北京西城八中少年班2025届高三3月份第一次模拟考试英语试卷含解析

北京西城八中少年班2025届高三3月份第一次模拟考试英语试卷注意事项：1．答卷前，考生务必将自己的姓名、准考证号、考场号和座位号填写在试题卷和答题卡上。用2B铅笔将试卷类型（B）填涂在答题卡相应位置上。将条形码粘贴在答题卡右上角"条形码粘贴处"。2．作答选择题时，选出每小题答案后，用2B铅笔把答题卡上对应题目选项的答案信息点涂黑；如需改动，用橡皮擦干净后，再选涂其他答案。答案不能答在试题卷上。3．非选择题必须用黑色字迹的钢笔或签字笔作答，答案必须写在答题卡各题目指定区域内相应位置上；如需改动，先划掉原来的答案，然后再写上新答案；不准使用铅笔和涂改液。不按以上要求作答无效。4．考生必须保证答题卡的整洁。考试结束后，请将本试卷和答题卡一并交回。第一部分（共20小题，每小题1.5分，满分30分）1．AlphaGo’sbeatingGograndmasterLeeSedol4-1has________aninternationaldebateaboutwhetherrobotswillcompletelytaketheplaceofhumans.A．giveoff B．workoutC．setoff D．putout2．Ourteamisworld-classanditwasnosurprisethatwewonbysuchamargin.A．low B．highC．wide D．narrow3．—HowdoyoufindyourtriptoSanyaduringthethree-dayNewYearHoliday?—________Ican’tspeaktoohighlyofit.A．Oh,wonderfulindeed!B．It’sawful!C．Don’tmentionit．D．Yousaidit.4．Thedocumentfilm______nextweekaimsatintroducinglocalculturestotheworld.A．released B．beingreleasedC．tobereleased D．havingbeenreleased5．Inmanycountriesintheworld,breakfastisasnack______ameal,butthetraditionalEnglishbreakfastisafullmeal.A．lessthan B．morethanC．otherthan D．ratherthan6．Doubleovensareagoodidea,especially________youarecookingseveralmealsatatime.A．though B．if C．that D．unless7．Advertisingisdifferentfromotherformsofcommunicationinthattheadvertiserpaysforthemessage.A．todeliver B．delivered C．tobedelivered D．delivering8．Lackofsleep_______leadtoweakenedimmunityandmemory,andalsoslowphysicalgrowth.A．shall B．must C．should D．can9．—Whydidyoulet____kidsoffthistime?—Ijustwanttogivethem____secondchance．A．/;the B．the;/ C．the;the D．the;a10．—Toapplyforashort-termstudyvisaintheUK,IhavetobeabletospeaksomeEnglish,butIwanttogotherejusttolearnEnglish.—Oh,it’sreally____.A．aconfidentialsource B．acatch-22situationC．aPandora’sbox D．aHerculeantask11．--Couldyoupleasecutthepricealittle?--Er..._________youbuymorethanten.A．evenif B．solongas C．incase D．assoonas12．—Comeon,pleasegivemesomeideasabouttheproject.—Sorry.Withsomuchwork_______mymind,Ialmostbreakdown.A．filledB．fillingC．tofillD．beingfilled13．—Whatgreatchangeshavetakenplaceinourcityinthelastfewyears!—Indeed,manyhighbuildingshave_______alloverthecity.A．woundup B．sprungup C．heldup D．madeup14．-----Hi,Mark.Howwasthemusicalevening?-----Excellent!AlesandAndyperformed_________andtheywonthefirsprize.A．skillfully B．commonly C．willingly D．nervously15．—Ineedtoadvertiseforaroommatefornextterm.—______?Maryisinterested.A．Whatfor B．WhynotC．Sowhat D．Whybother16．Kunmingiscalled“SpringCity”,butit_____snowinwinter.A．shall B．can C．must D．might17．Iamsothrilledtohavemyunderwaterphotos______intheNationalGeographicandonthecover!A．tobefeatured B．featured C．beingfeatured D．tofeature18．Oneofthetruetestsofleadershipistheabilitytorecognizeaproblem________itbecomesanemergency.A．when B．beforeC．after D．unless19．---Howdidyouliketheconcertlastnight?---Ienjoyeditverymuch,butthedancers______abetterjob.A．couldhavedone B．couldn’thavedone C．coulddo D．haddone20．Hearingthenews,sherushedout,________thebook________onthetableanddisappearedintothedistance.A．left;lainopen B．left;layopenedC．leaving;lieopened D．leaving;lyingopen第二部分阅读理解（满分40分）阅读下列短文，从每题所给的A、B、C、D四个选项中，选出最佳选项。21．（6分）Newresearchinmonkeysmayprovideaclueabouthowthebrainmanagesvastamountsofinformationandrememberswhatitneeds.Theresearchersfoundthatwhenmonkeysweretaughttoremembercomputerclipartpictures,theirbrainsreducedthelevelofdetailbysortingthepicturesintocategoriesforrecall,suchasimagesthatcontained"people,""buildings,""flowers,"and"animals."Thecategorizingcellswerefoundinthehippocampus,anareaofthebrainthatprocessessensoryinformationintomemory.Intheexperimenteachmonkeywasshownoneclipartpicture,andafteradelayofoneto30seconds,pickedtheoriginaloutoftwotosixdifferentimagestogetajuicereward.Byrecordingcellactivityduringhundredsofthesetrialsinwhichthepictureswerealldifferent,theresearchersnoticedthatcertaincellsweremoreactivewhenthepicturescontainedsimilarfeatures,suchasimagesofpeople–butnototherobjects.Theyfoundthatdifferentcellscodedimagesthatfitdifferentcategories.Thecategorycellsgroupedimagesbasedoncommonfeatures–astrategytoimprovememory.Forexample,thesamecellrespondedtobothtulipsanddaisiesbecausetheyarebothflowers."“Whilesuchcategorizationisahighlyefficientmemoryprocess,itmayalsohaveadownside,”saidDeadwylerPh.D．,“whenthetrialsincludedmorethanonepicturewithpeopleinit,insteadofdifferentimages,themonkeysoftenconfusedtheimagewithapictureofotherpeople."Solearningmoreabouthowthebrainrememberscouldhavefar-reachingbenefits."Ifwecanunderstandinadvancehowthebrainworkswhendecisionsaremade,wecanpredictwhenthebrainwillmakeamistake,andcorrectit,"saidTimPons,Ph.D．,"Thisfindingabouthowlargeamountsofinformationareprocessedbythebrainwillhelpustoultimatelyachievethatgoal."1、Thepurposeoftheexperimentsonmonkeysistofindout_________.A．howthebrainprocessesamountsofinformationintomemoryB．theareaofthebrainthatprocessessensoryinformationintomemoryC．howthemonkeysrespondtodifferentthingsD．whatisthemonkeysmostlikelytoremember2、Theresearchindicatesnumerousinformationcanberememberedmoreeasilyby________.A．rememberingthedetailsB．separatingitintocategoriesC．showingalotofpicturesD．rememberingallfeatures3、Accordingtotheresearch,whichofthefollowingimagesmayconfusethemonkeys?A．Books,toysandcarsB．Plants,animalsandpeopleC．Tulips,daisiesandrosesD．People,buildingsandflowers4、Whatcanwelearnfromthelastparagraph?A．FurtherstudyonhowthebrainremembershasmorebenefitsB．CategorizationisthebestwaytoimprovememoryC．WecanpredictwhenthebrainwillmakeamistakeD．Howthebrainremembershasbeenfoundout22．（8分）TheVisitorOystercardAVisitorOystercardisthecheapestwaytopayforasingleadultjourneyinLondon.It’saplasticsmartcard.Youcanuseitonthebus,tube,tram,DLR,LondonOvergroundandmostNationalRailservices.It’smuchcheaperthanbuyingindividualtickets,insomecasescosting50%lessthanthepriceofaregularpaperticket.HowtogetaVisitorOystercardYoucanbuyaVisitorOystercardonline.Yourcardwillbedeliveredbypost.Thecardcosts£5andyouchoosehowmuchmoneyyouwanttoaddtothecard.ThismeansyoucanstartusingthecardthemomentyouarriveinCentralLondon.HowdoestheVisitorOystercardwork?TheOystercardworksonapay-as-you-gosystem.Youstartbyaddingmoneytothecard.Thenyoutravel,thecostofthefarewillautomaticallybedeductedfromyourVisitorOystercard.Forexample,ifyouadd£20tothecardandmakeatubejourneyof£2.30,youwillhave£17.70leftonthecard.Afewmorepoints:·Achildundertheageof11travelsfreewhenaccompaniedbyanadult.·You’llsavemoremoneyifyouusethetubeseveraltimes.TheVisitorOystercardis“capped(给……定上限)”at£6.80perday.·You’llpaymoreduringpeaktimes.PeakfaresapplyfromMondaytoFriday(6:30am—9:30am;4:00pm—7:00pm),exceptforpublicholidays.·ReusetheOystercardbyaddingcreditatatubestation,OysterticketshoporVisitorCentre.·ReceiveadiscountontheThamesClippersRiverBusservices.1、WhatcanwelearnabouttheVisitorOystercard?A．Youcan’tuseitduringpublicholidays.B．Youcanhaveitmaileddirectlytoyourhome.C．YoucangetafreeOystercardifyouorderonline.D．Youcanreceivea50%discountatanyshopinLondon.2、HowmuchmoneywillbedeductedifyoutakethetubefourtimesinadaywithaVisitorOystercard?A．£2.30. B．£3.40.C．£6.80. D．£9.20.3、WherecanyouaddcredittoyourVisitorOystercard?A．OntheInternet. B．Atabusstation.C．Atatubestation. D．Inconveniencestores.23．（8分）Plagiarismistheactofrepresentinganotherperson’swordsorideasasyourown.Theoffensemaybeassmallasasentencecopiedfromabook.Oritmaybeasextensiveasawholepapercopied—orbought—fromsomebodyelse.Intellectualdishonestyisnothingnew.TheonlydifferencenowisthattheInternethasmadeitmuchsimplertostealotherpeople’swork.Yetthesametechnologythatmakesiteasytofindinformationtocopyalsomakesiteasiertoidentifyplagiarism.Teacherscanuseonlineservicesthatcomparepaperstothousandsofotherstosearchforcopiedwork.Theteachergetsareportonanypassagethatissimilarenoughtosuspectplagiarism.Theseservicesarewidelyused.T,forexample,saysitisusedinmorethan4countriesandexaminesmorethan130,000papersaday.Professionalwriterswhoplagiarizecanbetakentocivilcourtandorderedtopaydamages.Inschools,thepunishmentforcheatingcouldbeafailinggradeonthepaperorinthecourse.Someschoolsexpel(驱逐)plagiaristsforaterm;others,forafullacademicyear.Somedegreeshaveevenbeenwithdrawnafteraschoollaterfoundthatastudenthadplagiarized.Accidentalplagiarismcansometimesresultfromculturaldifferences.AtIndianaUniversityinBloomington,60percentofstudentswhousetheOfficeofWritingTutorialServicesarenon-nativeEnglishspeakers.Thedirector,JoanneVogt,sayssomehavenoideathatcopyingfrompublishedworksisconsideredwrong.ShesaysstudentsfromChina,forexample,maythinktheyareinsultingreadersiftheycreditothersources.Theybelievethateducatedreadersshouldalreadyknowwheretheinformationcamefrom.Themoreyougivecredit,thelessyouriskaccusationsofplagiarism.Anysentencetakendirectlyfromasourceshouldappearinsidequotationmarks.Andevenifyouputthosesentencesintoyourownwords,youshouldstillgivecredittowhereyougottheinformation.1、Accordingtothepassage,whatistheroleoftheInternetinPlagiarism?A．TheInternetdiscouragespeoplefromchoosingproperpaperstocopy.B．TheInternethelpspeoplegettheirpaperspublishedonline.C．TheInternetenablespeopletosharetheirpaperswithothers.D．TheInternetcontributestopeoplecopyingpapersfromotherseasily.2、Wecaninferfromthepassagethatteachersknowapaperiscopiedwhenthey__________.A．happentobefamiliarwiththecontentofthepaperB．makeinvestigationsconcerningthepaperamongstudentsC．comparethepaperwithmanyothersonlinetosearchforthecopiedonesD．searchjournalandperiodicalsinthelibraryfortheoriginalpaper3、WhichofthefollowinghasNOTbeenmentionedasthepunishmentforplagiarism?A．Fineofacertainamountofmoney.B．Withdrawalofsomedegrees.C．Beingforcedtoleaveschool.D．Afailinggrade.4、Theunderlinedexpression“givecredit”inthelastparagraphprobablymeans__________.A．attributewhatyou’vequotedfromothersourcestotheoriginalwritersB．praisetheoriginalwriterforprovidingusefulinformationC．givetheoriginalwriteracreditcardforyourcopyingthepaperD．admitthattheoriginalwriterhasagoodreputation24．（8分）It’sofficial.Denmark—aswellasbeingtheworld’sbestcountrytoliveinforwomenwiththesecond-happiestpeopleandoneofthebesthealthcaresystemsinEurope—hasthemostcontentedbabies.Or,atleast,theoneswhocrytheleast.AccordingtoresearchpublishedintheJournalofPediatrics,Danish,GermanandJapanesebabiescrytheleast,whileBritish,CanadianandItalianbabiescrythemost.“I’mnotsurprised,”Danishparentingexpertandco-authorofTheDanishWayofParentingJessicaAlexandertellsme.“Thefirstyearofachild’slifeisconsideredsoimportantinDenmark.Danishparentsaremuchlessstressedbecausetheygetgoodmaternityandpaternityleave(孕产假).Theatmosphereismuchcalmerand,ifmothersaregettingmoretimeoff,thatgoeshandinhandwithlessstress,morecontact,moreroutinesandlesscrying.”Shepausesbeforethrowinginafinaltip:“Oh,andDanishbabiessleepoutdoorsalot.”InDenmark,awomanisgivenfourweekspregnancyleavefollowedby52weeksofpaidleavethatcanbesharedbetweenparents.AndAlexanderthinksthereisanotherimportantreasonwhyDanishbabiescryless:breastfeeding.“It’sjustthedonethinginDenmark,”shesaysofacountrythathastheworld’shighestbreastfeedingrates.“Inothercountries,therearecontinualdiscussionsaboutwhetheryoushouldorshouldn’tbreastfeed.InDenmark,breastfeedinghasnevergoneoutofstyle.Andeveryonedoesitforayear.”ForIbenSandahl,Alexander’sco-author,itcomesdowntotheDanishattitudetolifeingeneral.“Weareanhonestandpurepeople,”shetellsme.“Wearesurroundedbysocialsupportandarelesslikelytobecomeangry,sadorannoyedwhenourbabiesarecrying.Andwearegoodatembracing(拥抱)allkindsoffeelings,sowearen’tscared.Instead,wetrytoconnectwiththebabieswhentheycry.It’showbabiescommunicateandit’sabouttryingtounderstandit.”1、Whichofthefollowingcanmakeababycryless?A．Aneffectivehealthcaresystem.B．Morecompanyfromaparent.C．Anenergeticbusymother.D．Morechancestomeetfellowbabies.2、Itcanbelearnedfromthetextthat________.A．somethinginthemilkfrombreastfeedingcankeepbabieshappyB．Demarkissecondtononeinprotectingitsfemales’rightsC．Danishparents’attitudestoababy’sfirstyearvaryconsiderablyD．breastfeedingisacommonandacceptedpracticeinDenmark3、Whenbabiescry,Danishparentswillprobably________.A．trytofigureoutwhattheywantB．putthemoutdoorsforagoodsleepC．seeksocialsupportforguidanceD．waitamomentforthemtocalmdown25．（10分）Ifyouhavealongholidaytospend,wherecanyougo?NikoiIsland,IndonesiaLessthan85km–butsomehowawholeworldaway–fromSingapore’sshiningskylineliesNikoiIsland.Surroundedbywhitesandyshorelinesandvividcoralreefs,Nikoi’scentreishiddeninrainforest,resultinginamazingbiodiversityseeninitsnativeplants,animalsandbirdlife.MarryingtraditionalIndonesiancraftsmanshipwithcontemporarydesign,Nikoiboastsjust15stilted（建于支柱上的）beachhouses,allwithbreathtakingseaviews,guaranteeingprivacyandtotalescapefromthedailygrind.Amanpulo,PhilippinesTheonlypropertyonPamalicanIsland,theluxuriousAmanpuloresortoffersextremelyimpressiveaccommodation,withonlyaccesstooverfivekilometresofcleancoralsandbeach.DesignedtoresembleindigenousBahayKubohomes,Amanpulo’sbeachside,treetopandhillsidevillasallfeaturecomfortabledeckswithhammocks（吊床）fromwhichtoenjoythespectacularviewsofthegreenish-blueseabelow.FillyourschedulewithAmanpulo’ssignatureaquaticadventures(includingdiving,windsurfingandsailing),rechargeintheaward-winningspaorfeastuponlocallycaughtseafood–thechoiceisyours.SongSaa,CambodiaSongSaa’sincredibleoceanviews,andbreathtakingsunsetsareaverytypicalexampleofpureparadise.Its24villas–eachwiththeirownsea-viewprivateplungepool–aredesignedtoreflectthenaturalbeautyofCambodia’scoastline;builtfromrecycledwoodwithstrawroofsanddriftwoodfurnishings,thesepresencesarestylishproofofSongSaa’sadmirablecommitmenttosustainability（持续）andconservation.Youcanchoosetodoasmuchoraslittleasyouwanthere,withrainforesttours,islandsafarisandreefsnorkellingjustsomeoftheactivitiesonofferthatshowcasethisspectaculardestination.1、WhatcanweseeinthecenterofNikoi’sIsland?A．Landsofdesert.B．Streamsandrivers.C．Kindsofanimalsandplants.D．Tallbuildings.2、WhatcanwelearnabouttheAmanpulo’svillas?A．Theyaremadeofbricks.B．Wecanhaveagoodviewoftheseathere.C．Theyareveryexpensive.D．Wecanlearnmuchhistoricstoriesfromthem.3、WhatactivitycanyouenjoyinSongSaa?A．Diving.B．Whiterafting.C．Mountain-climbing.D．Rainforesttour.第三部分语言知识运用（共两节）第一节（每小题1.5分，满分30分）阅读下面短文，从短文后各题所给的A、B、C和D四个选项中，选出可以填入空白处的最佳选项．26．（30分）Atrueapologyismorethanjustanadmissionofamistake.Itisthe1thatsomethingyouhavesaidordonehasdamagedarelationship—andthatyoucareenoughabouttherelationshiptowantit2.It’snevereasytoadmityouareinthe3.Beinghuman,weall4toknowtheartofapologizing.Lookbackwith5andthinkhowoftenyou’vejudgedcruelly,saidunkindthings,orpushedyourselfaheadatthe6ofafriend.Thencountthemomentswhenyoushowedclearlyandtrulythatyouwere7.Abitfrightening,isn’tit?Frighteningbecausesomedeepwisdominusknowsthatwhen8asmallwronghasbeendone,somemysteriousmoralfeelingis9;anditstaysoutofbalanceuntilthefaultisadmittedandregret10.Irememberadoctorfriend,ClarenceLieb,11meaboutamanwhocametohimwithavarietyof12:headaches,restlessnessandstomachsickness.No13causecouldbefound.FinallyDr.Liebsaidtotheman,“Unlessyoutellmewhat’s14you,Ican’thelpyou.”Afterhe15forsometime,themanadmittedthat,asexecutor(遗嘱执行人)ofhisfather’swill,hehadbeen16hisbrother,wholivedoverseas,ofwhattheirfatherhadlefthim.Thenandtherethewiseolddoctormadehimwritetohisbrotheraskingfor17andenclosing(附入)achequeasthefirst18inrepayment.Hethenwentwithhimtothemailboxinthepassage.Asthe19disappeared,themanburstintotears.“Thankyou,”hesaid.“IthinkI’m20.”Andhewas.1、A．assessment B．belief C．criterion D．recognition2、A．restored B．formed C．reserved D．abandoned3、A．distance B．way C．dark D．wrong4、A．remember B．demand C．need D．learn5、A．delight B．honesty C．sorrow D．relief6、A．mercy B．invitation C．sight D．expense7、A．careless B．foolish C．sorry D．thankful8、A．still B．rather C．hardly D．even9、A．controlled B．disturbed C．ignored D．protected10、A．exposed B．evaluated C．expressed D．exchanged11、A．questioning B．consulting C．telling D．reminding12、A．troubles B．feelings C．thoughts D．questions13、A．spiritual B．physical C．likely D．common14、A．worrying B．inspiring C．disappointing D．embarrassing15、A．wandered B．hesitated C．observed D．prayed16、A．warning B．cheating C．suspecting D．accusing17、A．apology B．blame C．excuse D．forgiveness18、A．step B．trend C．success D．rise19、A．box B．passage C．letter D．cheque20、A．cured B．released C．involved D．refreshed第二节（每小题1.5分，满分15分）阅读下面材料，在空白处填入1个适当的单词或括号内单词的正确形式。27．（15分）Itisinterestingtolookatdifferencesbetweenschoolsindifferentcountries.InmanyEuropeancountries,forexample,therelationshipbetweenteachersandstudents1．(be)quiteformal.ThisistrueofFrance,Germany,andSpain,2．(连词)disciplineandrespectfortheteacherisconsideredveryimportant.Thesameistrue3．(介词)Russia.In4．(north)Europeancountries,however,therelationshipbetweenteachersandstudentismuch5．(friendly)andmorerelaxed.InAmerica,studentsandteachersarequiterelaxedwitheachother.InBritain,relationshipsarequiterelaxed,butteacherscanhavebigproblemswithdiscipline.Anotherimportantdifferenceiswhetherschoolsarestatesschools6．(连词)privateschools.Stateschools7．(pay)forbythegovernment,butinprivateschools,theparentspayforeducationoftheirchildren.GermanyandFrancehavebothstateandprivateschools,butmoststudentsgotostateschools,8．(连词)areverygood.9．(similar),Americahasbothstateandprivateschools.MostAmericanchildrengotostateschools,buttheprivateschoolscanbeverygoodand10．(go)toprivateschoolsisveryexpensive.第四部分写作（共两节）第一节短文改错（满分10分）28．（10分）假定英语课上老师要求同桌之间交换修改作文，请你修改你同桌写的以下短文。文中共有10处语言错误，每句中最多有两处。每处错误仅涉及一个单词的增加、删除或修改。增加：在缺词处加一个漏字符号（∧），并在此符号下面写出该加的词。删除：把多余的词用斜线（＼）划掉。修改：在错的词下划一横线，并在该词下面写出修改后的词。注意：1、每处错误及其修改均仅限一词；2、只允许修改10处，多者（从第11处起）不计分。MrsSmithheardhernewneighborwouldcomeandmovedintohisnewhouse,butshehadn’tseenhim、Onedaywhenshecameback,shesawamanwearabrownhatanddarkglassescarryingaladderonhisshoulder、Themanputtheladderagainstthewindowofthenewhouseandwentuptobreakinthewindow、MrsSmithsaidtohimself,“Thief,itisathief、”Sherangupthepoliceimmediateandsoontwopolicemenappearedinthefrontofthehouse、Whenthemanwastoldtohandineverythingwhathehadstolen,helookedgreatlysurprising、Itwasthenheunderstoodthereasonwhythepolicemencame、Hesaidinasmileonhisface,“Ican’tfindmykey、It’smynewhouse、”第二节书面表达（满分25分）29．（25分）假设你是李华，你的好友Peter今天上午来你家找你陪他练习汉语口语。你因临时有急事外出，让他扑了个空。请根据以上情景，给Peter写一封信。内容如下：1.表示歉意；2.解释具体原因，并希望他能谅解；3.告诉他下次练习的时间、地点及话题。注意：1.词数100左右；2.可适当增加细节，以使行文连贯；3.书信的开头和结尾已给出，不计入总词数。DearPeter,______________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________Yours,LiHua

参考答案第一部分（共20小题，每小题1.5分，满分30分）1、C2、C3、A4、C5、D6、B7、C8、D9、D10、B11、B12、B13、B14、A15、D16、B17、B18、B19、A20、D第二部分阅读理解（满分40分）阅读下列短文，从每题所给的A、B、C、D四个选项中，选出最佳选项。21、1、A2、B3、C4、A22、1、B2、C3、C23、1、D2、C3、A4、A24、Weareoftenunabletopaycloseattentiontowhatwehear.Justlikewhenwetrytograbasponge(海绵)thatisfullofwater,somewaterwillrunoutofit.Butsometimeswetrytoremembereverythingaspeakersaysandtrytotakeinaspeaker’severywordasifeverywordwasequallyimportant.Wetrytorememberallthenames,allthedates,andalltheplaces.Intheprocessweoftenmissthespeaker’smainpoint.ErikWaldmanworksatadesigncompany.Knowinghehadneverbeengoodatbudgetinghismoney,hewasdeterminedtobeginthinkingabouthiseconomicfuture.Whenhisemployercirculatedane-mailannouncingafinancialplanningworkshop(研讨会),Eriksigneduprightaway.Thefirstsessionwasaboutretirementplanning.SimoneFisher,thelecturer,explainedthat7of10Americansbetweentheagesof22and35donothavearegularsavingsplan.ErikwrotedowneverynumberSimonementioned."Ifyouwanttohavearetirementincomeequalto75percentofyourcurrentsalary,"Simonecontinued,"youwillneedtosaveatleastof6percentofyourpresentearnings,takingintoaccountfutureinflationrates(通货膨胀率).Inthemeantime,Iwanttostressthatthemostimportantthingistostartsavingnow."Erikrecordedallthestatis