30【成本】最新流动资金贷款需求量参考测算表(0602)

1、模板一：单一通用客户,流动资金贷款需求量参考测算表,客户名称：, ,单位：万元,项目,科目,数值,科目,数值,财务报表数据,当年主营业务收入,0.00 ,当年主营业务成本,0.00 ,当年其他业务收入,0.00 ,当年其他业务成本,0.00 ,当年经营收入,0.00 ,当年经营成本,0.00 ,当年利润总额,0.00 ,当年非经营性损益,0.00 ,当年资产减值损失,当年公允价值变动净收益,当年投资收益,当年营业外收支净额,0,当年销售利润率, ,上年应收账款,0.00 ,当年应收账款,0.00 ,上年预付账款,0.00 ,当年预付账款,0.00 ,上年存货,0.00 ,当年存货,0.00 ,

2、上年预收账款,0.00 ,当年预收账款,0,上年应付帐款,0.00 ,当年应付帐款,0.00 ,上年长期资产投入应付款,0.00 ,当年长期资产投入应付款,0.00 ,上年有效应付帐款,0.00 ,当年有效应付账款,0.00 ,财务指标测算,应收账款周转次数, ,应收账款周转天数,0.00 ,预付账款周转次数, ,预付账款周转天数,0.00 ,存货周转次数, ,存货周转天数,0.00 ,预收账款周转次数, ,预收账款周转天数,0.00 ,应付帐款周转次数, ,应付帐款周转天数,0.00 ,营运资金测算,营运资金周转次数,近三年经营收入平均增长率,0.00 ,当年经营收入增长率,0.00 ,上年

3、经营收入增长率,0.00 ,上两年经营收入增长率,0.00 ,未调整营运资金量,商业,预计当年经营收入增长率,0.00 ,其他,调整后的营运资金量, ,客户行业类型,商业,保险调节系数,1.2,预计营运资金量,贷款需求量测算,当期借款人自有资金,0.00 ,当期流动资产,0.00 ,当期流动负债,0.00 ,现有流动资金贷款,0.00 ,当期短期借款,0.00 ,当期中长期流贷,0.00 ,其他渠道营运资金,0.00 ,发行股票、债券或信托,0.00 ,股东或关联企业借款,0.00 ,商业信用,0.00 ,财政拨款或非银行融资,0.00 ,置换他行流贷,0.00 ,其他资金来源,0.00 ,新

4、增流贷需求额度,流动资金贷款需求额度测算情况说明：,1、预计当年经营收入增长率：,2、其他渠道营运资金：, ,填表说明： 1、“当年数据”取最近年度财务报表数据，“上年数据”取上年度（相对最近年度）财务报表数据，当期数据取最近一期月度或季度财务报表数据； 2、长期资产投入应付款指应付帐款中用于长期资产购置的应付未付款项； 3、“预计当年主营业务增长率”原则上以客户前三年主营业务收入平均增长水平为依据，结合客户当年主营业务收入计划予以确定，并尽量提供客户当年生产经营计划的证明材料； 4、“保险调节系数”直接按客户类别进行选择确定； 5 、“现有流动资金贷款”指借款人当期财务报表中的短期借款余额和中长期流贷余额； 6、 “其他渠道营运资金”指借款人发行短期债券、信托、股票、融资租赁、通过关联企业借款、股东注资、财政拨款、商业信用、财政拨款、非银行融资等方式取得的用于补充日常营运资金的融资。其他资金来源指不在上