，武汉大学出版社 ，2004年3.何康民主编：国际贸易结算（英语版），武汉大学出版社，2004 4.贺瑛编著：金融专业英语证书考试指南国际结算（英语版），上海财经大学出版社，1996 5.(德国)查尔斯韦勒、乌特鲍姆佳特著（中国农业银行翻译）：国际结算与国际贸易融资实务（双语版），经济管理出版社，1996 6.朱意秋编著：国际贸易结算新编（双语版），青岛海洋大学出版社，2001 7.沈锦昶等编著：国际支付与结算.修订本（双语版），上海外贸教育出版社，20028.应诚敏、刁德霖编著：国际结算，高等教育出版社、上海社会科学院出版社，20009.周宇治著：银行国际结算函电交涉案例选评，中国金融出版社，200210.11.12.13.http:/www.mantissa.co.uk14.15.http:/ www.SWIFT.com七、教学目的、要求与讲授内容提纲：附后PART ONE: THE PURPOSE OF LEARNING THIS COURSEThe objectives of learning this course are that: Firstly, it tries to provide some information on fundamental principles and theories which are closely associated with the international payments and settlements. Secondly, it tries to offer the experiences and skills about how to deal with the safe exchange between the proceeds and goods in international trade. Finally, it tries to make the learners familiarize with the customs and practice in international payments and settlements.This course is a practical course concerning international economics. It deals with financial activities and regularities conducted among different countries in which payments are effected or funds are transferred from one country to another with the aim to payments and settlements more scientifically and effectively. Specifically, major points concerning international payments and settlements are: (1)International payment and settlement methods;(2)The financial instruments that facilitate international payments and settlements;(3)Documents used in international payments and settlements;(4)Rules and regulations on international payments and settlements.PART TWO: DISTRI BUTION OF CLASSHOURSCHAPTERSCONTENTSHOURS1Introduction22Credit Instruments103International Bank Remittance44Collection65Letter of Credit106Documents Under the Credit2EXAMS2TOTAL36PART THREE: CONTENTS OF INTERNATIONAL PAYMENTS AND SETTLEMENTSChapter 1 Introduction（Class hours: 2）I. The Objective/ Requirements of This ChapterThe purpose of this chapter is to induce the general contents of international payments and settlements. In this chapter, we mainly learn the concept and evolution of international payments and settlements, and the structure of the course and the teaching schedule.II. Major Contents of This Chapter1.1. Definition of International Payments and Settlements1.1.1. The general implication1.1.2. The special implication1.2 Evolution of International Payments and settlements1.2.1. From cash settlement to non-cash settlement 1.2.2. From direct payment made between international traders to payment effected through a financial intermediary1.2.3. From payments under simple price terms to payments under more complex price terms1.2.4. Internet era1.3 Correspondent Banking Relationship1.3.1. Definition of Correspondent Bank1.3.2. Control Documents1.3.3. Inter-bank Accounts1.3.4. Services provided by correspondentsChapter 2 Credit Instruments（Class hours: 10）I. The Objective/ Require of This ChapterIn this chapter, we will learn the three important negotiable instruments (i.e. bill of exchange, promissory note and check): (1) The functions of a negotiable instrument; (2) The characteristics of each instrument; (3) The essentials of each instrument. It is essential for us to recognize and use them correctly and properly in order that we can facilitate the transfer of credits and do more business with foreigners.II. Major Contents of This Chapter2.1. Negotiable Instruments2.1.1. What is a negotiable instrument?2.1.2. Functions of a negotiable instrument2.1.3. Parties to a negotiable instrument(1) Drawer(2) Drawee (3) Payee (4) Acceptor (5) Endorser (6) Endorsee (7) Guarantor (8) Holder (9) Holder for value (10) Holder in due course2.1.4. Essentials of a negotiable instrument2.2. Bill of Exchange (Draft)2.2.1. What is a bill of exchange?2.2.2. Essentials of a bill of exchange2.2.3 Acts of a bill of exchange(1) Issuance (2) Endorsement (3) Presentment (4) Acceptance (5) Payment (6) Dishonor (7) Notice of dishonor (8) Protest (9) Right of recourse (10) Guarantee2.2.4. Discounting of a bill of exchange2.2.5. Classification of a bill of exchange(1)Bankers draft or bank draft and trade bill(2)Bankers acceptance bill and traders acceptance bill(3)Sight bill and time bill or usance bill(4)Clean bill and documentary bill(5)Local currency bill and Foreign currency bill(6)Direct bill and Indirect bill(7)Inland bill or domestic bill and foreign bill2.3. Promissory Note and Check2.3.1. Promissory note2.3.2. Check2.3.3. Difference between a promissory note, a check and a bill of exchange 2.4. Case Study and SummaryChapter 3 International Bank Remittance（Class hours: 4）I. The Objective/ Require of This ChapterThis chapter mainly introduces the different methods of fund transfer in international trade. It is important for traders to familiarize with the parties, procedures, advantages and disadvantages of remittance, as well as the function of remittance in international trade.II. Major Contents of This Chapter3.1. The Concept of International Bank Remittance3.2. Parties to a Remittance(1)Remitter (2)Remitting bank (3)Payee (4)Paying bank3.3. Ways of Transfer3.3.1. T/T and M/T(1)Implication (2)Procedure for T/T (3)Procedure for M/T3.3.2. D/D(1)Procedure for D/D (2)Characteristics3.3.3. Advantages and disadvantages3.4. The Function of Remittance in International Trade3.4.1. Payment in advance3.4.2. O/A business3.5. Case StudyChapter 4 Collection（Class hours: 6）I. The Objective/ Require of This ChapterIn this chapter, we will learn: (1)Definition, parties and types of collection; (2)Procedure of various kinds of documentary collection used in international trade; (3)Risk protection and financing under collection methods. This chapter tries to make learners be familiar with the major contents mentioned above.II. Major Contents of This Chapter 4.1 Introduction4.1.1 What is a collection?4.1.2 Parties to the operation of collections(1)Principal (Drawer) (2)Remitting bank (3)Collecting/Presenting bank (4)Drawee(5)Case of need4.1.3 Types of collection(1)Documentary collections (2)Clean collections (3)Direct collection4.2 Documentary Collection Procedure4.2.1 D/P(1)D/P at sight (2)Acceptance D/P4.2.2 D/A4.3 Risk Protection and Financing Under Collection Methods 4.3.1 Risks for exporter 4.3.2 Risks for importer4.3.3 Risk protection4.3.4 Financing under the collection4.4 Case Study Chapter 5 Letter of Credit（Class hours: 10）I. The Objective/ Require of This Chapter This chapter really illustrates the essence of documentary credit operation in international trade. To familiarize with the characteristics, benefits, procedure, classifications and risk protection of documentary credits would be helpful for us to do business with foreigners. It is not difficult to find that to use L/C settlement properly will be the key to success of business between the buyer and the seller.II. Major Contents of This Chapter5.1 Introduction5.1.1 What is a L/C?(implication)5.1.2 Characteristics of a L/C5.1.3 Benefits of the documentary credit (1)Facilitates financing the documentary credit(2)Provides legal protection(3)Assures expert examination of documents5.1.4 Parties to documentary credit (1)Applicant (2)Issuing bank (3)Advising bank (4)Beneficiary (5)Confirming bank(6)Negotiating bank (7)Paying bank (8)Accepting bank (9)Reimbursing bank5.1.5 Basic procedure of documentary credit(1)Issuance (2)Amendment (3)Utilization (4)Settlement5.2 Types and Uses of Credit5.2.1 Revocable and irrevocable credit5.2.2 Confirmed and unconfirmed credit 5.2.3 Sight, usance credit and usance credit payable at sight5.2.4 Transferable and non-transferable credit 5.2.5 Payment, acceptance, deferred payment and negotiation credit5.2.6 Clean and documentary credit5.2.7 Special function credits5.2.8 Combined function credits 5.3 Credit Financing and Risk Protection5.3.1 Credit