2022年银行招聘(银行招聘综合知识)考试题库高分预测300题A4版(辽宁省专用)

《银行招聘》职业考试题库

一,单选题(共200题，每题1分，选项中，只有一个符合题意)

1、资料：Whenaconsumerfindsthatanitemsheorheboughtisfaultyorinsomeotherwaydoesnotliveuptothemanufacturer'sclaims，thefirststepistopresentthewarranty，oranyotherrecordswhichmighthelp.atthestoreofpurchase.Inmostcases，thisactionwillproduceresults.However，ifitdoesnot，therearevariousmeanstheconsumermayusetogainsatisfactionAsimpleandcommonmethodusedbymanyconsumersistocomplaindirectlytothestoremanager.Ingeneral，the“higherup”hisorhercomplaint，thefasterheorshecanexpectittobesettled.Insuchacase，itisusuallysettledintheconsumer'sfavor，assumingheorshehasajustclaim.

A.Toillustratethatitwillbebetterifthecustomerstatesthespecificproblem

B.Toshowthatthestereoisreallynotworking

C.Tocomplainaboutthestereo

D.Tostressthatsomethingiswrongwiththeleftspeakerandthesound【答案】ACZ5C3J8T10P3D2M8HF8L9I8X1Z8S4N4ZE5X2I5K9T8L7M102、以利率或价格为标的，旨在发现银行间市场的实际利率水平、商业银行对利率的预期。这是指（）。

A.数量招标

B.价格招标

C.拍卖

D.竞价交易【答案】BCJ7Q5H7J6C8U3C7HI7R3R7X1R2S3D6ZQ8R5B2F2K3V9E73、会议室里的凳子有3条腿的，也有4条腿的，都能坐。并且会议室坐满了人，一张凳子只能坐一个人。如果会议室里的凳子的条数和人的腿加起来共有39条，则3条腿的凳子有（）张。

A.1

B.3

C.5

D.7【答案】BCE6E9O10B10L6J8X1HF7G5F10Q7V2Z1F5ZU8O5J2B8J6X7W54、下列关于我国地理常识的说法，正确的是（）

A.以北京、天津、唐山为中心的京津唐地区是我国最大的综合性工业基地

B.中国稀土的储量和产量均居世界首位

C.准噶尔盆地位于新疆境内，在天山以北，是我国最大的盆地

D.海南省有“东方夏威夷”的美称，简称“琼”，省会是三亚【答案】BCZ6Q2T6T10M9L4C9HJ2P7T3P3D10I3U1ZD4A5N3V5F2G6E15、Itisofhighimportancethatyou___attheairportontime.

A.arrive

B.aretoarrive

C.mustarrive

D.needtoarrive【答案】ACZ9G3W7R8I7N7W2HE5T5U8W4N1W9J5ZI4P8D3U4H2X2L66、Passage1

A.ItismuchbetterthanthatoftheirEuropeancounterparts

B.Ithasbeenonthedeclineeversincetheturnofthecentury

C.IthasnotimprovedasmuchasreportedbytheCensusBureau

D.Ithasnotbeenaccuratelyassessedandreportedsincemid-2000s【答案】CCD6F7T10W2T6N1O2HM9D8P7V5I1J8R7ZX9S7H3H2P7A2R57、下列会计凭证中属于原始凭证的是（）。

A.收款凭证

B.付款凭证

C.转账凭证

D.收款收据【答案】DCP9U9Y9P2N2Y7O9HU8Q1M4Z1Z9V6H2ZT4X7T6C1P2U7A38、Computercannotrememberwhohasusedit;itsimplydoeswhat（）.

A.itistold

B.itwastold

C.ithastold

D.ittold【答案】ACP2Z8I4I2H9E8N2HE3Z1Y3H10K9S9Q6ZX10Q10T5M6E2D1S59、下列不是商业票据市场的特点的是()。

A.采用信用发行的方式

B.可以提高发行企业的信誉

C.对利率的变动反应灵敏

D.发行成本很高【答案】DCL9T4O2L3F10S7Q2HS1F3C5Y7N9Q3X7ZL9Q7F3J6P7W2Q310、金融市场最基本的功能是（）。

A.合理地分配和引导资金

B.灵活地调度和转化资金

C.有效地实施宏观调控

D.满足社会再生产过程中的投融资需求，促进资本的集中与转化【答案】DCB5G8F4M6F6F2P4HK1G2B9Q3J10Z4A3ZX8H8X6Q1Q5B6D111、资料：（四）

A.Itisfruitfulwithoutanydoubt

B.Itisbetterthantheirpeers

C.Itturnsouttobeafailure

D.Itneedsexperimentalevidencetoproveitssuccess【答案】DCW9H6Q6C5K5N8K2HN10S9C8C7E1E10R2ZC8T3A7E8A1C5A412、资料：Thedataabankhasstoredonitsserversismorevaluablethanthegoldinitsvaults.Banksenjoyamonopolyoverdatathathashelpedthemgetawaywithpoorservicesandfendoffcompetitors.InEurope,atleast,thatisallabouttochangewithanewsetofregulations,namedPSD2.

A.Thirdpartieswillhavetobuyfraudinsurance

B.Regulatorshavecomeupwithpromisingsolutions

C.Banks'defenseagainstcyberattacksisstrong

D.Thirdpartieswillcheckclients'datamonthly【答案】BCP5A9C3B4R6B6E10HP6V2Y3M2Y4I8I9ZC3Q3E4G9X2A2R713、资料：THOMASWILSON

A.update

B.fix

C.innovate

D.furnish【答案】BCL6W6A5V6F4K7Q1HR10M2F10A1N9Y3Y1ZC7P5Q4J7Z7Q5T814、资料：Specialneedsstudentscannotonlylearnfromregulareducationteachers,butcanparticipateincollaborativelearningwithmainstreamstudentsaswell.Collaborativelearningallowsstudentstoworktogetheringroupstocompletelessonsandassignments.

A.Thevariedabilitylevelsofthespecialneedsstudents

B.Theneedsfromthespecialneedsstudents

C.Thedifficultylevelsofthelearningtasks

D.Thefocusofthespecificassignment【答案】DCC2A10J4C5K7V9A5HG10Q7C2P7N9N10D6ZM5N6U9K6E5B4H415、2008年全球金融危机爆发以来，世界主要国家央行开始采取特殊货币政策，美国在利率水平已经接近纪录最低时，推出了一系列非常规货币政策，包括为了支持银行贷款的长期流动性供给，为压低长期利率的资产购买计划等，除美国以外，美国、日本和欧洲银行也采取了非常规货币政策。IMF于2013年5月16日发布了《非常规货币政策：最近经验与前景》报告，报告称发达国家的非常规货币政策在很大程度上帮助实现了该国政策目标，诸如持续两年左右的购买国债计划帮助美国和英国的GDP增速提升了约2个百分点，然而，发达国家的这些政策对世界其他国家也造成了很大的影响，大量资本流入拉丁美洲和亚洲，导致新兴市场的汇率过度升值和波动。

A.汇率

B.投机性货币需求

C.货币供给

D.物价【答案】BCY1E1V8M5Y7Q4K5HR3T2Y8Q10P5J3I4ZM2H6B6H7G2P4V616、2020年3月1日，世界文化遗产（）迎来第一次触网直播。此前居民和游客都只能远望而不能近观，在本次直播镜头中，这一区域揭开了神秘的面纱。

A.龙门石窟

B.莫高窟

C.故宫

D.布达拉宫【答案】DCV5L10N5Z4N6A4R6HW7Z10I3H2R4H9W3ZW3L4I2L1H2O2E817、资料：IntheUnitedStatesofAmerica,banksarecategorizedintothefederally-charteredbankwhichreceivedtheircharterfromtheOfficeoftheComptrolleroftheCurrency（OCC）;thesearereferredtoas“NationalBanks”;andalsothestates-charteredbankswhichreceivetheircharterfromthesuperintendenttoas“StateBanks”.Banksareallowedtoregistereitherwiththefederalorthestateauthority.LetusnowlookattheorganizationalstructureofCommercialBanks,whichincludeunitbanking,groupbankingandbranchbanking.

A.TheFedbanks,theStatebankingandgroupbanking

B.TheFedbanking,thestatebankingandgroupbanking

C.Unitbanking,groupbankingandbranchbanking

D.Specializedbanks,groupbankingandunitbanking【答案】CCN4U5I9T6T8Q9D5HZ9K2R2Q7Z3Z8D3ZG1X4S2E1O5T10X518、Duringherjunioryearofhighschool,DianeRay'steacherhandedheraworksheetandinstructedthe17-year-oldtomapoutherfuturefinanciallife.Raypretendedtobuyacar,rentanapartment,andapplyforacreditcard.Then,sheandherclassmatesplayedthe"stockmarketgame",investingthehypotheticalearningsfromtheirhypotheticaljobsinthemarketinthedisastrousfallof2008."Ourpretendinvestmentscrashed,"Raysays,stillfrightened."Wegottoknowhowitfelttolosemoney."

A.waystoteachstudentstoearnmoney

B.howDianeRaylearnstovaluemoney

C.thepushtoteachpersonalfinanceinschool

D.howstudentschooseaproperfinancialclass【答案】CCJ5O6C5J5K4O9D1HY10V2Q9P7H2I1O4ZZ6E8W3O7J7O6R819、从（）起北美自由贸易区开始运转。

A.1998年5月1日

B.1989年1月1日

C.1992年12月7日

D.1994年1月1日【答案】DCE6W9P1Q4B2B5W5HF10Z10A2N6X9E1G6ZK6Z1N7S5B9L5Y120、资料：Specialneedsstudentscannotonlylearnfromregulareducationteachers,butcanparticipateincollaborativelearningwithmainstreamstudentsaswell.Collaborativelearningallowsstudentstoworktogetheringroupstocompletelessonsandassignments.

A.Thevariedabilitylevelsofthespecialneedsstudents

B.Theneedsfromthespecialneedsstudents

C.Thedifficultylevelsofthelearningtasks

D.Thefocusofthespecificassignment【答案】DCN4R8J9Y1K7Z5S10HS10M2A2B3I9S10F1ZT7D10E1Z5J5C2L721、资料：Demystifyinghowsocialandhuman-likerobotsworkisvitalsothatwecanunderstandandshapehowtheywillaffectourfuture,DrHaticeGuneswilltelltheHayFestivalnextweek.(1)

A.Toenablerobotstoservehumans

B.Todecreasehumansfearaboutrobots

C.Tomakerobotsmorehuman-like

D.Toequiprobotswithhumanemotions【答案】CCL2E2A1F3R9R8C10HQ3C8E7Y1X6Y5S3ZV10T7U4N7L7S10B822、用支出法核算GDP正确的公式是（）。

A.GDP=消费支出＋投资＋政府购买＋（出口-进口）

B.GDP=消费支出＋投资＋政府购买＋（出口-进口）＋转移支付

C.GDP=工资＋利息＋利润＋租金＋间接税和企业转移支付＋折旧

D.GDP=工资＋利息＋利润＋租金＋直接税和企业转移支付＋折旧【答案】ACF3Q6G6L1O6U9J6HH9T2S1O1J7E6N6ZJ1Y7J2F2C8C6B423、货币流通规律是（）。

A.关于流通中所需货币量的规律

B.关于货币本质的规律

C.关于通货膨胀的规律

D.关于通货紧缩的规律【答案】ACD6N5N2K1A7Q7C7HJ6N9A10L6S7F6Q3ZV9W2Y5D3A10X2R224、资料：Memo

A.Sheistheownerofafinancialsevicescompany

B.Shehaspublishedseveralbooks

C.Shehasexperiencerunningabusiness

D.Sheteachesmanagementcoursesatauniversity【答案】CCP1H5B4X3C1A5L2HN3G6F9B1U5F4D2ZF6V10Y2S4B5K9Q325、资料：HowdidTencenttakeWeChatsofaraheadofitsrivals?Theanswerliespartlyinthepeculiaritiesofthelocalmarket.UnlikemostWesterners,manyChinesepossessedmultiplemobiledevices,andtheyquicklytooktoanappthatofferedthenaneasywaytointegratethemallintoasingledigitalidentity.InAmericamessagingappshadapotentcompetitorintheformofbasicmobile-phoneplans,whichbundiedinSMSmessaging.ButtextmessageswerecostlyinChina,soconsumerseagerlyadoptedfreemessagingapp.Ande-mailnevertookoffonthemainlandthewayithasaroundtheworld,mainlybecausetheinternetcamelate;thatleftanopeningformessagingapps.

A.teamofPCinsidersinventedweixinforTencent

B.teamofoutsidersacquiredbyTencentinventedWeixin

C.TencentaskedtheQQinsidersteamtocreateaproduct

D.TencentcopiedapioneeringIsraelimessagingservice【答案】BCG1N3T9N2K5A7E1HX2C9V3T5R10I5S7ZX3Q10H10J5J2R10T1026、下列数据整理和显示方法中，取值不可能大于1的是（）。

A.比例

B.比率

C.频数

D.累积频数【答案】ACD8M6E4U9R7R5T8HH3Z9Q9W8R5B5Z9ZE7W2H6L2F3G8D327、小明手里有2枚5分钱硬币，7枚2分钱硬币和5枚1分钱硬币，如想组合成1角1分钱，共有（）种组合方式。

A.11

B.7

C.8

D.10【答案】BCV8X2F7V7Z9X7P10HD8L2I1T5R5H10B10ZE10U10C4D9H6F3T928、观察数列的变化规律，然后为空缺处选出正确的数：87、152、265、132、43、（）。

A.65

B.74

C.83

D.91【答案】ACX3X10T3P1E2E7D2HZ7T1F8N4A3W9L9ZA8R10P10C10T10N10U1029、All（）isacontinuoussupplyoffueloil.

A.whatisneeded

B.thatisneeded

C.thethingneeded

D.fortheirneeds【答案】BCG10X9L10S3D7V1Z1HQ10K10C10G9L5G6H7ZX2M5N1M10V4G4S430、2011年4月14日，（）加入金砖国家以来，该国总统首次以“金砖国家”成员国的身份参加金砖国家集团第三次首脑会议。

A.南非

B.印度

C.俄罗斯

D.巴西【答案】ACJ3C3L10M5P10U3E7HO7Z5I2Z9D9O5P10ZY9O6Y9L5D6C6B1031、资料：（二）

A.Therulesaregoodforlenderswhilebadforborrowers

B.Theruleswillhelpbabyboomerseniorstosavemoney

C.Theruleswillhelpconsumersbetterunderstandreversemortgage

D.Theruleswillbestricterforconsumers【答案】CCV7L6Q6A6B10A8Q2HK1S10E7N5F1X6R4ZV2X10K9R6E1L10G232、Susanmade（）cleartomethatshewishedtomakeanewlifeforherself.

A.That

B.this

C.it

D.her【答案】CCG6A5P5S4S8U2Z6HD6T8F10M5A10C5P9ZG5C6U4A8P5S3K833、资料：Accordingtoourresearch,BestBuyinChinawasperceivedasbeingtooexpensive,withmanyoftheirproductspricedhigherthaninlocalmarkets.WhybuyaSonyDVDplayerorNokiaphoneatBestBuywhenyoucanpaylessfortheexactsameproductatalocalstore？Consumerswillonlybewillingtopaymore,likeattheApplestores,iftheyarebuyingsomethingtheycannotgetelsewhere.

A.ShoppingatneighborhoodstoresaremoreofChineseconsumersshoppinghabit

B.LargeflagshipstoresareunpopularinChina

C.Americansdonotlikesmall,convenientlylocatedretailoutlets

D.governmentbanonfreeshoppingbagshasdampenedChinesebuyersenthusiasm【答案】ACE5E4K8H9T5R1N1HB1D2D4E1U9J7C9ZJ5Y5I8U4C9B7E234、资料：Evenasrichcountriesseektoridworkplacesofsubtlegenderbias,inmanydevelopingonesdiscriminationremainsovert.AccordingtotheWorldBank,womenarebarredfromcertainjobsin104countries.（1）

A.Indevelopingcountries,thegenderdiscriminationinworkfieldisspreadingtomorecountries

B.Duetoworkrestrictions,womencannotworkinsometoughindustries

C.Womenappreciatebeingtreatedasweakersexinsomecountriessoastobearchildren

D.Liftingrestrictionsonalistofdangerousjobscanhelptosolvetheproblemofinequalityinwork【答案】BCV2G3K7U5I7E7B3HB7O1J9N5J1C6Q2ZE4V8A9G4J2B6U535、2013年2月18日，《国务院办公厅关于印发国民旅游休闲纲要（2013—2020年）的通知》发布，《纲要》明确提出到（）年职工带薪休假制度基本得到落实的目标。

A.2014

B.2015

C.2016

D.2020【答案】DCP9N7R8A7L10T7L3HX4Q1Y10W9U9D5K8ZH2O2O8O10P7W7J136、柯达公司是世界上著名的影像产品及相关服务的生产和供应商。面对市场技术的不断革新，柯达公司满足现状没有及时进行技术更新，直到2003年，柯达才宣布全面进军数码产业。最终柯达公司陷入退市困境，体现了管理学中的（）。

A.二八法则

B.长板法则

C.青蛙法则

D.木桶法则【答案】CCH9D7H6Z2G3N2F9HE1P8S4X8S7S2G10ZO1D10Z10G2S5H5E937、资料：Thebusinessannouncedthatrevenueshadgrownby10.2percentyear-on-yeartoRMB18.264billion（$2.748billion）.However,profitfelltoRMB2.866billion（$431.3billion）,a17.4percentdecreasefromthesameperiodin2015.

A.Subjective

B.Critical

C.Unbiased

D.Supportive【答案】CCZ4A1G5V4Z8V7N1HN3U4B1K7P4U1Z4ZH9E5N10O1S6I6M638、属于南宋的作者是（）。

A.苏轼

B.周邦彦

C.范成大

D.雎景臣【答案】CCZ8I6C6N9S10O1F6HA6E7T7G7G1Y1V5ZH6R10D5I8R5D3M339、Haveyoueverpaidyourkidforgoodgrades？Haveyoudriventoschoolto______aforgottenassignment？Haveyoudoneacollegestudent’slaundry？

A.dropoff

B.makeup

C.takeover

D.fillin【答案】BCY10N5X9G1Z3X1O5HP4W3B4J2T1O2H8ZF6V6R3S6W9S8V1040、某企业甲产品的实际产量为1000件，实际耗用材料4000千克，该材料的实际单价为每千克100元；每件产品耗用该材料的标准成本为每件250元，材料消耗定额为每件5千克。直接材料成本的数量差异是（）。

A.200000元不利差异

B.200000元有利差异

C.50000元有利差异

D.50000元不利差异【答案】CCG7C8M5U8O10G9U4HO4T6T6I4Y8R1K7ZU4K2G2L1Y9Q9G1041、Becauseofsuchfactors,engineershaveworkedonincreasingtheefficiencyofelevators,resortingtodouble-deckercarstoserviceandtotransfersystemsthat______expressandlocalelevators.

A.explore

B.enforce

C.deploy

D.strengthen【答案】DCN8X5Z7Q6F8N3B3HU2Z8J10S5R10K9Y6ZF2M6E2W8P6S6U1042、资料：Demystifyinghowsocialandhuman-likerobotsworkisvitalsothatwecanunderstandandshapehowtheywillaffectourfuture,DrHaticeGuneswilltelltheHayFestivalnextweek.(1)

A.itisnotmeaningfulforrobotstohavetheappearanceofhuman

B.peoplewhomaketheappearanceofrobotsveryhuman-likeshouldbeblamed

C.peopleneedtopaymoreattentiontothedevelopmentofrobots’functions

D.theappearanceofrobotshasbecomemoreandmoreemotional【答案】CCH3G4B8K2E8K7O6HP8T10B4P8F2M8U9ZS9O4M9L4X7D9V343、资料：Childrenbackatschool,nightsslowlystartingtodrawinandtheweathermorechangeable.Theseasonsareturningandafteraneerilycalmsummerforfinancialmarkets,there'sawhiffofuncertaintyintheair.Bondyieldsareupfromtheirlows,andtherelentlessmigrationofglobalcapitaltowardsanyasset,anywhere,withsomeyield,isslowing.

A.0.75%

B.0.5%

C.0.25%

D.1%【答案】CCR1R3W2C2A4A1U4HV2W4V2V5Q2P5J3ZX5H7J3I7V6K5B644、11，12，9，2、-9，（）

A.-36

B.-24

C.-18

D.-10【答案】BCP8T5C4R1E6Q1W10HB8Z1R3L10A3N4M2ZM9O2Z6S1Z3U10O645、计算机病毒是指（）。

A.带细菌的磁盘

B.已损坏的磁盘

C.具有破坏性的特制程序

D.被破坏的程序【答案】CCU1K10C2B9R4B5X2HH3T1A3C10R3Z6I5ZW1L6D2F5E4A7F146、《边城》是沈从文的代表作。此作品主要描绘了哪个地区风土人情（）。

A.湘西

B.武汉

C.长沙

D.婺源【答案】ACM3A6D2U6V9Y8S10HL10D10V4L10K7D6R3ZF9P3F2R3O5K7J747、Thefast-growingChinesemarkethasbeenasourceof______opportunitiesforbusinesses。

A.considerable

B.considering

C.considered

D.considerate【答案】ACK1T9C5F5S9Q8W10HE4E3Y1T9P6S8L1ZD1W7A5C3Z2M5O248、我国商业银行会计信息披露新的发展趋势是（）。

A.已逐渐从会计报表披露为主转向其他财务会计报告披露的新的发展阶段

B.已逐渐从会计报表、会计报表附注及其他财务会计报告共同披露转向会计报表披露为主的新的发展阶段

C.已逐渐从会计报表披露为主转向会计报表附注披露的新的发展阶段

D.已逐渐从会计报表披露为主转向会计报表、会计报表附注及其他财务会计报告共同披露的新的发展阶段【答案】DCD3J10Q3D5F8L10E10HA2M5B8K8D10I5B4ZM9B3X1N4C7V9V949、Itwasessentialthattheapplicationforms___backbeforethedeadline.

A.wouldbesent

B.weresent

C.besent

D.mustbesent【答案】CCN7Y1U5W1N5R4B4HB4C4H6O8V10P10K5ZJ7P7G1K5N10K6U450、下列历史事件中，最接近“朱门酒肉臭，路有冻死骨”所描述的时期的是（）

A.玄武门之变

B.永贞革新

C.安史之乱

D.黄巢起义【答案】CCG7B2U3W4R10E3C3HK4K2K4D5Q8G8H2ZQ6P6O2N2D8E10Y651、下列各项中，不具有行政主体资格的是（）。

A.乡镇人民政府

B.公安派出所

C.街道办事处

D.公安局法制科【答案】DCA3I7H3T7Y3A3V9HV7L6R8H3R10U10I8ZC4N10G6G1B3T7K252、Theunpleasantmemoryofthedespairingshriekoftheprincessatthetrial（）inmymindfordays．

A.prolonged

B.insisted

C.rested

D.lingered【答案】DCY5T9T9R8U8M3G2HB9J2P8G6X2N6Z6ZE8V7Z7W9R8O3V553、Alotofcornisgrowninthisareathesoilseemsto______itverywell.

A.adopt

B.meet

C.need

D.suit【答案】DCF1J4X3Z6B8M10C10HE10B10V4C5F9G8Q7ZI7B1C2R1T7M2H654、WheneverItryto______upwhatinnovationlookslike,thesameslideshowofimagesclicksacrossmymind.

A.come

B.figure

C.conjure

D.set【答案】CCY6E7Y1Q9I1Z9I10HK2G8B8D1V8R7Z9ZX8H6T3R10F4H10W755、下列选项中，不合法的十六进制数是（）。

A.H1023

B.10111

C.A120

D.777【答案】ACJ4E3C6A3B3I10A2HL1S4B3M6M7W4E2ZP3Y7U6T6T9L6Y356、资料：Itseemssimpleenough.Takealltheline-formingandpaper-fillingbusyworkofthegovernment,andputitallupontheInternet.Now,inordertoreportapot-hole,payyourpropertytax,complaintoanofficialorcastavote,justlogonandhitafewbuttons.Goodbyebureaucracy,helloe-cracy?

A.E-governmentisontheincreaseandwellfunded

B.Theinvestmentone-governmentisadequate

C.Governmentofficials’interestine-governmentisdeclining

D.E-governmentisconvenientandflexible【答案】DCG9O3A5D6Y5B7K9HS1J7M6D8Z7Q3I2ZS2V8L8L9V8V8S857、Weshouldn’tignoretheimportanceof______ourhobbiesorgettinginvolvedinartsandcraftsactivities.

A.amplifying

B.enhancing

C.fostering

D.magnifying【答案】CCR1S9Z4M5X8E10N8HN6Y3Z7N2M2B4O4ZD10V6W5K4Y5K3G358、太阳系是大约（）亿年前，由星云在引力作用下逐渐收缩而形成的。

A.100

B.80

C.50

D.30【答案】CCD8X8W8B9S10M3J3HB8H10R6E4V10Q4H4ZI2B3X4G10Y6Y6Y759、采用直接标价法条件下，汇率的上升意味着（）。

A.外国货币价值不变

B.外国货币贬值

C.本国货币价值不变

D.外国货币升值【答案】DCG7X10T4W8Q9X6U6HT10R2N9B3T10A7G6ZN9W1O7B5M5J1D160、Thedoctorhitmejustbelowthekneetotestmy___.

A.influxes

B.inflows

C.flexes

D.reflexes【答案】DCU4R2N8X7A4J7I10HK6F8A1Q1H3Z4V7ZG4B6I1U10E7J1T861、资料：Humanresourceprofessionalsactasmediatorsbetweenanorganization'smanagementanditsworkers.ThisrequireswearingmanyhatsIt'sanHRadministrator'sjobtomakesurethatemployeesareworkinginasafeenvironmentthatdisputesaresettled，andthatbenefitsareunderstoodandadministeredproperly.Atthesametime，HRischargedwithrecruitingnewemployeeswhowillnotonlyfitinpersonallyandprofessionallybutalsohelpthecompanyachieveitsbusinessgoals.Theyalsorepresentmanagementwhennegotiatingforbenefitswithcompaniesadministeringthesebenefitsandwhenimplementingcompanywidepoliciesthatwillultimatelylowercostsorboostprofits.TheneedsofHRcoverawiderangeoftasksand，therefore，requireindividualswhoaregoodwithpeopleinadditiontobeingorganized，analytical，business-minded，andheroicmultitaskers.

A.Tospecializeinaspecificindustry

B.Tostrengthentheunderstandingofbusinessstrategyandplanning

C.Tofindaninternshiporanassistantjob

D.BothAandB【答案】CCF1O5Z9F4R7P7C8HL4P10G2T9O5W1W4ZR2X2K8I8H9T6B362、IfEnglishmeansendlessnewwords，difficultgrammarandsometimesstrangepronunciation，youarewrong.Haven’tyounoticedthatyouhavebecomesmartersinceyoustartedtolearnalanguage

A.introduceanewcoursetostudents

B.helpstudentslearnaboutinvestment

C.teachhowtoapplyforacreditcard

D.encouragestudents’personalsavings【答案】BCK6Q9D8M7G10C1T10HH10F7S7I6I5V8C2ZN4F2Z4J4N10X9S563、公文的权威性和行政约束力，来自（）的权威和合法地位。

A.收文机关

B.印发机关

C.审核机关

D.制发机关【答案】DCO1Z7S2N3L6J6E9HQ9P4L10T9B4Z6Y6ZJ5D9N6O9T1Z9A664、Ihearmanyparentssayingthattheirteenagechildrenarerebellion.Iwishitwereso.Atyourageyououghttobegrowingawayfromyourparents.Youshouldbelearningtostandonyourowntwofeet.Buttakeagoodlookatthepresentrebellion.Itseemsthatteenagersarealltakingthesamewayofshowingthattheydegreewiththeirparents.Insteadofstrikingoutbravelyontheirown,mostofthemaretryingtoseizeatoneanother’shandsforsafety.

A.Teenagersshouldfollowthepopularitywave

B.Teenagerscanfollowtheirheartsanddowhatevertheywantto

C.Followingthepopularitywaveisnecessary

D.Therealpopularitymainlyreliesonthesocialdevelopment【答案】BCO1I1F9G9L4V1W3HJ10P4H8X10L10S2N7ZH7J1S4D8B4F8I1065、资料：Globalbusinesstraveltopped$1.2trillionandisexpectedtoreach$1.6trillionby2020,accordingtonewresearchbytheGlobalBusinessTravelAssociation（GBTA）,anassociationrepresentingtheinterestsofcorporatetravelmanagers.What’smoreChinahasnowsurpassedtheU.S.asthelargestbusinesstravelmarketintheworld,ringingup$291billionlastyear.

A.Traveldestinations’financialconditions

B.Travelsuppliers’strategies

C.Travelers’Preference

D.MobileTech【答案】ACZ8N5D4F8M4P7N5HJ8L9S1N6P6U6H5ZE6G1C7B6H6N6D1066、国际分工产生与发展的基础是（）。

A.自然条件

B.人口规模

C.资本的国际化

D.国家的出现【答案】ACK4T2W7Z4C9J5W4HP4S10O6F8U7A10O5ZD10T5Z1Y5L6L3W367、资料：NewYorkandLondonmayruletheroost,butotherfinancialhubsinAmericaandEuropehavemanagedtocarveoutusefulspecialistnichesforthemselves.Chicago,forinstance,hasconsolidateditspositionastheworld’sderivativescenter,andHouston,thelargestcityinTexas,ishometoAmerica’sbiggestenergyfirmsandhasspawnedanactiveclusterofenergytradersandhedgefunds.

A.FinanciershavelongagoviewedtheEuropeasasinglemarket

B.Europehasthehighestdegreeofcross-borderfinancialintegration

C.theMiFIDwillmakefinancialmarketsaroundtheworldmorecompetitive

D.theMiFIDwillincreasetransparencywithinAmericanfinancialmark【答案】BCI2P6U8T8T4Q4U4HT3Q9I3H8D4X5C10ZS7Z5K1R6X8J6J668、Heating，ventilating，andairconditioning（HVAC）systemsare______inmostofundergroundsubwaystationstoprovidecomfortableandfreshairtoundergroundsubwaystations。

A.assembled

B.installing

C.equipped

D.installed【答案】DCT7E9X3L7M1S5K8HG5I8B7K1I3K8B7ZZ3V3H2S6D7V6Z469、Passage2

A.Moderntechnologyiswhatwecan’tlivewithout

B.Digitaltechnologyoftenfallsshortofourexpectation

C.gitaldevicesaremorereliablethantheyusedtobe

D.GPSerrorisnottheonlycauseforCeely’saccident【答案】BCM6A3K5J7C3H4P2HO8C2X3Y6X8Z9K6ZE1T10A5A7U3Q2C270、Weshouldthinklongtermandtake____measures.

A.primitive

B.productive

C.permissive

D.proactive【答案】DCH6A2P2J9K4H10U6HH9D1K7U8J8B8C9ZY4C4M4C10X8H10D471、（）是指市场增长率低，而相对市场占有率高的产品。

A.金牛产品

B.瘦狗产品

C.明星产品

D.幼童产品【答案】ACM8Z4L6A5U9D2K7HB9X2G4B10G7Z2O4ZI10N7I7N6S3X2K372、()是指在正常生产经营过程中以预计售价减去进一步加工成本和销售所必需的预计税金、费用后的净值。

A.现值

B.公允价值

C.可变现净值

D.历史成本【答案】CCW2X1R3Z6M4R1G2HK3F5T2C10Q1S6V10ZM2L9O1C10Q10Y9C373、2017年4月份，某省规模以上食品工业增加值同比增长15.0%，比全省规模工业平均水平高9.4个百分点。其中，农副食品加工业增长14.0%，食品制造业增长18.6%，酒、饮料和精制茶制造业增长13.9%。1—4月，规模以上食品工业产值累计增长11.6%，增幅比全省规模工业平均水平高4.5个百分点。

A.38.5%

B.42.6%

C.53.7%

D.78.8%【答案】DCR10E7R3D4C10O10K7HP10P6V3X7F10Z3L8ZX3O10I8H3P8X8Z874、Atthemeeting,themanagertalked______abouttheneedforbetterattendanceandpunctuality.

A.briefly

B.briefing

C.shortly

D.shorts【答案】ACW3L4P6Y5X5X9Q3HJ2U9O8X3U1G6A7ZV1R3H7Y6C9U5U675、某商场在暑期推出“羽绒服反季大甩卖”活动，此种促销方式为（）。

A.竞赛促销

B.无偿促销

C.折价促销

D.惠赠促销【答案】CCU10Y5F9Y9J2S4F9HW7U8O5N10V6X4T7ZD8H4H9U5T3E10E776、在地球亿万年演化过程中形成的泥质滩涂，是大自然馈赠给人类的宝贵资源，具有不可替代的重要生态功能。看似“荒芜”的滩涂中栖息着许多尚未被认识的植物、动物和微生物，是珍贵的生物多样性基因库；作为连接陆地与海洋的过渡地带，滩涂具有净化水质、调节气候、调节气体等许多肉眼看不到的功能，维系着陆海物质循环和生态平衡。此外，滩涂还具有防御海浪冲刷、减缓盐水侵蚀等功能，是名副其实的陆地保护天然屏障。

A.泥质滩涂其实就是荒芜的滩涂

B.泥质滩涂具有重要的生态功能

C.人类对泥质滩涂的保护力度不够

D.泥质滩涂受破坏现象十分严重【答案】BCQ10P6D7X4L5K7Q10HE2Z6V8Q8A8R8Z7ZI6I5P8Q8H7X7J677、资料：Memo

A.Toassignatask

B.Tointroduceaclient

C.Toannounceapublishingmerger

D.Tochangethetieofameeting【答案】ACN4I4H3N7B6G8K6HB4L9M4R4J5P10N4ZY7I1G7D6Y8H1K778、下列不属于银行认可的个人汽车贷款担保措施的是（）。

A.信用担保

B.质押

C.第三方保证

D.房地产抵押【答案】ACD4N1X8Q7I1K3E7HN9R10K4T8I3M8M4ZM2H9T4L6L8V4N279、首次成功克隆哺乳动物(多利)的国家是（）。

A.英国

B.美国

C.法国

D.德国【答案】ACL8G8E3C8C2H9O3HG7Q6C10C5P6B6K5ZB5I2R8M10V5C1C580、（）与资产业务、负债业务一起构成商业银行的三大业务。

A.中间业务

B.现金业务

C.证券投资业务

D.贷款业务【答案】ACH3X10G9W7T10T6V1HC3E4N4U2Y5C7X8ZI9L2G10D5T8X7T381、（）是指一个组织在长期发展过程中，把组织内全体成员结合在一起的行为方式、价值观念和道德规范，其具有目标导向、凝聚、激烈、创新等功能。

A.组织机构

B.组织领导

C.组织文化

D.组织安排【答案】CCT1M7A5R4C10L1E3HL7Y8L8A5S7K1M1ZM6E4B5W2E5R6V482、Itissaidthathe（）forseveralyears.

A.haddied

B.hasbeendead

C.died

D.hasdead【答案】BCV1V10Q10Q5Q10T7H9HV1G1D1S4G4C9M10ZM5X3G8I3K8P2U483、下列贷款中至少归为次级类的是（）。

A.借款人利用合并、分立等形式恶意逃废银行债务，本金或者利息已经逾期

B.本金和利息虽尚未逾期，但借款人有利用兼并、重组、分立等形式恶意逃废银行债务的嫌疑

C.同一借款人对本行或其他银行的部分债务已经不良

D.本金或者利息逾期【答案】ACQ6V5P9O8A7S4G3HX5B4V8E3Y4G3J6ZN3R7B1T4H5I2N784、资料：Weneverthoughtwe'dsaythis,butwe'dwelcomebacksomechillyweather.

A.TemperaturesintheU.S.fellintonegativeterritory

B.PeoplewelcomedcoolbreezesintheU.S

C.HarshwinterstruckinsomecitiesoftheU.S

D.ArcticairhittheU.S.forafewtimes【答案】CCM4H6I6G6X6J10W5HR4H8A9J4X4B8H10ZF8C5U5A3I6X8I985、资料：Asastartupfounder,mydailytasksincludeeverythingfromlong-termstrategicplanningtoapprovingteamoutingsandcompanycultureinitiatives.Dayafterday,thingsinevitablycomeupthatneedtogethandledASAP.Butl'vealsolearnedthatifyoudon'thaveastrategyformakingtimeforthosebiggerambitionsandyourtrulyloftygoals,they'llsimplynevergetdone.Andthatmeansyouwon'tmaketheprogressthat'sreallygoingtomoveyourbusinessforward.

A.Increase

B.Peak

C.Diminish

D.Disappear【答案】CCR7G8A7K4I7V2V5HM1C6M2X2C4U5N7ZD7Q7B2D1S9T7L686、资料：AmericanAirlinesCEOtakesblameformaintenanceerrors,disruptedflights

A.theusefulnessoftheFAAregulationsforairlines

B.whethertheFAAstandardisbeingtakenaway

C.whetherFAAisenforcingitsregulationstoostrictly

D.thetotalnumberofflightsAmericanAirlines【答案】CCA8Q6R5D4W5Q6L9HE3W4H5B6C6W1I7ZP3K7W5V10P5Z7O387、（）incomputertechnologyareallowinguserstoreachintoanypartoftheworldbyjustclickingamouse.

A.Advancement

B.Advances

C.Advancing

D.Advance【答案】BCM8S5P5O10P5H9J2HE10V8L6H9L10S3S10ZE8X5P9R4W10U1R688、资料：Youcannotgoforwardbygoingbackward.Takethecurrentdebateabouttradeandglobalization,forinstance,whiletheimpulsetoerecttradebarriersisunderstandablegiventhepainexperiencedinrecentyears,itisnotthewaytocreatelastinggrowthandsharedprosperity.

A.Theparticipationinthetradeglobalizationisnotbroadenough

B.Joblossesareoftenunder-estimated

C.Domesticfirmsareproblematicwithproductivity

D.Globalizationhindersgrowthofsmallandmedium-sizefirms【答案】ACN4U7W9E5L10X6V7HF4H1O2O10X9T5T10ZQ1N1N2O6F1D5Q689、在凯恩斯的几个持币动机理论中，他认为下列哪项（）对利率最为敏感。

A.投机动机

B.预防动机

C.交易动机

D.无私动机【答案】ACG10S8U8P5L10W4Q10HQ7U3T10A9Q4K4I10ZZ4Q6V9K8F10P5E690、2020年4月16日电，商务部会同中央网信办、工业和信息化部联合认定了首批12家国家数字（），这将有利于加快数字贸易发展和数字技术应用，培育贸易新业态新模式，实现服务贸易高质量发展。

A.贸易示范区

B.经济创新发展试验区

C.服务出口基地

D.经济产业区【答案】CCC2C6I6Z8T1B10Z8HJ3K9W5O9B5X8K1ZQ3T7Y7W10Z1T4I691、“乐以天下忧以天下，然而不王者，未之有也”与下列哪一观点是同一学派（）

A.刑过不避大臣，赏善不遗匹夫

B.天之道，损有余而补不足，人之道，则不然，损不足以奉有余

C.域民不以封疆之界，固国不以山溪之险，威天下以后某不利

D.其用战也胜、久则钝兵挫锐、攻城则倔、久暴师则国用不足【答案】CCE8Y7L7N6D2R5F6HU4Q9I3B4O9I9C5ZX9A6U7I8V10N4V692、资料：Westernbusinessvisitorsareoftendeadline-drivenandunwillingtoslowdowntotheChinesepacewhendiscussingbusiness.ButinChinathepacecanbefastandslowsimultaneously.

A.Chinesebusinessphilosophy

B.China'sbusinessculture

C.DoingbusinessinChina

D.GuanxiinChina【答案】BCL8N6K4Y10S4L5W8HE2N1K6K3Z6D3Z6ZA8O3I1H9O4H7Z993、He’sbeenquitehelpful，______？

A.hasn’the

B.ishe

C.hashe

D.isn’the【答案】ACH4L7X10F6O1E10I2HO1X8U7G5Q5J2U5ZF6J3W6H5X3S4E694、当人静止地站在斜坡式电梯上随电梯一起向上运动时（手与电梯不接触），下列表述准确的是（）。

A.人不受摩擦力作用

B.人所受的摩擦力方向沿电梯面向下

C.人所受的摩擦力方向沿电梯面向上

D.人所受的摩擦力方向可能沿电梯向上，也可能向下【答案】CCX1H7T4I10O6S8X3HC5W6M4B6N3B8N4ZL4D10B10L8Y7H8T595、中国人民银行发布的2019年第三季度中国货币政策执行报告称，当前，中国仍实施常态货币政策。央行通过创新和完善宏观调控，运用多种货币政策工具，保持流动性合理充裕；加大货币政策逆周期调节力度，通过改善货币政策传导机制，落实金融对实体经济的支持。

A.经济趋热，货币政策相应紧缩

B.经济趋冷，货币政策相应扩张

C.经济趋冷，加大货币投放力度

D.经济趋热，定向降低准备金率【答案】DCJ8P4G8E7D6R4L3HP7Y10B3F5Y2J2L3ZX2F1Z4H9F10Q4X1096、按规定，我国商业银行附属资本最高不得超过（）的100%。

A.运营资本

B.普通资本

C.实收资本

D.核心资本【答案】DCX8Q3P9G1E10T4A1HT5Z7R3U6Q7A1O3ZO7O5R3E9P2U6V497、我国第一部诗歌总集是（）。

A.《淮南子》

B.《山海经》

C.《离骚》

D.《诗经》【答案】DCM9P10K3R10Y3N9Q2HG1Q8I2F8E4N7J9ZH10I9Y8M7S4I4W398、在期权交易中，如果你预测某种股票的价格会上涨，则应（）。

A.买人看涨期权

B.卖出看涨期权

C.买人看跌期权

D.买入双重期权【答案】ACK7S4T3P5R7S9T8HR10Y2R5H7H8U7O3ZD4F8W2W9N4T3T199、以下属于资本市场金融工具的是（）。

A.商业票据

B.回购协议

C.股票

D.可转让定期存单【答案】CCO5L1Z5E3K3G1Z9HD10L8O5I9Z6N5G3ZY7X8B6J6C5Q6M6100、Inthe20thcentury,womenbeganlivinglonger,______becausepregnancyandchild