2024年全国银行招聘之银行招聘综合知识考试快速提分题附答案

姓名:_________________编号:_________________地区:_________________省市:_________________ 密封线 姓名:_________________编号:_________________地区:_________________省市:_________________ 密封线 密封线 全国银行招聘考试重点试题精编注意事项:1.全卷采用机器阅卷，请考生注意书写规范；考试时间为120分钟。2.在作答前，考生请将自己的学校、姓名、班级、准考证号涂写在试卷和答题卡规定位置。

3.部分必须使用2B铅笔填涂;非选择题部分必须使用黑色签字笔书写，字体工整，笔迹清楚。

4.请按照题号在答题卡上与题目对应的答题区域内规范作答，超出答题区域书写的答案无效:在草稿纸、试卷上答题无效。一、选择题

1、Shetoldusthatclassificationisauseful（）totheorganizationofallkindsofknowledge.A.meansB.approachC.modeD.manner

2、生产成本上升会使得商品供给量（）。A.下降B.上升C.不变D.均有可能

3、企业的法定盈余公积累计额已达到注册资本的（）时可以不再提取。A.20%B.50%C.80%D.100%

4、____youreturnaftertherentalcounterclosesfortheevening,placeyourvehicle’skeysinthenightreturnslot.A.BecauseofB.AsaconsequenceC.IntheeventthatD.Priorto

5、债券投资业务中，债券票面利息与购买价格之间的比率为（）。A.到期收益率B.即期收益率C.持有期收益率D.名义收益率

6、物体的惯性大小取决于（）A.物体的运动速度B.物体的质量C.物体的加速度D.物体受到的合力

7、中长期贷款，为了使借贷双方承担的利率风险较小，一般都倾向于选择（）。A.浮动利率B.固定利率C.市场利率D.复利

8、夏日雷雨过后，人们会感到空气特别清新，其主要原因是（）。A.雷雨过后，空气湿度增加B.雷雨过程中雷电导致空气中的臭氧分子增加C.雷雨过程中空气中的灰尘随雨水降落到地面D.雷雨过程中气温快速下降

9、我国现阶段的货币政策采用（）公式来考量M2增速是否适宜。A.M2增速=GDP增速+CPI+1%B.M2增速=GDP增速+CPI+2%C.M2=GDP增速+CPID.M2=GDP增速+CPI+1%至2%

10、Itisrequestedthatanapplicantwhoseundergraduateworkisdoneatanotherinstitution（）twocopiesofundergraduatetranscriptsanddegreesdirectlytothedeanofthegraduateschool.A.mustsendB.sendC.aretosendD.needsend

11、下列不属于衍生工具的是（）。A.期货B.股票C.掉期D.期权

12、Itwasveryimportant（）allprojectsbeforetheendofthefiscalyear.A.completeB.completedC.completingD.tocomplete

13、通过观察持续数期的会计报表，比较各期的有关项目金额，分析有关指标的增减变动情况，并在此基础上获知有关企业发展前景信息，这种会计报表分析方法被称为（）。A.趋势分析法B.比较分析法C.因素分析法D.比率分析法

14、期货交易与现货交易的不同之处在于（）。A.风险较小的合约B.不需要交保证金的合约C.实物交割率低的合约D.交易所并不提供结算服务

15、Passage3Today,widespreadsocialpressuretoimmediatelygotocollegeinconjunctionwithincreasinglyhighexpectationsinafast-movingworldoftencausesstudentstocompletelyoverlookthepossibilityoftakingagapyear.Afterall,ifeveryoneyouknowisgoingtocollegeinthefall,itseemssillytostaybackayear,doesn’tit?Andaftergoingtoschoolfor12years,itdoesn’tfeelnaturaltospendayeardoingsomethingthatisn'tacademic.Butwhilethismaybetrue,it'snotagoodenoughreasontocondemngapyears.There’salwaysaconstantfearoffallingbehindeveryoneelseonthesociallyperpetuated“racetothefinishline,”whetherthatbetowardgraduateschool,medicalschoolorlucrativecareer.Butdespitecommonmisconceptions,agapyeardoesnothinderthesuccessofacademicpursuits—infact,itprobablyenhancesit.StudiesfromtheUnitedStatesandAustraliashowthatstudentswhotakeagapyeararegenerallybetterpreparedforandperformbetterincollegethanthosewhodonot.Ratherthanpullingstudentsback,agapyearpushesthemaheadbypreparingthemforindependence,newresponsibilitiesandenvironmentalchanges—allthingsthatfirst-yearstudentsoftenstrugglewiththemost.Gapyearexperiencescanlessentheblowwhenitcomestoadjustingtocollegeandbeingthrownintoabrandnewenvironment,makingiteasiertofocusonacademicsandactivitiesratherthan?acclimation?blunders.Ifyou’renotconvincedoftheinherentvalueintakingayearofftoexploreinterests,thenconsideritsfinancialimpactonfutureacademicchoices.AccordingtotheNationalCenterforEducationStatistics,nearly80percentofcollegestudentsendupchangingtheirmajorsatleastonce.Thisisn’tsurprising,consideringthebasicmandatoryhighschoolcurriculumleavesstudentswithapoorunderstandingofthemselveslistingonemajorontheircollegeapplications,butswitchingtoanotheraftertakingcollegeclasses.It’snotnecessarilyabadthing,butdependingontheschool,itcanbecostlytomakeupcreditsafterswitchingtoolateinthegame.AtBostonCollege,forexample,youwouldhavetocompleteanextrayearwereyoutoswitchtothenursingschoolfromanotherdepartment.Takingagapyeartofigurethingsoutinitiallycanhelppreventstressandsavemoneylateron.Whatagapyearcoulddoforstudents?（）.A.RelievestressB.NothingspecialC.BringfinancialimpactsD.BothAandC

16、某珠宝店被盗贼窃走价值l0000美元的钻石，经调查，作案者肯定是甲、乙、丙、丁四个中的一个，于是，让这四人作为重大嫌疑对象接受审讯，这四个人的供词分别为：甲：不是我作的案乙：丁就是罪犯丙：乙是盗窃钻石的罪犯丁：乙是有意诬陷我现在假定四个人当中只有一个人说了真话，那么罪犯是（）。A.甲B.乙C.丙D.丁

17、资料：Tomanageteamsorganizationrequireeffectivemanagers.Highlyskilledandtrainedmanagerscanmakemoreinformeddecisions.Theuseofbeatpracticemodelsenablesmanagerstoensuretheirteamsoperateefficiently.Thiswillimprovequalityforcustomersasstaffwillbebettertrainedtodealwithcustomers'needs.Itwillalsoimproveteameffectivenessandhelporganizationstoperformbetter.Astheymanagetheirteam,teamleadersneedtoconsiderthemostsuitablemanagementstyletouse.Forexample,anautocraticmanagerwouldliketoretaincontrol.Withoutconsultingothers,theywouldtellsubordinateswhattodo.Thisisparticularlyappropriatewhendecisionsneedtobemadequickly,forinstance,inarecessionwhendelayscouldleadtoabusinessclosing.Incontrast,ademocraticmanagerwouldencourageparticipationbyemployees.Sharedinformationwouldallowtheteamtoinfluencedecisionmaking.Thisisparticularlyappropriatewhenthereisahighlyskilledworkforceorwhennewdevelopmentsarebeingconsidered.However,thisstylecanbetime-consumingandsowouldnotbethebestoptionwhendecisionsareneededquickly.___ishelpfultomanagerswhentheyaremanagingtheirteams?A.Customers'needsB.PracticemodelsC.BooksofmanagementD.Atrainedsecretary

18、下列各产品中能够适用我国《产品质量法》的是（）。A.甲自产自用的木椅B.乙销售的木椅C.丙自建自用的木屋D.丁销售的木屋

19、Startingwiththe______thatthereislifeontheplanetMars,thescientistwentontodevelophisargument.A.foundationB.presentationC.premiseD.pretext

20、隔日交割，即在成交后的第一个营业日内进行交割的是（）。A.即期外汇交易B.远期外汇交易C.中期外汇交易D.长期外汇交易

21、资料：Nocredit，badcreditHearthetermsoftenenoughandtheycanblurtogether.Thesecreditstatusesaren’toneandthesame，though.Whetheryouhavenocreditorbadcredit，onething’sforsure：Youdon’thavegoodcredit.Andwithoutgoodcredit，you’llfaceanuphillbattleanytimeyouapplyforaloanorcreditcard.Potentiallenderswillwanttoknowthatyouwillalmostcertainlyrepayanymoneythatyouborrow.Theylikelywon’triskloaningmoneyorextendingcredittothosewhosecreditworthinessisabigquestionmarkor，worse，whohaveatrackrecordofpoormoneymanagement.Ifyoufallintoeitherofthesecategories，it’ssmarttofocusonraisingyourcreditscores.Ifyouhavenocreditscore，youdon’thaveacredithistory.Ifyouhavebadcredit，it’slikelythatyou’vemishandledcreditinthepast.Andthesetwoless-than-idealcreditstandingsrequiredifferentsolutions.Ifyoufallintheno-creditcategory，youhaven’tnecessarilymadeanyfinancialmistakes.Inthiscase，agoodwaytostartbuildingthathistoryistoacquireacreditcardforpeoplewithnocredit.Securedcreditcards（whichrequireasecuritydeposit）orcollegestudentcreditcardsaretypicallytheeasiesttoqualifyforifyouhavenocredit.Acredit-builderloancanalsohelpyouestablishcredit.Badcreditcanbearesultoffinancialmissteps，includingmissingpayments，defaultingonloans，orhavingaccountssenttocollections.Ifyoufallintothiscategoryandneedcredit，you’llneedtolookforabad-creditcreditcard.Asecuredcardorcredit-builderloanisagoodoptioninthissituation，aswell.Youalsomayqualifyforabad-creditpersonalloan.Ifyoustillhaveopenaccounts，paydownthebalancesbutdon’tclosecreditaccountsifyoucanavoidit.Peoplewithnocreditarejuststartingtobuildtheirfinancialreputation，whilethosewithbadcreditaredoingdamagecontrol.Movingfromoneoftheselessdesirablesituationstoagoodcreditstandingmayusedifferenttools，butthemethodismuchthesame：Makeyourpaymentsontimeandkeepyourdebtlow.Ittakesdiligenceanddedication，butitcanbedone.Thesolution（s）forBad-creditcouldbe______.A.havingaccountssenttocollectionsB.lookingforano-creditcreditcardC.payingdownthebalanceD.closingyourcreditaccounts

22、同业往来科目属于()科目。A.资产负债共同类B.资产类C.负债类D.损益类

23、用以反映债权债务或权利责任已经形成，但尚未涉及资金增减变化的会计事项以及保管债券、单证等事项的是（）。A.表内科目B.表外科目C.资产科目D.负债科目

24、资料：Arewalkerssmarterthandrivers?AreportpublishedlastmonthsaysmetropolitanareasintheUnitedStatesthatwerefoundtobemorepedestrian-friendlyalsooftenhadhigherlevelsofGDP-andtheircitizenswerebettereducated.ThestudywasconductedbySmartGrowthAmerica,anurbanadvocacygroupbasedintheDistrictofColumbia.Itlookedatthe30biggestmetrozonesintheUS,andrankedthembyhowmuchoffice,retail,andresidentialareawasconducivetowalking.Thequestionis,why?Dobrainierpeoplejustliketowalkandnotdrive?It'sacomplicatedanswer.Whatwedon'tknowiswhetherwalkableplacesattracteducatedpeople,orwhethereducatedpeoplemovetocertainplacesthatthenbecomemorewalkable.That'snotall:Educationlevelsaren'tjusthigherinwalkablecities.GDPis,too.ThegapbetweenthehighestandlowesturbanmetrosbyGDPinthestudyisachasmof49%,whichscholarcallsa"firstandsecondworldgap.Thisisseriousstuff."Ofcourse,correlationdoesn'tequalcausation.There'snotenoughdatatodefinitivelysaywhytheseurbanareasarefilledwitheducatedpeople.Butit'sdefinitelyastartingpointforconversation:Manysocioeconomicandgenerationaltrendstheworldovercouldhelpexplainwhyuniversitygraduatesgravitatetowardcrowded,subway-linedmetropolisesthesedays.Infact,suchanintellectualinfluxhasstartedtochangetheentirefacesofsomeurbanareas.Increasedurbanizationisn'ttheonlyreasoncar-eschewingcitiesseesmartercitizens.Youngpeopleplayarole,too.Millennials-thosebornbetweenaround1981and1996-arethemosteducatedgenerationinhistory.Nearlyhalfofthemholdabachelor'sdegreeorhigher.They'realsoallmovingtocities,unliketheirparents.ThesespikesintheworkforcetranslateintometroswithhigherGDPandhigheroveralleducationlevels.What'sthearticlemainlyabout?A.DifferentchoicesoftransportationB.IncreasedurbanizationC.ThecorrelationbetweeneducationlevelsandGDPD.Astudyconductedbyanurbanadvocacygroup

25、Duringherjunioryearofhighschool,DianeRay'steacherhandedheraworksheetandinstructedthe17-year-oldtomapoutherfuturefinanciallife.Raypretendedtobuyacar,rentanapartment,andapplyforacreditcard.Then,sheandherclassmatesplayedthe"stockmarketgame",investing（投资）thehypothetical（虚拟的）earningsfromtheirhypotheticaljobsinthemarketinthedisastrousfallof2008."Ourpretendinvestmentscrashed,"Raysays,stillfrightened."Wegottoknowhowitfelttolosemoney."Thatpainofearningandlosingmoneyisafeelingthatpublicschoolsincreasinglywanttoteach.Fortystatesnowoffersometypeoffinancialinstructionatthehigh-schoollevel,teachingstudentshowtobalancecheckbooksandbuystockinmathandsocial-studiesclasses.Thoughit'stooearlytomeasurethefullinfluenceoftheGreatRecession（大萧条）,theinterestinpersonal-financeclasseshasrisensince2007whenbankfailuresstartedtooccurregularly.Now,manystatesincludingMissouri,Utah,andTennesseerequireteenagerstotakefinancialclassestograduatefromhighschool.SchooldistrictssuchasChicagoareencouragingmoney-managementclassesforkidsasyoungasprimaryschool,andabout300collegesoruniversitiesnowofferonlinepersonal-financeclassesforincomingstudents."Theseclassesreallysay,'Thisishowyouliveindependently,'"saysTedBeck,presidentofNationalEndowmentforFinancialEducation.Ratherthanteachinvestmentmethodsorfinancialskills,thesecoursesofferaback-to-the-basicsapproachtohandlingmoney:Don'tspendwhatyoudon'thave.Putpartofyourmonthlysalaryintoasavingsaccount,andinvestinthestockmarketforthelong-termratherthanshort-termgains.ForRay,thismeansdividingherearningsfromherpart-timejobatafast-foodrestaurantintoseparateenvelopesforpayingbills,spendingandsaving."Moneyissohardtomakebutsoeasytospend,"shesaysoneweekdayafterschool."Thatisthebigtakeaway."Teachingkidsaboutthevalueofcashcertainlyisoneoftheprograms'goals,butteachersalsowantstudentstothinkhardabouttheirfinanceslongterm.It'seasyforteenagerstogetannoyedaboutgaspricesbecausemanyofthemdrivecars.ButthehardpartisurgingthemtoputofftheinstantsatisfactionofbuyinganewT-shirtoraniPod."Investingandretirementaren'tthingsteenagersarethinkingabout.Forthem,thefutureisthisweekend,"saysGayleWhitefield,abusinessandmarketingteacheratUth’sRivertonHighSchool.That’sabiggoalfortheseclasses:preventingkidsfrommakingthesamefinancialmisstepstheirparentsdidwhenitcomestosaving,spending,anddebt.Thoughthepersonalsavingsratehasincreasedupto4.2percent,that’sstillafardistancefrom1982,whenAmericanssaved11.2percentoftheirincomes.“It’shardforschoolstoreachstrictmoney-managementskillswhenteenagersgohomeandwatchtheirparentsincreasecredit-carddebt.It’sliketellingyourkidsnottosmokeandthenlightingupacigaretteinfrontofthem,”Becksays.Evenwiththesechallenges,studentssuchasRaysaylearningaboutmoneyinschoolisworthwhile.AfterRayfinishedherfinancialclass,sheopenedupasavingsaccountatherlocalbankandstartedtothinkmoreabouthowsheandherfamilywouldpayforcollege.“Shejusthasabetterunderstandingofmoneyandhowitaffectstheworld,”sayshermother,Darleen－andthat’ssowntothedetailsofhowmoneyisspentfromdailyexpensestovarioustaxes.AllofthistalkofmoneycanmakeRayworry,shesays,butluckily,shefeelspreparedtofaceit.36.The“stockmarketgame”mentionedinParagraph1ismeantto（）.AintroduceanewcoursetostudentsBhelpstudentslearnaboutinvestmentCteachhowtoapplyforacreditcardDencouragestudents’personalsavingsAccordingtothepassage,takingmoney-managementcourseswill（）.A.betterstudents’learningmethodsB.preventstudentsgoingintodebtC.helpstudentsgetacceptedbycollegesD.makestudentsbecomeverywealthy

26、在保险市场上，“道德风险”是指（）。A.保险公司不能区分低风险顾客和高风险顾客B.高风险顾客有激励提供错误信号使保险公司相信他是低风险顾客C.保险公司可能会根据种族、性别和年龄来断定哪些是高风险顾客D.顾客在购买保险后会改变自己的行为，即他在购买保险后的行为比之前更像一个高风险的顾客

27、银行会计科目可分为()。A.表内科目和表外科目B.资产负债共同科目C.负债科目D.资产负债科目

28、资料：Samsung’sNotebook7Spinisastylish，versatileworkmachinewithpowertospare.The2-in-1notebook’sperformanceisimpressive，anditsversatilefoldingdesignislegitimatelyuseful.Unfortunately，thesystem’sshallowkeyboardandlacklusterbatterylifecurtailitsproductivitypotentialabit.TheNotebook7Spinlooksandfeelsgreat，withaslimprofileandasturdydesign.Asthenameimplies，thesystem’slidspinsbackafull360degrees，lettingyouusethedevicelikealargetablet.Thehybriddesignishandyforusingtouch-screenappsandshowingoffpresentationstoasmallgroup，evenifthe5Ib.systemisabittooheftytocarryaroundlikeasmallertablet.Thesystem’sroomy15.6-inchdisplayisequallyattractive，producingsharpimagesandvividcolors.Otherhardwarehighlightsincludeabeefy2.5-GHzIntelCorei7-6500Uprocessorwithupto16GBofRAM，aconfigurationthatmakestheheaviestmultitaskingbutterysmooth.Whatmightbediscussedinthenextparagraph？A.TotalkaboutNotebook7’sweakpointsB.TointroduceotherSamsungproductsC.TodiscussothernotebooksinthemarketD.Toexplaintouch-screenapps

29、IfEnglishmeansendlessnewwords，difficultgrammarandsometimesstrangepronunciation，youarewrong.Haven’tyounoticedthatyouhavebecomesmartersinceyoustartedtolearnalanguage?AccordingtoanewstudybyaBritishuniversity，learningasecondlanguagecanleadtoanincreaseinyourbrainpower，Researchersfoundthatlearningotherlanguageschangesgreymatter.Thisistheareaofthebrainwhichprocessesinformation.Itissimilartothewaythatexercisebuildsmuscles.Thestudyalsofoundtheeffectisgreater，theyoungerpeoplelearnasecondlanguage.AteamledbyDrAndreaMechelli，fromUniversityCollegeLondon，tookagroupofBritonswhoonlyspokeEnglish.Theywerecomparedwithagroupof“earlybilinguals”whohadlearntasecondlanguagebeforetheageoffive，aswellasanumberoflaterlearners.Scansshowedthatgreymatterdensity（密度）inthebrainwasgreaterinbilingualsthaninpeoplewithoutasecondlanguage.Butthelongerapersonwaitedbeforemasteringanewlanguage，thesmallerthedifference.“Ourfindingssuggestthatthestructureofthebrainischangedbytheexperienceoflearningasecondlanguage，”saidthescientists.Itmeansthatthechangeitselfincreasestheabilitytolearn.ProfessorDylanVaughanJonesoftheUniversityofWaleshasresearchedthelinkbetweenbilingualismandmathsskills.“Havingtwolanguagesgivesyoutwowindowsontheworldandmakesthebrainmoreflexible，”hesaid.“Youareactuallygoingbeyondlanguageandhaveabetterunderstandingofdifferentideas.”ThefindingswerematchedinastudyofnativeItalianspeakerswhohadlearnedEnglishasasecondlanguagebetweentheagesof2and34.Reading，writing，andcomprehensionwerealltested.Theresultsshowed，thattheyoungertheystartedtolearn，thebetter.“Studyingalanguagemeansyougetanentrancetoanotherworld，”explainedthescientists.Inthelasttwoparagraphs，theauthorwantstotellusthat（）.A.learningasecondlanguageisthesameasstudyingmathB.ItalianisthebestchoiceforyouasasecondlanguageC.you’dbetterchoosetheagesbetween2and34tolearnasecondlanguageD.earlylearningofasecondlanguagehelpsyouagreatdealinstudyingothersubjects

30、王某见自己的女友遭两个流氓调戏，前去制止，却反遭流氓攻击，王某便立即进行反击。此时，便衣民警李某赶到，未来得及表明自己的身份即迅速抓住王某以制止殴斗。王某视李某为流氓团伙，随即拔刀将李某刺成重伤。王某的行为属于（）。A.故意伤害B.过失伤害C.正当防卫D.假想防卫

31、资料：Earlierthismonth,presidentsBarackObamaoftheUSandXiJinpingofChinamadeanimportantsymbolicgesturewhentheycommittedtheircountries,thetwolargestgreenhousegasemitters,totheParisclimateagreement.Itwastheclearestsignalyettoinvestorsworldwidethattheyneedtothinkabouttheimplicationsofglobalwarmingfortheirportfolios.OnFridayafternoontherewasanexampleofwhatthatmightmeanMrObama’sadministrationissuedanordertemporarilyblockingconstructiononasectionoftheDakotaAccessoilpipeline.ThemovewasaresponsetolocalconcernsraisedbytheStandingRockSiouxTribeaboutpotentialdamagetohistoricsitesandthethreatsofoilspills.ButitistheglobalissueofclimatechangethathadraisedtheprofileofDakotaAccess,makingitintoacausecelebreforUSenvironmentalcampaigners.BillMcKibbenof350.org,whichplayedakeyroleinthesuccessfulefforttostoptheKeystoneXLpipelinefromCanada,hassuggestedthatMrObamacouldblockDakotaAccesspermanently,onthegroundsthatitwouldexacerbatethethreatofclimatechange.Lastmonth,theWhiteHouse’sCouncilonEnvironmentalQualityissuednewguidanceforfederalagencies,makingclearthattheirdecisionsshouldtakeintoaccount“thepotentialeffectsofaproposedactiononclimatechange”,andquantifytheirconsequencesforgreenhousegasemissions.DakotaAccessisintendedtocarrycrudeoil1,172milesfromNorthDakota,acentreoftheUSshalerevolution,toIllinois,enroutetorefineriesaroundAmerica.ThecasethatitwouldaddtoglobalgreenhousegasemissionwillbehardertomakethanforKeystoneXL,whichwouldhavebroughtcrudefromthehigh-emittingoilsandsofwesternCanada,butthecampaignersarecertaintotry.IfDakotaAccessisstopped,itwillhaveasignificantimpactnotjustonenergyTransferPartners,thecompanyleadingtheproject,butonallNorthDakotaoilproducersandtheircustomers,whowillbeforcedtousemoreexpensiverailtransport.Climatechangeisnowanunavoidablebusinessissue.Inanexcellentpaperlastweek,BlackRock,theworld’slargestfundmanager,setoutsomeofthewaysthatinvestorscanreducetheirexposuretotherisksandbenefitfromtheopportunitiesthatitcreates.Thepaperisalandmarkintherisingawarenessoftheissueamongmainstreaminvestors.Itisonethingwhenaphilanthropicfundwithassetsofafewhundredmilliontakesastandonclimateissues,quiteanotherwhenthewarningscomefromacompanywithabout$4.9tnundermanagement.AsBlackRockpointsout,investors’personalviewsonclimatescienceareirrelevant.Enoughgovernmentsandbusinessesareconvincedbythescientificconsensusthatthethreatisreal,andaredrivingregulatoryandtechnologicalchangesthatinterestedinyou.六Iftheworldistoreducetheriskofcatastrophicglobalwarmingtoacceptablelevels,therewillhavetobeahugereallocationofcapitalawayfromfossilfuelsandtowardlow-emissionenergysources.Thatshifthasbegun,butitneedstogomuchfurther.Thetransitionisnotstraightforward:foraslongasoilisthelifebloodoftheworld’stransport,pipelineswillbeneeded.ButwheninvestorsandboardsmakedecisionsaboutprojectslikeDakotaAccess,theywillhavetoconsidertheirimpactongreenhousegasemissions.Thefinancialconsequencesofclimatechangecannolongerbeignored.IfDakotaAccessisblockedpermanently,whowillbeimpactedexcept().A.ThecompaniesthatcarryouttheprojectB.EnvironmentalcampaignersC.NorthDakotaoilproducersD.Consumers

32、（）是单位和个人在银行开立的主要账户。A.基本账户B.辅助账户C.活期储蓄存款D.定期储蓄存款

33、2019年，我国规模以上工业增加值增长5.7%。在规模以上工业中，分经济类型看，国有控股企业增加值增长4.8%;股份制企业增长6.8%，外商及港澳台商投资企业增长2.0%；私营企业增长7.7%。分门类看，采矿业增长5.0%，制造业增长6.0%，电力、热力、燃气及水生产和供应业增长7.0%。全年规模以上工业中，农副食品加工业增加值比上年增长1.9%，纺织业增长1.3%，化学原料和化学制品制造业增长4.7%，非金属矿物制品业增长8.9%，黑色金属冶炼和压延加工业增长9.9%，通用设备制造业增长4.3%，专用设备制造业增长6.9%，汽车制造业增长1.8%，电气机械和器材制造业增长10.7%，计算机通信和其他电子设备制造业增长9.3%，电力、热力生产和供应业增长6.5%。2019年主业工业产品产量及其增长速度年末全国发电装机容量201066万千瓦，比上年末增长5.8%。其中，火电装机容量119055万千瓦，增长4.1%；水电装机容量35640万千瓦，增长1.1%；核电装机容量4874万千瓦，增长9.1%；并网风电装机容量21005万千瓦，增长14.0%；并网太阳能发电装机容量20468万千瓦，增长17.4%。全年全社会建筑业增加值70904亿元，比上年增长5.6%。全国具有资质等级的总承包和专业承包建筑业企业利润8381亿元，比上年增长5.1%，其中国有控股企业2585亿元，增长14.5%。图22015-2019年建筑业增加值及其增长速度下列“分类型规模以上工业增加值同比增速”图形中，与材料数据相符合的是（）。A.B.C.D.

34、马克思列宁主义、毛泽东思想、邓小平理论和“三个代表”重要思想共同的精髓是（）A.从群众中来，到群众中去的群众路线B.实事求是的思想路线C.具体问题具体分析的方法论原则D.革命性和实践性相统一的理论特征

35、Inthepastmengenerallypreferredthattheirwives（）inthehouse。A.workedB.wouldworkC.workD.wereworking

36、Serenaoftenhasalongdiscussionwith______colleaguesaboutsalesfigureforecastforQ1FY2014.A.herselfB.hersC.herD.she

37、资料：Arewalkerssmarterthandrivers?AreportpublishedlastmonthsaysmetropolitanareasintheUnitedStatesthatwerefoundtobemorepedestrian-friendlyalsooftenhadhigherlevelsofGDP-andtheircitizenswerebettereducated.ThestudywasconductedbySmartGrowthAmerica,anurbanadvocacygroupbasedintheDistrictofColumbia.Itlookedatthe30biggestmetrozonesintheUS,andrankedthembyhowmuchoffice,retail,andresidentialareawasconducivetowalking.Thequestionis,why?Dobrainierpeoplejustliketowalkandnotdrive?It'sacomplicatedanswer.Whatwedon'tknowiswhetherwalkableplacesattracteducatedpeople,orwhethereducatedpeoplemovetocertainplacesthatthenbecomemorewalkable.That'snotall:Educationlevelsaren'tjusthigherinwalkablecities.GDPis,too.ThegapbetweenthehighestandlowesturbanmetrosbyGDPinthestudyisachasmof49%,whichscholarcallsa"firstandsecondworldgap.Thisisseriousstuff."Ofcourse,correlationdoesn'tequalcausation.There'snotenoughdatatodefinitivelysaywhytheseurbanareasarefilledwitheducatedpeople.Butit'sdefinitelyastartingpointforconversation:Manysocioeconomicandgenerationaltrendstheworldovercouldhelpexplainwhyuniversitygraduatesgravitatetowardcrowded,subway-linedmetropolisesthesedays.Infact,suchanintellectualinfluxhasstartedtochangetheentirefacesofsomeurbanareas.Increasedurbanizationisn'ttheonlyreasoncar-eschewingcitiesseesmartercitizens.Youngpeopleplayarole,too.Millennials-thosebornbetweenaround1981and1996-arethemosteducatedgenerationinhistory.Nearlyhalfofthemholdabachelor'sdegreeorhigher.They'realsoallmovingtocities,unliketheirparents.ThesespikesintheworkforcetranslateintometroswithhigherGDPandhigheroveralleducationlevels.Theword"conduciveto"inparagraphtwoisclosestinmeaningto?A.AimedtoB.HelpfultoC.HarmfultoD.Relatedto

38、内存(主存储器)比外存(辅助存储器)（）。A.读写速度快B.存储容量大C.可靠性高D.价格便宜

39、资料：There'sagoodchancethatspicycrunchytunarollyouorderedforlunchdoesn'tactuallycontainanytunaatall.That'sbecause74%offishsoldatsushivenuesintheUSismislabeledandoftencompletelydifferentthanwhat'sonthemenu,accordingtoa2013surveyfromtheoceanconservationgroupOceana.Butnewtechnologycouldhelpmaketheseafoodbusinessabitmoretransparent.GoogleisteamingupwithOceanaandtheaerialandsatelliteimagingnonprofitSkyTruthtolaunchGlobalFishingWatchthisfall,theNewYorkTimesreports.Theinitiativewilltrackandanalyzefishingboatpracticesusingsatellitetechnologyand,ideally,helpensurethatfewerfakeormislabeledfishareswappedinalongtheway.Seafoodprovidersarealsoinvestingintechnologytoreducefraud.BostonseafooddistributorRed'sBest,forexample,hasincreasedtransparencybysellingfishwithlabelsthatbuyerscanscanwiththeirsmartphonestoaccessawebpagethatprovidesdetailsabouttheindividualfish,includingwherethefishcamefrom,theNewYorkTimesreports.Evenifarestaurantservessomereal,correctlylabeledfish,95%ofthe118sushirestaurantssurveyedbyOceanaincitiesincludingNewYork,Chicago,andLosAngeleshadatleastonefakedsushiitemonthemenu.Currently,thebiggestculpritsforfakesushiaresnapper（92%misleadinglylabeled）andtuna（71%）.Whitetunaisoftenswappedforescolar,whichissometimescalledthe"Ex-LaxFish,"accordingtoInsideEdition,becauseitcancauseintestinalproblems.Roughly75%offishlabeledsnapperisn'tevenfromthesnapperfamily.Becauseofthepredominanceoffraudinthe