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内蒙古兴安市2025届高三(最后冲刺)英语试卷注意事项:1.答卷前,考生务必将自己的姓名、准考证号填写在答题卡上。2.回答选择题时,选出每小题答案后,用铅笔把答题卡上对应题目的答案标号涂黑,如需改动,用橡皮擦干净后,再选涂其它答案标号。回答非选择题时,将答案写在答题卡上,写在本试卷上无效。3.考试结束后,将本试卷和答题卡一并交回。第一部分(共20小题,每小题1.5分,满分30分)1.Don’ttakeitseriously,Alice.Iwasn’tmaking_____funofyou—it’snothingbut_____joke.A./;the B.the;theC.the;a D./;a2.---Ididreallywellintheexamination,LiKe.---Idid_________.Igotfullmark.A.noless B.notless C.notworse D.noworse3.—Mum,wouldyoupleasebuymeanMP5player?—Ifyoucanhelpdosomehouseworkthewholevacation,you____haveoneasareward.A.must B.need C.would D.shall4.LetHarryplaywithyourtoysaswell,Clare—youmustlearnto________.A.support B.careC.spare D.share5.HowcouldIlietohershelivedforthetruth,whetheritwasfoundinmusicorpeople?A.unless B.whenC.while D.though6.AsoneofthemostpopularartistsintheUS,notonly_______withherhitsongs,buthasinspiredwomenwithherdevotiontocharity.A.hasBeyonceinfluencedpopculture B.influencedpopculturehasBeyonceC.Beyoncehasinfluencedpopculture D.influencedpopcultureBeyoncehas7.(2013·天津,9)Noone________bemoregenerous;hehasaheartofgold.A.couldB.mustC.dareD.need8.Greatpity!Hisillnessis________thetreatmentavailablesofar.A.within B.above C.about D.beyond9.JackandMikewerefoundcheatingintheexam,and_______bytheirteacheratthemoment.A.werescolded B.arebeingscoldedC.havebeenscolded D.werebeingscolded10.Thewarmthof____coatwillmostlybedeterminedby____softofclothused.A.the;a B.a;the C./;the D.a;a11.publicbicycleswithamobileappismoreconvenientforusers.A.TounlockB.UnlockC.UnlockedD.Unlocking12.Hisdreamwas________aphotostudiothatcouldtransportpeoplebacktothepast.A.openingB.openedC.toopenD.open13.ThedifferenceinthicknessandweightfromtheearlierversionmakestheiPad2morecomfortable_______.A.held B.holding C.beheld D.tohold14.—AreyoustillthinkingabouttheemailTonysentyouyesterday?—Oh,totellthetruth,that’smakesmefeelexcited.A.What B.how C.that D.why15.—________yourpurchasesintime,makesuretheexpresscompanyknowsyouraddressexactly.A.Toreceive B.ReceivedC.Receiving D.Havingreceived16.Wordcamethat30firefightersgavetheirlivestoourcountry_______nationalpropertysecurity.A.inexchangefor B.inresponsetoC.intermsof D.incontrastwith17.—Haveyoufinishedallyourexercises?—Yes,________isleft.Asamatteroffact,theyareaseasyasABC.A.nothing B.notone C.none D.neither18.He________inauniversityforfiveyears,butnowherunsacompanyofhisown.A.hastaught B.hadtaughtC.taught D.hasbeenteaching19.Studentsarealwaysinterestedinfindingout_______theycangowithanewteacher.A.howfar B.howsoon C.howoften D.howlong20.WaterKnowsAnswersbyaJapaneseauthor,________into16languages,hasbecomeabest-sellerallovertheworld.A.havingtranslated B.tobetranslatedC.beingtranslated D.translated第二部分阅读理解(满分40分)阅读下列短文,从每题所给的A、B、C、D四个选项中,选出最佳选项。21.(6分)TheCLFArtCafe,PeckhamPlayingdifferentkindsofmusic,ithasanighttoservemosttastes.Asoneoftheleadingplacesforthecreativearts,thebuildingisfulloffriendlybutcrazystudentsandyoungpeopledevotedtohavingagoodtime.Butforthosewhoaren’tinterestedinmakingtheceilingsweat,thereisanopen-airrooftop,monthlyplaysandregularshowingsoffilms.Roxy,FitzroviaIntheheartofLondon’sshoppingcenterliesoneoftheflagshipsforastudentnightoutinLondon.AftershowingtheirStudentIDs,studentsheaddownintothebasement(地下室)oftheRoxywheretheyarethrownintoagroupofyoungpeoplefromallbackgroundsandcountries.Whetherforafewdrinksandachatoradancealongtothesoundofthelatesthits,theRoxy’shalf-pricedcocktail(鸡尾酒)willmakesureyouarcsatisfied.BarKick,ShoreditchForstudentswhoareverybusyandhaveforgottenhowtorelax,keepyourselffocusedwhileyouplayagameoftablefootball.PutyourselfintothecrowdofbarsandclubsShoreditchhastooffer,BarKickpresentsstudentswithaquietevening.Atstreetlevel,itseemslikeanyotherbar.Headingdownstairsyou’llfindalmostadozenfootballtablesreplacingthedancefloor,givingitacompetitiveedgetoaneveningawayfromschoolwork.TheCourt,TottenhamCourtRoadForanaffordablemealanddrinksonaSundaybeforeaweekofstress,headovertoTheCourt.Combiningtheperfectcombinationoftraditionalpubcomfortswithstudentprices,thecentralLondonpuboffersaquietplaceasyoucatchupwithclassmatesandforgetaboutthestressesofbeingastudent,1、Whichseemstobeawisepickforaquietstudentwithatightbudget?A.TheCLFArtCafeB.TheCourtC.BarKickD.Roxy2、Accordingtothetext,whatdoweknowaboutRoxy?A.Itmainlyappealstoforeignstudents.B.ItliesfarfromLondon’sdowntown.C.Itrequirescustomers’proofofidentity.D.Itofferscustomersserviceathalfprice.3、WhatmakesBarKickdifferentfromtheotherthreebarsmentioned?A.Ithasadancefloormadeofspecialmaterial.B.Itisaplaceforpeopletoenjoyquietness.C.Itlooksdifferentfromothersinthestreet.D.Itprovidestablegamesforitscustomers,22.(8分)It’sofficial.Denmark—aswellasbeingtheworld’sbestcountrytoliveinforwomenwiththesecond-happiestpeopleandoneofthebesthealthcaresystemsinEurope—hasthemostcontentedbabies.Or,atleast,theoneswhocrytheleast.AccordingtoresearchpublishedintheJournalofPediatrics,Danish,GermanandJapanesebabiescrytheleast,whileBritish,CanadianandItalianbabiescrythemost.“I’mnotsurprised,”Danishparentingexpertandco-authorofTheDanishWayofParentingJessicaAlexandertellsme.“Thefirstyearofachild’slifeisconsideredsoimportantinDenmark.Danishparentsaremuchlessstressedbecausetheygetgoodmaternityandpaternityleave(孕产假).Theatmosphereismuchcalmerand,ifmothersaregettingmoretimeoff,thatgoeshandinhandwithlessstress,morecontact,moreroutinesandlesscrying.”Shepausesbeforethrowinginafinaltip:“Oh,andDanishbabiessleepoutdoorsalot.”InDenmark,awomanisgivenfourweekspregnancyleavefollowedby52weeksofpaidleavethatcanbesharedbetweenparents.AndAlexanderthinksthereisanotherimportantreasonwhyDanishbabiescryless:breastfeeding.“It’sjustthedonethinginDenmark,”shesaysofacountrythathastheworld’shighestbreastfeedingrates.“Inothercountries,therearecontinualdiscussionsaboutwhetheryoushouldorshouldn’tbreastfeed.InDenmark,breastfeedinghasnevergoneoutofstyle.Andeveryonedoesitforayear.”ForIbenSandahl,Alexander’sco-author,itcomesdowntotheDanishattitudetolifeingeneral.“Weareanhonestandpurepeople,”shetellsme.“Wearesurroundedbysocialsupportandarelesslikelytobecomeangry,sadorannoyedwhenourbabiesarecrying.Andwearegoodatembracing(拥抱)allkindsoffeelings,sowearen’tscared.Instead,wetrytoconnectwiththebabieswhentheycry.It’showbabiescommunicateandit’sabouttryingtounderstandit.”1、Whichofthefollowingcanmakeababycryless?A.Aneffectivehealthcaresystem.B.Morecompanyfromaparent.C.Anenergeticbusymother.D.Morechancestomeetfellowbabies.2、Itcanbelearnedfromthetextthat________.A.somethinginthemilkfrombreastfeedingcankeepbabieshappyB.Demarkissecondtononeinprotectingitsfemales’rightsC.Danishparents’attitudestoababy’sfirstyearvaryconsiderablyD.breastfeedingisacommonandacceptedpracticeinDenmark3、Whenbabiescry,Danishparentswillprobably________.A.trytofigureoutwhattheywantB.putthemoutdoorsforagoodsleepC.seeksocialsupportforguidanceD.waitamomentforthemtocalmdown23.(8分)USscientistssaytheyhavepouredcoldwateronthetheorythatwashinghandswithhotwaterkillsmoregerms(细菌)thanunheatedwater.Thesmallstudyof20peoplefoundusingwaterat15℃(59F)lefthandsascleanaswaterheatedto38℃(100F).NationalHealthService(NHS)recommendsthatpeoplewashtheirhandsineithercoldorwarmwater.Inthisstudy,scientistsatRutgersUniversity—NewBrunswickwantedtofindoutifpopularassumptionsaboutthebenefitsofwarmorhotwaterandofficialguidanceonhotwater—giventothefoodindustryintheUS—heldtrue.Theyasked20peopletowashtheirhands20timeseachwithwaterthatwas15℃(59F),26℃(79F)or38degrees(100F).Volunteerswerealsoaskedtoexperimentwithvaryingamountsofsoap.Beforetheystartedthetests,theirhandswerecoveredinharmlessbugs.Researcherssaytherewasnodifferenceintheamountofbugsremovedasthetemperatureofthewaterortheamountofsoapchanged.ProfDonaldSchaffnersaid,“Peopleneedtofeelcomfortablewhentheyarewashingtheirhandsbutasfaraseffectivenessgoes,thisstudyshowsusthatthetemperatureofthewateruseddidnotmatter.”However,theresearchersaccepttheirstudyissmallandsaymoreextensiveworkisneededtodeterminethebestwaystoremoveharmfulbacteria.IntheUK,NHSexpertssaypeoplecanusecoldorhotwatertowashtheirhands.Theysayhandsshouldbewashedforatleast20secondsandstresstheimportanceofusingenoughsoaptocoverthewholesurfaceofthehands.Theirguidancefocusesonrubbinghandstogetherinvariouswaystomakesureeachsurfaceofeachhandisclean.1、Whatdoestheunderlinedphrase“pouredcoldwater”inParagraph1probablymean?A.Proved.B.Contradicted.C.Created.D.Accepted.2、Aftertheywashedtheirhandswitheitherhotorcoldwater,_______.A.volunteersalldidn'tfeelverycomfortableB.volunteersalltalkedaboutAmericanfoodindustryC.volunteersstillhadmuchgermontheirhandsD.volunteersnearlyhadthesameamountofgermremoved3、Howdoresearchersfeelabouttheirstudy?A.Itispopular.B.Itisconvincing.C.Itisincomplete.D.Itisabstract.4、Whichofthefollowingisthebesttitleforthetext?A.UsingColdWaterInsteadofHotWaterB.HowtoUseColdWatertoWashHandsC.It’sBettertoWashHandsinColdWaterD.WashingHandsinColdWaterasGoodasinHotWater24.(8分)WhizzfizzingFestivalOneofthe“HomeCounties”tothenorthandwestofLondon,BuckinghamshireisknownfortherollingChilternHills,itsprettyvillages,andthemuch-lovedchildren’sauthorRoaldDahl.ThewriterwhopennedCharlieandtheChocolateFactory,TheWitches,MatildaandTheBigFriendlyGiantisthei9nspirationfortheWhizzfizzingFestival–whichwilltransformthemarket-townofAylesburyintoallkindsofmusic,colourandfunonSaturday,1July.FormerlyknownasTheRoaldDahlFestival,thisyear’seventwillcelebrateabroadrangeofchildren’sfilmsandbringtolifesomeofitsbest-lovedcharacters–fromAliceinWonderlandandtheGruffalatoTheBigFriendlyGiantandHarryPotter.ThingstoseeanddoThefunandfestivalsstartat11a.m.withacolourfulchildren’sparade.Morethan650localschoolchildrenandteachers,manyinfancydress,willmarchthroughthetowncarryinggiantcarnivalpuppets(木偶),withthousandsofaudiencesliningthestreetstowatch.Theparadewillbefollowedwitharangeofchild-friendlyactivitiesandworkshopsheldinvenuesacrossthetown.Don’tbelatefortheMadHattersTeaPartyintheBucksCountyMuseum,catchasplendidscreeningofaRoaldDahlmovieintheOldCourtHouse,andwatchleadingchildren’sauthors,includingJulianClary,givereadingsintheMarketSquare.CBeebies’children’schefKatyAshworthwillonceagainbecookingupastormwithherinter-activeConcoctionKitchen,locatedoutsideHaleLeysShoppingCentre.Littlechefswillhavelotsofopportunitiestogetinvolvedwithpreparing,cooking–andbestofall,tasting–Katy’sfabulousrecipes.Withhands-onartsandcraftsworkshops,storytellingsessions,livemusic,afancydresscompetition,streettheatreandmore,thereissomethingforeveryone.Formoreinformation,visit:http://www.aylesburyvaledc.gov.uk/cylesbury-whizzfizzing-festival-inspired-roald-dahl1、WhoisWhizzfizzingFestivalintendedfor?A.Children. B.Filmstars.C.Publishers. D.Children’sauthors.2、WhichfilmwasmadefromRoaldDahl’swork?A.Gruffalo.B.HarryPotter.C.AliceinWonderland.D.TheBigFriendlyGiant.3、WhichofthefollowingbestdescribesWhizzfizzingFestival?A.Varies. B.Global.C.Boring. D.Ordinary.4、Whattypeofwritingisthistext?A.Anexhibitionguide.B.Anartshowreview.C.Anannouncement.D.Anofficialreport.25.(10分)It'srarethatyouseethewords"shyness"and"leader"inthesamesentence.Afterall,thecommonviewpointisthatthoseoutgoingandsociableguysmakegreatpublicspeakersandexcellentnet-workersandthatthoseshypeoplearenot.AsurveyconductedbyUSATodayreferredto65percentofexecutiveswhobelievedshynesstobeabarriertoleadership.Interestingly,thesamearticlestressesthatroughly40percentofleadersactuallyarequiteshy—they'rejustbetteratadaptingthemselvestosituationaldemands.BillGates,WarrenBuffetandCharlesSchwabarejustafew"innies".Unliketheiroutgoingcounterpartswhoaremoresensitivetorewardsandrisk-taking,shypeopletakeacautiousapproachtochance.Ratherthantheflashychit-chatthatdefinessocialgathering,shypeoplelistenattentivelytowhatotherssayandabsorbitbeforetheyspeak.They'renotthinkingaboutwhattosaywhiletheotherpersonisstilltalking,butratherlisteningsotheycanlearnwhattosay.Alongthesamelines,shypeopleshareacommonloveoflearning.Theyareintrinsically(内在地)motivatedandthereforeseekcontentregardlessofachievinganoutsidestandard.Beingshycanalsobringotherbenefits.Rememberbeinginschoolandhearingthesamekidscontribute,untilshylittleJohnny,whoalmostneversaidaword,cutin?Thenwhathappened?EveryoneturnedaroundtolookwithgreatrespectatlittleJohnnyactuallytalking.Thisishowshypeoplemadegooduseoftheirpowerofpresence:they"own"themomentbyspeakingcalmlyandpurposefully,whichtranslatetoapositiveimage.Shynessisoftenrelatedtomodesty.Nottosaythatlimelight-seekersaren'tmodest,butshypeopletendtohaveanaccuratesenseoftheirabilitiesandachievements.Asaresult,theyareabletoacknowledgemistakes,imperfections,knowledgegapsandlimitations.Sinceshypeoplehavealowersensitivitytooutsiderewardsthanoutgoingones,they'remorecomfortableworkingwithlittleinformationandstickingtotheirinnerdesires.Shypeoplearealsomorelikelytoinsistonfindingsolutionsthataren'tprimarilyapparent.Don'tbelieveme?Maybeyou'llbelieveAlbertEinstein,whooncesaid,"It'snotthatI'msosmart,it'sthatIstaywithproblemslonger."Obviously,findingcertaintywhereuncertaintyistypicallypopularisahugeplusforanysuccessfulperson.Themyththatshypeoplearelesseffectiveleadersthantheiroutgoingfellowsisjustamisunderstanding.Makewiseuseofyourpersonalitystrengthstoleadyourbusinessnomatterwhatsideoftherangeyoufallon.1、WecanlearnfromParagraph2that___________.A.shypeoplearesensitivetorewardsB.shypeoplecaremoreaboutcontentC.outgoingpeoplearemorecarefulaboutchancesD.outgoingpeopleconsiderwhattolearnwhilelistening2、TheexampleofJohnnyshows____________.A.shypeoplearelikelytobemodestB.hardworkingstudentsspeaklittleinpublicC.somestudentskeepsilentonpurposeatschoolD.shypeoplemayhaveanadvantageindiscussion3、WecanlearnfromtheunderlinedsentenceinParagraph5that____________.A.successresultsfromdevotion B.shynesscontributestopopularityC.outsiderewardleadstoinsistence D.uncertaintycountsmorethancertainty4、Theauthorsupportshisideasmainlyby____________.A.givingdefinitionsandpresentingresearchresultsB.explainingproblemsandprovidingsolutionsC.quotingauthoritiesandmakingevaluationsD.makingcontrastsandgivingexamples第三部分语言知识运用(共两节)第一节(每小题1.5分,满分30分)阅读下面短文,从短文后各题所给的A、B、C和D四个选项中,选出可以填入空白处的最佳选项.26.(30分)Thankstoacombinationofyoungbusinessmen,largenumbersofuniversitystudentsandrevitalization(新生)effortsbythelocalandnationalgovernments,today’sNanjinghasan1ofyouthfulexuberance(繁茂)thatwouldhavebeen2onlyafewdecadesago.3,thecity,aboomingcityof6.5milliononthebanksoftheYangtzeRiversome185mileswestofShanghai,bears4resemblancetotheformercapitalofChinathatsufferedtheworstcrueltyandviolenceofWorldWarII.5Nanjinghasshownaremarkablecapacityforreinventionduringits2,500-yearhistory.Andinrecentyears,thecityhasmoved6itstragicpasttobecomeavitalengineofChina’seconomicgrowth,thanks7toitspositioninthemiddleofChina’sprosperouseasternseaboard.Growthhasalso8thankstoimprovedgroundtransportation:AnewbullettrainlinkingNanjingandShanghaistartedservicelastyear,9traveltimebetweenthecitiesfromseveralhourstojust75minutes,andaBeijing-Shanghaihigh-speedlineis10toopenlaterthisyear,withastopinNanjing.Withinthecity,twometrolineswerebuiltinthelastfewyears;15moreareplannedtobeginserviceby2030.SignsofNanjing’s11wealthandoptimismcanbeseeneverywhere.IntheheartofthedowntownXinjiekoudistrict,abronzestatueofSunYat-sen,12thefatherofmodernChina,looks13overabusy14area.Thereisperhapsnomore15symbolofthecity’stransformationthantheZifengTower,a1,480-footskyscraperthatopeneditsdoorslastMay.16offices,restaurantsandanInterContinentalhotel,thetoweristhesecond-tallestbuildinginChinaandbilledastheseventh-tallestintheworld.UnderlyingallthisdevelopmentisalargeChineseand17studentpopulation—thereareseveralmajoruniversities,plusabranchofJohnsHopkins’sinternationalstudiesschool.Infact,artandmusic18inallsortsofplaces.Onalarger19,localgovernmentofficialsandprivateinvestorsarepushingthecityasarisingcenterforcontemporaryartandarchitecture,hopingtoattract20fromtheneon-bathedstreetsofitsneighborShanghai.1、A.advanceB.affectionC.airD.ability2、A.unforgettableB.unthinkableC.unbearableD.unnecessary3、A.ActuallyB.RegretfullyC.HopefullyD.Consequently4、A.closeB.slightC.muchD.little5、A.BecauseB.ButC.AsD.Since6、A.beyondB.onC.offD.out7、A.inadditionB.inallC.inpartD.infact8、A.startedB.enlargedC.existedD.accelerated9、A.removingB.cuttingC.dividingD.lowering10、A.scheduledB.inventedC.desiredD.meant11、A.attractiveB.well-receivedC.newfoundD.discovered12、A.thoughtB.treatedC.consideredD.elected13、A.outB.atC.aboutD.for14、A.remoteB.regionalC.ruralD.commercial15、A.universalB.visibleC.traditionalD.political16、A.KeepingB.ConsistingC.OpeningD.Housing17、A.BritishB.westernC.AmericanD.foreign18、A.springupB.standupC.setupD.keepup19、A.extentB.degreeC.scaleD.level20、A.businessmenB.studentsC.touristsD.painters第二节(每小题1.5分,满分15分)阅读下面材料,在空白处填入1个适当的单词或括号内单词的正确形式。27.(15分)DearJack,Iaminterestedinhow1.(protect)placesofinterestinyourcity.Inmyopinion,nothingis2.(importance)thantoprotectscenicspots,becausetheyareofgreatvalueforus.Forexample,thePalaceMuseum,theGreatWall,andtheTerracottaArmyareallfamousplacesinChina.3.iswell-knownthattheyarewonderfulandgreat.However,therearepeople4.notonlydrawsomepaintingsonthewallsandbuildingsinthescenicspots,buttakephotosofpaintings5.(casual).Itisgenerallyrecognizedthatthesethingswilldoharm6.thevaluableobjects!As7.well-behavedtourist,itmust8.(notice)thatweshouldpreventthosepeople9.(be)onthoseuncivilized10.(behave)andwecanputforwardsomesuggestionstotheadministrationdepartmentssuchasputtingupsomewarningsandsigns!Onlyinthiswaycanwepreservethosebrilliantbelongingsforourfuturegeneration.Ihopethesesuggestionswillbeuseful.Yours,LiHua第四部分写作(共两节)第一节短文改错(满分10分)28.(10分)假定英语课上老师要求同桌之问交换修改作文,请你修改你同桌写的以下作文。文中共有10处语言错误,每句中最多有两处。每处错误仅涉及一个单词的增加、删除或修改。增加:在缺词处加一个漏字符号(∧),并在其下面写出该加的词。删除:把多余的词用斜线(\)划掉。修改:在错的词下划一横线,并在该词下面写出修改后的词。注意:1.每处错误及其修改均仅限一词2.只允许修改10处,多者(从第11处起)不计分。Manystudentsinmyschoolfeelannoyingthattheyareundergreatpressure.IthasbecomeacommonprobleminmosthighschoolinChina.Asitisknowntoall,Chinahaslargepopulation.Almost10millionstudentsgraduatefromhighschooleveryyear,expectedtobeadmittedbyuniversitiesorcollege.Instead,thecompetitionamongthestudentsisfierce.Wehadtostandoutandprovetobebetterthanothers,whomeanswehavetoworkreallyhard.Ofcourse,somestudentscan’tbearthepressurebutdropbehindwhileothersfacethechallengebravely.第二节书面表达(满分25分)29.(25分)假如你是李华,你的笔友Mike从媒体上得知前段时间全国多地包括宁波等地出现雾霾,非常担心,写E-mail询问有关情况,请你回复。回复应包括以下要点:实况描述

2.影响和成因

3.生活启示注意:1.词数:100-120词。E-mail的开头与结尾已给出,不计入总词数。2.生词:雾霾haze

DearMike,Thank

you

very

much

for

your

concern.__________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________Yours,LiHua

参考答案第一部分(共20小题,每小题1.5分,满分30分)1、D2、D3、D4、D5、B6、A7、A8、D9、B10、B11、D12、C13、D14、A15、A16、A17、C18、C19、A20、D第二部分阅读理解(满分40分)阅读下列短文,从每题所给的A、B、C、D四个选项中,选出最佳选项。21、1、B2、C3、D22、Weareoftenunabletopaycloseattentiontowhatwehear.Justlikewhenwetrytograbasponge(海绵)thatisfullofwater,somewaterwillrunoutofit.Butsometimeswetrytoremembereverythingaspeakersaysandtrytotakeinaspeaker’severywordasifeverywordwasequallyimportant.Wetrytorememberallthenames,allthedates,andalltheplaces.Intheprocessweoftenmissthespeaker’smainpoint.ErikWaldmanworksatadesigncompany.Knowinghehadneverbeengoodatbudgetinghismoney,hewasdeterminedtobeginthinkingabouthiseconomicfuture.Whenhisemployercirculatedane-mailannouncingafinancialplanningworkshop(研讨会),Eriksigneduprightaway.Thefirstsessionwasaboutretirementplanning.SimoneFisher,thelecturer,explainedthat7of10Americansbetweentheagesof22and35donothavearegularsavingsplan.ErikwrotedowneverynumberSimonementioned."Ifyouwanttohavearetirementincomeequalto75percentofyourcurrentsalary,"Simonecontinued,"youwillneedtosaveatleastof6percentofyourpresentearnings,takingintoaccountfutureinflationrates(通货膨胀率).Inthemeantime,Iwanttostressthatthemostimpo

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