常用银行专业词汇wef

1、银行专业词汇acquiring company 收购公司 bad loan 呆帐 chart of cash flow现金流量表clearly-established ownership 产权清晰 debt to equity 债转股diversity of equities 股权多元化 economy of scale 规模经济 emerging economies 新兴经济 exchange-rate regime 汇率机制 fund and financing 筹资融资 global financial architecture 全球金融体系 global integration, gl

2、obal i ty 全球一体化，全球化 go public 上市 growth spurt （经济的）急剧增长 have one's ' two commas， 百万富翁 hedge against套期保值 housing mortgage住房扌安揭 holdings控股，所持股份 holding company 控股公司 initial offerings 原始股initial public offerings 首次公募 irrnovative business 仓u新企业 intellectual capital 智力资本 inter-bank lending 拆借 int

3、ernet customer 网上客户 investment payoff period 投资冋收期 joint-stock 参股mall rat爱逛商店的年轻人means of production 生产要素(the)medical cost social pool for major diseases 大病医疗费用社会统筹 mergers and acquisitions 并购mobile-phone banking移动电话银行业moods人气net potato 网虫non-store seling 直销offering 新股on l ine-banking网上银行业online-fin

4、ance 在线金融online client (银行的)网上客户paper profit帐面收益physical assets 有形资产project fund system项目资本金制度pyramid sale 传销recapi tal ize资产重组regional corrency blocks 地区货币集团regulate 调控sei 1 off 变现share (stock) opt io n期权,股票认购权smart card智能卡slash prices 杀价spare capacity闲置的牛产能力strong growth强劲的增长势头switch trade转手贸易take

5、*-publ ic 上市tap the idle assets盘活存量资产transaction (银行的)交易transfer payment from the exchequer 财政转移支付venture-capital 风险资本virtual bank虚拟银行 wire transfer电子转帐account number 帐 h 编号 depositor 存八 pay-in slip 存款单 a deposit form 存款单 a bandi ng machi ne自动存取机 to deposit 存款 deposit receipt 存款收据 private deposits 私

6、人存款 certificate of deposit 存单 deposit book, passbook 存折 credit card 信用卡 principal 木金 overdraft, overdraw 透支 to counter sign 双签 to endorse 背书 endorser背书人 to cash兑现 to honor a cheque 兑付 to dishonor a cheque 扌门付 to suspend payment 止付 cheque, check 支票 cheque book 支票本 order cheque记名支票 bearer cheque不记名支票

7、crossed cheque 横线支票 blank cheque空白支票 rubber cheque空头支票 cheque stub, counterfoi 1 票根 cash cheque现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 伪支票 bandar's note 庄票，银票 banker银行家 president彳亍长 savings bank储蓄银行 chase bank人通银行national c

8、ity bank of new york 花旗银行hongkong shanghai banking corporalion 汇丰银行chartered bank of india, austral ia and china 麦加利银彳亍 banque de i' indochine 东方汇理银行central bank, national bank, banker's bank 中映银行 bank of issue, bank of circulation 发行币银行 commercial bank商业银行，储蓄信贷银行 member bank, credit bank 储蓄

9、信贷银行 discount bank贴现银行 exchange bank 汇兑银行 requesting bank委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行 negotiation bank 议付银行 confirming bank 保兑银行 paying bank付款银行associate banker of collection 代收银行 consi gned banker of col lection 委托银行 clearing bank清算银行 local bank木地银行 domest

10、ic bank国内银行 overseas bank国外银行unincorporated bank 钱庄branch bank银行分行trustee savings bank信托储蓄银彳亍trust company 信托公司financial trust金融信托公司unit trust信托投资公4trust institution银行的信托部credit department银行的信用部commercial credit company (discount company) 商业信贷公司(贴现公司)neighborhood savings bank, bank of deposit 街道储蓄所c

11、redit union合作银行credit bureau商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and conunercial bank 工商银行bank of communiceiti ons 交通银行mutual savings bank互助储蒂银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank家宅贷款银行reserve bank

12、准备银彳亍chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank投资银彳亍import and export bank (extmbank)进出 口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house票据交换所publ ic accounting 公共会计 business accounling 商业会计 cost accounting 成本会计

13、 depreciation accounting 折ih会计 computerized accounting 电脑化会计 gen oral ledger 总帐 subsidiary ledger 分户帐 cash book现金出纳帐 cash account 现金帐 journal, day-book日记帐，流水帐 bad debts 坏帐 investment 投资 surplus 结余 idle capital 游资 economic cycle 经济周期 economic boom经济繁荣 economic recession 经济衰退 economic depression 经济萧条

14、economic crisis 经济危机 economic recovery 经济复苏 inflation通货膨胀 deflation通货收缩 deval uation货币贬值 revaluation货币增值 international balance of payment 国际收支 favourable balance 顺差 adverse balanee 逆羌 hard currency 硬通货 soft currency 软通货 international monetary system 国际货币制度 the purchasing power of money 货币购买力 money i

15、n circulation 货币流通量note issue纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain债务链direct exchange直接(对角)套汇 indirect exchange间接(三角)套汇 cross rate, arbitrage rate 套汇汇率 foreign currency (exchange) reserve 夕卜汇储备 foreign exchange fluctuation 夕卜汇波动 foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve黄金储备money (financial) market 金