2024年全国银行招聘之银行招聘综合知识考试绝密预测题（附答案）

姓名:_________________编号:_________________地区:_________________省市:_________________ 密封线 姓名:_________________编号:_________________地区:_________________省市:_________________ 密封线 密封线 全国银行招聘考试重点试题精编注意事项:1.全卷采用机器阅卷，请考生注意书写规范；考试时间为120分钟。2.在作答前，考生请将自己的学校、姓名、班级、准考证号涂写在试卷和答题卡规定位置。

3.部分必须使用2B铅笔填涂;非选择题部分必须使用黑色签字笔书写，字体工整，笔迹清楚。

4.请按照题号在答题卡上与题目对应的答题区域内规范作答，超出答题区域书写的答案无效:在草稿纸、试卷上答题无效。一、选择题

1、Itwasveryimportant（）allprojectsbeforetheendofthefiscalyear.A.completeB.completedC.completingD.tocomplete

2、下列命题中，不包含辩证法思想的是（）。A.“穷则变，变则通，通则久”B.“塞翁失马，焉知非福”C.“天不变.道亦不变”D.“城门失火，殃及池鱼”

3、Weexplicitlymakeallowanceforthefactthatproduction.______whentheartistdies,implyingthatthecollectorscanbesurethatinthefuturenonewsimilarpiecesofartwillputpressureonthepricesinthisspecificmarketsegment.A.confinesB.conformsC.ceasesD.continues

4、下列句子中语句排列最连贯的一项是（）。（1）司马光在《戏星尧夫》一诗中写道：「近来朝野客，无座不谈禅。」说的就是文人参禅学佛，蔚然成风的现象。（2）宋王朝在尊孔崇儒的同时，也扶持佛教的发展，更是起了推波助澜的效果，让香文化上升到了新的高峰。（3）况且，当时禅学氛围浓厚，谈佛说理，论及古今时，有香气缭绕，自然是锦上添花。（4）宋代的香文化极为繁盛。（5）宋代拥有成熟的制瓷技术，大量的精美的陶瓷香炉吸引着文人墨客。A.（4）（5）（3）（1）（2）B.（5）（4）（2）（1）（3）C.（5）（3）（4）（1）（2）D.（4）（1）（2）（3）（5）

5、资料：2014hasbeenalandmarkyearforAlibaba.Justlastweek,theChinesee-commercejuggernautsetaworld-recordsellingUS$9.3Billionworthofgoodsin24hoursonSinglesDay.Afewmonthsback,Alibabaclaimedthetitleoftheworld'sbiggestIPO,raisingUS$25BillionontheNYSE.ThingswillonlygetbiggerforAlibaba.OnthebackofthehistoricsigningoftheChina-AustraliaFreeTradeAgreementyesterday,AlibabaannouncedinMelbournetheircontinuedcommitmenttobringingAustralianproducts,brandsandbusinessesclosertoChina'sonlineconsumersviait'sAlipaypaymentplatformandTaobaoMarketplace.AlipayisthelargestonlinepaymentserviceproviderinChina.Withmorethan800millionChineseaccounts,Alipayisalreadythebiggestmobilepaymentprocessorintheworld.Itclears80milliontransactionsperday,including45milliontransactionsthroughit'sAlipayWalletmobileappandprocessedUS$780billionworthoftransactionsintheyearendedJune30.AlipayisoneofsixfinancialservicesentitiesthatwillfallundertheumbrellaofAntFinancialServicedGroup,arebrandingofAlipayFinancialServices.Thereareplanstotakethismoneymakingmachinepublictoo.AlipayAustraliahasbeenestablishedasalocalentitythatwillworkwithitsjointventurepartner,paybangtohelpAustralianbusinessesandmerchantsaccessAlipay'scross-borderpaymentsolutions.AlipayhasalsobeenworkingwithAustraliaPosttosell,distributeandpromotetheAlipayPurchaseCardacross4,400retailoutletsforAustralianshopperstouseontheTandTaobaoMarketplaceplatforms.Alipay'sextensionintoAustralia,followsitsmoveintotheU.SwiththelaunchofitsePaypaymentprogram,whichhandleseverythingfrompaymentprocessingandcurrencytranslationforU.S.retailers.WhatdidAlibabadoaftersign-offofChina-AustraliaFreeTradeAgreement?A.ItannouncedthattheywouldimportmoreAustralianproductsintoChinaB.ItannouncedthattheywouldpromotethetradebetweenChinaandAustraliaC.ItannouncedthattheywouldintroducemoreAustralianproductstoChineseonlineconsumersD.ItannouncedthattheywouldbringmoreChinesegoodsintotheAustralianmarket

6、资料：MemoDate:January17From:NelaPotterTo:MarketingstaffPleasereviewtheattachedbestsellerlistfromtoday’sSilvertonDaily.ThoughMarkShipley’sbookisloveonthelist,rememberthatwereleaseditonlyonJanuary2.Thereisstillanopportunityforsalestoincrease.Howcanweguaranteethatthishappens?Thislistclearlyillustratesthathealthandwellnesstitlesaregoodsellers.Ourcompetitors,suchasWaylandandBrownback,havebeenthriving.Iattributetheirsuccesstoaggressivemarketingtactics.ConsiderhowWaylandhasbeenextensivelypromotingJennaWyatt’sbook!So,forournextscheduledmeeting,Iwouldlikeeachofyoutopresentyourownoriginalidealsforgeneratingmorepublicityforourcurrentandfurtureprojects.WheredoesMs.Potterwork?A.AtWaylandBooksB.AtGreenhousePublishingC.AtSenythPublishersD.AtBrownbackGuides

7、在影响需求价格弹性的因素中，时间因素与商品需求价格弹性大小的关系是（）。A.两者间的关系需要根据具体商品才能判定B.时间越长，商品需求价格弹性越小C.时间越短，商品需求价格弹性越小D.两者间不存在任何关系

8、Shetoldusthatclassificationisauseful（）totheorganizationofallkindsofknowledge.A.meansB.approachC.modeD.manner

9、Passage6Firsttwohours,nowthreehours—thisishowfarinadvanceauthoritiesarerecommendingpeopleshowuptocatchadomesticflight,atleastatsomemajorU.S.airportswithincreasinglymassivesecuritylines.Americansarewillingtotoleratetime-consumingsecurityprotocolsinreturnforincreasedsafety.ThecrashofEgyptAirFlight804,whichterroristsmayhavedownedovertheMediterraneanSea,providesanothertragicreminderofwhy.Butdemandingtoomuchofairtravelersorprovidingtoolittlesecurityinreturnunderminespublicsupportfortheprocess.Anditshould:WastedtimeisadragonAmericans'economicandprivatelives,nottomentioninfuriating.Lastyear,theTransportationSecurityAdministration（TSA）foundinasecretcheckthatundercoverinvestigatorswereabletosneakweapons—bothfakeandreal—pastairportsecuritynearlyeverytimetheytried.Enhancedsecuritymeasuressincethen,combinedwithariseinairlinetravelduetotheimprovingeconomyandlowoilprices,haveresultedinlongwaitsatmajorairportssuchasChicago'sO’HareInternational.Itisnotyetclearhowmuchmoreeffectiveairlinesecurityhasbecome—butthelinesareobvious.Partoftheissueisthatthegovernmentdidnotanticipatethesteepincreaseinairlinetravel,sotheTSAisnowrushingtogetnewscreenersontheline.Partoftheissueisthatairportshaveonlysomuchroomforscreeninglanes.Anotherfactormaybethatmorepeoplearetryingtooverpacktheircarry-onbagstoavoidchecked-baggagefees,thoughtheairlinesstronglydisputethis.ThereisonesteptheTSAcouldtakethatwouldnotrequireremodelingairportsorrushingtohire:EnrollmorepeopleinthePreCheckprogram.PreCheckissupposedtobeawin-winfortravelersandtheTSAPassengerswhopassabackgroundcheckareeligibletouse?expedited?screeninglanes.ThisallowstheTSAtofocusontravelerswhoarehigherrisk,savingtimeforeveryoneinvolved.TSAwantstoenroll25millionpeopleinPreCheck.Ithasnotgottenanywhereclosetothat,andonebigreasonisstickershock:Passengersmustpay$85everyfiveyearstoprocesstheirbackgroundchecks.Sincethebeginning,thispricetaghasbeenPreCheck’sfatalflaw.Upcomingreformsmightbringthepricetoamorereasonablelevel.ButCongressshouldlookintodoingsodirectly,byhelpingtofinancePreCheckenrollmentortocutcostsinotherways.TheTSAcannotcontinuedivertingresourcesintounderusedPreChecklaneswhilemostofthetravelingpublicsuffersinunnecessarylines.Itislongpasttimetomaketheprogramwork.OneproblemwiththePreCheckprogramis（）.A.adramaticreductionofitsscaleB.itswrongly-directedimplementationC.thegovernment’sreluctancetobackitD.anunreasonablepriceforenrollment

10、流动性最大的金融资产是（）。A.政府债券B.企业债券C.现金D.企业股票

11、ItisnothardtoreadArya,becauseshe（）blusheswithembarrassmentwhenshehasaterribleconversationwithothers.A.habituallyB.habitC.habitsD.habitual

12、资料：To：SherryLintonFrom：MelanieJuryDate：15JulySubject：PurchaseordersPleasenotethatapurchaseorder（copyattached）mustbecompletedforallpurchasesover50USD.CompletepurchaseordersshouldbepassedtoChristineHantketoagreetermsofpaymentwiththesupplier,andthensenttotheManchesterofficeforfinalapproval.Purchaseordersunder50USDcanbepaidforfromthepettycashaccount.Manythanksforyourco-operation.MJWhatdoes“MJ”atlaststandfor?A.MichalJacksonB.ManyjoyC.AkindofgreetingD.TheinitialsofMelanieJury

13、She_asananimaltrainersince2003.A.hasworkedB.worksC.willworkD.worked

14、Ifyouwanttotakephotographs,youwillneedtoapplyfora____.A.permissibleB.permissionC.permittingD.permit

15、资料：Arewalkerssmarterthandrivers?AreportpublishedlastmonthsaysmetropolitanareasintheUnitedStatesthatwerefoundtobemorepedestrian-friendlyalsooftenhadhigherlevelsofGDP-andtheircitizenswerebettereducated.ThestudywasconductedbySmartGrowthAmerica,anurbanadvocacygroupbasedintheDistrictofColumbia.Itlookedatthe30biggestmetrozonesintheUS,andrankedthembyhowmuchoffice,retail,andresidentialareawasconducivetowalking.Thequestionis,why?Dobrainierpeoplejustliketowalkandnotdrive?It'sacomplicatedanswer.Whatwedon'tknowiswhetherwalkableplacesattracteducatedpeople,orwhethereducatedpeoplemovetocertainplacesthatthenbecomemorewalkable.That'snotall:Educationlevelsaren'tjusthigherinwalkablecities.GDPis,too.ThegapbetweenthehighestandlowesturbanmetrosbyGDPinthestudyisachasmof49%,whichscholarcallsa"firstandsecondworldgap.Thisisseriousstuff."Ofcourse,correlationdoesn'tequalcausation.There'snotenoughdatatodefinitivelysaywhytheseurbanareasarefilledwitheducatedpeople.Butit'sdefinitelyastartingpointforconversation:Manysocioeconomicandgenerationaltrendstheworldovercouldhelpexplainwhyuniversitygraduatesgravitatetowardcrowded,subway-linedmetropolisesthesedays.Infact,suchanintellectualinfluxhasstartedtochangetheentirefacesofsomeurbanareas.Increasedurbanizationisn'ttheonlyreasoncar-eschewingcitiesseesmartercitizens.Youngpeopleplayarole,too.Millennials-thosebornbetweenaround1981and1996-arethemosteducatedgenerationinhistory.Nearlyhalfofthemholdabachelor'sdegreeorhigher.They'realsoallmovingtocities,unliketheirparents.ThesespikesintheworkforcetranslateintometroswithhigherGDPandhigheroveralleducationlevels.Whatphenomenonhasbeenfoundbyscholars?A.EntirefacesofurbanareasarechangingfastB.Metropolitanareasaremorepedestrian-friendlyandricherC.EducatedpeopleprefertoliveinwalkableplacesD.Walkableplacesattracteducatedpeople

16、()是指对被审计单位财政财务收支的真实性和合法合规性进行审查，旨在纠正错误、防止舞弊。A.外部审计B.财政财务审计C.经济效益审计D.内部审计

17、（）会增加失业。A.退休工人的数量增加B.退休劳动力队伍的人数增加C.离开学校找工作的人数增加D.离开工作上学的人数增加

18、Ihearmanyparentssayingthattheirteenagechildrenarerebellion.Iwishitwereso.Atyourageyououghttobegrowingawayfromyourparents.Youshouldbelearningtostandonyourowntwofeet.Buttakeagoodlookatthepresentrebellion.Itseemsthatteenagersarealltakingthesamewayofshowingthattheydegreewiththeirparents.Insteadofstrikingoutbravelyontheirown,mostofthemaretryingtoseizeatoneanother’shandsforsafety.Theysaytheywanttodressastheyplease.Buttheyallwearthesameclothes.Theysetoffinnewdirectionsinmusic.Butsomehowreasonforthinkingoractinginthus-and-suchawayisthatthecrowdisdoingit.Theyhavecomeoutoftheircocoon—intoalargercocoon.Ithasbecomeharderandharderforateenagertostandupagainstthepopularitywaveandtogohisorherownway.Industryhasfirmlyopenedupateenagemarket.ThesedayseveryteenagercanlearnfromnewspapersandTVwhatateenagershouldhaveandbe.Andmanyoftoday’sparentshavecometoawardhighmarksforthepopularityoftheirchildren.Allthisaddsuptogreatdifficultyfortheteenagerwhowantstofindhisorherownpath.Butthedifficultyisworthgettingover.Thepathisworthfollowing.Youmaywanttolistentoclassicalmusicinsteadofgoingtoaparty.Youmaywanttocollectrockswheneveryoneelseiscollectingrecords.Youmayhavesomethoughtsthatyoudon’tcaretoshareatoncewithyourclassmates.Well,gotoit.Findyourself.Beyourself.Popularitywillcome—withthepeoplewhorespectyouforwhoyouare.That’stheonlykindofpopularitythatreallycounts.Accordingtothewriter,manyteenagersthinktheyarebraveenoughtoactontheirown,but,infact,mostofthem（）.A.arenotsureofthemselvesB.havemuchdifficultyinunderstandingeachotherC.darenotdothingsD.areverymuchafraidofgettinglost

19、Anyequipmentthatdoesnotarriveinperfect____maybereturnedtoMQZElectronicsfreeofcharge.A.developmentB.situationC.problemD.condition

20、Web文档有三种，即静态文档、动态文档和主动文档，下列对这三种文档的描述中错误的是（）。A.静态文档的优点在于它简单、可靠、访问速度快B.动态文档的内容是变化的，它能显示变化着的信息，不会过时C.主动文档的主要缺点是创建和运行比较复杂，同时缺少安全性D.动态文档的创建者需要使用脚本语言

21、资料：之后，经济学家Mr.W谈了谈对中国的一些看法，请根据下列资料回答问题。Chinaisanemergingeconomicgiantwithalmostendlesspotentialforbusinessopportunities.Guanxi-meaning“connections”or“relationship”-isaChinesewayofdoingbusinessandispracticallyconsideredanartformthere.Itinvolvesexchanging“favors”whenyouneedsomethingdone.ManyChinesebusinesspeopleseeitasawaytosolidifyrelationships,getthingsdone,andcultivatewell-being.ToWesterners,however,itoftenlooksmorelikegraftintheformofbribery,nepotism,giftgiving,andkickbacks.Transparencyinternational,aGerman-basedcorruptionwatchdog,ranksChinaalongwithIndia,Russia,Turkey,Malaysia,andSouthAfricaasthecountrieswiththemostrampantcorruption.However,Chinaiscrackingdownbyenactingstricteranticorruptionlawsandprosecutingviolators.In2007,China’sformerdirectoroftheStateFoodandDrugAdministrationwasexecutedfortakingbribes.Accordingtothepassage,whatisTRUEaboutGuanxiintheChineseculture?（）A.ItrequiresyoutoexchangefavorstogetthingsdoneB.ItistheartformofbriberyinthebusinessC.ItinvolvesmoneyandpowerD.Itmeansconnectionsorrelationshipamongfamilymembers

22、上海世博会中国馆由国家馆和地区馆组成。国家馆为“天”，富有雕塑感的造型主体——“东方之冠”高耸其间，形成开场屹立之势；地区馆为“地”，如同基座般延展于国家馆之下，形成浑厚依托之态。这表明（）。A.创新是继承与发展的统一B.建筑艺术对建筑业有重大的指导作用C.人的认识来源于客观，灵感来源于主观D.人们可以根据自己的需要创造出新的设想

23、Childrenenterschoolattheageofsix,___?A.dothechildrenB.don'ttheyC.don'tthechildrenD.aren'tthey

24、资料：WordofMouthpromotionisbasedontheprincipleofpullmarketing.Wordofmouth（WOM）promotionisbasedontheprincipleofpullmarketing.Itreliesonthetransmissionofapositivemarketingmessagefrompersontopersonthroughconversationorapersonalcommunicationsuchasemailortextmessage.Pullmarketinggetsconsumerstobringotherconsumerstotheproduct.Incontrast,pushmarketingusesabove-the-linepromotionaltechniquestoputproductsinfrontofconsumersinordertogeneratesales.RedBullextensivelyusespullmarketing.Thisapproachinvolvesgettingconsumersexcitedabouttheproductandconveyingthisexcitementtotheirfamilyandfriends.ItisalsoabouttryingtogetcoverageofRedBulleventsinthepress.Thiscoveragecanencourageconsumerstofindoutmoreabouttheproduct.Ithelpstogeneratemomentum,throughcreatinginterestingstoriesforpeopletotalkabout,whichinturnhelptocreatebrandawarenessandgrowsales.ThefounderofRedBullusedpullmarketingtopromotehisoriginalproductinthe1980s.HehiredaRedBullWingsTeamtogooutandtalktopeopleone-to-oneabouttheproduct.Thishelpstocreateconsumerinterestintheproduct.Aspeopleexperiencethedrinkandappreciateitsqualities,theybecomeadvocatesforthebrand.Theysharetheiropinionswithotherconsumerswhentheytalkwithfriends.Thepromotionthereforecreatesarippleeffect.WhydoesthecompanytrytogetcoverageofRBeventsinthepress?A.becauseithelpstogeneratemomentumB.becausetheeventsarefunnyenoughtobetransmittedC.becauseithelpstocreatebrandawarenessandgrowsalesD.bothAandC

25、转让票据权利的票据行为是（）。A.出票B.背书C.承兑D.提示

26、以下有关计算机病毒的描述，不正确的是（）。A.特殊的计算机部件B.传播速度快C.人为编制的特殊程序D.危害大

27、资料：StarAirways,Mumbai'sdominantairlineforthepastfiveyears,hasreporteditisplanningtoreplaceitsentireaircraftfleetwithEuropean-producedSkystreamjets.Startingwithaninitialpurchaseof90jets,StarAirwaysexpectsthechangeovertotakeadecadetocomplete.Thenewplaneswillenabletheairlinetoexpanditsinternationalroutesaswellasprovidereplacementsforitsagingfleetofjetplanes.StarAirwaysandSkystream,inajointannouncementattheBrusselsAirShowonThursday,saidthattheorderincludedseventeenofthenewAWB85Oaircraft.ThiswillmakeStarAirwaysthefirstIndiancarriertoflytheAWB850,anaimithashadsincethepowerfuljetswerefirstproduced.Whatisthepurposeofthearticle?A.ToreportonthemergeroftwoairlinesB.ToinforminvestorsofupdatedprojectplansC.ToannounceanewbusinessagreementD.Todescriberecentrenovationsatanairport

28、——“Isthere（）here?”——“No,BobandTimhaveaskedforleave.”A.anybodyB.everybodyC.somebodyD.nobody

29、当外汇业务发生时，对有人民币外汇汇率的外币，都直接以（）为记账单位。A.外币B.原币C.外币或者原币D.依情况而定使用何种货币

30、导致需求曲线发生位移的原因是（）。A.因价格变动，引起了需求量的交动B.因供给曲线发生位移，引起了需求量的变动C.影响需求量的非价格因素发生交动，而引起需求关系发生了变动D.因社会经济因素发生变动引起产品价格的变动

31、下列不属于禁止债权转让的情形的是（）。A.根据合同性质不得转让B.依照法律规定不得转让C.按照当事人约定不得转让D.依照债权人要求不得转让

32、下列语句排序最恰当的一项是（）。（1）Kopi在印尼语中是“咖啡”的意思，Luwak则指一种叫做“麝香猫”的野生动物。（2）麝香猫进食咖啡豆后，咖啡豆会在它肚子内发酵、褪壳，加上其胃粘膜分泌的激素分解蛋白质，产生的氨基酸就能使得咖啡豆原本的苦涩味降低。（3）猫屎咖啡的正式名称为“KopiLuwak”（4）麝香猫咖啡的起源最早可追溯到印尼殖民时代，有人偶然发现野生麝香猫在园内进食后排出的咖啡豆有着截然不同的美味。（5）那么，备受人们喜爱的猫屎咖啡到底是如何来的呢?（6）麝香猫喜欢挑选咖啡树中最成熟香甜、饱满多汁的咖啡果实当做食物，但是只有果肉能被麝香猫消化掉，坚硬的咖啡原豆则会被排出体外。A.（3）（1）（4）（5）（6）（2）B.（4）（6）（2）（3）（1）（5）C.（3）（6）（1）（5）（2）（4）D.（4）（1）（3）（2）（5）（6）

33、在我国利率市场化改革进程中，若银行提高储蓄利率，则银行的储蓄总额最终将（）。A.减少B.增加C.维持不变D.既可能增加，也有可能减少

34、资料：Upto80percentoftheworld’smiddleclasseswillliveindevelopingcountriesby2030thankstosurprisingrecentgainsinpovertyreduction,accordingtoaUnitedNationsreportpublishedonThursday.“Neverinhistoryhavethelivingconditionsandprospectsofsomanypeoplechangedsodramaticallyandsofast.”concludestheUN’slatestDevelopmentReport.“Theworldiswitnessinganepochal‘globalrebalancing’.”Underpinningtheimprovementsinthehumandevelopmentindex（HDI）wasrapidgrowthincountriessuchasChina,IndiaandBrazil,withChinaandIndiahavingdoubledpercapitaeconomicoutputinlessthan20years.ButthestudystressedthatgrowthandimprovementsinHDIspreadfarbeyondthefourBriccountriesofBrazil,Russia,IndiaandChina,andincludedatleast40countriesthathadaccompaniedgreatereconomicdynamismwitheffectivepoverty-reductionpolicies.Afghanistan,SierraLeone,Ethiopia,RwandaandAngolawereamong14countriesthathaverecordedgainsinHDIofmorethan2percentayearsince2000.Partlyasaresult,thereportfoundthatworldwideextremeincomepovertyhasplungedfrom43percentin1990tojust22percentin2008,includingmorethan500mbeingliftedoutofpovertyinChinaalone.Thereportstatedthatsuchgainshadalreadyhelpedtheworldachievethemainpovertyeradicationgoaloftheso-calledMillenniumDevelopmentGoals,whichcalledfortheshareofpeoplelivingonlessthan$1.25adaytobecutbyhalffrom1990to2015.Underpinningthispovertyreductionwasdevelopingcountries’increasingshareofglobaltrade,whichgrewfrom25percentto47percentbetween1980and2010.“Thesouthasawholeisdrivingglobaleconomicgrowthandsocietalchangeforthefirsttimeincenturies,”saysthereport.Thereportfoundthattradeamongdevelopingcountrieswasthebiggestfactorinthatexpansion,increasingfromlessthan10percentoftotalglobaltradetomorethan30percent.“Tradebetweencountriesinthesouthwillovertakethatbetweendevelopednations,”thereportsaid.“Morethan500mbeingliftedoutofpovertyinChinaalone”illustrates______.A.theeconomicdevelopmentofChinaisimportantB.theroleofsomedevelopingcountriesissignificantforpovertyreductionC.14countriesaredevelopingfasterthanChinaD.itiscrucialtomakeacleargoalfirst

35、在结账以前，如果发现账簿记录有错误，而记账凭证没有错误，仅属于记账时文字或数字上的笔误，应采用()。A.蓝字更正法B.红字更正法C.补充登记法D.划线更正法

36、Internet提供的最简便、快捷的通信服务为（）。A.文件传输（FTP）B.远程登录（Telnet）C.电子邮件（E-mail）D.万维网（WWW）

37、下列项目中不属于有价证券的是（）。A.国库券B.股票C.银行汇票D.企业债券

38、一般而言，金融资产的流动性与风险性、收益性之间的关系存在（）。A.正相关B.负相关C.不相关D.不确定关系

39、上海证券交易所上市交易的某只股票，2009年末的每股税后利润为0.2元，市场利率为2.5%。根据上述材料，回答下列问题：该只股票的静态价格是（）元。A.4B.5C.8D.20

40、资料：Dreamisastorythatapersonwatchesoreventakespartinduringsleep.Dreameventsareimaginary,buttheyarerelatedtorealexperiencesandneedsinthedreamer'slife.Theyseemrealwhiletheyaretakingplace.Somedreamsarepleasant,othersareannoying,andstillothersarefrightening.Everyonedreams,butsomepersonsneverrecalldreaming.Othersrememberonlyalittleaboutadreamtheyhadjustbeforeawakeningandnothingaboutearlierdreams.Noonerecallsallhisdreams.Dreamsinvolvelittlelogicalthought.Inmostdreams,thedreamercannotcontrolwhathappenstohim.Thestorymaybeconfusing,andthingshappenthatwouldnothappeninreallife.Peopleseeinmostdreams,buttheymayalsohear,smell,touch,andtasteintheirdreams.Mostdreamsoccurincolor.Butpersonswhohavebeenblindsincebirthdonotseeatallindreams.Dreamsareaproductofthesleeper'smind.Theyincludeeventsandfeelingsthathehasexperienced.Mostdreamsarerelatedtoeventsofthedaybeforethedreamandstrongwishesofthedreamer.Manyminorincidentsofthehoursbeforesleepappearindreams.Deepwishesorfears-especiallythoseheldsincechildhood-oftenappearindream.andmanydreamsfulfilsuchwishes.Eventsinthesleeper'ssurrounding-aloudnoise,forexample,maybecomepartofadream,buttheydonotcausedreams.Somedreamsinvolvedeepfeelingthatapersonmayrealizehehas.Psychiatristsoftenusematerialfromapatient’sdreamstohelpthepersonunderstandhimselfbetter.Dreamingmayhelpmaintaingoodlearningability,memory,andemotionaladjustment.Peoplewhogetplentyofsleep-butareawakenedeachtimetheybegintodream-becomeanxiousandrestless.Thispassageismainlyabout______.A.whatkindofbenefitsdreamsbringtopeopleB.whatdreamsareC.howwedreamduringsleepD.whywedreamduringsleep

41、下列属于短期资金市场的是（）。A.票据市场B.债券市场C.资本市场D.股票市场

42、资料：Thepovertylineistheminimumincomethatpeopleneedforanacceptablestandardofliving.Peoplewithincomesbelowthepovertylineareconsideredpoor.Economistsstudythecausesofpovertyinordertofindsolutionstotheproblem.Asthegeneralstandardoflivinginthecountryrises,thepovertylinedoes,too.Therefore,evenwithtoday’srelativelyhighstandardofliving,about10percentofthepeopleintheUnitedStatesarebelowthepovertyline.However,ifthesepeoplehadstablejobs,theycouldhaveanacceptablestandardofliving.Economistssuggestseveralreasonswhypoorpeopledonothavejobs.Foronething,morethanhalfofthepoorpeopleintheUnitedStatesarenotqualifiedtowork.Over40percentofthepoor.Peoplearechildren.Bylaw,childrenlessthan16yearsoldcannotworkinmanyindustries.AlargenumberofpoorpeopleareOld.Manycompaniesdonothirepeopleover65yearsold,thenormalretirementage.Somepooradultsdonotlookforjobsforavarietyofpersonalreasons:theyaresick,theydonothaveanymotivation,theyhavefamilyproblems,ortheydonotbelievethattheycanfindajob.Otherpoorpeoplelookforajobbutcannotfindone.Manypooradultsneverwenttohighschool.Therefore,whentheylookforjobs,theyhavefewskillsthattheycanoffer.Atthepresenttime,thegovernmentthinksitcanreducepovertyinthecountryinthefollowingways.First,ifthenationaleconomygrows,businessesandindustrieshiremoreworkers.Someofthepoorwhoarequalifiedtolookforjobsmayfindemployment.Thentheywillnolongerbebelowthepovertyline.Second,ifsocietyinvestsinthepoor,thepoorwillbecomemoreproductive.Ifthegovernmentspendsmoneyonsocialprograms,education,andtrainingforpoorpeople,thepoorwillhavetheskillstooffer.Thenitismorelikelythattheycanfindjobs.Finally,ifthegovernmentdistributessociety'sincomedifferently,itraisessomepoorpeopleabovethepovertyline.Thegovernmentcollectstaxesfromthenon－poorandgivesmoneytothepoor.Thesepaymentstothepoorarecalledwelfare.In1975over18millionpeopleintheUnitedStatesreceivedwelfare.Someeconomistsarelookingforbettersolutionstothepovertyproblem.However,atthepresenttime,manypeopledependonwelfareforaminimallyacceptablestandardofliving.Wemayconcludefromthepassagethat_______A.poorpeopleareboundtogooutofthepovertylineiftheyhavechancestodobusinessB.welfarewillenablepeopletoberichC.employmentisthebestsolutiontothepovertyproblemD.bettersolutionstothepovertyproblemarenotfoundyet

43、资料：IntheUnitedStatesofAmerica,banksarecategorizedintothefederally-charteredbankwhichreceivedtheircharterfromtheOfficeoftheComptrolleroftheCurrency（OCC）;thesearereferredtoas“NationalBanks”;andalsothestates-charteredbankswhichreceivetheircharterfromthesuperintendenttoas“StateBanks”.Banksareallowedtoregistereitherwiththefederalorthestateauthority.LetusnowlookattheorganizationalstructureofCommercialBanks,whichincludeunitbanking,groupbankingandbranchbanking.Themaincharacteristicofunitbankingisthatitcanoperateonlyasinglefullservicebankfromasinglelocation.Unitbankinginstitutionsarenotallowedtohavebranchnetworks.However,unitbankingdoesnotnecessarilyhavetobesmall.Infact,manyunitbanksarequitelarge.Groupbankingreferstobankingoperationsconductedbyacorporationowningmorethanonebank.Thegroupbankingsystemusuallyexistsinthestateswherebranchbankingisprohibited.Asforbranching,itissometimesreferredto“limitedbranching”or“statesidebranching”.Limitedbranchingallowsbanktooperatebrancheswithingeographicterritoriesauthorizedbythestatelaw.Statesidebranchingimpliesthatbankbranchesareallowedtooperateanywherewithinthestate.NewYorkState,California,FloridaandsomeothersarestatesidebranchbankingareaswhichMinnesota,Arkansas,lowerandothersarelimitedbranchingareas.IntheUnitedStates,therearealsospecializedbanksincludingtheEdgeActBanks,theint