2022年度银行招聘之银行招聘综合知识全真模拟考试试卷A卷包含答案

2022年度银行招聘之银行招聘综合知识全真模拟考试试卷A卷包含答案

单选题（共55题）1、生命化学进化四个阶段不包括（）。A.从有机小分子物质生成无机小分子物质B.从有机小分子物质形成有机高分子物质C.从有机高分子物质组成多分子体系D.从多分子体系演变为原始生命【答案】A2、货币政策诸目标间呈现一致性关系的是（）。A.经济增长与充分就业B.充分就业与国际收支平衡C.物价稳定与经济增长D.物价稳定与充分就业【答案】A3、WhilefoodwasteisahottopicintheU.S.，it’saparticular______inlow-incomenationswherefoodissometimesascarceresourcetobeginwith。A.increaseB.initiativeC.damageD.challenge【答案】D4、资料：October20,2013A.HewasimpressedwithitsmenuB.ThehotelislocatedclosetothecompanyC.HehasspecialtieswiththehotelstaffD.Ithasbecomeatraditionofthecompany【答案】A5、资料：Somecompaniesaremorecreativeintheiruseofhistorythanothers.HSBC’sHistoryWall,astrikingartinstallationatthebank’sLondonheadquarters,ismadeupof3,743imagesdrawnfromthebank’sarchivesandarrangedinchronologicalorder.A.ActivitiesdidbyHSBCarebetterthanthoseofCoca-colaB.NewdesignsinspiredbyoldproductsarenotgoodC.YoungcompaniesdobetterthanoldcompaniesinusinghistoryD.Consumersoftentrustold-agedcompaniesmore【答案】D6、资料：Wearepleasedtoinviteyoutoattendthe14thCanadianCollaborativeMentalHealthCareConference（14thCCMHCC）tobeheldonThursday，June27thandFriday，June28th，2013.Montrealhasbeenselectedasthehostcity.ThisannualeventwilltakeplaceattheDeltaCentreVileHotel，adowntownlocationwithineasywalkingdistanceoftheOldCity.YouwillbecharmedbytheuniquecharacterofthecityofMontreal，themetropolisoftheprovinceofQuebec.Forthoseofyouwhowishtoextendyourstay，youcancombinebusinessandpleasurebyattendingthe34thInternationalJazzFestivalofMontrealthatwillbeginonFriday，June28thandcontinueforthenext10days.A.strengthenB.buildC.connectD.decorate【答案】A7、目前国际公认的高技术前沿是指（）。A.航天航空技术B.计算机与信息技术C.生物技术D.新材料技术【答案】B8、福利部门领用材料，借记（），贷记“原材料”和“应交税费——应交增值税(进项税额转出)”。A.管理费用B.生产成本C.应付职工薪酬D.销售费用【答案】C9、Passage7A.TheymaybecomeexhaustedbymakingtoomanydecisionsforthemselvesB.TheyaremorecautiousinmakingdecisionsforothersthanforthemselvesC.TheytendtomakedecisionsthewaytheythinkadvantageoustothemD.Theyshowconsiderabledifferencesintheirdecision-makingabilities【答案】A10、实收资本10000万元，资本公积500万元，盈余公积150万元，未分配利润400万元，则留存收益为（）万元。A.1050B.650C.550D.11550【答案】C11、Passage3A.fromonesideofadishtotheotherB.fromtheothersideofthedishC.withtheirfingersD.withtheirspoons【答案】C12、按规定，我国商业银行附属资本最高不得超过（）的100%。A.运营资本B.普通资本C.实收资本D.核心资本【答案】D13、资料：KeepingtheZealofaStartupasYouScaleA.TheyaremoreconcentratedandtendtosticktotheirgoalsB.TheyfrequentlydefeatoldcompaniesincompetitionsC.TheytryfigureoutnewwaystosolveproblemsD.Theydonotfollowexistingrules【答案】B14、资料：Directions:Thereis1passageinthispart.Thepassageisfollowedbysomequestionsorunfinishedstatements.Foreachofthemtherearefourchoices,Youshoulddecideonthebestchoice.A.PromisingB.SkepticalC.SupportiveD.Neutral【答案】B15、下列情形中，婚姻合法有效的是（）。A.19岁甲女迫于父母压力，嫁给年长自己15岁的乙男B.18岁的甲女在大学期间与同学乙男自由恋爱，并于次年确定为夫妻关系C.19岁的甲女经朋友介绍认识了21岁的乙男，并于次年确定为夫妻关系D.21岁的乙男强奸20岁的甲女，并强迫甲女嫁给自己【答案】C16、资料：VirginAmericahelpedAirbuspipBoeingattheposttoretainitscrownastheworld’slargestcommercialplanemaker.A.IndiGo’sorderforAirbus’snewengine-optionA320swasthefirstfirmorderfortheupdatedairplanesB.AirbusdeliveredmoreplanesthanBoeingin2006C.2009sawdemandforBoeing’splanesfallbutnotAirbus’sD.AirbuswasabletostayaheadofBoeinginnumberofordersthroughouttheyear2010【答案】B17、我国第一部诗歌总集是（）。A.《淮南子》B.《山海经》C.《离骚》D.《诗经》【答案】D18、RoutineinspectionsareconductedattheHaldrenPaperFactorytoensurethatallequipmentisfunctioning____.A.properlyB.rightfullyC.literallyD.officially【答案】A19、MuchofCanada’sforestry____goestowardsmakingpulpandpaper.A.productionB.introductionC.orientationD.multiplication【答案】A20、资料：Nocredit，badcreditHearthetermsoftenenoughandtheycanblurtogether.Thesecreditstatusesaren’toneandthesame，though.A.havingaccountssenttocollectionsB.lookingforano-creditcreditcardC.payingdownthebalanceD.closingyourcreditaccounts【答案】B21、资料：HappywoodspritesknowsthewaytoFenghuangcity.A.ItiscreamedB.ItissteamedC.ItisgrilledD.Itisroasted【答案】C22、资料：Peoplediffergreatlyintheirreadinesstotrynewproducts.Ineachproductarea，thereare“consumptionpioneers”andearlyadopters.Otherindividualsadoptnewproductsmuchlater.Afteraslowstart，anincreasingnumberofpeopleadoptthenewproduct.A.EarlyadoptersB.InnovatorsC.TheearlymajorityD.Allabove【答案】D23、年终结账时，若有结转销户科目，则应当（）。A.核实该科目下部分分户账B.注销该科目下所有的分户账C.核实该科目下所有的分户账D.注销该科目下部分分户账【答案】B24、Wouldyoulike_____music?A.tolistentoB.tolisteningC.listeningD.listeningto【答案】A25、资料：Workforceplanninghelpsanorganizationtoestimateitsfutureworkforcerequirementsandcalculatethenumbers,natureandsourcesofpotentialemployeeswhomightmeetthatdemand.A.thosewhohavemanyworkexperiencesB.thosewhoarelikelytoquitinayearC.thosewhoarefriendlytocolleaguesD.thosewhoareskilledaswellascommitted【答案】D26、贾某赴新加坡出差，行前到交通银行兑换500新加坡元，这时银行使用的价格是（）。A.钞买价B.汇卖价C.汇买价D.钞卖价【答案】B27、资料：There'sagoodchancethatspicycrunchytunarollyouorderedforlunchdoesn'tactuallycontainanytunaatall.A.SushirestaurantsverifiedbyOceanaprovidenofakefishB.itwouldbebetternottoeatsushiinAmericaC.thenewtechnologycanhelpdealwiththefakesushitosomeextentD.fakeormislabeledfishwillnolongerexistinthesushimarket【答案】C28、Passage7A.TheyturntophysiciansforadviceB.TheytendtomakeriskydecisionsC.TheyadoptatotallynewperspectiveD.Theyrefrainfromtryinganythingnew【答案】D29、《巴塞尔资本协议》规定了银行的资本充足率必须（）。A.≥12%B.≥10%C.≥8%D.≥4%【答案】C30、Passage3A.therulesfordinnertimearenotstrictB.dinnerisalwaysatsixintheeveningC.afamilyoffersfoodonlyatfourintheafternoonD.peopleusuallyinvitetheirgueststodinnerlaterintheevening【答案】A31、资料：DesktopSupportforPrivateEquityFirminMidtownA.CustomerserviceskillsB.RichexpressionC.KnowledgeofcomputerhardwareD.Knowledgeofnetworkprinterinstallation【答案】B32、从2020年4月8日零时起，武汉市解除（）管控措施，撤除武汉市交通管控卡口，有序恢复铁路、民航、水运、公路城市公交运行。这标志着疫情防控取得阶段性重要成效，也标志着湖北保卫战、武汉保卫战进入了一个新的阶段。A.离汉通道B.封闭管理C.交通封管D.高风险【答案】A33、资料：（一）A.lawcourtshavedecidednottousefashionablewordsB.itiswidelyacceptedbyalltheinsuredC.itenablesordinarypeopletounderstanditeasilyD.themeaningofsuchwordinghasbeenagreedupon【答案】D34、Mostofusentirelyvaluehumanlife，____________somepeoplethinkofanimalsasbeingequallyimportant.A.andB.orC.butD.unless【答案】C35、“十三五”期间，我国森林覆盖率提高到23.04%，森林蓄积量超过175亿立方米，连续（）保持“双增长”，成为森林资源增长最多的国家。A.20年B.30年C.15年D.25年【答案】B36、阅读下列短文，从短文后各题所给的四个选项中，选出可以填人空白处的最佳选项。A.withB.toC.fromD.by【答案】A37、剩余价值率反映的是（）。A.不变资本的价值增值程度B.资本家对工人的剥削程度C.固定资本的价值增值程度D.预付资本的价值增值程度【答案】B38、某商场在暑期推出“羽绒服反季大甩卖”活动，此种促销方式为（）。A.竞赛促销B.无偿促销C.折价促销D.惠赠促销【答案】C39、Datedbacktothemiddleof16century,WalesinGreatBritonmadeaeducationalpolicythatfree,tax-supportedschoolsmustbeestablishedineverytown（）100householdsormore.A.havingB.tohaveC.tohavehadD.havinghad【答案】A40、资料：ElizabethBlackwellwasborninEnglandin1821,andmovedtoNewYorkCitywhenshewastenyearsold.Onedayshedecidedthatshewantedtobecomeadoctor.Thatwasnearlyimpossibleforawomaninthemiddleofthenineteenthcentury.Afterwritingmanylettersaskingforadmission（录取）tomedicalschools,shewasfinallyacceptedbyadoctorinPhiladelphia.Shewassodeterminedthatshetaughtschoolandgavemusiclessonstogetmoneyforthecostofschooling.A.ShewrotetoomanylettersB.Shecouldn’tgraduatefrommedicalschoolC.ShewasawomanD.Shecouldn’tsetupherhospital【答案】C41、资料：Weallknowthatlackofsleepaffectsourmemoryalongwithothercognitiveabilities.Sittingintheofficesleepdeprivesit’sdifficulttorememberyourownname,letalongtheever-lengtheningto-dolist.A.SleepandPhotographicmemoryB.LackofSleepLeadingtoCrimesC.SleepandCognitiveofhumanbeingsD.LackofSleepProducingFalseMemory【答案】D42、每个组织都需要注意本组织优良文化的积累，把组织精神灌输到一代又一代，这体现了组织文化的哪个特征？（）A.实践性B.可塑性C.传承性D.独特性【答案】C43、中国人民银行法律责任的特点是（）。A.中国人民银行负责B.直接责任者负责C.直接责任者或中国人民银行负责D.直接责任者和中国人民银行共同负责【答案】B44、资料：TalkaboutChristmasinJuly.CarrieRochahasalreadystartedherholidayshopping.“AfewweeksbackIpickedupa$60toyfor$4,and,truthbetold,Ipickedupawholelotmorethanthat,”shewroteinanemail.“Ispentabout$80totalandgot$350+intoys.”A.BecausethetoyswereonsaleinmoststoresB.BecauseshewaspreparingthegiftsforChristmasC.BecausetheholidayseasoniscomingD.Becauseshelovestogiveouttoysasgifts【答案】A45、既有风险损失又可能有风险收益的商业银行风险是（）。A.信用风险B.投机风险C.流动性风险D.经营风险【答案】B46、资料：StarAirways,Mumbai'sdominantairlineforthepastfiveyears,hasreporteditisplanningtoreplaceitsentireaircraftfleetwithEuropean-producedSkystreamjets.Startingwithaninitialpurchaseof90jets,StarAirwaysexpectsthechangeovertotakeadecadetocomplete.Thenewplaneswillenabletheairlinetoexpanditsinternationalroutesaswellasprovidereplacementsforitsagingfleetofjetplanes.StarAirwaysandSkystream,inajointannouncementattheBrusselsAirShowonThursday,saidthattheorderincludedseventeenofthenewAWB85Oaircraft.ThiswillmakeStarAirwaysthefirstIndiancarriertoflytheAWB850,anaimithashadsincethepowerfuljetswerefirstproduced.A.ToreportonthemergeroftwoairlinesB.ToinforminvestorsofupdatedprojectplansC.ToannounceanewbusinessagreementD.Todescriberecentrenovationsatanairport【答案】C47、从（）起北美自由贸易区开始运转。A.1998年5月1日B.1989年1月1日C.1992年12月7日D.1994年1月1日【答案】D48、Passage9A.thereader’sexpectationsagreewithwhatissaidinthetextB.thereaderhastroubleunderstandingwhattheauthorsaysC.thereaderasksquestionsandgetsanswersD.thereaderunderstandsatextverywell【答案】B49、关税同盟的主要内容是（）。A.成员国之间实行自由贸易政策B.同盟国内部实行共同的经济政策与社会政策C.同盟国外部实行统一的关税D.同盟国内部实行自由贸易，对外实行统一关税【答案】D50、Accordingtoarecentreport,depressionisthesecondleading______ofdisabilityworldwide.A.causeB.considerationC.factD.matter【答案】A51、“七喜”汽水突出宣传自己不含咖啡因的特点，成为非可乐型饮料的主导者，它采取的是（）定位策略。A.市场渗透B.避强定位策略C.专业化营销D.迎头定位策略【答案】B52、Mayisas（）asapeacockandalwayswantstobethecenter.A.beautifulB.smartC.slenderD.vain【答案】D53、Youcan’tmodernize____largeexternalinvestments.A.fromB.onC.withoutD.unless【答案】C54、某企业2019年的总资产周转次数为1次，假设资产由流动资产和固定资产组成；流动资产周转次数为3次，如果一年按360天计算，则该企业固定资产周转天数为（）天。A.360B.240C.120D.860【答案】B55、以下不是网络操作系统的是（）。A.UNIXB.LinuxC.Windows2000D.DOS【答案】D多选题（共13题）1、2019年8月1日，中国银行在上海举行长三角一体化综合金融服务方案发布会。会上，中国银行全资子公司中银理财有限责任公司（以下简称“中银理财”）发布首期长三角一体化主题理财产品，下列属于该产品的是（）。A.长三角养老·中银策略－稳富”定期开放式净值型产品B.长三角养老·中银策略－稳赢”定期开放式净值型产品C.长三角新发展·中银睿富”三年封闭式净值型产品D.长三角新发展·中银睿智”三年封闭式净值型产品【答案】AC2、商品经济的基本特征有（）。A.是开放型的经济B.本质上是交换经济C.以生产资料和产品属于不同的所有者为基础D.是以社会分工和生产专业化为基础的经济【答案】ABCD3、关于银行金融创新，下列说法正确的是（）。A.金融创新应该以客户为中心B.金融创新应该以市场为导向C.金融创新能够有效提升银行的核心竞争力D.金融创新的核心是产品创新【答案】ABCD4、对银行机构流动性监管内容有（）。A.流动性负债大于自有资本B.资产负债期限匹配C.流动性应保持在适度水平D.银行资产变化情况【答案】BCD5、根据《巴塞尔协议》，银行资本划分为（）两类。A.核心资本B.附属资本C.注册资本D.实缴资本【答案】AB6、中央银行增加货币供应量时，采取的下列政策中错误的有（）。A.公开市场卖出证券B.降低法定存款准备金率C.提髙再贴现率D.降低再贷款利率【答案】