高二英语试卷

1、CMillions of Americans run to the bank or visit ATM when they need cash. They use credit cards when they want to buy clothes, VCRs, or television sets.But there is an underclass people with low incomes and no credit history who visit their neighborhood pawnshops (当铺) when they need cash or a loan.Ab

2、out 20 percent of the US population has no bank account. More than half of this group dont have credit cards and cannot get bank loans.“These people are borrowing an average of $50,” said John P. Caskey of Swarthmore College in Swarthmore, Pennsylvania. “If you add up in terms of how much dollar val

3、ue pawnshops provide, they dont look very important. If you add up how much of the population they serve or the number of loans they make, they are important.”Because they make loans, pawnshops are a type of bank, often calling themselves “the bank of the little people.”Caskey and Swarthmore student

4、 Brian Zidmund in 1989 looked at the importance of pawnshops in the US economythe first serious study of the subject since the 1930s.Their conclusion: pawnshops are the consumers lender of last resort (最后贷款人).Pawnshop customers typically cannot get credit at banks. They have poor credit records, low

5、 and unstable incomes, or cannot maintain positive bank account balances.Typically, pawnshop customers borrow relatively small amounts that traditional lenders are unwilling or unable to provide on a secured basis.“If you look at total consumer credit, the amounts provided by pawnshops remain small,

6、” Caskey said. “They are lending mainly to low-income people. In terms of the population they serve, theyre really important.”In 1988, there were about 6,900 pawnshops in the United States one for every two commercial banks. They made about 35 million loans, providing 1 percent of the nations consum

7、er credit.79. The best title for the passage would be _.A. Credit Cards for the Poor B. Banks for the PoorC. Pawnshops vs. Banks D. Commercial Banks80. What do the underclass people do when they need cash?A. They go to local banks for help. B. They apply for credit cards. C. They ask for a loan from

8、 large banks. D. They apply for a loan in pawnshops.81. What can we learn about pawnshops?A. Poor people come to pawnshops as their last resort.B. Most people prefer pawnshops for their need of cash.C. Pawnshops are an important part of the state economy.D. Pawnshops are not important because they m

9、ake up only 1 percent of the nations consumer credit.82. According to John P. Caskey, pawnshops are important because _.A. they provide great dollar value to the poor B. they make big loans to a lot of peopleC. they are serving the majority of the population D. they make a large number of loans to t

10、he poor B D A D Anna Whitney, a sophomore (大学二年级学生) at Colorado State University, first had a problem taking tests when she began college. “I was always _1_ prepared for my tests. Sometimes I studied for weeks before a test. Yet I would go in to take the test, only to find I would not answer the que

11、stions _2_. I would blank out because of nervousness and fear. I couldnt think of answers. My _3_ grades on the test did not show what I knew from the teacher. Another student in microbiology had _4_ experiences. He said, “My first chemistry test was very difficult. Then, on the second test, I sat d

12、own to take it, and I was so nervous that I was _5_. My hands were moving up and down so _6_ that it was hard to hold my pencil. I knew the material and I knew the answers. Yet I couldnt _7_ write them down!”These two young students were _8_ something called test anxiety. Because a student worries a

13、nd is anxious about a test, his or her _9_ does not work as well as it usually does. The student cannot write or think _10_ because of the extreme tension and nervousness. Although poor grades are often a _11_ of poor study habits, sometimes test anxiety causes the low grades. Recently, test anxiety

14、 has been recognized as a real problem not just a(n) _12_ or a false explanation of lazy students.Special university counseling (指导) courses try to help students. In these courses, counselors try to help students by teaching them _13_ to manage test anxiety. At some universities, students take tests

15、 to _14_ their tension. These courses teach students how to relax their bodies. Students are trained to become _15_ in very tense situations. By controlling their nervousness, they can let their minds _16_ at ease (安心地). _17_ information then comes out without difficult on a test.An _18_ at the Univ

16、ersity of California explains, “With almost all students, relaxation and _19_ stress are felt after taking our program. Most of them experience better control _20_ their tests. Almost all have some improvement.1. A. badlyB. wellC. badD. quite2. A. correctlyB. mistakenlyC. immediateD. happily3. A. hi

17、ghB. tallC. lowD. good4. A. difficultB. differentC. similarD. unpleasant5. A. cryingB. standingC. smilingD. shaking6. A. quicklyB. slowlyC. hardD. loudly7. A. everB. evenC. hardlyD. never8. A. experiencingB. studyingC. learningD. facing9. A. brainB. mindC. bodyD. head10. A. cleanlyB. foolishlyC. cle

18、arlyD. slowly11. A. reasonB. causeC. relationD. result12. A. answerB. helpC. habitD. excuse13. A. howB. whyC. whatD. where14. A. checkB. examineC. determineD. measure15. A. quietB. calmC. coolD. cold16. A. learnB. workC. restD. run17. A. UsedB. AbsorbedC. LearnedD. Taught18. A. engineerB. authorC. artistD. expert19. A. moreB. lessC. betterD. worse20. A. afterB. beforeC. duringD. while 7.1-6 BACCD6-10 ABABC11-15 DDADB 16-20 BCDBC_ the technical worker has limited k