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20XX专业合同封面COUNTRACTCOVER20XX专业合同封面COUNTRACTCOVER甲方:XXX乙方:XXXPERSONALRESUMERESUME二零二五年度旅游团队保险责任免除声明本合同目录一览1.保险责任免除声明2.保险责任免除范围3.保险责任免除条款4.保险责任免除条件5.保险责任免除说明6.保险责任免除责任7.保险责任免除责任认定8.保险责任免除责任处理9.保险责任免除责任争议10.保险责任免除责任争议解决11.保险责任免除责任赔偿12.保险责任免除责任赔偿标准13.保险责任免除责任赔偿程序14.保险责任免除责任赔偿期限第一部分:合同如下:第一条1.1本合同所述保险责任免除声明适用于二零二五年度旅游团队保险。1.2.1旅客自身健康状况引起的疾病或伤害;1.2.2旅客在旅游活动中的故意行为或违法行为;1.2.3旅客酒后驾车或无照驾驶;1.2.4旅客违反旅游行程安排或规定;1.2.5旅客因参加高风险运动导致的意外伤害;1.2.6旅客因战争、军事行动、恐怖活动、罢工等不可抗力因素造成的伤害;1.2.7旅客因疾病或意外伤害导致的医疗费用。第二条2.1.1旅客在旅游行程中发生的个人物品丢失或损坏;2.1.2旅客因个人原因导致的误机、误车等;2.1.3旅客因自然灾害、意外事故等不可抗力因素导致的旅游行程中断;2.1.4旅客因个人原因导致的意外伤害;2.1.5旅客因个人原因导致的疾病治疗。第三条3.1保险责任免除条款如下:3.1.1保险人不对旅客因自身原因导致的意外伤害承担保险责任;3.1.2保险人不对旅客因个人责任导致的医疗费用承担保险责任;3.1.3保险人不对旅客因违反旅游行程安排或规定导致的损失承担保险责任;3.1.4保险人不对旅客因个人物品丢失或损坏导致的损失承担保险责任。第四条4.1保险责任免除条件包括:4.1.1旅客在旅游行程中违反国家法律法规或旅游合同约定;4.1.2旅客因个人原因导致的意外伤害或疾病;4.1.3旅客因个人物品丢失或损坏;4.1.4旅客因个人原因导致的误机、误车等。第五条5.1保险责任免除说明如下:5.1.1本合同中所述保险责任免除条款,系根据国家相关法律法规和保险行业惯例制定;5.1.2保险责任免除条款旨在明确保险责任的边界,保障保险人的合法权益;5.1.3保险人承诺在保险责任免除范围内不承担保险责任。第六条6.1保险责任免除责任认定:6.1.1保险人依据本合同及保险责任免除条款,对保险责任免除事项进行认定;6.1.2保险人有权要求旅客提供相关证明材料,以证明保险责任免除事项;6.1.3保险人有权根据认定结果决定是否免除保险责任。第七条7.1保险责任免除责任处理:7.1.1保险人对于保险责任免除事项,有权根据合同约定和法律法规进行处理;7.1.2保险人有权拒绝承担保险责任,并退还已收取的保险费;7.1.3保险人有权在处理过程中要求旅客配合并提供相关证明材料。第八条8.1保险责任免除争议解决:8.1.1对于保险责任免除事项的争议,双方应友好协商解决;8.1.2若协商不成,任何一方均可向保险合同签订地人民法院提起诉讼。第九条9.1保险责任免除责任赔偿:9.1.1保险人在不承担保险责任的情况下,不对旅客进行赔偿;9.1.2若因保险责任免除事项导致旅客遭受损失的,旅客应自行承担相应损失。第十条10.1保险责任免除责任赔偿标准:10.1.1保险责任免除责任赔偿标准依据国家相关法律法规和保险行业惯例确定;10.1.2保险责任免除责任赔偿标准不高于旅客遭受损失的实际金额。第十一条11.1保险责任免除责任赔偿程序:11.1.1旅客应在保险责任免除事项发生后,向保险人提出赔偿申请;11.1.2保险人收到赔偿申请后,应在一定期限内进行审核;11.1.3保险人审核无误后,应在约定的时间内向旅客支付赔偿金。第十二条12.1保险责任免除责任赔偿期限:12.1.1保险责任免除责任赔偿期限自旅客提出赔偿申请之日起计算;12.1.2保险责任免除责任赔偿期限最长为自保险责任免除事项发生之日起一年。第十三条13.1保险责任免除责任赔偿的特别规定:13.1.1若旅客在保险责任免除事项发生前已知道或应当知道存在保险责任免除情形,保险人不承担赔偿责任;13.1.2若旅客故意隐瞒或虚构保险责任免除事项,保险人不承担赔偿责任。第十四条14.1本合同附件及补充协议:14.1.1本合同附件及补充协议与本合同具有同等法律效力;14.1.2本合同附件及补充协议的修改或补充,需经双方协商一致,并以书面形式签订。第二部分:第三方介入后的修正第八条8.1第三方介入的适用范围8.1.1在本合同履行过程中,如遇争议或特殊情况,经甲乙双方协商一致,可引入第三方进行调解、仲裁或协助处理。8.1.2第三方可以是但不限于专业中介机构、仲裁机构、法律顾问或任何其他有资质的第三方机构。第九条9.1第三方介入的条件9.1.1.1甲乙双方书面同意;9.1.1.2第三方具备相关资质和能力;9.1.1.3第三方介入的方案和程序符合法律法规及合同约定。第十条10.1第三方介入的程序10.1.1第三方介入的程序如下:10.1.1.1甲乙双方共同选定第三方;10.1.1.2第三方介入前,甲乙双方应明确第三方介入的具体事项和目标;10.1.1.3第三方介入期间,甲乙双方应提供必要的协助和配合;10.1.1.4第三方介入结束后,应向甲乙双方提交书面报告。第十一条11.1第三方责任限额11.1.1第三方的责任限额应根据其介入的具体事项和合同约定确定;11.1.2.1第三方因提供错误建议或服务导致的损失;11.1.2.2第三方因违反保密义务导致的损失;11.1.2.3第三方因自身过错导致的损害赔偿。第十二条12.1第三方责权利界定12.1.1第三方的权利:12.1.1.1获得甲乙双方提供的必要信息和资料;12.1.1.2在介入过程中独立行使职权,不受甲乙双方干预;12.1.1.3提出合理建议和解决方案。12.1.2第三方的义务:12.1.2.1遵守相关法律法规和合同约定;12.1.2.2对甲乙双方提供的信息保密;12.1.2.3按时完成介入任务,提交报告。第十三条13.1第三方与其他各方的划分说明13.1.1第三方介入期间,其责任和权利仅限于介入事项,不涉及合同其他条款的履行;13.1.2第三方不承担甲乙双方在合同中的直接责任,不因第三方介入而改变甲乙双方的合同关系;13.1.3第三方介入的任何行为均不代表甲乙双方的立场,甲乙双方仍需各自承担合同责任。第十四条14.1第三方介入的终止14.1.1.1甲乙双方协商一致;14.1.1.2第三方完成介入任务;14.1.1.3第三方因故无法继续履行职责。第十五条15.1第三方介入的费用15.1.1第三方介入的费用由甲乙双方根据合同约定分摊;15.1.2第三方介入的费用应在合同中明确,并作为合同的一部分。第十六条16.1第三方介入的法律适用16.1.1第三方介入的法律适用应根据合同约定和法律法规确定;16.1.2若合同未明确约定,则适用中华人民共和国法律。第三部分:其他补充性说明和解释说明一:附件列表:1.保险合同正本2.保险责任免除声明3.保险费支付凭证4.保险单5.旅游团队名单及保险信息6.旅游行程安排7.第三方介入协议8.第三方报告9.违约行为及责任认定说明10.争议解决机制说明11.保险责任免除条款详细说明12.保险责任免除责任赔偿标准13.保险责任免除责任赔偿程序14.保险责任免除责任赔偿期限说明15.保险责任免除责任赔偿费用分摊协议附件详细要求和说明:1.保险合同正本:应包含合同双方的全名、合同签订日期、合同内容、保险金额、保险期间等信息。2.保险责任免除声明:应详细列明所有保险责任免除的情形,并明确声明。3.保险费支付凭证:应包含支付人信息、支付金额、支付日期、支付方式等。4.保险单:应包含保险单号码、保险人信息、被保险人信息、保险期间、保险金额等。5.旅游团队名单及保险信息:应包含团队成员姓名、性别、年龄、身份证号码、保险单号码等。6.旅游行程安排:应详细列明旅游团队的行程安排,包括出发日期、目的地、住宿、交通等。7.第三方介入协议:应明确第三方介入的条件、程序、责任和费用分摊等。8.第三方报告:应包含第三方介入的结果、建议和结论。9.违约行为及责任认定说明:应详细说明各种违约行为及其责任认定标准。10.争议解决机制说明:应明确争议解决的途径和程序。11.保险责任免除条款详细说明:应详细解释保险责任免除的具体情形。12.保险责任免除责任赔偿标准:应详细说明赔偿金额的计算方法和标准。13.保险责任免除责任赔偿程序:应详细说明赔偿申请、审核和支付程序。14.保险责任免除责任赔偿期限说明:应明确赔偿期限的计算方式和起止日期。15.保险责任免除责任赔偿费用分摊协议:应明确赔偿费用的分摊比例和方式。说明二:违约行为及责任认定:1.违约行为:1.1甲方未按时支付保险费;1.2乙方未按时提供旅游团队名单及保险信息;1.3乙方未按时提供旅游行程安排;1.4第三方未按时提交报告;1.5任何一方未履行合同约定的其他义务。2.责任认定标准:2.1甲方未按时支付保险费,应承担延迟支付利息的责任;2.2乙方未按时提供旅游团队名单及保险信息,导致保险无法正常生效,乙方应承担相应的责任;2.3乙方未按时提供旅游行程安排,导致保险无法正常履行,乙方应承担相应的责任;2.4第三方未按时提交报告,影响争议解决,第三方应承担相应的责任;2.5任何一方未履行合同约定的其他义务,应根据合同约定和法律法规承担相应的责任。示例说明:1.若甲方未按时支付保险费,乙方有权暂停保险服务,并要求甲方支付延迟支付利息;2.若乙方未按时提供旅游团队名单及保险信息,导致保险无法正常生效,乙方应退还甲方已支付的保险费,并承担相应的赔偿责任;3.若乙方未按时提供旅游行程安排,导致保险无法正常履行,乙方应赔偿因行程安排延误造成的损失;4.若第三方未按时提交报告,影响争议解决,第三方应承担因延误导致的额外费用;5.若任何一方未履行合同约定的其他义务,应根据具体情况,由责任方承担相应的违约责任。全文完。二零二五年度旅游团队保险责任免除声明1合同编号_________一、合同主体1.甲方:名称:(请填写甲方名称)地址:(请填写甲方地址)联系人:(请填写甲方联系人姓名)联系电话:(请填写甲方联系电话)2.乙方:名称:(请填写乙方名称)地址:(请填写乙方地址)联系人:(请填写乙方联系人姓名)联系电话:(请填写乙方联系电话)二、合同前言2.1背景:本合同旨在明确二零二五年度旅游团队保险责任免除的范围和条件,保障旅游团队的权益,降低旅游过程中可能发生的风险。2.2目的:本合同旨在规范旅游团队保险责任免除事宜,确保旅游团队在享受保险保障的同时,了解自身权益和义务,降低因责任免除造成的损失。三、定义与解释3.1专业属于:本合同所指的“旅游团队”,是指由旅行社组织,具有共同旅游目的的游客组成的群体。3.2关键词解释:(1)保险责任免除:指在保险合同约定的保险责任范围内,保险公司不承担赔偿责任的情形。(2)旅游意外伤害保险:指保险公司对被保险人在旅游过程中因意外事故造成的身故、残疾、医疗费用等损失承担赔偿责任的一种保险。四、权利与义务4.1甲方的权利和义务:(1)甲方有权要求乙方提供符合合同约定的保险服务。(2)甲方应如实提供被保险人的相关信息,确保保险合同的效力。(3)甲方应按照合同约定缴纳保险费。4.2乙方的权利和义务:(1)乙方应按照合同约定提供保险服务,保障被保险人在旅游过程中的权益。(2)乙方应如实告知保险责任免除的范围和条件,确保被保险人充分了解保险合同。(3)乙方应按照合同约定承担赔偿责任。五、履行条款5.1合同履行时间:本合同自双方签字盖章之日起生效,有效期为二零二五年度。5.2合同履行地点:本合同所涉及的保险责任免除事宜,均在中华人民共和国境内履行。5.3合同履行方式:乙方通过保险合同约定的方式,对被保险人因意外事故造成的损失进行赔偿。六、合同的生效和终止6.1生效条件:本合同自双方签字盖章之日起生效。6.2终止条件:(1)本合同约定的保险期限届满;(2)被保险人主动解除合同;(3)法律法规规定或合同约定其他终止条件。6.3终止程序:(1)合同终止前,甲方应向乙方提交终止合同申请;(2)乙方应在收到终止合同申请后,按照合同约定处理相关事宜。6.4终止后果:(1)合同终止后,乙方应按照合同约定退还甲方已缴纳的保险费;(2)合同终止后,乙方不再承担保险责任。_________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________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