简单借款协议书英文

简单借款协议书英文

KeyInformation

Lender:[Lender'sName]

Borrower:[Borrower'sName]

LoanAmount:[AmountinUSDorothercurrency]

InterestRate:[AnnualPercentageRateorfixedamount]

LoanTerm:[DurationoftheLoan,e.g.,12months]

RepaymentSchedule:[Monthly/Quarterly/Other]

DueDate:[DateofFinalRepayment]

PurposeofLoan:[DescriptionofLoanPurpose]

Collateral:[Detailsifapplicable]

LateFees:[FeesforLatePayment]

PrepaymentTerms:[ConditionsforEarlyRepayment]

GoverningLaw:[ApplicableJurisdiction]

LoanAgreement

ThisLoanAgreement("Agreement")ismadeandenteredintoonthis[Date]andbetween:

1.LoanAmountandDisbursement

TheLenderagreestoloantheBorrowertheprincipalsumof[LoanAmount],(the"Loan").TheLoanamountwillbedisbursedtotheBorrower’sdesignatedbankaccountuponexecutionofthisAgreement.

2.InterestRate

TheLoanwillbearinterestatanannualrateof[InterestRate]percent.InterestwillbecalculatedontheoutstandingbalanceoftheLoan.

3.LoanTerm

ThetermoftheLoanis[LoanTerm],beginningfromthedateofdisbursement.

4.RepaymentSchedule

TheBorroweragreestorepaytheLoanin[Monthly/Quarterly/Other]installmentsof[InstallmentAmount]each,startingon[FirstPaymentDate]andcontinuinguntilthefullrepaymentoftheLoan.

5.DueDate

ThefullamountoftheLoan,includingaccruedinterest,isdueandpayableon[DueDate].

6.PurposeofLoan

TheLoanwillbeusedfor[PurposeofLoan].TheBorroweragreestousethefundsforthispurposeandnotforanyotherpurpose.

7.Collateral

TheLoanissecured/unsecured.Ifsecured,thecollateralfortheLoanisdescribedasfollows:[DescriptionofCollateral].

8.LateFees

IftheBorrowerfailstomakeanypaymenttheduedate,alatefeeof[LateFeeAmount]willbechargedforeachmissedpayment.

9.Prepayment

TheBorrowermayprepaytheLoaninfullorinpartatanytimewithoutpenalty.Anyprepaymentswillbeappliedtotheprincipalbalance.

10.GoverningLaw

ThisAgreementwillbegovernedandconstruedinaccordancewiththelawsoftheStateof[State]orCountryof[Country].

11.Amendments

AnyamendmentstothisAgreementmustbemadeinwritingandsignedbothparties.

12.Signatures

INWITNESSWHEREOF,thepartiesheretohaveexecutedthisLoanAgreementasofthedayandyearfirstabovewritten.

Lender:

Signature:___________________________

Name:[Lender'sName]

Date:_______________________________

Borrower:

Signature:___________________________

Name:[B