全球金融科技中心城市报告V8

TheFinTechDevelopmentIndex(FDI):Since

2017金融科技发展指数：始于201730+Related

Reports80+

Countries/Cities/Clusters50+

IndicatorsFinTechIndustry金融科技产业EnterprisePerspectiveDigitisationofFinancial

SectorsDigitisationRateofTraditionalFinancial

SectorsFinTechConsumerExperience

消费者体验ConsumerPerspectiveFinTechAdoptionRate%ofPopulationthatareFinTech

ConsumersFinTech

Ecosystem金融科技生态GovernmentPerspectiveEconomic

FoundationGDP/PopulationIndustry

FoundationFinancialSector（TOP500MarketCapitalization）TechSector（TOP500Market

Capitalization）Digital

InfrastructureCyberSecurityInternetAdoption

RateResearch

CapacityPolicy

EnvironmentPolicySupportRegulatory

CapacityR&DLeading

UniversitiesAlternative

FinanceListedFinTech

CompaniesHighlyCapitalizedUnlistedFinTech

Companies2OurGlobal

Coverage金融科技发展指数覆盖城市AsiaAustralia:Brisbane,Melbourne,SydneyChina:Beijing,Chengdu,Chongqing,Guangzhou,Hangzhou,HongKong,Nanjing,Shanghai,Shenzhen,Taipei,Tianjin,Xi’anIndia:Bengaluru,Gurgaon,Hyderabad,Madras,Mumbai,NewDelhi,PunaIndonesia:JakartaIsrael:TelAvivJapan:

TokyoMalaysia:KualaLumpurNewZealand:AucklandPhilippines:ManilaSingapore:SingaporeSouthKorea:SeoulThailand:

BangkokUAE:AbuDhabi,DubaiVietnam:HoChiMinh

City3EuropeAustria:ViennaBelgium:BrusselsDenmark:

CopenhagenFrance:Nice,ParisGermany:Berlin,Frankfurt,HamburgIreland:DublinItaly:Milan,

RomeLithuania:

VilniusNetherlands:Amsterdam,RotterdamPoland:

WarsawRussia:Moscow,St.PetersburgSpain:Barcelona,MadridSweden:

StockholmSwitzerland:Geneva,Zug,ZurichTurkey:

IstanbulUK:London,Manchester,

ScotlandPayingattention

to:Bangladesh:DhakaChile:SantiagoColombia:BogotáKazakhstan:AstanaNigeria:AbujaPakistan:KarachiRwanda:KigaliSaudiArabia:

RiyadhSouthAfrica:JohannesburgTanzania:DodomaVietnam:HanoiNote:AustraliaandNewZealandarecountedas

Asia.AmericaArgentina:BuenosAiresBrazil:Brasilia,RiodeJaneiro,SaoPauloCanada:Calgary,Montreal,Toronto,VancouverMexico:Mexico

CityUSA:Atlanta,Boston,Chicago,Dallas,LasVegas,LosAngeles,Miami,NewYork,Philadelphia,SanFrancisco(SiliconValley),Seattle,WashingtonDCAfricaEgypt:CairoKenya:

NairobiSouthAfrica:Cape

Town2024GlobalTOP50FinTechHubs:Highly

Competitive总榜：全球金融科技竞争如潮涌至，进不足即为退4TotalRankCity/ClusterCountry/RegionRankingMovementTotalRankCity/ClusterCountry/RegionRankingMovement1Beijing

北京China—26Seoul

首尔South

Korea↓12SanFrancisco(SiliconValley)

旧金山(硅谷)USA—27Stockholm

斯德哥尔摩EU—3NewYork

纽约USA—28Los

Angeles

洛杉矶USA—4London

伦敦UK—29Jakarta

雅加达ASEAN↑15Shanghai

上海China—30Dublin

都柏林EU↑26Shenzhen

深圳China—31Berlin

柏林Germany↓27Hangzhou

杭州China—32New

Delhi新德里India↑28Singapore

新加坡ASEAN—33Dubai+Abu

Dhabi迪拜+阿布扎比UAE↑49Sydney

悉尼Australia—34Milan

米兰EU↑110HongKong

香港China↑135Chengdu

成都China↑311Paris

巴黎EU↑136Tel

Aviv

特拉维夫Israel↓512Chicago

芝加哥USA↓337Mexico

City

墨西哥城Mexico↓413Toronto

多伦多Canada↑338Taipei

台北ChinaNew14Mumbai

孟买India↑139Chongqing

重庆China↓315Guangzhou

广州China↓140Scotland

苏格兰UK—16Tokyo

东京Japan↓341Barcelona

巴塞罗那EU↓217Zurich+Geneva苏黎世+日内瓦Switzerland↑142Hyderabad

海得拉巴India—18Atlanta

亚特兰大USA↑143Frankfurt

法兰克福Germany↓219Melbourne

墨尔本Australia↓244Kuala

Lumpur

吉隆坡ASEAN—20Nanjing

南京China↑245Cape

Town

开普敦South

Africa↓221Boston

波士顿USA—46Bangkok

曼谷ASEAN↓122Sao

Paulo

圣保罗Brazil↑147Brussels

布鲁塞尔EU↓123Seattle

西雅图USA↓348Moscow

莫斯科Russia↓124Amsterdam

阿姆斯特丹EU—49Nairobi内罗毕Kenya↑225Bengaluru

班加罗尔India↑150Xi’an

西安China↑4DataSource:BeijingFIRST;SinaiLabfromAcademyofInternetFinance(AIF),Zhejiang

University83%oftheothercitieshavetheirrankingschanged,with16citiesmovingupand16citiesmovingdownAll16citiesthatmoveddownintherankingshaveincreased

scoresTOP10No.1-10Scoregapnarrows29.7 27.126.025.323.920202021202220232024RegionalDivergence:AsiaLeads,ButResultsAreMixedAcrossAll

Continents区域分化：亚洲持续引领，各洲内城市发展喜忧参半Asia10cities

↑7cities

↓8cities

—AfricaNairobi:

↑CapeTown:

↓Europe4cities

↑5cities

↓4cities

—America53cities

↑3cities

↓4cities

—ContinentTOP10Asia:America:Europe=7:2:

1TOP50Asia:Europe:America:Africa=25:13:10:

2Note:↑meansrankingup,↓meansrankingdown；AustraliaiscountedasAsiaDataSource:BeijingFIRST,SinaiLabfromAcademyofInternetFinance

(AIF)ChangingWorld:FromFinancialCenterstoFinTech

Hubs变局中，谁有超3年的进步？从传统金融中心转向新兴中心Note:

GCC（Gulf

Cooperation

Council）全称为海湾合作委员会湾区；

Data

Source:

Beijing

FIRST,

Sinai

Lab

from

Academy

of

Internet

Finance

(AIF),

Zhejiang

UniversityTotalRankingCity/ClusterRankingMovementsFinTechDevelopmentModelsCountry/RegionGDPofCountry

(B$)Population

ofCountry

(M$)20242023202220212020Asia亚洲10HongKong

香港↑1↑2↑1↑1↓5Industry/Technology

DrivenChinumbai

孟买↑1↑2↑1↑2↑6Consumer/Market

DrivenIndia3550142929Jakarta

雅加达↑1↑3↑2↑4↑5Industry/Technology

DrivenASEAN137127832NewDelhi

新德里↑2↓2↑2↑3—Consumer/Market

DrivenIndia3550142933Dubai+Abu

Dhabi

迪拜+阿布扎比↑4NEW———Ecosystem/Regulation

DrivenUAE/GCC5041039Dubai

迪拜↑5↑9NEW——UAE/GCC5041043Abu

Dhabi

阿布扎比↑2↑1↑4NEW—UAE/GCC50410Europe欧洲11Paris

巴黎↑1——↑1↑2Ecosystem/Regulation

DrivenFrance/EU30316817Zurich+Geneva

苏黎世+日内瓦↑1NEWIndustry/Technology

DrivenSwitzerland885921Zurich苏黎世↑2↑1↓1↓2↑8Switzerland885934Milan米兰↑1↑2↑3NEW—Industry/Technology

DrivenItaly/EU225559America美洲13Toronto多伦多↑3↑6↑2—↓1Industry/Technology

DrivenCanada21404022Sao

Paulo圣保罗↑1↑5—↑2↓3Industry/Technology

DrivenBrazil2174216Africa非洲49Nairobi内罗毕↑2↓3↑1NEW—Industry/Technology

DrivenKenya1075562024TOP20GlobalFinTech

Hubs产业榜：中美引领态势不变，但美国面临新兴力量崛起的挑战RankingCity/ClusterCountry/RegionRankingMovementRankingCity/ClusterCountry/RegionRankingMovement1Beijing

北京China—11Toronto

多伦多Canada↑12New

York

纽约USA—12Atlanta

亚特兰大USA↑13San

Francisco旧金山(硅谷)USA—13Mumbai

孟买India↑24London

伦敦UK—14Paris

巴黎EU—5Shanghai

上海China—15Sydney

悉尼Australia↑16Shenzhen

深圳China—16Chicago

芝加哥USA↓57Hangzhou

杭州China—17Zurich+Geneva苏黎世+日内瓦Switzerland↑18Singapore

新加坡ASEAN—18Tokyo

东京Japan↓19Sao

Paulo

圣保罗Brazil—19Jakarta

雅加达ASEAN↑710Hong

Kong

香港China—20Bengaluru班加罗尔India↑2DataSource:BeijingFIRST,SinaiLabfromAcademyofInternetFinance(AIF),Zhejiang

UniversityTOP20

cities5inChina，4inthe

USAForthefirst

timeUSA：Fewerthan5

citiesJakartaandBengaluruenter

TOP20Chinesefirms'overseas

expansionConferencesCollaborationsInvestments72024TOP20GlobalFinTech

Hubs消费者体验榜：发展中国家优势尚存，但发达国家持续追赶RankingCity/ClusterCountry/RegionRankingMovementRankingCity/ClusterCountry/RegionRankingMovement1Hangzhou

杭州China—11New

Delhi

新德里India—2Shenzhen

深圳China—12Chongqing

重庆China—3Shanghai

上海China—13Sydney

悉尼Australia↑44Beijing

北京China—14Stockholm斯德哥尔摩EU↑55Guangzhou

广州China—15San

Francisco旧金山(硅谷)USA↓16Nanjing

南京China—16Melbourne

墨尔本Australia↑57Chengdu

成都China—17London

伦敦UK↓48Xi’an

西安China—18Amsterdam阿姆斯特丹EU↑29Mumbai

孟买India—19Scotland

苏格兰UK↑310Bengaluru班加罗尔India—20Cape

Town

开普敦SouthAfrica↓4DataSource:BeijingFIRST,SinaiLabfromAcademyofInternetFinance(AIF),Zhejiang

University2020202120222023202435%25%25%20%20%Citiesfromdeveloping

countries100%ofthe

TOP1065%ofthe

TOP20Progressindeveloped

countries82024TOP20GlobalFinTech

Hubs生态榜：发达国家继续引领，但发展中国家城市补短板成效明显RankingCity/ClusterCountry/RegionRankingMovementRankingCity/ClusterCountry/RegionRankingMovement1Beijing

北京China—11Melbourne

墨尔本Australia↑12London

伦敦UK—12Sydney

悉尼Australia↓13SanFrancisco旧金山（硅谷）USA—13Hong

Kong

香港China↑34New

York

纽约USA—14Nanjing

南京China↑35Shanghai

上海China—15Seattle

西雅图USA↓26Shenzhen

深圳China↑116Seoul

首尔SouthKorea↓27Tokyo

东京Japan↓117Hangzhou

杭州China↑18Boston

波士顿USA↑118Zuric