2025年度个人旅游抵押借款合同范本（休闲金融）2篇

20XX专业合同封面COUNTRACTCOVER20XX专业合同封面COUNTRACTCOVER甲方：XXX乙方：XXXPERSONALRESUMERESUME2025年度个人旅游抵押借款合同范本（休闲金融）本合同目录一览1.合同订立与生效1.1合同订立1.2合同生效2.借款人信息2.1借款人基本信息2.2借款人信用状况3.借款金额与期限3.1借款金额3.2借款期限4.利息与还款方式4.1利息计算4.2还款方式5.抵押物5.1抵押物信息5.2抵押物评估6.抵押物处置6.1抵押物处置方式6.2抵押物处置程序7.借款人义务7.1借款人还款义务7.2借款人其他义务8.借款人权利8.1借款人知情权8.2借款人异议权9.借款人违约责任9.1借款人逾期还款责任9.2借款人其他违约责任10.借款人变更与解除10.1借款人变更10.2借款人解除11.争议解决11.1争议解决方式11.2争议解决机构12.合同附件12.1附件一：借款合同12.2附件二：抵押物清单13.合同解除与终止13.1合同解除13.2合同终止14.其他约定14.1法律适用14.2合同解释14.3合同签署第一部分：合同如下：1.合同订立与生效1.1合同订立1.2合同生效本合同自双方签字（或盖章）之日起生效，自借款实际发放之日起开始计算借款期限。2.借款人信息2.1借款人基本信息甲方全称：________________________法定代表人（或负责人）：________________________身份证号码：________________________联系方式：________________________2.2借款人信用状况甲方在签订本合同前，已向乙方提供其信用报告，乙方已对甲方的信用状况进行了审查。3.借款金额与期限3.1借款金额甲方向乙方借款人民币（大写）：________________________元整（小写）：________________________元。3.2借款期限借款期限自借款实际发放之日起至________________________年________________________月________________________日止。4.利息与还款方式4.1利息计算借款利息按年利率________________________%计算，按月计息，每月利息于每月的________________________日支付。4.2还款方式甲方应按月等额本息方式偿还借款，每月还款日为每月的________________________日。5.抵押物5.1抵押物信息甲方以其名下位于________________________的房产作为抵押物，抵押物产权证号为________________________。5.2抵押物评估抵押物经乙方认可的评估机构评估，评估价值为人民币________________________元。6.抵押物处置6.1抵押物处置方式如甲方未按合同约定偿还借款，乙方有权依法处置抵押物，所得款项优先用于偿还借款本金及利息。6.2抵押物处置程序（1）乙方发出抵押物处置通知；（2）甲方在接到通知后________________________日内未偿还借款的，乙方有权依法处置抵押物；（3）抵押物处置所得款项扣除相关费用后，优先用于偿还借款本金及利息。7.借款人义务7.1借款人还款义务甲方应按照合同约定的期限和方式偿还借款本金及利息。7.2借款人其他义务（1）甲方应保证抵押物的所有权和使用权，不得擅自转让、出租、抵押或以其他方式处分抵押物；（2）甲方应配合乙方对抵押物进行监管，不得擅自改变抵押物的用途；（3）甲方应如实向乙方提供与借款相关的资料和情况，不得隐瞒或提供虚假信息。8.借款人权利8.1借款人知情权甲方有权了解借款用途、借款金额、借款期限、还款方式、利率、手续费等合同条款内容。8.2借款人异议权甲方对合同条款有异议的，应在合同签订前提出，经双方协商一致后方可修改。9.借款人违约责任9.1借款人逾期还款责任甲方如逾期偿还借款本金及利息，应按照逾期天数按日支付万分之五的逾期罚息。9.2借款人其他违约责任（1）甲方如未按约定使用借款，乙方有权提前收回借款本息，并追究甲方违约责任；（2）甲方如未按时支付利息，应按照逾期天数支付利息的滞纳金；（3）甲方如提供虚假信息或隐瞒重要事实，乙方有权解除合同，并要求甲方承担相应责任。10.借款人变更与解除10.1借款人变更甲方如需变更借款合同条款，应提前________________________日书面通知乙方，经乙方同意后方可变更。10.2借款人解除（1）甲方在借款期限内有权解除合同，但应提前________________________日书面通知乙方，并支付已发生的利息和手续费；（2）乙方在甲方严重违约的情况下，有权解除合同，并采取法律手段追偿借款本息。11.争议解决11.1争议解决方式双方发生争议，应通过友好协商解决；协商不成的，任何一方均有权向有管辖权的人民法院提起诉讼。11.2争议解决机构如双方同意，争议解决机构可以是仲裁委员会，仲裁地点为________________________。12.合同附件12.1附件一：借款合同12.2附件二：抵押物清单13.合同解除与终止13.1合同解除（1）本合同约定的解除条件成就；（2）双方协商一致解除；（3）依法应当解除的其他情形。13.2合同终止（1）借款本息清偿完毕；（2）借款期限届满；（3）合同约定的终止条件成就。14.其他约定14.1法律适用本合同适用中华人民共和国法律。14.2合同解释本合同的解释权归乙方所有。14.3合同签署本合同一式两份，甲乙双方各执一份，具有同等法律效力。第二部分：第三方介入后的修正15.第三方介入15.1第三方定义在本合同中，“第三方”指除甲方、乙方之外的任何个人、法人或其他组织，包括但不限于中介机构、评估机构、担保机构、律师事务所、会计师事务所等。15.2第三方介入条件15.2.1甲方或乙方在履行本合同过程中，经双方同意，可以引入第三方提供相关服务。15.2.2第三方介入应遵循法律法规和本合同约定。15.3第三方介入程序15.3.1甲方或乙方提出引入第三方服务的申请，并经对方同意。15.3.2第三方应向甲方或乙方提供相关资质证明和服务内容说明。15.3.3双方与第三方签订服务协议，明确服务内容、费用、责任等。16.第三方责任限额16.1第三方在履行服务过程中，因自身原因导致的违约或损害，应承担相应的法律责任。16.2第三方责任限额由双方在服务协议中约定，但不得低于本合同约定的甲方或乙方承担的责任限额。17.第三方责任划分17.1第三方提供的服务与本合同直接相关，其责任应由第三方承担。17.2第三方提供的服务与本合同无直接关联，但其行为对本合同履行产生影响，第三方应承担相应的责任。18.第三方权利18.1第三方在提供服务过程中，有权要求甲方或乙方提供必要的信息和协助。18.2第三方有权根据服务协议约定，收取相应的服务费用。19.第三方义务19.1第三方应按照服务协议约定，履行相关服务义务。19.2第三方应确保其提供的服务符合法律法规和行业标准。20.第三方介入合同条款的变更20.1第三方介入后，如需变更本合同条款，应经甲方、乙方和第三方协商一致，并签订补充协议。21.第三方介入合同终止21.1第三方介入服务结束后，甲方、乙方和第三方应按照服务协议约定，办理相关手续。21.2第三方介入服务终止后，本合同其他条款仍然有效。22.第三方介入争议解决22.1第三方介入引发的争议，应通过协商解决。22.2协商不成的，任何一方均有权向有管辖权的人民法院提起诉讼或申请仲裁。23.第三方介入保密条款23.1第三方在提供服务过程中，应遵守保密义务，不得泄露甲方、乙方或其他相关方的商业秘密和个人信息。第三部分：其他补充性说明和解释说明一：附件列表：1.附件一：借款合同详细要求：借款合同为本合同主体部分，应包括借款金额、期限、利率、还款方式、抵押物信息、双方权利义务等条款。说明：借款合同是双方权利义务的依据，应清晰、完整。2.附件二：抵押物清单详细要求：抵押物清单应详细列明抵押物的名称、数量、价值、权属证明等信息。说明：抵押物清单是抵押物权属和价值的确认依据。3.附件三：借款人信用报告详细要求：借款人信用报告应由乙方认可的信用机构出具，包含借款人的信用历史、信用评分等信息。说明：信用报告是评估借款人信用状况的重要依据。4.附件四：第三方服务协议详细要求：第三方服务协议应明确第三方服务内容、费用、责任、保密条款等。说明：第三方服务协议是明确第三方服务细节和责任的依据。5.附件五：抵押物评估报告详细要求：抵押物评估报告应由乙方认可的评估机构出具，包含抵押物评估价值、评估依据等信息。说明：评估报告是抵押物价值的确认依据。6.附件六：借款人身份证复印件详细要求：借款人身份证复印件应清晰、完整，并由借款人签字确认。说明：身份证复印件是借款人身份的证明文件。7.附件七：借款人授权委托书详细要求：借款人授权委托书应由借款人签字或盖章，授权他人代为办理借款相关事宜。说明：授权委托书是明确授权人权限的文件。说明二：违约行为及责任认定：1.违约行为：违约还款：借款人未按合同约定的时间、金额偿还借款本金及利息。逾期还款：借款人未在约定的宽限期内偿还借款本金及利息。提前解约：借款人未按合同约定提前解除合同。提供虚假信息：借款人向乙方提供虚假信息或隐瞒重要事实。抵押物处置违规：未经乙方同意擅自处置抵押物。2.责任认定标准：违约还款：借款人应支付逾期罚息，并承担乙方因此产生的合理费用。逾期还款：借款人应支付逾期罚息，并承担乙方因此产生的合理费用。提前解约：借款人应支付已发生的利息和手续费。提供虚假信息：借款人应承担由此产生的全部责任，包括但不限于赔偿乙方损失。抵押物处置违规：借款人应承担由此产生的全部责任，包括但不限于赔偿乙方损失。示例说明：借款人甲在还款日未偿还借款本金及利息，构成违约还款。乙方有权要求甲支付逾期罚息，并承担乙方因此产生的催收费用。借款人乙在约定的宽限期内未偿还借款本金及利息，构成逾期还款。乙方有权要求乙支付逾期罚息，并承担乙方因此产生的催收费用。借款人丙未按合同约定提前解除合同，构成提前解约。乙方有权要求丙支付已发生的利息和手续费。借款人丁向乙方提供虚假信息，构成提供虚假信息。乙方有权要求丁承担由此产生的全部责任，包括但不限于赔偿乙方损失。借款人戊未经乙方同意擅自处置抵押物，构成抵押物处置违规。乙方有权要求戊承担由此产生的全部责任，包括但不限于赔偿乙方损失。全文完。2025年度个人旅游抵押借款合同范本（休闲金融）2合同目录一、合同签订双方基本信息1.1借款人基本信息1.2借款人担保人基本信息1.3贷款人基本信息二、借款基本信息2.1借款金额2.2借款期限2.3借款利率2.4还款方式2.5借款用途三、抵押物信息3.1抵押物描述3.2抵押物价值评估3.3抵押物登记手续四、借款合同条款4.1借款人义务4.2贷款人权利4.3抵押权设定4.4违约责任4.5合同解除五、借款发放与使用5.1借款发放5.2借款使用监督5.3借款资金监管六、还款计划6.1还款期限6.2还款方式6.3还款计划调整七、贷款利率调整7.1利率调整方式7.2利率调整时间7.3利率调整通知八、费用与税费8.1贷款相关费用8.2贷款利息计算8.3税费承担九、借款合同变更与解除9.1合同变更9.2合同解除9.3合同解除后的处理十、争议解决10.1争议解决方式10.2争议解决程序10.3争议解决地点十一、其他约定11.1通知与送达11.2合同附件11.3合同份数十二、合同生效与终止12.1合同生效条件12.2合同终止条件12.3合同终止后的处理十三、附件13.1借款人身份证明13.2抵押物相关文件13.3其他相关文件十四、合同签署14.1签署日期14.2签署地点14.3签署人员合同编号_________一、合同签订双方基本信息1.1借款人基本信息借款人姓名：（借款人姓名）身份证号码：（借款人身份证号码）联系方式：（借款人联系方式）1.2借款人担保人基本信息担保人姓名：（担保人姓名）身份证号码：（担保人身份证号码）联系方式：（担保人联系方式）1.3贷款人基本信息贷款人名称：（贷款人名称）营业执照号码：（贷款人营业执照号码）联系方式：（贷款人联系方式）二、借款基本信息2.1借款金额借款金额：（借款金额）2.2借款期限借款期限：（借款期限，如：一年）2.3借款利率借款利率：（借款利率，如：年利率5%）2.4还款方式还款方式：（还款方式，如：等额本息）2.5借款用途借款用途：个人旅游三、抵押物信息3.1抵押物描述抵押物描述：（抵押物描述，如：位于某市的房产）3.2抵押物价值评估抵押物价值评估：（抵押物价值评估，如：评估价值100万元）3.3抵押物登记手续抵押物登记手续：（抵押物登记手续，如：已办理抵押登记）四、借款合同条款4.1借款人义务4.1.1按时足额还款4.1.2保管抵押物4.1.3不得擅自处置抵押物4.2贷款人权利4.2.1监督借款使用4.2.2要求提供相关资料4.2.3依法处置抵押物4.3抵押权设定4.3.1贷款人取得抵押权4.3.2抵押物范围4.3.3抵押权实现4.4违约责任4.4.1借款人违约责任4.4.2贷款人违约责任4.5合同解除4.5.1合同解除条件4.5.2合同解除程序4.5.3合同解除后的处理五、借款发放与使用5.1借款发放5.1.1贷款人发放借款5.1.2发放方式5.2借款使用监督5.2.1借款人使用借款5.2.2监督措施5.3借款资金监管5.3.1资金监管措施5.3.2资金监管机构六、还款计划6.1还款期限6.1.1还款期限6.2还款方式6.2.1还款方式6.3还款计划调整6.3.1调整条件6.3.2调整程序七、贷款利率调整7.1利率调整方式7.1.1利率调整方式7.2利率调整时间7.2.1利率调整时间7.3利率调整通知7.3.1利率调整通知方式八、费用与税费8.1贷款相关费用8.1.1贷款申请费8.1.2评估费8.1.3保险费8.2贷款利息计算8.2.1利息计算方法8.2.2利息计算周期8.3税费承担8.3.1借款人应纳税费8.3.2贷款人应纳税费九、借款合同变更与解除9.1合同变更9.1.1变更条件9.1.2变更程序9.2合同解除9.2.1解除条件9.2.2解除程序9.3合同解除后的处理9.3.1借款本息计算9.3.2抵押物处置十、争议解决10.1争议解决方式10.1.1诉讼10.1.2仲裁10.2争议解决程序10.2.1诉讼程序10.2.2仲裁程序10.3争议解决地点10.3.1诉讼地点10.3.2仲裁地点十一、其他约定11.1通知与送达11.1.1通知方式11.1.2送达方式11.2合同附件11.2.1附件一：借款人身份证明11.2.2附件二：抵押物相关文件11.2.3附件三：其他相关文件11.3合同份数11.3.1合同份数11.3.2各方持有份数十二、合同生效与终止12.1合同生效条件12.1.1合同签订12.1.2抵押物登记12.2合同终止条件12.2.1借款本息还清12.2.2合同解除12.3合同终止后的处理12.3.1资料归档12.3.2合同注销十三、附件（此处列出所有附件）十四、合同签署14.1签署日期（签署日期）14.2签署地点（签署地点）14.3签署人员借款人签字：担保人签字：贷款人签字：________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________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