金融用语英文

1、金融英语(术语)inflation通货膨胀deflation通货紧缩tightercredit紧缩信贷monetarypolicy货币政策foreignexchange外汇spottransaction即期交易forwardtransaction远期交易optionforwardtransaction择期交易swaptransaction调期交易quote报价settlmentanddelivery交割treasurybond财政部公债current-account经常项目pickupinrice物价上涨federalreserve美联储buyingrate买入价sellingrate卖出价s

2、pread差幅contract合同atpar平价premium升水discount贴水directquoationmethod直接报价法indirectquoationmethod间接报价法dividend股息domesticcurrency本币floatingrate浮动利率creditswap互惠贷款venturecapital风险资本bookvalue帐面价值physicalcapital实际资本ipo(initialpublicoffering)新股首发；首次公开发行jobmachine就业市场welfarecapitalism福利资本主义collectivemarketcap市场资本

3、总值glolbalcorporation跨国公司transnationalstatus跨国优势transferprice转让价格consolidation兼并leverage杠杆financialturmoil/meltdown金融危机fileforbankruptcy申请破产bailout救助takeover收购buyout购买（某人的）产权或全部货物gounder破产takeanosedive（股市）大跌tumble下跌falter摇摇欲坠onthehook被套住shoreupconfidence提振市场信心staveoff挡开,避开,liquidateassets资产清算atfiresa

4、leprices超低价sell-off证券的跌价reserve储备note票据discount贴现circulate流通centralbank中央银行thefederalreservesystem联邦储备系统creditunion信用合作社papercurrency纸币creditcreation信用创造branchbanking银行分行制unitbanking单一银行制outofcirculation退出流通capitalstock股本atpar以票面价值计electronicbanking电子银行thegoldstandard金本位thefederalreserveboard联邦储备委员会

5、thestockmarketcrash股市风暴reserveratio准备金比率divisionoflabor劳动分工legaltender法定货币fiatmoney法定通货amediumofexchange交换媒介legalsanction法律制裁facevalue面值liquidassets流动资产illiquidlassets非流动资产theliquidityscale流动性指标realestate不动产checkingaccounts,demanddeposit,checkabledeposit活期存款timedeposit定期存款negotiableorderofwithdrawal

6、accounts大额可转让提款单moneymarketmutualfunds货币市场互助基金repurchaseagreements回购协议certificateofdeposits存单bond债券stock股票travelerschecks旅行支票small-denominationtimedeposits小额定期存款large-denominationtimedeposits大额定期存款bankovernightrepurchaseagreements银行隔夜回购协议banklong-termrepurchaseagreements银行长期回购协议thriftinstitutions存款机

7、构financialinstitution金融机构ameansofpayment支付手段astoreofvalue储藏手段astandardofvalue价值标准deficit亏损roll展期wholesale批发default不履约auction拍卖collateralize担保markup价格的涨幅dealer交易员broker经纪人pensionfunds养老基金faceamount面值bankersacceptance银行承兑汇票fedfund联邦基金eurodollar欧洲美元treasurybills国库券floating-rate浮动比率fixed-rate固定比率default

8、risk拖欠风险creditrating信誉级别taxcollection税收moneymarket货币市场capitalmarket资本市场originalmaturity原始到期期限surplusfunds过剩基金syndication辛迪力口underwrite包销，认购hedge对冲买卖、套期保值innovation到期交易spread利差principal本金swap掉期交易eurobondmarket欧洲债券市场euronote欧洲票据federalreservebank(frb)联邦储备银行unsecuredcredit无担保贷款fixedtermtimedeposit定期支付存

9、款leadbank牵头银行neogotiabletimedeposit议付定期存款inter-bankmoneymarket银行同业货币市场mediumtermloan中期贷款syndicatedcredit银团贷款merchantbank商业银行portfoliomanagement有价债券管理leasefinancing租赁融资noteissurancefacility票据发行安排bearernote不记名票价underwritingfacility包销安排floating-ratenote浮动利率票据bondholder债券持持有者londoninterbankofferedrate(l

10、ibor)伦敦同业优惠利率back-upcreditline备用信贷额promissorynote(p.n.p/n)本票revolvingcerdit循环信用证，即revolvingletterofcreditnoninterest-bearingreserves无息储备金interestratecontrols利率管制interestrateceiling利率上限interestratefloor利率下限破产insolvency有偿还债务能力的solvent合同contract汇率exchangerate私营部门privatesector财政管理机构fiscalauthorities宽松的财

11、政政策slackfiscalpolicy税法taxbill财政publicfinance财政部theministryoffinance平衡预算balancedbudget继承税inheritancetax货币主义者monetariest增值税vat(valueaddedtax)收入revenue总需求aggregatedemand货币化monetization赤字deficit经济不景气recessionaperiodwhentheeconomyofacountryisnotsuccessful,businessconditionsarebad,industrialproductionandt

12、radeareatalowlevelandthereisalotofunemployment经济好转turnabout复苏recovery成本推进型costpush货币供应moneysupply生产率productivity劳动力laborforce实际工资realwages成本推进式通货膨胀cost-pushinflation需求拉动式通货膨胀demand-pullinflation双位数通货膨胀double-digitinflation极度通货膨胀hyperinflation长期通货膨胀chronicinflation治理通货膨胀tofightinflation最终目标ultimatego

13、al坏的影响adverseeffect担保ensure贴现discount萧条的sluggish认购subscribeto支票帐户checkingaccount货币控制工具instrumentsofmonetrycontrol篇二：常用金融英语词汇的翻译常用金融英语词汇的翻译badloan呆帐chartofcashflow现金流量表clearly-establishedownership产权清晰debttoequity债转股diversityofequities股权多元化economyofscale规模经济emergingeconomies新兴经济exchange-rateregime汇率机制

14、fundandfinancing筹资融资globalfinancialarchitecture全球金融体系globalintegration,globality全球一体化，全球化gopublic上市growthspurt（经济的）急剧增长hedgeagainst套期保值housingmortgage住房按揭holdings控股，所持股份initialofferings原始股initialpublicofferings首次公募innovativebusiness创新企业intellectualcapital智力资本inter-banklending拆借internetcustomer网上客户in

15、vestmentpayoffperiod投资回收期joint-stock参股mallrat爱逛商店的年轻人meansofproduction生产要素(the)medicalcostsocialpoolformajordiseases大病医疗费用社会统筹mergersandacquisitions并购mobile-phonebanking移动电话银行业moods人气netpotato网虫non-storeseling直销offering新股online-banking网上银行业online-finance在线金融onlineclient(银行的)网上客户paperprofit帐面收益physic

16、alassets有形资产projectfundsystem项目资本金制度pyramidsale传销recapitalize资产重组regionalcorrencyblocks地区货币集团regulate调控selloff变现share(stock)option期权，股票认购权smartcard智能卡slashprices杀价sparecapacity闲置的生产能力stronggrowth强劲的增长势头switchtrade转手贸易takepublic上市taptheidleassets盘活存量资产transaction(银行的)交易transferpaymentfromtheexchequer

17、财政转移支付venture-capital风险资本virtualbank虚拟银行wiretransfer电子转帐经济金融术语汉英对照表a-ba安全网safetynet按轻重缓急toprioritize暗补implicitsubsidy暗亏hiddenlossb颁发营业执照tolicense;tograntalicenceto办理存款业务totakedeposits保护农民的生产积极性toprotectfarmersincentivetoproduce备付金(超额准备金)excessreserves本外币并账consolidationofdomesticandforeigncurrencyacc

18、ounts本外币对冲操作sterilizationoperation本位利益localizedinterest;departmentalism避税(请见“逃税”)taxavoidance币种搭配不当currencymismatch变相社会集资disguisedirregular(orillegal)fundraising表外科目(业务)off-balance-sheetitems(operation)薄弱环节weaknesses;loopholes不变成本fixedcost不变价atconstantprice;inrealterms不动产realestate不良贷款problemloans；non-performingloansc财政赤字fiscaldeficit财政挤银行fiscalpressureonthecentralbank(overmonetarypolicy)财政政策与货币政策的配合coordinationoffiscalandmonetarypolicies采取循序渐进的方法inaphasedan